Investing IdeasBrowse All StocksMarkets

Have your own idea? Try our Stock Screener

Header cover image

U.K. (FTSE) Insurance Industry Analysis

UpdatedAug 30, 2024
DataAggregated Company Financials
Companies18
  • 7D-0.3%
  • 3M-1.9%
  • 1Y0.3%
  • YTD-1.7%

The Insurance industry has stayed flat over the last week. In line with that, the industry has also been flat over the past 12 months. Looking forward, earnings are forecast to grow by 17% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 30 Aug 2024UK£75.1bUK£84.5bUK£4.7b11.6x15.9x0.9x
Sun, 28 Jul 2024UK£60.8bUK£70.4bUK£4.3b10.9x14.1x0.9x
Tue, 25 Jun 2024UK£62.3bUK£70.7bUK£4.3b11x14.3x0.9x
Thu, 23 May 2024UK£63.7bUK£70.6bUK£4.3b12.7x14.7x0.9x
Sat, 20 Apr 2024UK£60.4bUK£70.9bUK£4.4b11.7x13.6x0.9x
Mon, 18 Mar 2024UK£36.7bUK£40.7bUK£2.8b9x13x0.9x
Wed, 14 Feb 2024UK£20.2bUK£13.5bUK£368.8m20.7x54.8x1.5x
Fri, 12 Jan 2024UK£20.0bUK£13.3bUK£392.0m21x51x1.5x
Sun, 10 Dec 2023UK£21.3bUK£13.4bUK£395.5m22.8x53.9x1.6x
Tue, 07 Nov 2023UK£19.4bUK£13.5bUK£398.2m20.2x48.7x1.4x
Thu, 05 Oct 2023UK£19.3bUK£13.6bUK£403.5m18.9x47.8x1.4x
Sat, 02 Sep 2023UK£19.8bUK£12.6bUK£250.6m18.4x78.9x1.6x
Mon, 31 Jul 2023UK£19.2bUK£11.8b-UK£11,258,397.0031.6x-1707.7x1.6x
Wed, 28 Jun 2023UK£18.8bUK£11.7bUK£128.8m30.4x146x1.6x
Fri, 26 May 2023UK£20.0bUK£11.9bUK£132.9m30.6x150.7x1.7x
Sun, 23 Apr 2023UK£19.9bUK£11.8bUK£133.2m30x149.1x1.7x
Tue, 21 Mar 2023UK£17.7bUK£11.8bUK£114.4m26.3x154.6x1.5x
Thu, 16 Feb 2023UK£68.8bUK£17.7bUK£794.5m16.9x86.6x3.9x
Sat, 14 Jan 2023UK£68.9bUK£17.5bUK£753.5m16.3x91.5x3.9x
Mon, 12 Dec 2022UK£62.7bUK£17.4bUK£744.3m16.3x84.2x3.6x
Wed, 09 Nov 2022UK£56.0bUK£17.9bUK£829.3m14.6x67.5x3.1x
Fri, 07 Oct 2022UK£55.1bUK£18.1bUK£856.9m15.3x64.3x3x
Sun, 04 Sep 2022UK£56.6bUK£18.0bUK£976.4m16.7x58x3.2x
Tue, 02 Aug 2022UK£78.3bUK£87.0bUK£4.2b16.2x18.7x0.9x
Thu, 30 Jun 2022UK£80.8bUK£87.1bUK£4.4b15.5x18.6x0.9x
Sat, 28 May 2022UK£83.1bUK£86.1bUK£4.4b16.3x19x1x
Mon, 25 Apr 2022UK£87.3bUK£85.6bUK£4.3b17x20.1x1x
Wed, 23 Mar 2022UK£91.7bUK£84.9bUK£4.3b16.3x21.3x1.1x
Fri, 18 Feb 2022UK£95.2bUK£127.7bUK£5.8b13.4x16.3x0.7x
Sun, 16 Jan 2022UK£101.1bUK£127.3bUK£5.8b14.2x17.5x0.8x
Tue, 14 Dec 2021UK£95.9bUK£128.8bUK£5.9b13.7x16.4x0.7x
Thu, 11 Nov 2021UK£103.1bUK£127.9bUK£5.8b13.9x17.7x0.8x
Sat, 09 Oct 2021UK£103.0bUK£127.4bUK£5.8b14x17.8x0.8x
Mon, 06 Sep 2021UK£105.5bUK£126.8bUK£5.7b15.8x18.4x0.8x
Price to Earnings Ratio

18.4x


Total Market Cap: UK£105.5bTotal Earnings: UK£5.7bTotal Revenue: UK£126.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 33.1x202220232024
Current Industry PE
  • Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 15.9x which is lower than its 3-year average PE of 33.1x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 0.89x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have declined 6.2% per year over the last three years,
  • Revenues have also declined 13% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.93%
Financials0.47%
Insurance-0.28%
General Insurance2.27%
Insurance Brokers0%
Life and Health Insurance-0.81%
Property and Casualty Insurance-0.86%
Reinsurance-1.31%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 147x.
    • Analysts are expecting annual earnings growth of 31.2%, which is higher than its past year's earnings decline of 39.3% per year.
Forecasted Growth
  • Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 31% over the next 5 years.
  • This is better than its past earnings decline of 39% per year.
  • In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AV. AvivaUK£5.062.3%
+UK£308.1m		34.9%PE10.6x
PHNX Phoenix Group HoldingsUK£5.641.2%
+UK£64.9m		8.2%PS0.3x
DLG Direct Line Insurance GroupUK£1.911.2%
+UK£28.5m		17.9%PE12x
CSN ChesnaraUK£2.610.4%
+UK£1.5m		-4.4%PE21.1x
HSD Hansard GlobalUK£0.491.0%
+UK£681.9k		17.5%PE10x
Simply Wall St™
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
Download on the App StoreGet it on Google Play
Popular Markets
USAUUKINCAZA
About UsCareersPlansLogin
Help CenterLatest CoveragePodcastsAffiliate ProgramBusiness & EnterpriseWhat's New
Financial Services GuideTerms and ConditionsPrivacy Policy
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

LGEN

UK£2.24

Legal & General Group

7D

-0.3%

1Y

2.4%

PRU

UK£6.54

Prudential

7D

-1.7%

1Y

-32.4%

HSX

UK£11.80

Hiscox

7D

-0.9%

1Y

18.3%

Improved Earnings Required Before Hiscox Ltd (LON:HSX) Shares Find Their Feet

Aug 28
Improved Earnings Required Before Hiscox Ltd (LON:HSX) Shares Find Their Feet

ADM

UK£29.22

Admiral Group

7D

-1.0%

1Y

17.3%

BEZ

UK£7.48

Beazley

7D

-1.6%

1Y

36.9%

We Ran A Stock Scan For Earnings Growth And Beazley (LON:BEZ) Passed With Ease

Aug 22
We Ran A Stock Scan For Earnings Growth And Beazley (LON:BEZ) Passed With Ease

JUST

UK£1.43

Just Group

7D

-2.7%

1Y

89.9%

SBRE

UK£1.50

Sabre Insurance Group

7D

-4.7%

1Y

-2.5%

AV.

UK£5.06

Aviva

7D

2.3%

1Y

34.9%

CSN

UK£2.61

Chesnara

7D

0.4%

1Y

-4.4%

CRE

UK£5.26

Conduit Holdings

7D

-1.3%

1Y

13.4%

HSD

UK£0.49

Hansard Global

7D

1.0%

1Y

17.5%

PHNX

UK£5.64

Phoenix Group Holdings

7D

1.2%

1Y

8.2%

PGH

UK£1.61

Personal Group Holdings

7D

0.6%

1Y

-14.4%

DLG

UK£1.91

Direct Line Insurance Group

7D

1.2%

1Y

17.9%