Hansard Global Valuation

Is HSD undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HSD when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: HSD (£0.45) is trading below our estimate of fair value (£0.98)

Significantly Below Fair Value: HSD is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for HSD?

Key metric: As HSD is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for HSD. This is calculated by dividing HSD's market cap by their current earnings.
What is HSD's PE Ratio?
PE Ratio11.8x
EarningsUK£5.20m
Market CapUK£61.34m

Price to Earnings Ratio vs Peers

How does HSD's PE Ratio compare to its peers?

The above table shows the PE ratio for HSD vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average38.1x
JUST Just Group
16.5x8.2%UK£1.5b
CSN Chesnara
76.3x11.8%UK£381.3m
PGH Personal Group Holdings
13.6x18.7%UK£61.7m
LGEN Legal & General Group
46x28.0%UK£12.9b
HSD Hansard Global
11.8xn/aUK£61.3m

Price-To-Earnings vs Peers: HSD is good value based on its Price-To-Earnings Ratio (11.8x) compared to the peer average (38.1x).


Price to Earnings Ratio vs Industry

How does HSD's PE Ratio compare vs other companies in the European Insurance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
HSD 11.8xIndustry Avg. 11.8xNo. of Companies12PE0816243240+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: HSD is good value based on its Price-To-Earnings Ratio (11.8x) compared to the European Insurance industry average (11.8x).


Price to Earnings Ratio vs Fair Ratio

What is HSD's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HSD PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio11.8x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate HSD's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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