Amigo Holdings
Amigo Holdings PLC, through its subsidiaries, provides guarantor loans to individuals in the United Kingdom. The last earnings update was 49 days ago. More info.
Add to Portfolio Compare Print
- Amigo Holdings has significant price volatility in the past 3 months.
AMGO Share Price and Events
7 Day Returns
1 Year Returns
AMGO Shareholder Return
| 7 Day | 30 Day | 90 Day | 1 Year | 3 Year | 5 Year | |
|---|---|---|---|---|---|---|
| Amigo Holdings (AMGO) | 4% | 29.6% | 0.2% | - | - | - |
| GB Consumer Finance | 1% | 1.7% | -2.5% | -23.2% | -69.7% | -61.4% |
| GB Market | 1% | 2.3% | 8.6% | 1.6% | 14% | 5.9% |
1 Year Return vs Industry and Market
- No trading data on AMGO.
- No trading data on AMGO.
AMGO Value
Is Amigo Holdings undervalued based on future cash flows and its price relative to the stock market?
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current
share
price of
Amigo Holdings
to its discounted cash flow analysis.value.The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Below are the data sources, inputs and calculation used to determine the intrinsic value for Amigo Holdings.
| Data Point | Source | Value |
|---|---|---|
| Valuation Model | Excess Returns Model | |
| Stable EPS |
Weighted future Return on Equity estimates from 7 analysts.
= Stable Book Value * Return on Equity = £0.75 * 40.9% |
£0.31 |
| Book Value of Equity per Share | Weighted future Book Value estimates from 6 analysts. | £0.75 |
| Discount Rate (Cost of Equity) | See below | 7.5% |
| Perpetual Growth Rate | 10-Year GB Government Bond Rate | 1.2% |
An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.
| Data Point | Calculation/ Source | Result |
|---|---|---|
| Risk-Free Rate | 10-Year GB Govt Bond Rate | 1.2% |
| Equity Risk Premium | S&P Global | 6.7% |
| Consumer Finance Unlevered Beta | Simply Wall St/ S&P Global | 0.68 |
| Re-levered Beta | = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.685 (1 + (1- 19%) (39.97%)) |
0.937 |
| Levered Beta | Levered Beta limited to 0.8 to 2.0 (practical range for a stable firm) |
0.94 |
| Discount Rate/ Cost of Equity |
= Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (0.937 * 6.65%) |
7.46% |
Discounted Cash Flow Calculation for LSE:AMGO using Excess Returns Model Model
The calculations below outline how an intrinsic value for Amigo Holdings is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.
In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.
The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.
Note the calculations below are per share.
See our documentation to learn about this calculation.
| Calculation | Result | |
|---|---|---|
| Excess Returns |
= (Stable Return on equity – Cost of equity) (Book Value of
Equity per share)
= (40.9% – 7.46%) * £0.75) |
£0.25 |
| Terminal Value of Excess Returns |
= Excess Returns / (Cost of Equity -
Expected Growth Rate)
= £0.25 / (7.46% - 1.23%) |
£4.04 |
| Value of Equity |
= Book Value per share + Terminal Value of
Excess Returns
= £0.75 + £4.04 |
£4.79 |
| Calculation | Result | |
|---|---|---|
| Value per share (GBP) | From above. | £4.79 |
| Current discount | Discount to share price of
£2.57
= -1 x (£2.57 - £4.79) / £4.79 |
46.3% |
Learn more about our DCF calculations in Simply Wall St’s analysis model .
Current Discount
Current Discount Checks
- Amigo Holdings's share price is below the future cash flow value, and at a moderate discount (> 20%).
- Amigo Holdings's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.The amount the stock market is willing to pay for Amigo Holdings's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are
Amigo Holdings's earnings available for a low price, and how does
this compare to other companies in the same industry?
| Data Point | Source | Value |
|---|---|---|
| Earnings Per Share * | Company Filings (2018-12-31) in GBP | £0.16 |
| LSE:AMGO Share Price ** | LSE (2019-04-18) in GBP | £2.57 |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PE Ratio | Median Figure of 12 Publicly-Listed Consumer Finance Companies | 12.41x |
| United Kingdom of Great Britain and Northern Ireland Market PE Ratio | Median Figure of 795 Publicly-Listed Companies | 16.28x |
* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.
** Primary Listing of Amigo Holdings.
| Calculation | Outcome | |
|---|---|---|
| PE Ratio | = LSE:AMGO Share Price ÷ EPS (both in GBP) = 2.57 ÷ 0.16 |
16.34x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Amigo Holdings is overvalued based on earnings compared to the GB Consumer Finance industry average.
- Amigo Holdings is overvalued based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does
Amigo Holdings's expected growth come at a high price?
| Data Point | Source | Value |
|---|---|---|
| PE Ratio | See PE Ratio Section | 16.34x |
| Net Income Annual Growth Rate | See Future Growth Section. Line of Best Fit* through Consensus Estimate Earnings of 7 Analysts |
24.8%per year |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PEG Ratio | Median Figure of 7 Publicly-Listed Consumer Finance Companies | 0.66x |
| United Kingdom of Great Britain and Northern Ireland Market PEG Ratio | Median Figure of 563 Publicly-Listed Companies | 1.49x |
*Line of best fit is calculated by linear regression .
| Calculation | Outcome | |
|---|---|---|
| PEG Ratio | = PE Ratio ÷ Net Income Annual Growth Rate = 16.34x ÷ 24.8% |
0.66x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Amigo Holdings is good value based on expected growth next year.
Price based on value of assets
What value do investors place on
Amigo Holdings's
assets?
| Data Point | Source | Value |
|---|---|---|
| Book Value per Share | Company Filings (2018-12-31) in GBP | £0.48 |
| LSE:AMGO Share Price * | LSE (2019-04-18) in GBP | £2.57 |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PB Ratio | Median Figure of 14 Publicly-Listed Consumer Finance Companies | 1.69x |
| United Kingdom of Great Britain and Northern Ireland Market PB Ratio | Median Figure of 1,365 Publicly-Listed Companies | 1.52x |
| Calculation | Outcome | |
|---|---|---|
| PB Ratio | = LSE:AMGO Share Price ÷ Book Value per Share (both in GBP) = 2.57 ÷ 0.48 |
5.38x |
* Primary Listing of Amigo Holdings.
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Amigo Holdings is overvalued based on assets compared to the GB Consumer Finance industry average.
Value checks
We assess Amigo Holdings's value by looking at:- Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
- Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
- Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
- Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check) Amigo Holdings has a total score of 3/6, see the detailed checks below.
Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.
Full details on the Value part of the Simply Wall St company analysis model.
AMGO Future Performance
The future performance of a company is measured in the same way as past
performance, by looking at estimated
growth
and how much profit it is expected to make.Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Earnings growth vs Low Risk Savings
- Amigo Holdings's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
- Amigo Holdings's earnings growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
- Amigo Holdings's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
| Data Point | Source | Value (per year) |
|---|---|---|
| LSE:AMGO Future Earnings Growth Rate | Line of Best Fit* through Consensus Estimate Earnings of 7 Analysts | 24.8% |
| LSE:AMGO Future Revenue Growth Rate | Line of Best Fit* through Consensus Estimate Revenue of 7 Analysts | 14.7% |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Earnings Growth Rate | Market Cap Weighted Average | 23.9% |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Revenue Growth Rate | Market Cap Weighted Average | 13.3% |
| United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate | Market Cap Weighted Average | 11.1% |
| United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate | Market Cap Weighted Average | 4.8% |
*Line of best fit is calculated by linear regression .
Industry and Market average data is calculated daily.
Learn more about our growth rate calculations in Simply Wall St’s analysis model.
Analysts growth expectations
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 7 Analyst Estimates (S&P Global) | See Below |
| Date (Data in GBP Millions) | Revenue | Cash Flow | Net Income * | Avg. No. Analysts |
|---|---|---|---|---|
| 2022-03-31 | 417 | 1 | ||
| 2021-03-31 | 342 | 141 | 7 | |
| 2020-03-31 | 295 | 116 | 7 | |
| 2019-03-31 | 254 | 91 | 6 |
| Date (Data in GBP Millions) | Revenue | Cash Flow | Net Income * |
|---|---|---|---|
| 2018-12-31 | 262 | 21 | 75 |
| 2018-09-30 | 248 | 10 | 64 |
| 2018-06-30 | 231 | 3 | 51 |
| 2018-03-31 | 211 | 8 | 51 |
| 2017-12-31 | 180 | 57 | |
| 2017-03-31 | 129 | -11 | 33 |
| 2016-03-31 | 102 | 0 | 46 |
*GAAP earnings excluding extraordinary items.
Past and Future Earnings per Share
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 7 Analyst Estimates (S&P Global) | See Below |
All data from Amigo Holdings Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in GBP Millions) | EPS * | EPS High Estimate | EPS Low Estimate | Avg. No. Analysts |
|---|---|---|---|---|
| 2022-03-31 | ||||
| 2021-03-31 | 0.30 | 0.31 | 0.29 | 5.00 |
| 2020-03-31 | 0.24 | 0.25 | 0.22 | 5.00 |
| 2019-03-31 | 0.19 | 0.20 | 0.19 | 4.00 |
| Date (Data in GBP Millions) | EPS * |
|---|---|
| 2018-12-31 | 0.16 |
| 2018-09-30 | 0.13 |
| 2018-06-30 | 0.13 |
| 2018-03-31 | 50.60 |
| 2017-12-31 | 0.14 |
| 2017-03-31 | 32.60 |
| 2016-03-31 |
*GAAP earnings excluding extraordinary items.
Performance in 3 years
In the same way as past performance we look at the future estimated return
(profit) compared to the available
funds. We do this looking forward 3 years.
- Amigo Holdings is expected to make outstanding use of shareholders’ funds in the future (Return on Equity greater than 40%).
Future performance checks
We assess Amigo Holdings's future performance by looking at:- Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
- Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
- Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
- Is the annual earnings growth rate expected to be above 20%? (1 check)
- Is the annual revenue growth rate expected to be above 20%? (1 check)
- Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Amigo Holdings has a total score of 5/6, see the detailed checks below.
Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.
Full details on the Future part of the Simply Wall St company analysis model.
AMGO Past Performance
How has Amigo Holdings performed over the past 5 years?
The past performance of a company can be measured by how much
growth
it has experienced and how much profit it makes relative to the funds and assets
it has available.
Past earnings growth
Past Earnings growth analysis
- Insufficient data to establish if Amigo Holdings's year on year earnings growth rate was positive over the past 5 years.
- Unable to compare Amigo Holdings's 1-year earnings growth to the 5-year average due to insufficient past data.
- Amigo Holdings's earnings growth has exceeded the GB Consumer Finance industry average in the past year (30.7% vs 19.9%).
Earnings and Revenue History
All data from Amigo Holdings Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in GBP Millions) | Revenue | Net Income * | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 2018-12-31 | 261.90 | 74.80 | 83.40 | |
| 2018-09-30 | 248.30 | 64.10 | 79.00 | |
| 2018-06-30 | 230.80 | 51.10 | 76.00 | |
| 2018-03-31 | 210.80 | 50.60 | 66.10 | |
| 2017-12-31 | 180.02 | 57.23 | 58.40 | |
| 2017-03-31 | 128.60 | 32.60 | 27.00 | |
| 2016-03-31 | 102.10 | 45.60 | 25.20 |
*GAAP earnings excluding extraordinary items.
Performance last year
We want to ensure a company is making the most of what it has available. This is
done by comparing the return (profit) to a company's available
funds,
assets
and
capital.
- Whilst Amigo Holdings has efficiently used shareholders’ funds last year (Return on Equity greater than 20%), this is metric is skewed due to its high level of debt.
- Amigo Holdings used its assets more efficiently than the GB Consumer Finance industry average last year based on Return on Assets.
- Unable to establish if Amigo Holdings improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Past performance checks
We assess Amigo Holdings's performance over the past 5 years by checking for:- Has earnings increased in past 5 years? (1 check)
- Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
- Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
- Is the Return on Equity (ROE) higher than 20%? (1 check)
- Is the Return on Assets (ROA) above industry average? (1 check)
- Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
Amigo Holdings has a total score of 2/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Full details on the Past part of the Simply Wall St company analysis model.
AMGO Health
How is Amigo Holdings's financial health and their level of debt?
A company's financial position is much like your own financial position,
it includes everything you own
(assets)
and owe
(liabilities).The boxes below represent the relative size of what makes up Amigo Holdings's finances.
The net worth of a company is the difference between its assets and liabilities.
- Amigo Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Amigo Holdings's cash and other short term assets cover its long term commitments.
Balance sheet
Assets
Liabilities and shares
- Low level of unsold assets.
- Debt is covered by short term assets, assets are 1.5x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t
bad,
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
All data from Amigo Holdings Company Filings, last reported 3 months ago.
| Date (Data in GBP Millions) | Total Equity | Total Debt | Cash & Short Term Investments |
|---|---|---|---|
| 2018-12-31 | 227.10 | 488.30 | 30.00 |
| 2018-09-30 | 202.30 | 484.00 | 19.50 |
| 2018-06-30 | -30.30 | 667.70 | 11.90 |
| 2018-03-31 | -6.30 | 656.10 | 12.20 |
| 2017-12-31 | |||
| 2017-03-31 | -56.90 | 463.30 | 4.40 |
| 2016-03-31 | 203.80 | 70.80 | 12.10 |
- Amigo Holdings's level of debt (215%) compared to net worth is high (greater than 40%).
- Unable to establish if Amigo Holdings's debt level has increased without past 5-year debt data.
- Debt is not well covered by operating cash flow (4.3%, less than 20% of total debt).
- Interest payments on debt are well covered by earnings (EBIT is 3.3x coverage).
Financial health checks
We assess Amigo Holdings's financial health by checking for:- Are short term assets greater than short term liabilities? (1 check)
- Are short term assets greater than long term liabilities? (1 check)
- Has the debt to equity ratio increased in the past 5 years? (1 check)
- Is the debt to equity ratio over 40%? (1 check)
- Is the debt covered by operating cash flow? (1 check)
- Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check) Amigo Holdings has a total score of 3/6, see the detailed checks below.
- Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
- Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
Full details on the Health part of the Simply Wall St company analysis model.
AMGO Dividends
What is Amigo Holdings's current dividend yield, its reliability and sustainability?
Dividends are regular cash payments to you from the company, similar to a
bank paying you interest on a savings account.
Annual Dividend Income
If you bought
£2,000 of
Amigo Holdings
shares you are expected to receive
£29
in your first year as a dividend.
Dividend Amount
- Amigo Holdings's pays a lower dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.01%).
- Amigo Holdings's dividend is below the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.12%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not
wildly increasing/decreasing each year. This graph shows you the historical rate
to count toward your assessment of the stock.We also check to see if the dividend has increased in the past 10 years.
| Data Point | Source | Value |
|---|---|---|
| Past Annualized Dividend Yield | S&P Global Market Data | See Below |
| Past Dividends per Share | Company Filings/ Annualized Dividend Payments | See Below |
| Future Dividends per Share Estimates | Average of up to 7 Analyst Estimates (S&P Global) | See Below |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Average Dividend Yield | Market Cap Weighted Average of 11 Stocks | 3.2% |
| United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield | Market Cap Weighted Average of 705 Stocks | 4.2% |
| United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield | 10th Percentile | 1% |
| United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield | 25th Percentile | 2% |
| United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield | 75th Percentile | 5.1% |
Industry and Market average data is calculated daily.
Note all dividend per share amounts are annualized and not quarterly or other period.
| Date (Data in £) | Dividend per Share (annual) | Avg. No. Analysts |
|---|---|---|
| 2022-03-31 | ||
| 2021-03-31 | 0.14 | 7.00 |
| 2020-03-31 | 0.10 | 7.00 |
| 2019-03-31 | 0.06 | 5.00 |
| Date (Data in £) | Dividend per share (annual) | Avg. Yield (%) |
|---|---|---|
| 2019-02-28 | 0.037 | 1.818 |
| 2018-11-27 | 0.037 | 1.464 |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- It is too early to tell whether Amigo Holdings has stable dividend payments.
- Amigo Holdings only just started paying a dividend, it is too early to tell if payments are increasing.
Income/ dividend checks
We assess Amigo Holdings's dividend by checking for:- Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
- Is current dividend yield above the bottom 25% of dividend payers? (1 check)
- Is current dividend yield above the top 25% of dividend payers? (1 check)
- Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
- If they have paid a dividend for 10 years has it increased in this time? (1 check)
- How sustainable is the dividend, can Amigo Holdings afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks) Amigo Holdings has a total score of 2/6, see the detailed checks below.
Full details on the Dividends part of the Simply Wall St company analysis model.
AMGO Management
CEO
CEO Bio
Mr. Glen P. Crawford has been the Chief Executive Officer of Amigo Holdings PLC and serves as its Director. Mr. Crawford serves as Chief Executive Officer of Amigo Loans Ltd and Amigo Management since October 2015. Mr. Crawford served as an Executive Director of Cabot Financial (Europe) Limited. He served as the Managing Director of Cabot Financial (Europe) Limited. Mr. Crawford served as General Counsel of Cabot Financial (Europe) Limited. Mr. Crawford served as Group Managing Director at Apex Credit Management Limited. He joined the Cabot Financial in April 1998 after acting as External Legal Counsel since Cabot Financial's inception. He is a corporate lawyer with over 10 years experience representing UK, US and international clients in a wide range of M & A, joint venture, venture capital and corporate finance transactions. He is a specialist in consumer credit and data protection law and joined as a Director of it from US law firm Mayer, Brown & Platt. He was articled with City law firm Gouldens (now Jones Day) where he practised for six years before being head-hunted by Mayer, Brown & Platt. He serves as Director at Apex Credit Management Limited. Mr. Crawford served as Non-Voting Observer at Cabot Credit Management Group Limited. He is a Solicitor of the Supreme Court, a member of the Law Society of England and Wales and a member of the Institute of Directors. He holds an LLB (Hons) from the University of Bristol.
CEO Compensation
- Insufficient data for Glen to compare compensation growth.
- Insufficient data for Glen to establish whether their remuneration is reasonable compared to companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team
Glen Crawford
CEO & Director
Nayan Kisnadwala
CFO & Executive Director
57
0.3 yrs
Nick Beal
Chief Regulatory & Public Affairs Officer
Board of Directors Tenure
Average tenure and age of the Amigo Holdings board of directors in years:
- The average tenure for the Amigo Holdings board of directors is less than 3 years, this suggests a new board.
Board of Directors
Stephan Wilcke
Independent Chairman
47
3 yrs
Glen Crawford
CEO & Director
Nayan Kisnadwala
CFO & Executive Director
57
0.3 yrs
Roger Lovering
Senior Independent Non-Executive Director
58
Richard Price
Independent Non-Executive Director
57
3 yrs
Clare Salmon
Non-Executive Director
55
0.4 yrs
Who owns this company?
Recent Insider Transactions
| Announced | Type | Name | Entity | Role | Start | End | Shares | Max Price (£) | Value (£) | |
|---|---|---|---|---|---|---|---|---|---|---|
Management checks
We assess Amigo Holdings's management by checking for:- Is the CEO's compensation unreasonable compared to market cap? (1 check)
- Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
- Is the average tenure of the management team less than 2 years? (1 check)
- Is the average tenure of the board of directors team less than 3 years? (1 check) Amigo Holdings has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.
Note: We use the top 6 management executives and board members in our calculations.
Note 2: Insider trading include any internal stakeholders and these transactions .
Full details on the Management part of the Simply Wall St company analysis model.
AMGO News
Simply Wall St News
Consider This Before Buying Amigo Holdings PLC (LON:AMGO) For The 1.6% Dividend
A sizeable part of portfolio returns can be produced by dividend stocks due to their contribution to compounding returns in the long run. … Let's dig deeper into whether Amigo Holdings should have a place in your portfolio. … When assessing a stock as a potential addition to my dividend Portfolio, I look at these five areas:
Simply Wall St - – Full articleAmigo Holdings PLC (LON:AMGO) Is Undervalued By 29.74%
Valuing AMGO, a financial stock, can be daunting since consumer financials generally have cash flows that are impacted by regulations that are not imposed upon other industries. … These lenders, for example, must hold certain levels of capital in order to maintain a safe cash cushion.
Simply Wall St - – Full articleWhy Amigo Holdings PLC (LON:AMGO) Could Be Your Next Investment
Amigo Holdings PLC (LON:AMGO) is a stock with outstanding fundamental characteristics. … When we build an investment case, we need to look at the stock with a holistic perspective. … In the case of AMGO, it.
Simply Wall St - – Full articleIs Amigo Holdings PLC (LON:AMGO) A Strong Financials Bet?
is a consumer finance company operating in an industry, … Many aspects of consumer finance are being attacked by new competitors, whose key advantage is a leaner and technology-enabled operating model, allowing them to scale at a faster rate and meet changing consumer needs … Financial services analysts are forecasting for the entire industry,
Simply Wall St - – Full articleDoes Amigo Holdings PLC's (LON:AMGO) PE Ratio Signal A Buying Opportunity?
This article is intended for those of you who are at the beginning of your investing journey. … and want to better understand how you can grow your money by investing in Amigo Holdings PLC (LON:AMGO). … Amigo Holdings PLC (LON:AMGO) is currently trading at a trailing P/E of 0.06x, which is lower than the industry average of 11.3x.
Simply Wall St - – Full articleAMGO Company Info
Description
Amigo Holdings PLC, through its subsidiaries, provides guarantor loans to individuals in the United Kingdom. The company was founded in 2005 and is based in Bournemouth, the United Kingdom. Amigo Holdings PLC is a subsidiary of Richmond Group Limited.
Details
| Name: | Amigo Holdings PLC |
| AMGO | |
| Exchange: | LSE |
| Founded: | 2005 |
| £1,221,607,763 | |
| 475,333,760 | |
| Website: | http://www.amigoplc.com |
| Address: |
Amigo Holdings PLC Nova Building, 118-128 Commercial Road, Bournemouth, Hampshire, BH2 5LT, United Kingdom |
Listings
| Exchange Symbol | Ticker Symbol | Security | Exchange | Country | Currency | Listed on | |
|---|---|---|---|---|---|---|---|
| LSE | AMGO | Ordinary Shares | London Stock Exchange | GB | GBP | 29. Jun 2018 | |
| BATS-CHIXE | AMGOL | Ordinary Shares | BATS 'Chi-X Europe' | GB | GBP | 29. Jun 2018 |
Number of employees
Current staff
Industry
| Consumer Finance | |
| Diversified Financials |
Company Analysis and Financial Data Status
| Area | Date (UTC time) |
|---|---|
| Company Analysis updated: | 2019/04/18 22:51 |
| End of day share price update: | 2019/04/18 00:00 |
| Last estimates confirmation: | 2019/04/11 |
| Last earnings filing: | 2019/02/28 |
| Last earnings reported: | 2018/12/31 |
| Last annual earnings reported: | 2018/03/31 |
All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
