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S&U LSE:SUS Stock Report

Last Price

UK£13.20

Market Cap

UK£153.7m

7D

4.8%

1Y

-40.9%

Updated

21 Nov, 2024

Data

Company Financials +

S&U plc

LSE:SUS Stock Report

Market Cap: UK£153.7m

SUS Stock Overview

Provides motor, property bridging, and specialist finance services in the United Kingdom. More details

SUS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth5/6
Past Performance2/6
Financial Health2/6
Dividends4/6

Rewards

Trading at 63% below our estimate of its fair value

Earnings are forecast to grow 23.51% per year

Risk Analysis

Debt is not well covered by operating cash flow

Dividend of 9.09% is not well covered by free cash flows


S&U plc Competitors

H&T Group

AIM:HAT

UK£154.4m

International Personal Finance

LSE:IPF

UK£287.7m

ASA International Group

LSE:ASAI

UK£63.8m

Ramsdens Holdings

AIM:RFX

UK£72.6m

Price History & Performance

Summary of all time highs, changes and price drops for S&U
Historical stock prices
Current Share PriceUK£13.20
52 Week HighUK£22.90
52 Week LowUK£12.30
Beta0.54
11 Month Change-29.79%
3 Month Change-25.00%
1 Year Change-40.94%
33 Year Change-52.52%
5 Year Change-36.54%
Change since IPO1,091.94%

Recent News & Updates

Market Cool On S&U plc's (LON:SUS) Earnings Pushing Shares 27% Lower

Nov 14
Market Cool On S&U plc's (LON:SUS) Earnings Pushing Shares 27% Lower

Recent updates

Market Cool On S&U plc's (LON:SUS) Earnings Pushing Shares 27% Lower

Nov 14
Market Cool On S&U plc's (LON:SUS) Earnings Pushing Shares 27% Lower

S&U's (LON:SUS) Dividend Is Being Reduced To £0.30

Oct 11
S&U's (LON:SUS) Dividend Is Being Reduced To £0.30

Shareholders May Be A Bit More Conservative With S&U plc's (LON:SUS) CEO Compensation For Now

May 31
Shareholders May Be A Bit More Conservative With S&U plc's (LON:SUS) CEO Compensation For Now

S&U's (LON:SUS) Dividend Will Be £0.50

Apr 26
S&U's (LON:SUS) Dividend Will Be £0.50

S&U (LON:SUS) Is Due To Pay A Dividend Of £0.50

Apr 12
S&U (LON:SUS) Is Due To Pay A Dividend Of £0.50

S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

Apr 14
S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

Mar 31
S&U's (LON:SUS) Upcoming Dividend Will Be Larger Than Last Year's

Here's Why We Think S&U (LON:SUS) Might Deserve Your Attention Today

Mar 28
Here's Why We Think S&U (LON:SUS) Might Deserve Your Attention Today

S&U (LON:SUS) Has Announced That It Will Be Increasing Its Dividend To £0.35

Oct 18
S&U (LON:SUS) Has Announced That It Will Be Increasing Its Dividend To £0.35

S&U (LON:SUS) Will Pay A Larger Dividend Than Last Year At £0.35

Sep 30
S&U (LON:SUS) Will Pay A Larger Dividend Than Last Year At £0.35

S&U (LON:SUS) Is Increasing Its Dividend To UK£0.57

Apr 28
S&U (LON:SUS) Is Increasing Its Dividend To UK£0.57

S&U (LON:SUS) Is Paying Out A Larger Dividend Than Last Year

Apr 01
S&U (LON:SUS) Is Paying Out A Larger Dividend Than Last Year

S&U (LON:SUS) Is Increasing Its Dividend To UK£0.33

Oct 01
S&U (LON:SUS) Is Increasing Its Dividend To UK£0.33

This Is Why S&U plc's (LON:SUS) CEO Compensation Looks Appropriate

May 14
This Is Why S&U plc's (LON:SUS) CEO Compensation Looks Appropriate

Investors In S&U plc (LON:SUS) Should Consider This, First

Apr 02
Investors In S&U plc (LON:SUS) Should Consider This, First

What Type Of Shareholders Own The Most Number of S&U plc (LON:SUS) Shares?

Mar 12
What Type Of Shareholders Own The Most Number of S&U plc (LON:SUS) Shares?

Here's What We Like About S&U's (LON:SUS) Upcoming Dividend

Feb 14
Here's What We Like About S&U's (LON:SUS) Upcoming Dividend

A Quick Analysis On S&U's (LON:SUS) CEO Salary

Jan 26
A Quick Analysis On S&U's (LON:SUS) CEO Salary

S&U plc (LON:SUS) Insiders Increased Their Holdings

Dec 29
S&U plc (LON:SUS) Insiders Increased Their Holdings

What You Need To Know About S&U plc's (LON:SUS) Investor Composition

Dec 08
What You Need To Know About S&U plc's (LON:SUS) Investor Composition

S&U plc (LON:SUS) Is An Attractive Dividend Stock - Here's Why

Nov 17
S&U plc (LON:SUS) Is An Attractive Dividend Stock - Here's Why

Shareholder Returns

SUSGB Consumer FinanceGB Market
7D4.8%-1.6%0.7%
1Y-40.9%0.6%6.1%

Return vs Industry: SUS underperformed the UK Consumer Finance industry which returned 0.6% over the past year.

Return vs Market: SUS underperformed the UK Market which returned 6.1% over the past year.

Price Volatility

Is SUS's price volatile compared to industry and market?
SUS volatility
SUS Average Weekly Movement6.7%
Consumer Finance Industry Average Movement6.2%
Market Average Movement4.7%
10% most volatile stocks in GB Market10.4%
10% least volatile stocks in GB Market2.6%

Stable Share Price: SUS has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: SUS's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1938239Anthony Michael Coombswww.suplc.co.uk

S&U plc provides motor, property bridging, and specialist finance services in the United Kingdom. The company was incorporated in 1938 and is headquartered in Solihull, the United Kingdom.

S&U plc Fundamentals Summary

How do S&U's earnings and revenue compare to its market cap?
SUS fundamental statistics
Market capUK£153.71m
Earnings (TTM)UK£18.82m
Revenue (TTM)UK£66.69m

8.5x

P/E Ratio

2.4x

P/S Ratio

Is SUS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SUS income statement (TTM)
RevenueUK£66.69m
Cost of RevenueUK£22.22m
Gross ProfitUK£44.47m
Other ExpensesUK£25.66m
EarningsUK£18.82m

Last Reported Earnings

Jul 31, 2024

Next Earnings Date

Apr 15, 2025

Earnings per share (EPS)1.55
Gross Margin66.68%
Net Profit Margin28.21%
Debt/Equity Ratio102.8%

How did SUS perform over the long term?

See historical performance and comparison

Dividends

9.1%

Current Dividend Yield

74%

Payout Ratio

Does SUS pay a reliable dividends?

See SUS dividend history and benchmarks
When do you need to buy SUS by to receive an upcoming dividend?
S&U dividend dates
Ex Dividend DateOct 31 2024
Dividend Pay DateNov 22 2024
Days until Ex dividend22 days
Days until Dividend pay date0 days

Does SUS pay a reliable dividends?

See SUS dividend history and benchmarks