FCH Share Price Performance
UK£0
-1.20 (-100.00%)
Price UK£0
Fair ValueUK£2.19
Share Pricen/a
Narrative Update • Jun 02
Funding Circle Holdings plc Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 7 Fair Values set on narratives written by author
FCH Community Narratives
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Fair Value
·Fair Value UK£2.19 37.1% undervalued intrinsic discount
Digital Adoption And AI Will Transform SME Lending
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Fair Value
·Fair Value UK£1.6 14.0% undervalued intrinsic discount
Flat Economic Backdrop And Funding Reliance Will Reshape Platform Margins Over Time
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Fair Value
·Fair Value UK£2.2 37.5% undervalued intrinsic discount
SME Finance Data Advantage Will Support Rising Margins And Growing Earnings Power
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1users have followed this narrative
Digital Adoption And AI Will Transform SME Lending
Small businesses are moving their borrowing online, and Funding Circle aims to win more of that demand by using data-driven tools to make faster, smarter lending decisions. Its newer pay-later and card products could add steadier fee income, but the story depends on reliable outside funding and holding up through a tougher economy and rising competition.Read more
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UK£2.19
37.1% undervalued intrinsic discount
Fair Value
Revenue
12.91% p.a.
Profit Margin
17.2%
Future PE
13.72x
Price in 2029
UK£2.87
Flat Economic Backdrop And Funding Reliance Will Reshape Platform Margins Over Time
Catalysts About Funding Circle Holdings Funding Circle Holdings operates a U.K. focused SME finance platform offering term loans, pay later products and a cashback credit card funded largely through institutional partners. What are the underlying business or industry changes driving this perspective?Read more
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UK£1.6
14.0% undervalued intrinsic discount
Fair Value
Revenue
16.05% p.a.
Profit Margin
20.23%
Future PE
11.6x
Price in 2029
UK£2.07
SME Finance Data Advantage Will Support Rising Margins And Growing Earnings Power
Catalysts About Funding Circle Holdings Funding Circle Holdings operates a U.K. focused SME finance platform offering term loans, FlexiPay and a cashback credit card to small and medium sized businesses. What are the underlying business or industry changes driving this perspective?Read more
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UK£2.2
37.5% undervalued intrinsic discount
Fair Value
Revenue
17.03% p.a.
Profit Margin
19.42%
Future PE
14.88x
Price in 2029
UK£2.61
Trending Discussion
Recently Updated Narratives
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FCH: 2026 Revenue Guidance Will Support Further Share Price Repricing
Fair Value: UK£2.19 37.1% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
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AN
Flat Economic Backdrop And Funding Reliance Will Reshape Platform Margins Over Time
Fair Value: UK£1.6 14.0% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
SME Finance Data Advantage Will Support Rising Margins And Growing Earnings Power
Fair Value: UK£2.2 37.5% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
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Snowflake Analysis
Funding Circle Holdings plc Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Sep 08, 2026
- 0.16
- 66.52%
- 22.52%
- 117.0%
About FCH
- Founded
- 2010
- Employees
- 778
- CEO
- WebsiteView website
Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance services. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.
