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H&T Group plcAIM:HAT Stock Report

Market Cap UK£286.3m
Share Price
UK£6.50
n/a
1Y58.5%
7D0%
Portfolio Value
​
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H&T Group plc

AIM:HAT Stock Report

Market Cap: UK£286.3m

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

H&T Group (HAT) Stock Overview

Primarily provides pawnbroking services in the United Kingdom and internationally. More details

HAT fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance1/6
Financial Health4/6
Dividends3/6

Rewards

Price-To-Earnings ratio (12.9x) is below the UK market (15.8x)

Earnings are forecast to grow 8.03% per year

Earnings have grown 12.5% per year over the past 5 years

Risk Analysis

Dividend of 2.77% is not well covered by free cash flows

Large one-off items impacting financial results


HAT Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

View Stock Community

H&T Group plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for H&T Group
Historical stock prices
Current Share PriceUK£6.50
52 Week HighUK£6.50
52 Week LowUK£3.26
Beta0.65
1 Month Change1.88%
3 Month Change0.62%
1 Year Change58.54%
3 Year Change41.30%
5 Year Change126.09%
Change since IPO252.30%

Recent News & Updates

Here's Why We Think H&T Group plc's (LON:HAT) CEO Compensation Looks Fair for the time being

May 08
Here's Why We Think H&T Group plc's (LON:HAT) CEO Compensation Looks Fair for the time being

H&T Group (LON:HAT) Has Announced That It Will Be Increasing Its Dividend To £0.11

Apr 15
H&T Group (LON:HAT) Has Announced That It Will Be Increasing Its Dividend To £0.11

H&T Group's (LON:HAT) Dividend Will Be Increased To £0.11

Mar 21
H&T Group's (LON:HAT) Dividend Will Be Increased To £0.11

Recent updates

Here's Why We Think H&T Group plc's (LON:HAT) CEO Compensation Looks Fair for the time being

May 08
Here's Why We Think H&T Group plc's (LON:HAT) CEO Compensation Looks Fair for the time being

H&T Group (LON:HAT) Has Announced That It Will Be Increasing Its Dividend To £0.11

Apr 15
H&T Group (LON:HAT) Has Announced That It Will Be Increasing Its Dividend To £0.11

H&T Group's (LON:HAT) Dividend Will Be Increased To £0.11

Mar 21
H&T Group's (LON:HAT) Dividend Will Be Increased To £0.11

H&T Group (LON:HAT) Is Due To Pay A Dividend Of £0.07

Aug 23
H&T Group (LON:HAT) Is Due To Pay A Dividend Of £0.07

There's No Escaping H&T Group plc's (LON:HAT) Muted Earnings

Jul 23
There's No Escaping H&T Group plc's (LON:HAT) Muted Earnings

H&T Group (LON:HAT) Is Increasing Its Dividend To £0.105

May 23
H&T Group (LON:HAT) Is Increasing Its Dividend To £0.105

H&T Group's (LON:HAT) Upcoming Dividend Will Be Larger Than Last Year's

May 01
H&T Group's (LON:HAT) Upcoming Dividend Will Be Larger Than Last Year's

H&T Group (LON:HAT) Will Pay A Larger Dividend Than Last Year At £0.105

Apr 17
H&T Group (LON:HAT) Will Pay A Larger Dividend Than Last Year At £0.105

UK£5.15: That's What Analysts Think H&T Group plc (LON:HAT) Is Worth After Its Latest Results

Mar 16
UK£5.15: That's What Analysts Think H&T Group plc (LON:HAT) Is Worth After Its Latest Results

H&T Group (LON:HAT) Is Increasing Its Dividend To £0.105

Mar 15
H&T Group (LON:HAT) Is Increasing Its Dividend To £0.105

Market Still Lacking Some Conviction On H&T Group plc (LON:HAT)

Jan 24
Market Still Lacking Some Conviction On H&T Group plc (LON:HAT)

H&T Group's (LON:HAT) Dividend Will Be Increased To £0.065

Aug 26
H&T Group's (LON:HAT) Dividend Will Be Increased To £0.065

H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 11
H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 05
H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

H&T Group's (LON:HAT) Upcoming Dividend Will Be Larger Than Last Year's

Mar 10
H&T Group's (LON:HAT) Upcoming Dividend Will Be Larger Than Last Year's

H&T Group (LON:HAT) Is Paying Out A Larger Dividend Than Last Year

Aug 12
H&T Group (LON:HAT) Is Paying Out A Larger Dividend Than Last Year

H&T Group (LON:HAT) Is Increasing Its Dividend To UK£0.08

Apr 28
H&T Group (LON:HAT) Is Increasing Its Dividend To UK£0.08

H&T Group plc (LON:HAT) Is An Attractive Dividend Stock - Here's Why

Mar 24
H&T Group plc (LON:HAT) Is An Attractive Dividend Stock - Here's Why

What Is The Ownership Structure Like For H&T Group plc (LON:HAT)?

Feb 22
What Is The Ownership Structure Like For H&T Group plc (LON:HAT)?

Shareholders Of H&T Group (LON:HAT) Must Be Happy With Their 56% Return

Jan 18
Shareholders Of H&T Group (LON:HAT) Must Be Happy With Their 56% Return

How Does H&T Group plc (LON:HAT) Stand Up To These Simple Dividend Safety Checks?

Dec 13
How Does H&T Group plc (LON:HAT) Stand Up To These Simple Dividend Safety Checks?

Shareholder Returns

HATGB Consumer FinanceGB Market
7D0%7.5%-0.4%
1Y58.5%70.0%20.3%

Return vs Industry: HAT exceeded the UK Consumer Finance industry which returned 43.6% over the past year.

Return vs Market: HAT exceeded the UK Market which returned 15.4% over the past year.

Price Volatility

Is HAT's price volatile compared to industry and market?
HAT volatility
HAT Average Weekly Movement0.8%
Consumer Finance Industry Average Movement6.9%
Market Average Movement4.7%
10% most volatile stocks in GB Market11.4%
10% least volatile stocks in GB Market2.6%

Stable Share Price: HAT has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: HAT's weekly volatility has decreased from 7% to 1% over the past year.

About the Company

FoundedEmployeesCEOWebsite
18971,414Chris Gillespiewww.handt.co.uk

H&T Group plc, together with its subsidiaries, primarily provides pawnbroking services in the United Kingdom and internationally. It operates through five segments: Pawnbroking, Gold Purchasing, Retail, Foreign Exchange, and Other Services. The company offers personal loans; watch repair services; and gold purchasing, cheque cashing, unsecured lending, buyback, foreign currency exchange, and money wire transfer services, as well as engages in the retail of new and pre-owned jewelry and watches.

H&T Group plc Fundamentals Summary

How do H&T Group's earnings and revenue compare to its market cap?
HAT fundamental statistics
Market capUK£286.31m
Earnings (TTM)UK£22.23m
Revenue (TTM)UK£265.37m
12.9x
P/E Ratio
1.1x
P/S Ratio

Is HAT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HAT income statement (TTM)
RevenueUK£265.37m
Cost of RevenueUK£109.98m
Gross ProfitUK£155.39m
Other ExpensesUK£133.16m
EarningsUK£22.23m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.50
Gross Margin58.56%
Net Profit Margin8.38%
Debt/Equity Ratio36.0%

How did HAT perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
35%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/15 05:03
End of Day Share Price 2025/08/13 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

H&T Group plc is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullCanaccord Genuity
John StevensonPeel Hunt LLP
Gary GreenwoodShore Capital Group Ltd