S&U (SUS) Stock Overview
Provides motor, property bridging, and specialist finance services in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
SUS Community Fair Values
Create NarrativeSee what 10 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
S&U plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£19.50 |
| 52 Week High | UK£24.59 |
| 52 Week Low | UK£14.80 |
| Beta | 0.56 |
| 1 Month Change | 3.17% |
| 3 Month Change | -0.26% |
| 1 Year Change | 28.29% |
| 3 Year Change | -15.58% |
| 5 Year Change | -27.24% |
| Change since IPO | 1,660.82% |
Recent News & Updates
Narrative Update • Jun 07
SUS: Slightly Lower Risk Profile Will Support Future Upside Potential
Analysts have nudged their fair value estimate for S&U slightly higher from £24.27 to £24.57, reflecting updated assumptions around the discount rate, revenue growth, profit margin and future P/E that they see as better aligned with the company’s current profile. What's in the News No recent news items, periodical coverage or key developments were provided for S&U, so there are currently no specific events to highlight for readers.Narrative Update • May 10
SUS: Higher Second Interim Dividend Will Support Future Upside Potential
Analysts have kept their £24.27 price target on S&U broadly unchanged, with small tweaks to assumptions around discount rate, revenue growth, profit margin and future P/E helping to refine rather than reset their view on the stock. What's in the News S&U plc proposed a second interim dividend of 35 pence per share, compared with 30 pence per share in 2025.Narrative Update • Apr 26
SUS: Higher Second Interim Dividend Will Support Future Upside Potential
Analysts have trimmed their price target on S&U to £24.27 from £24.70, reflecting slightly lower assumptions for revenue growth, profit margins and future P/E, partly offset by a reduced discount rate in their valuation work. What's in the News S&U plc has proposed a second interim dividend of 35 pence per share, compared with 30 pence per share for the prior year.Recent updates
Narrative Update • Jun 07
SUS: Slightly Lower Risk Profile Will Support Future Upside Potential
Analysts have nudged their fair value estimate for S&U slightly higher from £24.27 to £24.57, reflecting updated assumptions around the discount rate, revenue growth, profit margin and future P/E that they see as better aligned with the company’s current profile. What's in the News No recent news items, periodical coverage or key developments were provided for S&U, so there are currently no specific events to highlight for readers.Narrative Update • May 10
SUS: Higher Second Interim Dividend Will Support Future Upside Potential
Analysts have kept their £24.27 price target on S&U broadly unchanged, with small tweaks to assumptions around discount rate, revenue growth, profit margin and future P/E helping to refine rather than reset their view on the stock. What's in the News S&U plc proposed a second interim dividend of 35 pence per share, compared with 30 pence per share in 2025.Narrative Update • Apr 26
SUS: Higher Second Interim Dividend Will Support Future Upside Potential
Analysts have trimmed their price target on S&U to £24.27 from £24.70, reflecting slightly lower assumptions for revenue growth, profit margins and future P/E, partly offset by a reduced discount rate in their valuation work. What's in the News S&U plc has proposed a second interim dividend of 35 pence per share, compared with 30 pence per share for the prior year.Narrative Update • Apr 10
SUS: Higher Second Interim Dividend Will Support Future Upside Potential
Analysts have kept their fair value estimate for S&U steady at £24.70, with only minor adjustments to assumptions such as discount rate and future P/E that help refine rather than reset their overall price view. What's in the News S&U plc has proposed a second interim dividend of 35 pence per share, compared with 30 pence per share for 2025, subject to payment on 6 March 2026 to shareholders on the register on 20 February 2026 (company announcement).Narrative Update • Mar 27
SUS: Higher Second Interim Dividend Will Support Future Upside Potential
Analysts have kept their fair value estimate for S&U steady at £24.70. A slightly higher discount rate and modestly adjusted future P/E assumptions are guiding the latest price target view.Narrative Update • Mar 12
SUS: Higher Second Interim Dividend Will Support Future Upside Potential
Analysts have kept their £24.70 price target for S&U unchanged, citing steady assumptions on fair value, growth and profitability, with only minor tweaks to the discount rate and future P/E that support a broadly consistent outlook. What's in the News S&U plc proposed a second interim dividend of 35 pence per share, compared with 30 pence per share for the prior year.Narrative Update • Feb 26
SUS: Dividend Plans And Higher Assumed P/E Will Shape Future Returns
Analysts have raised their price target on S&U to £24.70 from £23.88, reflecting adjustments to their fair value estimate, discount rate and assumed future P/E multiple. What's in the News Proposed second interim dividend of 35 pence per share for S&U, compared with 30 pence per share in 2025, subject to the usual approvals (Key Developments) Dividend is scheduled to be paid on 6 March 2026 to shareholders on the register on 20 February 2026, so the record date and payment date are already set (Key Developments) The announcement provides a specific cash return figure per share, which you can compare with your own income targets and the current share price to gauge the implied yield (Key Developments) Valuation Changes Fair Value: Adjusted to £24.70 from £23.88, a small uplift in the central estimate used for the price target.Analysis Article • Feb 13
S&U's (LON:SUS) Dividend Will Be £0.35
S&U plc's ( LON:SUS ) investors are due to receive a payment of £0.35 per share on 6th of March. Even though the...Narrative Update • Feb 11
SUS: Higher Assumed P/E And Dividend Plans Will Shape Future Returns
Analysts have raised their price target for S&U from £20.18 to £23.88, citing a slightly lower discount rate and a higher assumed future P/E multiple as key factors behind the revised valuation. What's in the News S&U plc proposed a second interim dividend of 35 pence per share, compared with 30 pence per share in 2025, highlighting the latest planned cash return to shareholders (Key Developments).Narrative Update • Jan 27
SUS: Lower Discount Rate Will Still Restrain Future Share Price Upside
Analysts have lifted their price target on S&U to £20.18, reflecting updated assumptions around a slightly lower discount rate and modestly revised long term P/E expectations. Valuation Changes Fair Value: Modelled fair value remains stable at £20.18 per share, with no change between the previous and updated estimates.Narrative Update • Jan 13
SUS: Lower Assumed Discount Rate Will Limit Future Shareholder Return Upside
Analysts have reduced their price target on S&U to £20.18 per share. The change is mainly linked to a slightly lower assumed discount rate and a modestly reduced future P/E multiple in their updated models.Narrative Update • Dec 25
SUS: Higher Dividend And Stable Margins Will Support Future Shareholder Returns
Analysts have nudged their price target on S&U modestly higher to reflect slightly lower perceived risk and a marginally stronger long term profit margin outlook, while keeping fair value broadly unchanged at around £20.18 per share. What's in the News Directors have declared a first interim dividend of 35.0p per share for 2025, up from 30.0p in 2024.Narrative Update • Dec 11
SUS: Higher Interim Dividend And Stable Margins Will Support Future Shareholder Returns
Analysts have modestly lifted their price target on S&U to £20.18 per share, highlighting a slightly higher assumed discount rate and future earnings multiple as justification for the incremental increase. What's in the News Directors declared a first interim dividend of 35.0p per share for 2025, up from 30.0p per share in 2024.Narrative Update • Nov 26
SUS: Dividend Increase And Steady Profitability Metrics Will Support Fair Valuation
Analysts have maintained their price target for S&U at £20.18, citing continued confidence in the company's growth outlook and profitability metrics. What's in the News The directors of S&U plc have declared a first interim dividend of 35.0p per share for 2025, an increase from 30.0p per share in 2024 (Key Developments).Narrative Update • Nov 10
SUS: Increased Interim Dividend Will Balance Margin Pressures Through 2025
Analysts have raised their price target for S&U from £18.50 to £20.18, citing improved revenue growth expectations, which more than offset a modest decline in projected profit margins. What's in the News S&U directors have declared a first interim dividend of 35.0p per share for 2025, an increase from 30.0p per share in 2024 (Key Developments).Analysis Article • Oct 18
S&U (LON:SUS) Has Announced A Dividend Of £0.35
The board of S&U plc ( LON:SUS ) has announced that it will pay a dividend on the 21st of November, with investors...Narrative Update • Sep 05
Regulatory Engagements And Supreme Court Ruling Will Secure Resilience
With both the Discount Rate and Future P/E ratio for S&U holding steady, there has been no change in the valuation outlook, resulting in the consensus analyst price target remaining unchanged at £18.50. Valuation Changes Summary of Valuation Changes for S&U The Consensus Analyst Price Target remained effectively unchanged, at £18.50.Analysis Article • Aug 06
Fewer Investors Than Expected Jumping On S&U plc (LON:SUS)
LSE:SUS 1 Year Share Price vs Fair Value Explore S&U's Fair Values from the Community and select yours With a...Analysis Article • May 13
S&U (LON:SUS) Has Announced A Dividend Of £0.40
S&U plc ( LON:SUS ) has announced that it will pay a dividend of £0.40 per share on the 25th of July. This means that...Analysis Article • Apr 18
S&U's (LON:SUS) Dividend Will Be £0.40
S&U plc's ( LON:SUS ) investors are due to receive a payment of £0.40 per share on 25th of July. This means that the...
New Narrative • Feb 10
Automation And Cloud Investments Will Optimize Future Operations
Regulatory engagement optimism and operational advancements may improve earnings, enhance market share, and drive future revenue growth.Analysis Article • Nov 14
Market Cool On S&U plc's (LON:SUS) Earnings Pushing Shares 27% Lower
S&U plc ( LON:SUS ) shareholders that were waiting for something to happen have been dealt a blow with a 27% share...Analysis Article • Oct 11
S&U's (LON:SUS) Dividend Is Being Reduced To £0.30
The board of S&U plc ( LON:SUS ) has announced that the dividend on 22nd of November will be reduced by 14% from last...Analysis Article • May 31
Shareholders May Be A Bit More Conservative With S&U plc's (LON:SUS) CEO Compensation For Now
Key Insights S&U will host its Annual General Meeting on 6th of June Total pay for CEO Anthony Michael Coombs includes...Analysis Article • Apr 26
S&U's (LON:SUS) Dividend Will Be £0.50
S&U plc ( LON:SUS ) will pay a dividend of £0.50 on the 12th of July. This means that the dividend yield is 6.3%, which...Analysis Article • Apr 12
S&U (LON:SUS) Is Due To Pay A Dividend Of £0.50
S&U plc ( LON:SUS ) will pay a dividend of £0.50 on the 12th of July. The dividend yield will be in the average range...Analysis Article • Apr 14
S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's
S&U plc ( LON:SUS ) will increase its dividend from last year's comparable payment on the 7th of July to £0.60. This...Analysis Article • Mar 31
S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's
S&U plc ( LON:SUS ) will increase its dividend from last year's comparable payment on the 7th of July to £0.60. Based...Analysis Article • Mar 28
Here's Why We Think S&U (LON:SUS) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Oct 18
S&U (LON:SUS) Has Announced That It Will Be Increasing Its Dividend To £0.35
The board of S&U plc ( LON:SUS ) has announced that it will be paying its dividend of £0.35 on the 25th of November, an...Analysis Article • Sep 30
S&U (LON:SUS) Will Pay A Larger Dividend Than Last Year At £0.35
S&U plc ( LON:SUS ) will increase its dividend from last year's comparable payment on the 25th of November to £0.35...Analysis Article • Apr 28
S&U (LON:SUS) Is Increasing Its Dividend To UK£0.57
S&U plc ( LON:SUS ) has announced that it will be increasing its dividend on the 8th of July to UK£0.57. This will take...Analysis Article • Apr 01
S&U (LON:SUS) Is Paying Out A Larger Dividend Than Last Year
S&U plc ( LON:SUS ) will increase its dividend on the 8th of July to UK£0.57, which is 33% higher than last year. This...Analysis Article • Oct 01
S&U (LON:SUS) Is Increasing Its Dividend To UK£0.33
The board of S&U plc ( LON:SUS ) has announced that it will be increasing its dividend on the 19th of November to...Shareholder Returns
| SUS | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 2.6% | 3.1% | 0.7% |
| 1Y | 28.3% | 26.6% | 17.4% |
Return vs Industry: SUS exceeded the UK Consumer Finance industry which returned 26.6% over the past year.
Return vs Market: SUS exceeded the UK Market which returned 17.4% over the past year.
Price Volatility
| SUS volatility | |
|---|---|
| SUS Average Weekly Movement | 5.8% |
| Consumer Finance Industry Average Movement | 6.3% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in GB Market | 11.7% |
| 10% least volatile stocks in GB Market | 3.1% |
Stable Share Price: SUS has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: SUS's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1938 | 250 | Anthony Michael Coombs | suplc.co.uk |
S&U plc, together with its subsidiaries, provides motor, property bridging, and specialist finance services in the United Kingdom. It operates through Motor Finance and Property Bridging Finance. The company was incorporated in 1938 and is based in Solihull, the United Kingdom.
S&U plc Fundamentals Summary
| SUS fundamental statistics | |
|---|---|
| Market cap | UK£240.59m |
| Earnings (TTM) | UK£23.71m |
| Revenue (TTM) | UK£80.05m |
10.0x
P/E Ratio3.0x
P/S RatioIs SUS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SUS income statement (TTM) | |
|---|---|
| Revenue | UK£80.05m |
| Cost of Revenue | UK£23.55m |
| Gross Profit | UK£56.50m |
| Other Expenses | UK£32.79m |
| Earnings | UK£23.71m |
Last Reported Earnings
Feb 05, 2026
Next Earnings Date
Sep 29, 2026
| Earnings per share (EPS) | 1.95 |
| Gross Margin | 70.58% |
| Net Profit Margin | 29.62% |
| Debt/Equity Ratio | 97.3% |
How did SUS perform over the long term?
See historical performance and comparisonDividends
5.9%
Current Dividend Yield59%
Payout RatioDoes SUS pay a reliable dividends?
See SUS dividend history and benchmarks| S&U dividend dates | |
|---|---|
| Ex Dividend Date | Jul 02 2026 |
| Dividend Pay Date | Jul 24 2026 |
| Days until Ex dividend | 15 days |
| Days until Dividend pay date | 37 days |
Does SUS pay a reliable dividends?
See SUS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/16 17:35 |
| End of Day Share Price | 2026/06/16 00:00 |
| Earnings | 2026/02/05 |
| Annual Earnings | 2026/02/05 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
S&U plc is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Robert Chantry | Berenberg |
| James Allen | Berenberg |
| Robin Savage | Canaccord Genuity |