Finseta Plc (LON:FIN) Soars 27% But It's A Story Of Risk Vs Reward
Aug 22
U.K. (FTSE) Diversified Financial Industry Analysis
UpdatedAug 24, 2024
DataAggregated Company Financials
Companies24
- 7D0.05%
- 3M-5.4%
- 1Y9.7%
- YTD-7.1%
The Diversified Financial industry has been flat over the last week, but Burford Capital has lost 4.9%. As for the the longer term, the industry is up 8.7% over the past 12 months. Looking forward, earnings are forecast to grow by 9.8% annually.
Industry Valuation and Performance
Has the U.K. Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 24 Aug 2024 | UK£24.2b | UK£17.7b | UK£3.0b | 13.3x | 8.1x | 1.4x |
| Mon, 22 Jul 2024 | UK£25.2b | UK£17.6b | UK£2.8b | 12.3x | 8.9x | 1.4x |
| Wed, 19 Jun 2024 | UK£24.1b | UK£17.6b | UK£2.8b | 12.6x | 8.5x | 1.4x |
| Fri, 17 May 2024 | UK£27.1b | UK£17.8b | UK£3.2b | 11.6x | 8.4x | 1.5x |
| Sun, 14 Apr 2024 | UK£28.3b | UK£18.0b | UK£3.5b | 11.5x | 8.2x | 1.6x |
| Tue, 12 Mar 2024 | UK£22.4b | UK£10.9b | UK£3.2b | 10.1x | 7.1x | 2.1x |
| Thu, 08 Feb 2024 | UK£21.8b | UK£10.9b | UK£3.2b | 9.7x | 6.9x | 2x |
| Sat, 06 Jan 2024 | UK£22.1b | UK£11.0b | UK£3.1b | 10.3x | 7.1x | 2x |
| Mon, 04 Dec 2023 | UK£20.4b | UK£11.0b | UK£3.2b | 10.1x | 6.3x | 1.9x |
| Wed, 01 Nov 2023 | UK£18.4b | UK£10.5b | UK£2.9b | 9.6x | 6.4x | 1.8x |
| Fri, 29 Sep 2023 | UK£19.6b | UK£10.5b | UK£2.9b | 11.3x | 6.8x | 1.9x |
| Sun, 27 Aug 2023 | UK£19.3b | UK£10.4b | UK£2.8b | 13.2x | 6.8x | 1.9x |
| Tue, 25 Jul 2023 | UK£20.8b | UK£10.6b | UK£3.1b | 12.2x | 6.8x | 2x |
| Thu, 22 Jun 2023 | UK£18.6b | UK£10.3b | UK£3.0b | 12.4x | 6.3x | 1.8x |
| Sat, 20 May 2023 | UK£19.4b | UK£10.0b | UK£2.5b | 14x | 7.7x | 2x |
| Mon, 17 Apr 2023 | UK£18.7b | UK£9.9b | UK£2.4b | 10.1x | 7.7x | 1.9x |
| Wed, 15 Mar 2023 | UK£4.0b | UK£1.1b | UK£251.4m | 6.9x | 16x | 3.7x |
| Fri, 10 Feb 2023 | UK£4.3b | UK£1.1b | UK£268.7m | 6.7x | 15.9x | 3.8x |
| Sun, 08 Jan 2023 | UK£4.2b | UK£1.1b | UK£269.0m | 7.1x | 15.7x | 4x |
| Tue, 06 Dec 2022 | UK£4.4b | UK£1.1b | UK£267.7m | 7.7x | 16.3x | 4.1x |
| Thu, 03 Nov 2022 | UK£20.0b | UK£37.3b | UK£2.1b | 8.6x | 9.5x | 0.5x |
| Sat, 01 Oct 2022 | UK£18.7b | UK£37.3b | UK£2.1b | 8.5x | 8.8x | 0.5x |
| Mon, 29 Aug 2022 | UK£4.2b | UK£1.1b | UK£279.2m | 9.9x | 15.2x | 4x |
| Wed, 27 Jul 2022 | UK£9.6b | UK£17.5b | UK£284.9m | 10.2x | 33.8x | 0.5x |
| Fri, 24 Jun 2022 | UK£8.7b | UK£17.5b | UK£280.9m | 10.5x | 30.9x | 0.5x |
| Sun, 22 May 2022 | UK£8.8b | UK£17.5b | UK£278.0m | 9.4x | 31.6x | 0.5x |
| Tue, 19 Apr 2022 | UK£9.2b | UK£17.5b | UK£265.7m | 12.2x | 34.4x | 0.5x |
| Thu, 17 Mar 2022 | UK£9.4b | UK£18.6b | UK£275.3m | 13.4x | 34.1x | 0.5x |
| Sat, 12 Feb 2022 | UK£9.3b | UK£24.6b | UK£271.0m | 15.1x | 34.2x | 0.4x |
| Mon, 10 Jan 2022 | UK£9.1b | UK£24.6b | UK£271.6m | 13x | 33.5x | 0.4x |
| Wed, 08 Dec 2021 | UK£8.6b | UK£24.6b | UK£263.1m | 16.2x | 32.6x | 0.3x |
| Fri, 05 Nov 2021 | UK£8.8b | UK£24.6b | UK£259.0m | 17.2x | 34.1x | 0.4x |
| Sun, 03 Oct 2021 | UK£8.8b | UK£24.6b | UK£258.1m | 16.3x | 34.3x | 0.4x |
| Tue, 31 Aug 2021 | UK£9.3b | UK£24.6b | UK£237.6m | 21.5x | 39.2x | 0.4x |
Price to Earnings Ratio
39.2x
Current Industry PE
- Investors are pessimistic on the British Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 8.1x which is lower than its 3-year average PE of 17.4x.
- The 3-year average PS ratio of 1.7x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have grown 132% per year over the last three years.
- Meanwhile revenues for these companies have declined 10% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Trends
Which industries have driven the changes within the U.K. Financials industry?
| GB Market | 0.31% | |
| Financials | 0.36% | |
| Diversified Financial | 0.047% | |
| Other Diversified Financial Services | 2.04% | |
| Multi-Sector Holdings | 0% | |
| Transaction and Payment Processing Services | -0.22% | |
| Specialized Finance | -2.84% | |
Industry PE
- Investors are most optimistic about the Transaction and Payment Processing Services industry even though it's trading below its 3-year average PE ratio of 39.1x.
- Analysts expect its future annual earnings growth (8.3%) to be largely in line with prior year's earnings growth.
- Investors are most pessimistic about the Specialized Finance industry, which is trading below its 3-year average of 13.6x.
Forecasted Growth
- Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 18% over the next 5 years.
- In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 8.3% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MNG M&G | UK£2.15 | 2.0% +UK£100.6m | 16.1% | PE16.9x | |
| CABP CAB Payments Holdings | UK£1.19 | 11.4% +UK£31.0m | -51.3% | PE13.3x | |
| WPS W.A.G payment solutions | UK£0.68 | 6.9% +UK£30.3m | -25.5% | PS0.3x | |
| PAG Paragon Banking Group | UK£7.88 | 1.8% +UK£26.8m | 54.8% | PE8.2x | |
| OSB OSB Group | UK£3.88 | 0.4% +UK£6.3m | 13.4% | PE3.9x |