H&T Group Future Growth

Future criteria checks 2/6

H&T Group is forecast to grow earnings and revenue by 6.7% and 7.9% per annum respectively. EPS is expected to grow by 6.2% per annum. Return on equity is forecast to be 11.7% in 3 years.

Key information

6.7%

Earnings growth rate

6.2%

EPS growth rate

Consumer Finance earnings growth	42.0%
Revenue growth rate	7.9%
Future return on equity	11.7%
Analyst coverage	Low
Last updated	09 Jan 2025

Recent future growth updates

UK£5.15: That's What Analysts Think H&T Group plc (LON:HAT) Is Worth After Its Latest Results

Mar 16

Recent updates

UK£5.15: That's What Analysts Think H&T Group plc (LON:HAT) Is Worth After Its Latest Results

Mar 16

H&T Group (LON:HAT) Is Increasing Its Dividend To £0.105

Mar 15

Market Still Lacking Some Conviction On H&T Group plc (LON:HAT)

Jan 24

H&T Group's (LON:HAT) Dividend Will Be Increased To £0.065

Aug 26

H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 11

H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 05

H&T Group's (LON:HAT) Upcoming Dividend Will Be Larger Than Last Year's

Mar 10

H&T Group (LON:HAT) Is Paying Out A Larger Dividend Than Last Year

Aug 12

H&T Group (LON:HAT) Is Increasing Its Dividend To UK£0.08

Apr 28

H&T Group plc (LON:HAT) Is An Attractive Dividend Stock - Here's Why

Mar 24

What Is The Ownership Structure Like For H&T Group plc (LON:HAT)?

Feb 22

Shareholders Of H&T Group (LON:HAT) Must Be Happy With Their 56% Return

Jan 18

How Does H&T Group plc (LON:HAT) Stand Up To These Simple Dividend Safety Checks?

Dec 13

Earnings and Revenue Growth Forecasts

AIM:HAT - Analysts future estimates and past financials data (GBP Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	286	26	N/A	35	3
12/31/2025	269	24	N/A	30	3
12/31/2024	248	22	N/A	33	3
6/30/2024	235	22	-5	5	N/A
3/31/2024	228	21	-8	1	N/A
12/31/2023	221	21	-12	-3	N/A
9/30/2023	215	19	-9	-2	N/A
6/30/2023	203	17	-6	0	N/A
3/31/2023	189	16	-13	-7	N/A
12/31/2022	174	15	-21	-13	N/A
9/30/2022	161	11	-27	-19	N/A
6/30/2022	148	8	-32	-24	N/A
3/31/2022	135	7	-20	-14	N/A
12/31/2021	122	6	-8	-3	N/A
9/30/2021	124	9	10	15	N/A
6/30/2021	125	12	28	33	N/A
3/31/2021	127	12	40	44	N/A
12/31/2020	129	13	52	55	N/A
9/30/2020	138	14	48	51	N/A
6/30/2020	146	15	44	47	N/A
3/31/2020	153	16	33	36	N/A
12/31/2019	160	17	23	26	N/A
9/30/2019	152	14	17	19	N/A
6/30/2019	145	11	11	13	N/A
3/31/2019	144	11	8	10	N/A
12/31/2018	143	11	5	7	N/A
9/30/2018	139	11	2	4	N/A
6/30/2018	135	10	-1	1	N/A
3/31/2018	130	10	N/A	-1	N/A
12/31/2017	125	9	N/A	-3	N/A
9/30/2017	118	9	N/A	-2	N/A
6/30/2017	112	9	N/A	0	N/A
3/31/2017	104	8	N/A	1	N/A
12/31/2016	97	8	N/A	1	N/A
9/30/2016	94	7	N/A	4	N/A
6/30/2016	91	6	N/A	6	N/A
3/31/2016	90	6	N/A	9	N/A
12/31/2015	89	5	N/A	11	N/A
9/30/2015	87	5	N/A	10	N/A
6/30/2015	85	5	N/A	8	N/A
3/31/2015	86	5	N/A	11	N/A
12/31/2014	88	4	N/A	14	N/A
9/30/2014	90	4	N/A	17	N/A
6/30/2014	93	3	N/A	19	N/A
3/31/2014	96	4	N/A	17	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: HAT's forecast earnings growth (6.7% per year) is above the savings rate (2.1%).

Earnings vs Market: HAT's earnings (6.7% per year) are forecast to grow slower than the UK market (14.5% per year).

High Growth Earnings: HAT's earnings are forecast to grow, but not significantly.

Revenue vs Market: HAT's revenue (7.9% per year) is forecast to grow faster than the UK market (3.5% per year).

High Growth Revenue: HAT's revenue (7.9% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: HAT's Return on Equity is forecast to be low in 3 years time (11.7%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/30 05:07
End of Day Share Price	2025/01/30 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

H&T Group plc is covered by 11 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	Canaccord Genuity
Ben Archer	Charles Stanley Securities
Justin Bates	Daniel Stewart & Company

H&T Group Future Growth

Future criteria checks 2/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 11%

UK£5.15: That's What Analysts Think H&T Group plc (LON:HAT) Is Worth After Its Latest Results

Price target decreased by 11% to UK£6.20

Price target increased to UK£5.80

Price target decreased to UK£3.55

Consensus revenue estimates fall to UK£133.9m

Recent updates

H&T Group plc to Report Fiscal Year 2024 Results on Mar 18, 2025

Consensus EPS estimates fall by 11%

First half 2024 earnings released: EPS: UK£0.18 (vs UK£0.16 in 1H 2023)

H&T Group (LON:HAT) Is Due To Pay A Dividend Of £0.07

First half dividend increased to UK£0.07

H&T Group plc Approves Interim Dividend, Payable on October 4, 2024

There's No Escaping H&T Group plc's (LON:HAT) Muted Earnings

H&T Group plc Announces Board and Committee Changes

Upcoming dividend of UK£0.10 per share

H&T Group (LON:HAT) Is Increasing Its Dividend To £0.105

H&T Group's (LON:HAT) Upcoming Dividend Will Be Larger Than Last Year's

Now 20% overvalued after recent price rise

H&T Group (LON:HAT) Will Pay A Larger Dividend Than Last Year At £0.105

H&T Group plc, Annual General Meeting, May 16, 2024

UK£5.15: That's What Analysts Think H&T Group plc (LON:HAT) Is Worth After Its Latest Results

H&T Group (LON:HAT) Is Increasing Its Dividend To £0.105

Final dividend increased to UK£0.10

Full year 2023 earnings: EPS and revenues exceed analyst expectations

New minor risk - Financial data availability

Market Still Lacking Some Conviction On H&T Group plc (LON:HAT)

H&T Group plc to Report Fiscal Year 2023 Results on Mar 12, 2024

Upcoming dividend of UK£0.065 per share at 4.0% yield

H&T Group's (LON:HAT) Dividend Will Be Increased To £0.065

H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

Price target decreased by 11% to UK£6.20

New major risk - Revenue and earnings growth

H&T Group plc to Report First Half, 2023 Results on Aug 08, 2023

H&T Group plc to Report First Half, 2023 Results on Aug 08, 2023

Independent Non-Executive Director recently bought UK£67k worth of stock

Upcoming dividend of UK£0.10 per share at 3.4% yield

High number of new and inexperienced directors

H&T Group's (LON:HAT) Shareholders Will Receive A Bigger Dividend Than Last Year

CEO & Executive Director recently bought UK£106k worth of stock

H&T Group's (LON:HAT) Upcoming Dividend Will Be Larger Than Last Year's

Full year 2022 earnings: EPS and revenues exceed analyst expectations

H&T Group plc to Report Fiscal Year 2022 Results on Mar 07, 2023

Price target increased to UK£5.80

Less than half of directors are independent

H&T Group plc Appoints Simon Richard Walker as Non-Executive Director, with Effect from 15Th September 2022

Upcoming dividend of UK£0.05 per share

H&T Group (LON:HAT) Is Paying Out A Larger Dividend Than Last Year

H&T Group plc Approves Interim Dividend, Payable on October 07, 2022

Investor sentiment improved over the past week

H&T Group plc (AIM:HAT) acquired Swiss Time Services Limited for £4.3 million.

H&T Group plc to Report First Half, 2022 Results on Aug 09, 2022

Less than half of directors are independent

Upcoming dividend of UK£0.08 per share

H&T Group (LON:HAT) Is Increasing Its Dividend To UK£0.08

Price target decreased to UK£3.55

Toni Wood to Join the Board of H&T Group as Non-Executive Director, Effective 12 May 2022

H&T Group plc Proposes Dividend for the Year Ended December 31, 2021, Payable on June 24, 2022

Full year 2021 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of UK£0.04 per share

First half 2021 earnings released: EPS UK£0.093 (vs UK£0.10 in 1H 2020)

Consultant John Nichols has left the company

CFO & Director has left the company

Upcoming dividend of UK£0.06 per share

Consensus revenue estimates fall to UK£133.9m

Price target decreased to UK£3.65

Full year 2020 earnings released: EPS UK£0.32 (vs UK£0.44 in FY 2019)

H&T Group plc (LON:HAT) Is An Attractive Dividend Stock - Here's Why

What Is The Ownership Structure Like For H&T Group plc (LON:HAT)?

Analysts increase EPS estimates to UK£0.30

New 90-day high: UK£2.95

H&T Group plc to Report Fiscal Year 2020 Final Results on Mar 23, 2021

Shareholders Of H&T Group (LON:HAT) Must Be Happy With Their 56% Return

How Does H&T Group plc (LON:HAT) Stand Up To These Simple Dividend Safety Checks?

Market bids up stock over the past week

Market pulls back on stock over the past week