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Market Cap

UK£79.5m

Last Updated

2021/04/21 20:22 UTC

Data Sources

Company Financials +

Executive Summary

Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. More Details


Snowflake Analysis

Excellent balance sheet and fair value.

Share Price & News

How has Hansard Global's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: HSD is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: HSD's weekly volatility (6%) has been stable over the past year.


Market Performance


7 Day Return

11.3%

HSD

-3.4%

GB Insurance

-0.8%

GB Market


1 Year Return

64.3%

HSD

41.5%

GB Insurance

26.5%

GB Market

Return vs Industry: HSD exceeded the UK Insurance industry which returned 41.4% over the past year.

Return vs Market: HSD exceeded the UK Market which returned 26.4% over the past year.


Shareholder returns

HSDIndustryMarket
7 Day11.3%-3.4%-0.8%
30 Day16.8%-0.3%3.2%
90 Day23.7%3.7%3.8%
1 Year82.4%64.3%48.7%41.5%32.2%26.5%
3 Year2.3%-24.7%3.3%-15.1%13.6%0.2%
5 Year-12.4%-45.4%38.1%2.5%42.9%15.7%

Long-Term Price Volatility Vs. Market

How volatile is Hansard Global's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Hansard Global undervalued compared to its fair value and its price relative to the market?

9.3%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: HSD (£0.58) is trading below our estimate of fair value (£0.65)

Significantly Below Fair Value: HSD is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: HSD is poor value based on its PE Ratio (17x) compared to the GB Insurance industry average (16.5x).

PE vs Market: HSD is good value based on its PE Ratio (17x) compared to the UK market (26.2x).


Price to Earnings Growth Ratio

PEG Ratio: HSD is good value based on its PEG Ratio (0.9x)


Price to Book Ratio

PB vs Industry: HSD is overvalued based on its PB Ratio (3.2x) compared to the GB Insurance industry average (1.4x).


Future Growth

How is Hansard Global forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

19.7%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: HSD's forecast earnings growth (19.7% per year) is above the savings rate (1%).

Earnings vs Market: HSD's earnings (19.7% per year) are forecast to grow slower than the UK market (20.7% per year).

High Growth Earnings: HSD's earnings are forecast to grow, but not significantly.

Revenue vs Market: HSD's revenue (6.8% per year) is forecast to grow faster than the UK market (6.2% per year).

High Growth Revenue: HSD's revenue (6.8% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if HSD's Return on Equity is forecast to be high in 3 years time


Past Performance

How has Hansard Global performed over the past 5 years?

-19.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: HSD has a large one-off loss of £1.7M impacting its December 31 2020 financial results.

Growing Profit Margin: HSD's current net profit margins (3.3%) are higher than last year (2.6%).


Past Earnings Growth Analysis

Earnings Trend: HSD's earnings have declined by 19.7% per year over the past 5 years.

Accelerating Growth: HSD's earnings growth over the past year (11.9%) exceeds its 5-year average (-19.7% per year).

Earnings vs Industry: HSD earnings growth over the past year (11.9%) exceeded the Insurance industry -13%.


Return on Equity

High ROE: HSD's Return on Equity (18.7%) is considered low.


Financial Health

How is Hansard Global's financial position?


Financial Position Analysis

Short Term Liabilities: HSD's short term assets (£1.2B) exceed its short term liabilities (£45.8M).

Long Term Liabilities: HSD's short term assets (£1.2B) do not cover its long term liabilities (£1.3B).


Debt to Equity History and Analysis

Debt Level: HSD is debt free.

Reducing Debt: HSD has not had any debt for past 5 years.

Debt Coverage: HSD has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: HSD has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Hansard Global current dividend yield, its reliability and sustainability?

7.54%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: HSD's dividend (7.67%) is higher than the bottom 25% of dividend payers in the UK market (1.35%).

High Dividend: HSD's dividend (7.67%) is in the top 25% of dividend payers in the UK market (4.08%)


Stability and Growth of Payments

Stable Dividend: HSD's dividend payments have been volatile in the past 10 years.

Growing Dividend: HSD's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (130.3%), HSD's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.4yrs

Average management tenure


CEO

Gordon Marr (61 yo)

8.25yrs

Tenure

UK£407,676

Compensation

Mr. Gordon Stuart Marr, LLB has been the Group Chief Executive Officer of Hansard Global Plc since January 1, 2013. Mr. Marr served as Executive General Manager of Cleaning & Open Space at ISS Facility Ser...


CEO Compensation Analysis

Compensation vs Market: Gordon's total compensation ($USD568.36K) is above average for companies of similar size in the UK market ($USD334.42K).

Compensation vs Earnings: Gordon's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: HSD's management team is seasoned and experienced (6.4 years average tenure).


Board Members

Experienced Board: HSD's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Hansard Global Plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Hansard Global Plc
  • Ticker: HSD
  • Exchange: LSE
  • Founded: 1970
  • Industry: Life and Health Insurance
  • Sector: Insurance
  • Market Cap: UK£79.487m
  • Shares outstanding: 137.05m
  • Website: https://www.hansard.com

Number of Employees


Location

  • Hansard Global Plc
  • Harbour Court
  • Lord Street
  • Douglas
  • Isle of Man
  • IM99 1QL
  • United Kingdom

Listings


Biography

Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The company offers un...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/04/21 20:22
End of Day Share Price2021/04/21 00:00
Earnings2020/12/31
Annual Earnings2020/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.