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U.K. (FTSE) Insurance Industry Analysis

UpdatedAug 10, 2025
DataAggregated Company Financials
Companies14
  • 7D2.1%
  • 3M10.3%
  • 1Y34.1%
  • YTD32.6%

Over the last 7 days, the Insurance industry has risen 2.1%, driven by gains from Prudential of 2.8%. This means that the industry has gained 34% over the past year. Looking forward, earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 10 Aug 2025UK£76.9bUK£70.2bUK£3.5b14.5x22.1x1.1x
Tue, 08 Jul 2025UK£72.6bUK£69.7bUK£3.6b13.4x20.1x1x
Thu, 05 Jun 2025UK£73.7bUK£74.8bUK£3.8b12.8x19.5x1x
Sat, 03 May 2025UK£69.8bUK£75.7bUK£3.7b12.7x19.1x0.9x
Mon, 31 Mar 2025UK£69.1bUK£76.5bUK£3.8b12.5x18.3x0.9x
Wed, 26 Feb 2025UK£76.8bUK£90.5bUK£4.5b11.5x17.1x0.8x
Fri, 24 Jan 2025UK£75.3bUK£91.0bUK£4.5b11.5x16.6x0.8x
Sun, 22 Dec 2024UK£71.8bUK£90.6bUK£4.5b11.6x16x0.8x
Tue, 19 Nov 2024UK£70.4bUK£90.6bUK£4.5b11.2x15.7x0.8x
Thu, 17 Oct 2024UK£73.6bUK£90.1bUK£4.4b12x16.7x0.8x
Sat, 14 Sep 2024UK£73.9bUK£84.7bUK£4.8b10.3x15.4x0.9x
Mon, 12 Aug 2024UK£72.1bUK£83.4bUK£5.2b11x13.9x0.9x
Wed, 10 Jul 2024UK£60.9bUK£70.6bUK£4.3b10.9x14.1x0.9x
Fri, 07 Jun 2024UK£62.7bUK£70.6bUK£4.3b11.2x14.5x0.9x
Sun, 05 May 2024UK£61.6bUK£70.9bUK£4.4b12x14.1x0.9x
Tue, 02 Apr 2024UK£63.7bUK£70.7bUK£4.4b12x14.5x0.9x
Thu, 29 Feb 2024UK£21.7bUK£13.5bUK£496.2m19x43.7x1.6x
Sat, 27 Jan 2024UK£20.2bUK£13.5bUK£352.9m20.5x57.1x1.5x
Mon, 25 Dec 2023UK£20.8bUK£13.3bUK£393.0m21.9x52.8x1.6x
Wed, 22 Nov 2023UK£21.0bUK£13.4bUK£395.8m22x53x1.6x
Fri, 20 Oct 2023UK£19.6bUK£13.6bUK£402.6m20.3x48.8x1.4x
Sun, 17 Sep 2023UK£20.5bUK£13.3bUK£189.1m18.7x108.3x1.5x
Tue, 15 Aug 2023UK£19.2bUK£12.4bUK£256.8m18.1x74.7x1.5x
Thu, 13 Jul 2023UK£18.8bUK£11.7b-UK£101,513,937.0030.8x-185.7x1.6x
Sat, 10 Jun 2023UK£19.8bUK£11.8bUK£131.4m30x150.9x1.7x
Mon, 08 May 2023UK£19.7bUK£11.7bUK£135.8m30.3x145x1.7x
Wed, 05 Apr 2023UK£18.8bUK£11.7bUK£104.1m28.7x180.3x1.6x
Fri, 03 Mar 2023UK£68.2bUK£17.9bUK£803.6m17.3x84.9x3.8x
Sun, 29 Jan 2023UK£71.7bUK£17.3bUK£736.9m16.5x97.2x4.1x
Tue, 27 Dec 2022UK£64.3bUK£17.5bUK£764.9m16.8x84.1x3.7x
Thu, 24 Nov 2022UK£58.9bUK£17.5bUK£764.9m16.1x77x3.4x
Sat, 22 Oct 2022UK£53.3bUK£18.1bUK£854.8m14.7x62.4x2.9x
Mon, 19 Sep 2022UK£58.8bUK£18.1bUK£989.6m16.7x59.4x3.3x
Wed, 17 Aug 2022UK£60.6bUK£19.1bUK£960.7m17.3x63.1x3.2x
Price to Earnings Ratio

63.1x


Total Market Cap: UK£60.6bTotal Earnings: UK£960.7mTotal Revenue: UK£19.1bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 33.2x202320242025
Current Industry PE
  • Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 22.1x which is lower than its 3-year average PE of 33.2x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 54% per year over the last three years.
  • Revenues for these companies have grown 54% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market3.24%
Financials2.67%
Insurance2.10%
Life and Health Insurance2.72%
General Insurance2.45%
Property and Casualty Insurance0.92%
Insurance Brokers0%0
Reinsurance-1.13%
Industry PE
  • Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 160x.
    • Analysts are expecting annual earnings growth of 28.8%, which is higher than its past year's earnings decline of 17.9% per year.
  • Investors are most pessimistic about the Property and Casualty Insurance industry, which is trading below its 3-year average of 20.7x.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 65% over the next 5 years.
  • This is better than its past earnings decline of 93% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PRU PrudentialUK£9.622.8%
+UK£649.1m		52.1%PE14.5x
AV. AvivaUK£6.502.5%
+UK£474.1m		34.7%PE31.2x
HSX HiscoxUK£13.536.7%
+UK£283.9m		15.9%PE10.3x
PHNX Phoenix Group HoldingsUK£6.802.8%
+UK£184.8m		26.9%PS0.3x
BEZ BeazleyUK£9.062.8%
+UK£143.4m		25.3%PE6.5x

Latest News

JUST
UK£2.13
Just Group
7D
1.2%
1Y
85.5%
LGEN
UK£2.56
Legal & General Group
7D
0.8%
1Y
14.1%

Legal & General Group (LON:LGEN) Has Announced A Dividend Of £0.0612

Aug 09
Legal & General Group (LON:LGEN) Has Announced A Dividend Of £0.0612
LRE
UK£6.15
Lancashire Holdings
7D
-1.1%
1Y
-1.4%
HSX
UK£13.53
Hiscox
7D
6.7%
1Y
15.9%
PRU
UK£9.62
Prudential
7D
2.8%
1Y
52.1%
CRE
UK£3.07
Conduit Holdings
7D
-1.1%
1Y
-39.9%
CSN
UK£2.80
Chesnara
7D
5.9%
1Y
8.3%
BEZ
UK£9.06
Beazley
7D
2.8%
1Y
25.3%

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Jul 19
Insufficient Growth At Beazley plc (LON:BEZ) Hampers Share Price
AV.
UK£6.50
Aviva
7D
2.5%
1Y
34.7%
PHNX
UK£6.80
Phoenix Group Holdings
7D
2.8%
1Y
26.9%
ADM
UK£33.50
Admiral Group
7D
-2.2%
1Y
25.2%

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Jun 15
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