Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.K. (FTSE) Insurance Industry Analysis

UpdatedAug 10, 2026
DataAggregated Company Financials
Companies16
  • 7D0.04%
  • 3M10.5%
  • 1Y17.8%
  • YTD10.9%

The Insurance industry has been flat over the last week, but Prudential has lost 6.0%. As for the the longer term, the industry is up 18% over the past 12 months. Earnings are forecast to grow by 11% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 11 Aug 2026UK£103.4bUK£95.7bUK£6.0b14x17.2x1.1x
Thu, 09 Jul 2026UK£82.8bUK£84.1bUK£5.5b12.5x15x1x
Sat, 06 Jun 2026UK£77.0bUK£84.2bUK£5.5b11.6x13.9x0.9x
Mon, 04 May 2026UK£81.4bUK£83.9bUK£5.5b11.2x14.9x1x
Wed, 01 Apr 2026UK£78.8bUK£85.9bUK£5.5b10.7x14.5x0.9x
Fri, 27 Feb 2026UK£84.2bUK£69.0bUK£4.9b10.9x17.2x1.2x
Sun, 25 Jan 2026UK£80.5bUK£68.7bUK£4.8b11.4x16.8x1.2x
Tue, 23 Dec 2025UK£82.0bUK£69.0bUK£4.8b11.5x17x1.2x
Thu, 20 Nov 2025UK£76.5bUK£69.5bUK£5.0b10.7x15.5x1.1x
Sat, 18 Oct 2025UK£76.6bUK£69.0bUK£4.8b10.9x15.8x1.1x
Mon, 15 Sep 2025UK£77.7bUK£68.9bUK£4.8b11.2x16.2x1.1x
Wed, 13 Aug 2025UK£77.5bUK£70.2bUK£3.5b14.8x22.3x1.1x
Fri, 11 Jul 2025UK£72.5bUK£69.7bUK£3.6b13x20x1x
Sun, 08 Jun 2025UK£75.1bUK£74.8bUK£3.8b12.9x19.9x1x
Tue, 06 May 2025UK£69.8bUK£75.7bUK£3.7b12.7x19.1x0.9x
Thu, 03 Apr 2025UK£69.5bUK£76.4bUK£3.8b12.5x18.5x0.9x
Sat, 01 Mar 2025UK£79.6bUK£90.6bUK£3.8b13x20.8x0.9x
Mon, 27 Jan 2025UK£75.0bUK£90.8bUK£4.5b11.4x16.6x0.8x
Wed, 25 Dec 2024UK£72.5bUK£90.7bUK£4.5b11.7x16.1x0.8x
Fri, 22 Nov 2024UK£70.1bUK£90.6bUK£4.5b11.1x15.6x0.8x
Sun, 20 Oct 2024UK£74.4bUK£90.0bUK£4.4b11.8x16.9x0.8x
Tue, 17 Sep 2024UK£73.2bUK£84.6bUK£4.8b10.3x15.3x0.9x
Thu, 15 Aug 2024UK£74.1bUK£83.4bUK£5.1b11.7x14.5x0.9x
Sat, 13 Jul 2024UK£61.9bUK£70.3bUK£4.3b10.7x14.5x0.9x
Mon, 10 Jun 2024UK£61.6bUK£70.6bUK£4.3b11.1x14.2x0.9x
Wed, 08 May 2024UK£62.3bUK£70.9bUK£4.4b12.1x14.3x0.9x
Fri, 05 Apr 2024UK£62.4bUK£70.6bUK£4.4b11.6x14.2x0.9x
Sun, 03 Mar 2024UK£22.3bUK£13.5bUK£496.3m19.6x44.9x1.7x
Tue, 30 Jan 2024UK£20.0bUK£13.4bUK£352.8m20.3x56.6x1.5x
Thu, 28 Dec 2023UK£20.9bUK£13.3bUK£391.4m22.1x53.5x1.6x
Sat, 25 Nov 2023UK£21.0bUK£13.4bUK£394.7m21.7x53.3x1.6x
Mon, 23 Oct 2023UK£19.4bUK£13.6bUK£402.2m19.9x48.3x1.4x
Wed, 20 Sep 2023UK£20.2bUK£13.3bUK£189.0m18.5x107x1.5x
Fri, 18 Aug 2023UK£19.5bUK£12.3bUK£255.8m23.6x76.1x1.6x
Price to Earnings Ratio

76.1x


Total Market Cap: UK£19.5bTotal Earnings: UK£255.8mTotal Revenue: UK£12.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 24.7x202420252026
Current Industry PE
  • Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 17.3x which is lower than its 3-year average PE of 24.8x.
  • The industry is trading close to its 3-year average PS ratio of 1.1x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 187% per year over the last three years.
  • Revenues for these companies have grown 98% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.96%
Financials-1.00%
Insurance0.035%
General Insurance1.88%
Property and Casualty Insurance1.42%
Insurance Brokers0%0
Reinsurance-0.57%
Life and Health Insurance-1.39%
Industry PE
  • Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio of 17.6x.
    • Analysts are expecting annual earnings growth of 20.9%, which is higher than its past year's earnings growth of 15.9% per year.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 10.8x.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 21% over the next 5 years.
  • This is better than its past earnings growth rate of 16% per year.
  • In contrast, the Reinsurance industry is expected to see its earnings decline by 11% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LGEN Legal & General GroupUK£3.112.4%
+UK£403.9m		19.9%PE25.6x
AV. AvivaUK£7.070.8%
+UK£161.5m		7.7%PE27.6x
HSX HiscoxUK£18.071.7%
+UK£89.6m		35.0%PE12.2x
SDLF Standard LifeUK£9.330.8%
+UK£75.1m		35.7%PS0.3x
SAGA SagaUK£7.084.3%
+UK£42.3m		285.2%PE251.6x

Latest News

ADM
UK£37.98
Admiral Group
7D
-0.1%
1Y
12.7%
Analysis Article • Aug 09

Admiral Group plc Just Missed Revenue By 10%: Here's What Analysts Think Will Happen Next

It's been a good week for Admiral Group plc ( LON:ADM ) shareholders, because the company has just released its latest...
SAGA
UK£7.08
Saga
7D
4.3%
1Y
285.2%
Narrative Update • Aug 07

SAGA: Higher Revenue Assumptions And Richer Future P/E Will Drive Upside

Analysts have raised their price target for Saga from £5.15 to £10.25. This change reflects updated assumptions about revenue growth, profit margins, and a higher future P/E multiple.
HSX
UK£18.07
Hiscox
7D
1.7%
1Y
35.0%
PRU
UK£10.43
Prudential
7D
-6.0%
1Y
7.6%
Analysis Article • Aug 07

Is Now The Time To Put Prudential (LON:PRU) On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
MLHL
US$14.25
Malibu Life Holdings
7D
-4.7%
1Y
n/a
LGEN
UK£3.11
Legal & General Group
7D
2.4%
1Y
19.9%
Narrative Update • Aug 06

LGEN: Lower Discount Rate And Dividend Support Will Drive Future Upside

Analysts have adjusted the fair value estimate for Legal & General Group from £3.53 to £3.80, reflecting a mix of cautious price target moves and differing views on earnings pressure and demand for UK insurers. Analyst Commentary Recent research on Legal & General Group highlights a split in sentiment, with some analysts cautious on the broader UK insurance sector and others pointing to supportive factors for the stock.
SBRE
UK£1.75
Sabre Insurance Group
7D
-5.1%
1Y
16.1%
BEZ
UK£12.93
Beazley
7D
-0.04%
1Y
41.3%
LRE
UK£5.93
Lancashire Holdings
7D
-1.2%
1Y
-4.7%
CRE
UK£4.43
Conduit Holdings
7D
0.2%
1Y
46.7%
SDLF
UK£9.33
Standard Life
7D
0.8%
1Y
35.7%
Narrative Update • Jul 30

SDLF: Capital Light Shift And Aegon Deal Will Shape Balanced Return Outlook

Standard Life's analyst price target has moved higher toward the £9.75 to £9.80 range, with analysts pointing to valuation, capital return options and an improving earnings mix as key drivers for the change. Analyst Commentary Recent research on Standard Life shows a mix of optimism and caution, with price targets clustered in the £8.85 to £9.80 range and rating changes in both directions.
AV.
UK£7.07
Aviva
7D
0.8%
1Y
7.7%
CSN
UK£3.40
Chesnara
7D
-0.7%
1Y
17.9%
PGH
UK£3.98
Personal Group Holdings
7D
1.3%
1Y
19.4%
HSD
UK£0.52
Hansard Global
7D
4.0%
1Y
3.0%