HSD Stock Overview
Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide.
Price History & Performance
|Historical stock prices|
|Current Share Price||UK£0.49|
|52 Week High||UK£0.67|
|52 Week Low||UK£0.43|
|1 Month Change||1.43%|
|3 Month Change||-3.88%|
|1 Year Change||5.32%|
|3 Year Change||5.32%|
|5 Year Change||-53.08%|
|Change since IPO||-82.93%|
Recent News & Updates
Read This Before Buying Hansard Global Plc (LON:HSD) For Its Dividend
Dividend paying stocks like Hansard Global Plc ( LON:HSD ) tend to be popular with investors, and for good reason...
|HSD||GB Insurance||GB Market|
Return vs Industry: HSD exceeded the UK Insurance industry which returned 3.2% over the past year.
Return vs Market: HSD underperformed the UK Market which returned 8.7% over the past year.
|HSD Average Weekly Movement||6.2%|
|Insurance Industry Average Movement||3.4%|
|Market Average Movement||5.0%|
|10% most volatile stocks in GB Market||10.8%|
|10% least volatile stocks in GB Market||2.5%|
Stable Share Price: HSD is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: HSD's weekly volatility (6%) has been stable over the past year.
About the Company
Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The company offers unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services. It also operates Hansard OnLine, a sales and business administration tool that is used by independent financial advisors (IFAs) and clients.
Hansard Global Fundamentals Summary
|HSD fundamental statistics|
Is HSD overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|HSD income statement (TTM)|
|Cost of Revenue||UK£16.40m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Mar 03, 2022
|Earnings per share (EPS)||0.036|
|Net Profit Margin||2.29%|
How did HSD perform over the long term?See historical performance and comparison
9.0%Current Dividend Yield
Is Hansard Global undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: HSD (£0.5) is trading below our estimate of fair value (£0.86)
Significantly Below Fair Value: HSD is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: HSD is good value based on its PE Ratio (13.9x) compared to the UK Insurance industry average (14.4x).
PE vs Market: HSD is good value based on its PE Ratio (13.9x) compared to the UK market (19.1x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate HSD's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: HSD is overvalued based on its PB Ratio (2.8x) compared to the GB Insurance industry average (1.3x).
How is Hansard Global forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted Insurance industry annual growth in earnings
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if HSD's forecast earnings growth is above the savings rate (0.9%).
Earnings vs Market: Insufficient data to determine if HSD's earnings are forecast to grow faster than the UK market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: Insufficient data to determine if HSD's revenue is forecast to grow faster than the UK market.
High Growth Revenue: Insufficient data to determine if HSD's revenue is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if HSD's Return on Equity is forecast to be high in 3 years time
How has Hansard Global performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: HSD has a large one-off loss of £1.7M impacting its June 30 2021 financial results.
Growing Profit Margin: HSD's current net profit margins (2.3%) are lower than last year (8.8%).
Past Earnings Growth Analysis
Earnings Trend: HSD's earnings have declined by 14.4% per year over the past 5 years.
Accelerating Growth: HSD's earnings growth over the past year (8.9%) exceeds its 5-year average (-14.4% per year).
Earnings vs Industry: HSD earnings growth over the past year (8.9%) underperformed the Insurance industry 18.5%.
Return on Equity
High ROE: HSD's Return on Equity (19.8%) is considered low.
How is Hansard Global's financial position?
Financial Position Analysis
Short Term Liabilities: HSD's short term assets (£1.3B) exceed its short term liabilities (£89.6M).
Long Term Liabilities: HSD's short term assets (£1.3B) do not cover its long term liabilities (£1.3B).
Debt to Equity History and Analysis
Debt Level: HSD is debt free.
Reducing Debt: HSD has not had any debt for past 5 years.
Debt Coverage: HSD has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: HSD has no debt, therefore coverage of interest payments is not a concern.
What is Hansard Global current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: HSD's dividend (8.99%) is higher than the bottom 25% of dividend payers in the UK market (1.37%).
High Dividend: HSD's dividend (8.99%) is in the top 25% of dividend payers in the UK market (4.04%)
Stability and Growth of Payments
Stable Dividend: HSD's dividend payments have been volatile in the past 10 years.
Growing Dividend: HSD's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (125%), HSD's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Graham Sheward serves as Group Chief Executive Officer and Executive Director of Hansard Global Plc since May 10, 2021. He served as Managing Director of CIM Global Business at CIM Financial Services L...
CEO Compensation Analysis
Compensation vs Market: Graham's total compensation ($USD358.93K) is about average for companies of similar size in the UK market ($USD329.57K).
Compensation vs Earnings: Insufficient data to compare Graham's compensation with company performance.
Experienced Management: HSD's management team is seasoned and experienced (6.8 years average tenure).
Experienced Board: HSD's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Hansard Global plc's employee growth, exchange listings and data sources
- Name: Hansard Global plc
- Ticker: HSD
- Exchange: LSE
- Founded: 1970
- Industry: Life and Health Insurance
- Sector: Insurance
- Implied Market Cap: UK£68.085m
- Shares outstanding: 137.55m
- Website: https://www.hansard.com
Number of Employees
- Hansard Global plc
- 55 Athol Street
- Box 192
- IM99 1QL
- Isle of Man
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/01/21 21:23|
|End of Day Share Price||2022/01/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.