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Hansard Global

LSE:HSD
Snowflake Description

Very undervalued with excellent balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
HSD
LSE
£52M
Market Cap
  1. Home
  2. GB
  3. Insurance
Company description

Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The last earnings update was 49 days ago. More info.


Add to Portfolio Compare Print
  • Hansard Global has significant price volatility in the past 3 months.
HSD Share Price and Events
7 Day Returns
3.6%
LSE:HSD
-0.6%
GB Insurance
1.2%
GB Market
1 Year Returns
-52.5%
LSE:HSD
-5.4%
GB Insurance
2.5%
GB Market
HSD Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Hansard Global (HSD) 3.6% -4.2% -19.6% -52.5% -64% -62%
GB Insurance -0.6% 7.9% 9.8% -5.4% 16.5% 21%
GB Market 1.2% 5.3% 9.8% 2.5% 16.9% 6.7%
1 Year Return vs Industry and Market
  • HSD underperformed the Insurance industry which returned -5.4% over the past year.
  • HSD underperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned 2.5% over the past year.
Price Volatility
HSD
Industry
5yr Volatility vs Market

HSD Value

 Is Hansard Global undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Hansard Global to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Hansard Global.

LSE:HSD Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity
= £0.23 * 24.3%
£0.06
Book Value of Equity per Share Median Book Value from the past 5 years. £0.23
Discount Rate (Cost of Equity) See below 6.6%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for LSE:HSD
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6.7%
Insurance Unlevered Beta Simply Wall St/ S&P Global 0.72
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.724 (1 + (1- 19%) (0%))
0.815
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.82
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (0.815 * 6.65%)
6.65%

Discounted Cash Flow Calculation for LSE:HSD using Excess Returns Model Model

The calculations below outline how an intrinsic value for Hansard Global is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

LSE:HSD Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (24.3% – 6.65%) * £0.23)
£0.04
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= £0.04 / (6.65% - 1.23%)
£0.75
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= £0.23 + £0.75
£0.99
LSE:HSD Discount to Share Price
Calculation Result
Value per share (GBP) From above. £0.99
Current discount Discount to share price of £0.38
= -1 x (£0.38 - £0.99) / £0.99
61.7%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Hansard Global is available for.
Intrinsic value
>50%
Share price is £0.378 vs Future cash flow value of £0.98677
Current Discount Checks
For Hansard Global to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Hansard Global's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Hansard Global's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Hansard Global's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Hansard Global's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
LSE:HSD PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in GBP £0.05
LSE:HSD Share Price ** LSE (2019-04-25) in GBP £0.38
United Kingdom of Great Britain and Northern Ireland Insurance Industry PE Ratio Median Figure of 19 Publicly-Listed Insurance Companies 16.15x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 797 Publicly-Listed Companies 16.3x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Hansard Global.

LSE:HSD PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= LSE:HSD Share Price ÷ EPS (both in GBP)

= 0.38 ÷ 0.05

8.26x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Hansard Global is good value based on earnings compared to the GB Insurance industry average.
  • Hansard Global is good value based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does Hansard Global's expected growth come at a high price?
Raw Data
LSE:HSD PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 8.26x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts
9.4%per year
United Kingdom of Great Britain and Northern Ireland Insurance Industry PEG Ratio Median Figure of 16 Publicly-Listed Insurance Companies 1.55x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 566 Publicly-Listed Companies 1.5x

*Line of best fit is calculated by linear regression .

LSE:HSD PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 8.26x ÷ 9.4%

0.88x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Hansard Global is good value based on expected growth next year.
Price based on value of assets
What value do investors place on Hansard Global's assets?
Raw Data
LSE:HSD PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in GBP £0.20
LSE:HSD Share Price * LSE (2019-04-25) in GBP £0.38
United Kingdom of Great Britain and Northern Ireland Insurance Industry PB Ratio Median Figure of 24 Publicly-Listed Insurance Companies 2.09x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,367 Publicly-Listed Companies 1.52x
LSE:HSD PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= LSE:HSD Share Price ÷ Book Value per Share (both in GBP)

= 0.38 ÷ 0.20

1.86x

* Primary Listing of Hansard Global.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Hansard Global is good value based on assets compared to the GB Insurance industry average.
X
Value checks
We assess Hansard Global's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Insurance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Insurance industry average (and greater than 0)? (1 check)
  5. Hansard Global has a total score of 6/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

HSD Future Performance

 How is Hansard Global expected to perform in the next 1 to 3 years based on estimates from 2 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
9.4%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Hansard Global expected to grow at an attractive rate?
  • Hansard Global's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
  • Hansard Global's earnings growth is positive but not above the United Kingdom of Great Britain and Northern Ireland market average.
  • Hansard Global's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
Raw Data
LSE:HSD Future Growth Rates Data Sources
Data Point Source Value (per year)
LSE:HSD Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts 9.4%
LSE:HSD Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 2 Analysts 43.6%
United Kingdom of Great Britain and Northern Ireland Insurance Industry Earnings Growth Rate Market Cap Weighted Average 11.8%
United Kingdom of Great Britain and Northern Ireland Insurance Industry Revenue Growth Rate Market Cap Weighted Average 18.3%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 11%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 4.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
LSE:HSD Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
All numbers in GBP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
LSE:HSD Future Estimates Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2021-06-30 52 8 2
2020-06-30 51 7 2
2019-06-30 49 7 2
LSE:HSD Past Financials Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income *
2018-12-31 -43 -8 6
2018-09-30 15 0 7
2018-06-30 74 8 7
2018-03-31 116 12 7
2017-12-31 157 16 7
2017-09-30 173 12 7
2017-06-30 188 8 8
2017-03-31 202 4 8
2016-12-31 217 -1 8
2016-09-30 165 2 8
2016-06-30 114 5 8
2016-03-31 84 13 11

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Hansard Global's earnings are expected to grow by 9.4% yearly, however this is not considered high growth (20% yearly).
  • Hansard Global's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
LSE:HSD Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below

All data from Hansard Global Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:HSD Future Estimates Data
Date (Data in GBP Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2021-06-30 0.06 0.07 0.05 2.00
2020-06-30 0.05 0.06 0.04 2.00
2019-06-30 0.05 0.05 0.05 2.00
LSE:HSD Past Financials Data
Date (Data in GBP Millions) EPS *
2018-12-31 0.05
2018-09-30 0.05
2018-06-30 0.05
2018-03-31 0.05
2017-12-31 0.05
2017-09-30 0.05
2017-06-30 0.06
2017-03-31 0.06
2016-12-31 0.06
2016-09-30 0.06
2016-06-30 0.06
2016-03-31 0.08

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Hansard Global is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
X
Future performance checks
We assess Hansard Global's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Hansard Global has a total score of 4/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

HSD Past Performance

  How has Hansard Global performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Hansard Global's growth in the last year to its industry (Insurance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Hansard Global's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
  • Hansard Global's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • Hansard Global's 1-year earnings growth is negative, it can't be compared to the GB Insurance industry average.
Earnings and Revenue History
Hansard Global's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Hansard Global Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:HSD Past Revenue, Cash Flow and Net Income Data
Date (Data in GBP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 -43.30 6.30 29.10
2018-09-30 15.40 6.55 29.00
2018-06-30 74.10 6.80 28.90
2018-03-31 115.75 6.80 27.10
2017-12-31 157.40 6.80 25.70
2017-09-30 172.75 7.25 25.85
2017-06-30 188.10 7.70 26.00
2017-03-31 202.30 7.75 25.70
2016-12-31 216.50 7.80 25.40
2016-09-30 165.30 8.05 24.95
2016-06-30 114.10 8.30 24.50
2016-03-31 84.45 10.75 25.25
2015-12-31 54.80 13.20 26.00
2015-09-30 79.85 14.05 25.85
2015-06-30 104.90 14.90 25.70
2015-03-31 101.15 11.60 25.05
2014-12-31 97.40 8.30 24.40
2014-09-30 82.15 8.30 24.10
2014-06-30 66.90 8.30 23.80
2014-03-31 78.15 9.60 24.15
2013-12-31 89.40 10.90 24.50
2013-09-30 111.00 10.65 24.95
2013-06-30 132.60 10.40 25.40
2013-03-31 120.85 11.25 25.35
2012-12-31 109.10 12.10 25.30
2012-09-30 8.95 11.65 25.30
2012-06-30 -91.20 11.20 25.30

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Hansard Global has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • Hansard Global used its assets less efficiently than the GB Insurance industry average last year based on Return on Assets.
  • Hansard Global's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Hansard Global's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Insurance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Hansard Global has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

HSD Health

 How is Hansard Global's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Hansard Global's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Hansard Global is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Hansard Global's long term commitments exceed its cash and other short term assets.
Balance sheet
This treemap shows a more detailed breakdown of Hansard Global's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Hansard Global has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Hansard Global Company Filings, last reported 3 months ago.

LSE:HSD Past Debt and Equity Data
Date (Data in GBP Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 27.90 0.00 1,040.90
2018-09-30 27.90 0.00 1,040.90
2018-06-30 28.50 0.00 1,107.10
2018-03-31 28.50 0.00 1,107.10
2017-12-31 28.00 0.00 1,155.10
2017-09-30 28.00 0.00 1,155.10
2017-06-30 31.70 0.00 1,123.70
2017-03-31 31.70 0.00 1,123.70
2016-12-31 33.30 0.00 1,074.40
2016-09-30 33.30 0.00 1,074.40
2016-06-30 36.20 0.00 1,001.20
2016-03-31 36.20 0.00 1,001.20
2015-12-31 37.80 0.00 936.40
2015-09-30 37.80 0.00 936.40
2015-06-30 40.10 0.00 989.40
2015-03-31 40.10 0.00 989.40
2014-12-31 36.60 0.00 1,006.90
2014-09-30 36.60 0.00 1,006.90
2014-06-30 36.90 0.00 1,023.50
2014-03-31 36.90 0.00 1,023.50
2013-12-31 39.90 0.00 1,055.30
2013-09-30 39.90 0.00 1,055.30
2013-06-30 39.80 0.00 1,097.00
2013-03-31 39.80 0.00 1,097.00
2012-12-31 40.00 0.00 178.70
2012-09-30 40.00 0.00 178.70
2012-06-30 44.90 0.00 1,099.60
  • Hansard Global has no debt.
  • Hansard Global has not taken on any debt in the past 5 years.
  • Hansard Global has no debt, it does not need to be covered by operating cash flow.
  • Hansard Global has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess Hansard Global's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Hansard Global has a total score of 5/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

HSD Dividends

 What is Hansard Global's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
11.77%
Current annual income from Hansard Global dividends. Estimated to be 12.01% next year.
If you bought £2,000 of Hansard Global shares you are expected to receive £235 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Hansard Global's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.02%).
  • Hansard Global's dividend is above the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.1%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
LSE:HSD Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Insurance Industry Average Dividend Yield Market Cap Weighted Average of 21 Stocks 4.5%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 705 Stocks 4.2%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.1%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

LSE:HSD Future Dividends Estimate Data
Date (Data in £) Dividend per Share (annual) Avg. No. Analysts
2021-06-30 0.05 2.00
2020-06-30 0.05 2.00
2019-06-30 0.04 2.00
LSE:HSD Past Annualized Dividends Data
Date (Data in £) Dividend per share (annual) Avg. Yield (%)
2018-11-07 0.045 10.060
2017-09-28 0.089 12.639
2016-10-11 0.089 9.568
2015-11-13 0.088 7.858
2014-09-26 0.084 8.768
2014-02-28 0.082 8.603
2013-09-30 0.080 8.139
2013-02-28 0.113 9.786
2012-09-21 0.139 14.166
2012-09-20 0.139 12.771
2011-10-17 0.138 9.767
2011-09-22 0.138 8.465
2010-09-23 0.132 7.975
2010-09-22 0.132 7.788
2009-09-01 0.126 7.417

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
  • Dividends per share have fallen over the past 10 years.
Current Payout to shareholders
What portion of Hansard Global's earnings are paid to the shareholders as a dividend.
  • Dividends paid are not well covered by earnings (1x coverage).
Future Payout to shareholders
  • Dividends after 3 years are not well covered by earnings (0.7x coverage).
X
Income/ dividend checks
We assess Hansard Global's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Hansard Global afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Hansard Global has a total score of 2/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

HSD Management

 What is the CEO of Hansard Global's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Gordon Marr
COMPENSATION £407,684
TENURE AS CEO 6.3 years
CEO Bio

Mr. Gordon Stuart Marr, LLB has been the Group Chief Executive Officer of Hansard Global Plc since January 1, 2013. Mr. Marr served as Executive General Manager of Cleaning & Open Space at ISS Facility Services Australia, Ltd and served as its Executive General Manager of Commercial & Retail and Executive General Manager of Cleaning. Mr. Marr served as the Managing Director of Hansard Global Plc from July 1, 2009 to January 1, 2013 and served as its Group Counsel. He joined Hansard Global Plc in 1988, as Company Solicitor. Mr. Marr worked with the Sedgwick Group Plc and BUPA. Mr. Marr joined the Board of Liberty Life, a UK insurance company, in 1992, with responsibility for Legal and Compliance issues. He has been an Executive Director of Hansard Global Plc since April 27, 2005. He is a Solicitor of the Supreme Court and a Member of the Law Society.

CEO Compensation
  • Gordon's compensation has been consistent with company performance over the past year.
  • Gordon's remuneration is higher than average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure of the Hansard Global management team in years:

4.4
Average Tenure
  • The tenure for the Hansard Global management team is about average.
Management Team

Gordon Marr

TITLE
Group CEO & Director
COMPENSATION
£408K
TENURE
6.3 yrs

Leonard Polonsky

TITLE
President
COMPENSATION
£50K
TENURE
4.8 yrs

Tim Davies

TITLE
CFO & Director
COMPENSATION
£202K
AGE
44
TENURE
4 yrs

Leslie Wong

TITLE
Chief Operating Officer

Steve Bland

TITLE
Group General Counsel

Angela McCraith

TITLE
Head of Group Risk & Compliance

Graham Malcolm Morrall

TITLE
Global Sales & Marketing Director

Karen Corran

TITLE
Head of Human Resources

Ollie Byrne

TITLE
Chief Strategy Officer

Ailish Sherlin

TITLE
Group Chief Actuary
TENURE
4 yrs
Board of Directors Tenure

Average tenure of the Hansard Global board of directors in years:

4.8
Average Tenure
  • The tenure for the Hansard Global board of directors is about average.
Board of Directors

Philip P. Gregory

TITLE
Chairman of the Board
COMPENSATION
£69K
TENURE
4.8 yrs

Gordon Marr

TITLE
Group CEO & Director
COMPENSATION
£408K
TENURE
14 yrs

Tim Davies

TITLE
CFO & Director
COMPENSATION
£202K
AGE
44
TENURE
3.3 yrs

Maurice Dyson

TITLE
Senior Independent Non-Executive Director
COMPENSATION
£68K
TENURE
4.8 yrs

Marc Andre Polonsky

TITLE
Non-Executive Director
TENURE
0.6 yrs

Andy Frepp

TITLE
Independent Non-Executive Director
COMPENSATION
£50K
TENURE
5.3 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (£) Value (£)
13. Nov 18 Buy Timothy Davies Individual 09. Nov 18 12. Nov 18 31,850 £0.48 £14,970
30. Jul 18 Buy Leonard Polonsky Individual 25. Jul 18 25. Jul 18 175,000 £0.62 £108,500
26. Jul 18 Buy Leonard Polonsky Individual 19. Jul 18 24. Jul 18 300,000 £0.63 £184,728
09. Jul 18 Buy Leonard Polonsky Individual 05. Jul 18 05. Jul 18 25,000 £0.59 £14,750
28. Jun 18 Buy Marc Andre Polonsky Individual 25. Jun 18 26. Jun 18 300,000 £0.60 £178,037
X
Management checks
We assess Hansard Global's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Hansard Global has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

HSD News

Simply Wall St News

Hansard Global Plc (LON:HSD): Is Growth Priced In?

Hansard Global Plc (LON:HSD) closed yesterday at £0.3945, which left some investors asking whether the high earnings potential can still be justified at this price. … Let’s take a look at some key metrics to determine whether there's any value here for current and potential future investors. … View our latest analysis for Hansard Global.

Simply Wall St -

Are Insiders Buying Hansard Global Plc (LON:HSD) Stock?

We often see insiders buying up shares in companies that perform well over the long term. … So before you buy or sell Hansard Global Plc (LON:HSD), you may well want to know whether insiders have been buying or selling. … The Last 12 Months Of Insider Transactions At Hansard Global.

Simply Wall St -

Hansard Global Plc (LON:HSD): Should The Recent Earnings Drop Worry You?

In this commentary, I will examine Hansard Global Plc's (LON:HSD) latest earnings update (30 June 2018) and compare these figures against its performance over the past couple of years, as well as how the rest of the insurance industry performed. … HSD's trailing twelve-month earnings (from 30 June 2018) of UK£6.8m has. … Furthermore, this one-year growth rate has been lower than its average earnings growth rate over the past 5 years of -8.6%, indicating the rate at which HSD is growing has slowed down

Simply Wall St -

Does Hansard Global Plc's (LON:HSD) CEO Salary Reflect Performance?

Gordon Marr has been the CEO of Hansard Global Plc (LON:HSD) since 2013. … This report will, first, examine the CEO compensation levels in comparison to CEO compensation at companies of similar size. … How Does Gordon Marr's Compensation Compare With Similar Sized Companies?

Simply Wall St -

How Do Analysts See Hansard Global Plc (LON:HSD) Performing In The Year Ahead?

Want to participate in a short research study? … Help shape the future of investing tools and you could win a $250 gift card! … In June 2018, Hansard Global Plc (LON:HSD) released its earnings update.

Simply Wall St -

Boasting A 24% Return On Equity, Is Hansard Global Plc (LON:HSD) A Top Quality Stock?

While some investors are already well versed in financial metrics (hat tip), this article is for those who would like to learn about Return On Equity (ROE) and why it is important. … That means that for every £1 worth of shareholders' equity, it generated £0.24 in profit. … Return on Equity = Net Profit ÷ Shareholders' Equity

Simply Wall St -

Does Hansard Global Plc's (LON:HSD) Past Performance Indicate A Weaker Future?

When Hansard Global Plc's (LON:HSD) announced its latest earnings (30 June 2018), I wanted to understand how these figures stacked up against its past performance. … The two benchmarks I used were Hansard Global's average earnings over the past couple of years, and its industry performance. … Furthermore, this one-year growth rate has been lower than its average earnings growth rate over the past 5 years of -8.6%, indicating the rate at which HSD is growing has slowed down

Simply Wall St -

What Is The Future Prospect For Financials And Hansard Global Plc (LON:HSD)?

is an insurance company operating in an industry, … which has recently experienced the impact of a softening commercial lines market, a problematic personal lines segment, and a low-yield investment climate … Lean operation has become crucial as insurance firms are faced with an environment that is evolving considerably

Simply Wall St -

Should You Buy Hansard Global Plc (LON:HSD) Now?

Hansard Global Plc (LON:HSD), a insurance company based in United Kingdom,. … A question to answer is whether Hansard Global's current trading price of £0.60 reflective of the actual value of the? … Let’s take a look at Hansard Global’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change

Simply Wall St -

What Value Should You Place On Hansard Global Plc (LON:HSD)?

Pricing HSD, a financial stock, can be difficult since these insurance businesses have cash flows that are affected by regulations that are not imposed upon other sectors. … For instance, insurance firms that invest excess premiums are required to maintain a certain level of reserves to reduce the risk to shareholders.

Simply Wall St -

HSD Company Info

Description

Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The company offers unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services. It also operates Hansard OnLine, a sales and business administration tool for independent financial advisors (IFAs) and clients. The company distributes its products through IFAs, as well as through the retail operations of financial institutions. Hansard Global plc was founded in 1970 and is headquartered in Douglas, the United Kingdom.

Details
Name: Hansard Global Plc
HSD
Exchange: LSE
Founded: 1970
£51,671,185
136,696,259
Website: http://www.hansard.com
Address: Hansard Global Plc
Harbour Court,
Lord Street,
Douglas,
Isle of Man, IM99 1QL,
United Kingdom
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
LSE HSD Ordinary Shares London Stock Exchange GB GBP 13. Dec 2006
OTCPK HNRD.F Ordinary Shares Pink Sheets LLC US USD 13. Dec 2006
BATS-CHIXE HSDL Ordinary Shares BATS 'Chi-X Europe' GB GBP 13. Dec 2006
Number of employees
Current staff
Staff numbers
189
Hansard Global employees.
Industry
Life and Health Insurance
Insurance
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/25 21:12
End of day share price update: 2019/04/25 00:00
Last estimates confirmation: 2019/04/23
Last earnings filing: 2019/03/07
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/06/30


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.