Improved Earnings Required Before Beazley plc (LON:BEZ) Shares Find Their Feet
Apr 02
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U.K. (FTSE) Insurance Industry Analysis
UpdatedMay 20, 2025
DataAggregated Company Financials
Companies17
- 7D1.5%
- 3M14.8%
- 1Y16.1%
- YTD21.6%
In the last week, the Insurance industry is up 1.5%, with Aviva up 5.8%. This means that the industry has gained 16% over the past year. Earnings are forecast to grow by 17% annually.
Industry Valuation and Performance
Has the U.K. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 21 May 2025 | UK£73.2b | UK£75.6b | UK£3.6b | 12.7x | 20.2x | 1x |
| Fri, 18 Apr 2025 | UK£67.7b | UK£75.8b | UK£3.7b | 12x | 18.5x | 0.9x |
| Sun, 16 Mar 2025 | UK£80.6b | UK£91.0b | UK£3.5b | 13.7x | 23x | 0.9x |
| Tue, 11 Feb 2025 | UK£77.2b | UK£90.9b | UK£4.5b | 11.5x | 17x | 0.8x |
| Thu, 09 Jan 2025 | UK£72.2b | UK£90.9b | UK£4.5b | 11.6x | 15.9x | 0.8x |
| Sat, 07 Dec 2024 | UK£75.1b | UK£90.4b | UK£4.5b | 11.5x | 16.9x | 0.8x |
| Mon, 04 Nov 2024 | UK£70.6b | UK£90.2b | UK£4.4b | 11.6x | 16x | 0.8x |
| Wed, 02 Oct 2024 | UK£74.5b | UK£89.6b | UK£4.4b | 11.6x | 17x | 0.8x |
| Fri, 30 Aug 2024 | UK£75.1b | UK£84.5b | UK£4.7b | 11.6x | 15.9x | 0.9x |
| Sun, 28 Jul 2024 | UK£60.8b | UK£70.4b | UK£4.3b | 10.9x | 14.1x | 0.9x |
| Tue, 25 Jun 2024 | UK£62.3b | UK£70.7b | UK£4.3b | 11x | 14.3x | 0.9x |
| Thu, 23 May 2024 | UK£63.7b | UK£70.6b | UK£4.3b | 12.7x | 14.7x | 0.9x |
| Sat, 20 Apr 2024 | UK£60.4b | UK£70.9b | UK£4.4b | 11.7x | 13.6x | 0.9x |
| Mon, 18 Mar 2024 | UK£36.7b | UK£40.7b | UK£2.8b | 9x | 13x | 0.9x |
| Wed, 14 Feb 2024 | UK£20.2b | UK£13.5b | UK£368.8m | 20.7x | 54.8x | 1.5x |
| Fri, 12 Jan 2024 | UK£20.0b | UK£13.3b | UK£392.0m | 21x | 51x | 1.5x |
| Sun, 10 Dec 2023 | UK£21.3b | UK£13.4b | UK£395.5m | 22.8x | 53.9x | 1.6x |
| Tue, 07 Nov 2023 | UK£19.4b | UK£13.5b | UK£398.2m | 20.2x | 48.7x | 1.4x |
| Thu, 05 Oct 2023 | UK£19.3b | UK£13.6b | UK£403.5m | 18.9x | 47.8x | 1.4x |
| Sat, 02 Sep 2023 | UK£19.8b | UK£12.6b | UK£250.6m | 18.4x | 78.9x | 1.6x |
| Mon, 31 Jul 2023 | UK£19.2b | UK£11.8b | -UK£11,258,397.00 | 31.6x | -1707.7x | 1.6x |
| Wed, 28 Jun 2023 | UK£18.8b | UK£11.7b | UK£128.8m | 30.4x | 146x | 1.6x |
| Fri, 26 May 2023 | UK£20.0b | UK£11.9b | UK£132.9m | 30.6x | 150.7x | 1.7x |
| Sun, 23 Apr 2023 | UK£19.9b | UK£11.8b | UK£133.2m | 30x | 149.1x | 1.7x |
| Tue, 21 Mar 2023 | UK£17.7b | UK£11.8b | UK£114.4m | 26.3x | 154.6x | 1.5x |
| Thu, 16 Feb 2023 | UK£68.8b | UK£17.7b | UK£794.5m | 16.9x | 86.6x | 3.9x |
| Sat, 14 Jan 2023 | UK£68.9b | UK£17.5b | UK£753.5m | 16.3x | 91.5x | 3.9x |
| Mon, 12 Dec 2022 | UK£62.7b | UK£17.4b | UK£744.3m | 16.3x | 84.2x | 3.6x |
| Wed, 09 Nov 2022 | UK£56.0b | UK£17.9b | UK£829.3m | 14.6x | 67.5x | 3.1x |
| Fri, 07 Oct 2022 | UK£55.1b | UK£18.1b | UK£856.9m | 15.3x | 64.3x | 3x |
| Sun, 04 Sep 2022 | UK£56.6b | UK£18.0b | UK£976.4m | 16.7x | 58x | 3.2x |
| Tue, 02 Aug 2022 | UK£78.3b | UK£87.0b | UK£4.2b | 16.2x | 18.7x | 0.9x |
| Thu, 30 Jun 2022 | UK£80.8b | UK£87.1b | UK£4.4b | 15.5x | 18.6x | 0.9x |
| Sat, 28 May 2022 | UK£83.1b | UK£86.1b | UK£4.4b | 16.3x | 19x | 1x |
Price to Earnings Ratio
19x
Current Industry PE
- Investors are pessimistic on the British Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 20.0x which is lower than its 3-year average PE of 33.0x.
- The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 0.96x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have declined 6.1% per year over the last three years,
- Revenues have also declined 4.3% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the U.K. Financials industry?
| GB Market | 1.15% | |
| Financials | 1.39% | |
| Insurance | 1.46% | |
| Reinsurance | 7.17% | |
| General Insurance | 2.61% | |
| Property and Casualty Insurance | 2.16% | |
| Life and Health Insurance | 0.21% | |
| Insurance Brokers | 0% | 0 |
Industry PE
- Investors are most optimistic about the Life and Health Insurance industry even though it's trading below its 3-year average PE ratio of 158x.
- Analysts are expecting annual earnings growth of 28.7%, which is higher than its past year's earnings decline of 25.3% per year.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 29% over the next 5 years.
- This is better than its past earnings decline of 25% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 3.6% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| AV. Aviva | UK£6.07 | 5.8% +UK£883.1m | 22.9% | PE25.5x | |
| BEZ Beazley | UK£9.18 | 5.0% +UK£262.3m | 37.9% | PE6.7x | |
| LGEN Legal & General Group | UK£2.43 | 1.5% +UK£207.3m | -3.8% | PE82.2x | |
| PHNX Phoenix Group Holdings | UK£6.22 | 3.2% +UK£189.7m | 22.0% | PS0.3x | |
| HSX Hiscox | UK£11.92 | 3.7% +UK£143.9m | 2.5% | PE8.6x |