FCH Stock Overview
Provides online lending platforms in the United Kingdom and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Community vs My Fair Value
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Funding Circle Holdings plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£1.02 |
| 52 Week High | UK£1.49 |
| 52 Week Low | UK£0.46 |
| Beta | 0.79 |
| 1 Month Change | -6.85% |
| 3 Month Change | -20.93% |
| 1 Year Change | 120.78% |
| 3 Year Change | 37.84% |
| 5 Year Change | 8.86% |
| Change since IPO | -76.82% |
Recent News & Updates
Recent updates
There's Reason For Concern Over Funding Circle Holdings plc's (LON:FCH) Massive 31% Price Jump
Sep 06
Revenues Not Telling The Story For Funding Circle Holdings plc (LON:FCH) After Shares Rise 27%
Jul 16Funding Circle Holdings plc's (LON:FCH) 49% Price Boost Is Out Of Tune With Revenues
Apr 28Downgrade: Here's How Analysts See Funding Circle Holdings plc (LON:FCH) Performing In The Near Term
Mar 16The Market Lifts Funding Circle Holdings plc (LON:FCH) Shares 71% But It Can Do More
Mar 13Potential Upside For Funding Circle Holdings plc (LON:FCH) Not Without Risk
Jan 05Little Excitement Around Funding Circle Holdings plc's (LON:FCH) Earnings
Sep 10Analysts Are Upgrading Funding Circle Holdings plc (LON:FCH) After Its Latest Results
Mar 28How Many Funding Circle Holdings plc (LON:FCH) Shares Did Insiders Buy, In The Last Year?
Jan 18
Shareholder Returns
| FCH | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 2.6% | 5.1% | 4.7% |
| 1Y | 120.8% | 24.2% | 2.3% |
Return vs Industry: FCH exceeded the UK Consumer Finance industry which returned 23.5% over the past year.
Return vs Market: FCH exceeded the UK Market which returned 2.7% over the past year.
Price Volatility
| FCH volatility | |
|---|---|
| FCH Average Weekly Movement | 8.4% |
| Consumer Finance Industry Average Movement | 6.5% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 3.2% |
Stable Share Price: FCH's share price has been volatile over the past 3 months compared to the UK market.
Volatility Over Time: FCH's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of UK stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2010 | 726 | Lisa Jacobs | www.fundingcircle.com |
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions.
Funding Circle Holdings plc Fundamentals Summary
| FCH fundamental statistics | |
|---|---|
| Market cap | UK£322.16m |
| Earnings (TTM) | UK£300.00k |
| Revenue (TTM) | UK£160.10m |
1,074x
P/E Ratio2.0x
P/S RatioIs FCH overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FCH income statement (TTM) | |
|---|---|
| Revenue | UK£160.10m |
| Cost of Revenue | UK£68.10m |
| Gross Profit | UK£92.00m |
| Other Expenses | UK£91.70m |
| Earnings | UK£300.00k |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.00095 |
| Gross Margin | 57.46% |
| Net Profit Margin | 0.19% |
| Debt/Equity Ratio | 47.1% |
How did FCH perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 14:33 |
| End of Day Share Price | 2025/04/17 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Funding Circle Holdings plc is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Orson Rout | Barclays |
| James Goodman | Barclays |
| Alexander Bowers | Berenberg |