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U.K. (FTSE) Insurance Industry Analysis

UpdatedMay 31, 2026
DataAggregated Company Financials
Companies14
  • 7D-3.4%
  • 3M-1.5%
  • 1Y16.6%
  • YTD1.2%

Over the last 7 days, the Insurance industry has dropped 3.4%, driven by a pullback from Prudential of 5.2%. This takes the industry's 12 month performance to a gain of 17%. As for the next few years, earnings are expected to grow by 9.6% per annum.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 31 May 2026UK£80.7bUK£84.0bUK£5.5b11.9x14.7x1x
Tue, 28 Apr 2026UK£81.8bUK£83.9bUK£5.5b11.2x15x1x
Thu, 26 Mar 2026UK£80.9bUK£85.7bUK£5.4b10.9x15x0.9x
Sat, 21 Feb 2026UK£82.8bUK£68.9bUK£4.9b10.6x16.9x1.2x
Mon, 19 Jan 2026UK£82.0bUK£69.1bUK£4.9b11.3x16.9x1.2x
Wed, 17 Dec 2025UK£79.8bUK£69.0bUK£4.8b11.2x16.5x1.2x
Fri, 14 Nov 2025UK£79.1bUK£69.3bUK£4.9b11x16.1x1.1x
Sun, 12 Oct 2025UK£79.0bUK£69.1bUK£4.9b11.4x16.2x1.1x
Tue, 09 Sep 2025UK£75.7bUK£68.9bUK£4.8b10.9x15.7x1.1x
Thu, 07 Aug 2025UK£92.3bUK£82.1bUK£3.8b15.1x24.5x1.1x
Sat, 05 Jul 2025UK£72.7bUK£69.6bUK£3.6b13.1x20.2x1x
Mon, 02 Jun 2025UK£73.2bUK£74.9bUK£3.8b12.6x19.3x1x
Wed, 30 Apr 2025UK£68.8bUK£75.6bUK£3.6b12.2x19x0.9x
Fri, 28 Mar 2025UK£69.1bUK£76.5bUK£3.8b12.5x18.3x0.9x
Sun, 23 Feb 2025UK£76.4bUK£90.6bUK£4.5b11.4x17.1x0.8x
Tue, 21 Jan 2025UK£74.4bUK£91.0bUK£4.6b11.4x16.3x0.8x
Thu, 19 Dec 2024UK£72.5bUK£90.5bUK£4.5b11.8x16.2x0.8x
Sat, 16 Nov 2024UK£70.4bUK£90.6bUK£4.5b11.3x15.7x0.8x
Mon, 14 Oct 2024UK£73.5bUK£90.0bUK£4.4b11.9x16.7x0.8x
Wed, 11 Sep 2024UK£73.0bUK£84.8bUK£4.8b10.3x15.1x0.9x
Fri, 09 Aug 2024UK£71.4bUK£82.9bUK£4.9b10.9x14.5x0.9x
Sun, 07 Jul 2024UK£60.1bUK£70.5bUK£4.3b10.8x13.9x0.9x
Tue, 04 Jun 2024UK£62.6bUK£70.5bUK£4.3b12.5x14.5x0.9x
Thu, 02 May 2024UK£60.1bUK£71.0bUK£4.4b11.6x13.7x0.8x
Sat, 30 Mar 2024UK£63.7bUK£71.0bUK£4.4b12x14.5x0.9x
Mon, 26 Feb 2024UK£20.9bUK£13.5bUK£496.0m18.6x42.2x1.6x
Wed, 24 Jan 2024UK£19.9bUK£13.3bUK£393.2m20.3x50.6x1.5x
Fri, 22 Dec 2023UK£20.7bUK£13.3bUK£393.5m21.8x52.7x1.6x
Sun, 19 Nov 2023UK£20.6bUK£13.4bUK£397.0m21.2x51.9x1.5x
Tue, 17 Oct 2023UK£19.1bUK£13.6bUK£401.6m19.7x47.7x1.4x
Thu, 14 Sep 2023UK£20.0bUK£13.2bUK£187.3m18.4x106.9x1.5x
Sat, 12 Aug 2023UK£19.1bUK£12.4bUK£256.7m18.3x74.5x1.5x
Mon, 10 Jul 2023UK£18.3bUK£11.7b-UK£103,338,312.0029.4x-177.4x1.6x
Wed, 07 Jun 2023UK£20.6bUK£11.8bUK£132.5m31.4x155.1x1.7x
Price to Earnings Ratio

155.1x


Total Market Cap: UK£20.6bTotal Earnings: UK£132.5mTotal Revenue: UK£11.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 4.2x202420252026
Current Industry PE
  • Investors are optimistic on the British Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.7x which is higher than its 3-year average PE of 4.2x.
  • The 3-year average PS ratio of 1.1x is higher than the industry's current PS ratio of 0.96x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 246% per year over the last three years.
  • Revenues for these companies have grown 92% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market-0.27%
Financials0.62%
Insurance-3.44%
Insurance Brokers0%0
General Insurance-1.70%
Property and Casualty Insurance-3.35%
Life and Health Insurance-4.35%
Reinsurance-6.85%
Industry PE
  • Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio of 15.9x.
    • Analysts expect its future annual earnings growth (16.4%) to be largely in line with prior year's earnings growth.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 9.9x.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 16% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
SAGA SagaUK£5.784.1%
+UK£35.2m		302.5%PE205.4x
PGH Personal Group HoldingsUK£4.145.6%
+UK£6.9m		38.8%PE17.9x
HUW Helios UnderwritingUK£2.182.1%
+UK£3.1m		-11.4%PE7.2x

Latest News

HUW
UK£2.18
Helios Underwriting
7D
2.1%
1Y
-11.4%
PRU
UK£10.72
Prudential
7D
-5.2%
1Y
26.8%
HSX
UK£17.49
Hiscox
7D
-3.7%
1Y
38.7%
SAGA
UK£5.78
Saga
7D
4.1%
1Y
302.5%
SBRE
UK£1.52
Sabre Insurance Group
7D
-4.5%
1Y
15.0%
AV.
UK£6.13
Aviva
7D
-2.0%
1Y
0.4%
LRE
UK£6.05
Lancashire Holdings
7D
-5.5%
1Y
-0.08%
SDLF
UK£7.76
Standard Life
7D
-1.6%
1Y
22.4%
ADM
UK£32.96
Admiral Group
7D
-5.3%
1Y
-1.6%
Narrative Update • May 07

ADM: Clearer Multi Year Earnings And UK Motor Pricing Will Support Upside

Analysts have trimmed the fair value estimate for Admiral Group from £41.00 to £38.00, while pointing to higher forecast revenue growth, stronger profit margins and a lower future P/E multiple. Recent research upgrades highlight expectations for improved UK Motor pricing and a clearer multi year earnings profile.
CRE
UK£4.42
Conduit Holdings
7D
-6.8%
1Y
17.7%
PGH
UK£4.14
Personal Group Holdings
7D
5.6%
1Y
38.8%