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U.K. (FTSE) Insurance Industry Analysis
UpdatedMay 23, 2025
DataAggregated Company Financials
Companies17
- 7D1.6%
- 3M18.3%
- 1Y20.4%
- YTD23.2%
The Insurance industry is up 1.8% in the last week, with Aviva up 4.2%. In the last 12 months, the industry was up 18%. Looking forward, earnings are forecast to grow by 17% annually.
Industry Valuation and Performance
Has the U.K. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 23 May 2025 | UK£73.6b | UK£75.5b | UK£3.6b | 12.4x | 20.3x | 1x |
| Sun, 20 Apr 2025 | UK£67.7b | UK£75.7b | UK£3.7b | 12x | 18.5x | 0.9x |
| Tue, 18 Mar 2025 | UK£82.2b | UK£87.1b | UK£2.9b | 13.7x | 28.3x | 0.9x |
| Thu, 13 Feb 2025 | UK£77.5b | UK£90.8b | UK£4.5b | 11.4x | 17.1x | 0.9x |
| Sat, 11 Jan 2025 | UK£70.2b | UK£91.2b | UK£4.6b | 11.3x | 15.4x | 0.8x |
| Mon, 09 Dec 2024 | UK£75.1b | UK£90.4b | UK£4.5b | 11.5x | 16.9x | 0.8x |
| Wed, 06 Nov 2024 | UK£70.5b | UK£90.0b | UK£4.4b | 11.4x | 16x | 0.8x |
| Fri, 04 Oct 2024 | UK£74.1b | UK£89.8b | UK£4.4b | 11.5x | 16.8x | 0.8x |
| Sun, 01 Sep 2024 | UK£75.0b | UK£84.6b | UK£4.7b | 11.6x | 15.9x | 0.9x |
| Tue, 30 Jul 2024 | UK£61.1b | UK£70.5b | UK£4.3b | 11.1x | 14.2x | 0.9x |
| Thu, 27 Jun 2024 | UK£61.5b | UK£70.8b | UK£4.4b | 10.7x | 14.1x | 0.9x |
| Sat, 25 May 2024 | UK£63.1b | UK£70.6b | UK£4.3b | 12.6x | 14.6x | 0.9x |
| Mon, 22 Apr 2024 | UK£60.5b | UK£71.1b | UK£4.4b | 11.8x | 13.7x | 0.9x |
| Wed, 20 Mar 2024 | UK£37.1b | UK£40.7b | UK£2.8b | 9x | 13.1x | 0.9x |
| Fri, 16 Feb 2024 | UK£20.5b | UK£13.5b | UK£368.7m | 21x | 55.5x | 1.5x |
| Sun, 14 Jan 2024 | UK£20.1b | UK£13.3b | UK£392.3m | 21.1x | 51.2x | 1.5x |
| Tue, 12 Dec 2023 | UK£21.3b | UK£13.4b | UK£395.5m | 22.8x | 53.7x | 1.6x |
| Thu, 09 Nov 2023 | UK£20.2b | UK£13.5b | UK£399.8m | 20.7x | 50.4x | 1.5x |
| Sat, 07 Oct 2023 | UK£19.5b | UK£13.6b | UK£400.6m | 19.4x | 48.6x | 1.4x |
| Mon, 04 Sep 2023 | UK£19.7b | UK£12.6b | UK£250.7m | 18.4x | 78.8x | 1.6x |
| Wed, 02 Aug 2023 | UK£18.7b | UK£11.9b | -UK£11,721,962.00 | 30.9x | -1599x | 1.6x |
| Fri, 30 Jun 2023 | UK£18.6b | UK£11.9b | -UK£105,845,187.00 | 30.2x | -176.2x | 1.6x |
| Sun, 28 May 2023 | UK£20.3b | UK£11.9b | UK£130.5m | 31x | 155.6x | 1.7x |
| Tue, 25 Apr 2023 | UK£20.2b | UK£11.8b | UK£34.8m | 29.9x | 581.2x | 1.7x |
| Thu, 23 Mar 2023 | UK£18.1b | UK£11.8b | UK£114.7m | 27x | 157.4x | 1.5x |
| Sat, 18 Feb 2023 | UK£70.0b | UK£17.7b | UK£796.1m | 17.1x | 87.9x | 3.9x |
| Mon, 16 Jan 2023 | UK£68.9b | UK£17.4b | UK£750.0m | 16.3x | 91.9x | 4x |
| Wed, 14 Dec 2022 | UK£63.1b | UK£17.4b | UK£738.3m | 16.3x | 85.4x | 3.6x |
| Fri, 11 Nov 2022 | UK£57.2b | UK£17.8b | UK£810.8m | 15.2x | 70.6x | 3.2x |
| Sun, 09 Oct 2022 | UK£54.3b | UK£18.2b | UK£863.8m | 14.9x | 62.8x | 3x |
| Tue, 06 Sep 2022 | UK£56.0b | UK£18.0b | UK£982.2m | 16.7x | 57.1x | 3.1x |
| Thu, 04 Aug 2022 | UK£79.0b | UK£87.4b | UK£4.2b | 15.5x | 19x | 0.9x |
| Sat, 02 Jul 2022 | UK£79.9b | UK£87.3b | UK£4.4b | 15.4x | 18.3x | 0.9x |
| Mon, 30 May 2022 | UK£83.1b | UK£86.1b | UK£4.4b | 16.3x | 19x | 1x |
Price to Earnings Ratio
19x
Current Industry PE
- Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 20.2x which is lower than its 3-year average PE of 33.0x.
- The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 0.97x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have declined 6.1% per year over the last three years,
- Revenues have also declined 4.3% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the U.K. Financials industry?
| GB Market | 1.09% | |
| Financials | 1.27% | |
| Insurance | 1.57% | |
| General Insurance | 4.13% | |
| Reinsurance | 3.65% | |
| Property and Casualty Insurance | 3.62% | |
| Insurance Brokers | 0% | 0 |
| Life and Health Insurance | -1.48% | |
Industry PE
- Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 158x.
- Analysts are expecting annual earnings growth of 29.4%, which is higher than its past year's earnings decline of 25.3% per year.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 29% over the next 5 years.
- This is better than its past earnings decline of 25% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 3.6% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| AV. Aviva | UK£6.10 | 4.2% +UK£659.7m | 26.4% | PE25.7x | |
| HSX Hiscox | UK£12.84 | 8.5% +UK£339.2m | 11.6% | PE9.3x | |
| BEZ Beazley | UK£9.50 | 4.5% +UK£245.2m | 42.5% | PE7x | |
| ADM Admiral Group | UK£33.42 | 2.3% +UK£230.3m | 23.5% | PE15.3x | |
| PHNX Phoenix Group Holdings | UK£6.28 | 2.0% +UK£124.8m | 26.5% | PS0.3x |