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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedAug 04, 2026
DataAggregated Company Financials
Companies19
  • 7D1.6%
  • 3M-0.2%
  • 1Y2.6%
  • YTD6.1%

Over the last 7 days, the Diversified Financial industry has remained flat, although notably Boku declined by 8.4%. In line with that, the industry has also been flat over the past 12 months. Looking forward, earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 04 Aug 2026UK£25.1bUK£19.5bUK£2.3b11.8x10.9x1.3x
Thu, 02 Jul 2026UK£24.3bUK£19.5bUK£2.3b11.4x10.5x1.2x
Sat, 30 May 2026UK£24.0bUK£19.4bUK£2.3b14.8x10.4x1.2x
Mon, 27 Apr 2026UK£25.2bUK£18.7bUK£3.5b16.2x7.3x1.3x
Wed, 25 Mar 2026UK£22.6bUK£18.7bUK£3.5b16.7x6.5x1.2x
Fri, 20 Feb 2026UK£24.3bUK£17.6bUK£3.1b20.6x7.8x1.4x
Sun, 18 Jan 2026UK£23.9bUK£17.6bUK£3.1b17.6x7.7x1.4x
Tue, 16 Dec 2025UK£23.4bUK£17.6bUK£3.1b16.8x7.5x1.3x
Thu, 13 Nov 2025UK£23.9bUK£16.8bUK£3.2b18.4x7.4x1.4x
Sat, 11 Oct 2025UK£23.9bUK£16.7bUK£3.2b19.6x7.4x1.4x
Mon, 08 Sep 2025UK£25.7bUK£16.6bUK£3.2b19.7x8x1.5x
Wed, 06 Aug 2025UK£24.7bUK£15.8bUK£3.0b16.7x8.3x1.6x
Fri, 04 Jul 2025UK£24.8bUK£15.8bUK£3.0b18.9x8.4x1.6x
Sun, 01 Jun 2025UK£24.4bUK£15.5bUK£1.7b14.6x14.5x1.6x
Tue, 29 Apr 2025UK£24.1bUK£15.9bUK£1.8b14.8x13.5x1.5x
Thu, 27 Mar 2025UK£22.3bUK£15.6bUK£1.7b14.4x13.3x1.4x
Sat, 22 Feb 2025UK£25.3bUK£17.4bUK£2.5b12.6x10.3x1.5x
Mon, 20 Jan 2025UK£25.0bUK£17.4bUK£2.5b14.1x10.1x1.4x
Wed, 18 Dec 2024UK£24.5bUK£17.3bUK£2.5b14.3x9.9x1.4x
Fri, 15 Nov 2024UK£22.8bUK£17.7bUK£2.8b14.3x8.3x1.3x
Sun, 13 Oct 2024UK£21.3bUK£17.4bUK£2.8b14.7x7.6x1.2x
Tue, 10 Sep 2024UK£23.0bUK£17.8bUK£2.8b13.1x8.1x1.3x
Thu, 08 Aug 2024UK£23.7bUK£17.6bUK£2.8b12.9x8.4x1.3x
Sat, 06 Jul 2024UK£24.7bUK£17.6bUK£2.8b12.5x8.7x1.4x
Mon, 03 Jun 2024UK£25.6bUK£17.5bUK£3.0b13x8.5x1.5x
Wed, 01 May 2024UK£26.7bUK£18.0bUK£3.4b12.5x7.7x1.5x
Fri, 29 Mar 2024UK£28.2bUK£18.0bUK£3.5b10.9x8.2x1.6x
Sun, 25 Feb 2024UK£22.3bUK£11.0bUK£3.2b9.9x7.1x2x
Tue, 23 Jan 2024UK£22.2bUK£11.0bUK£3.1b10.5x7.1x2x
Thu, 21 Dec 2023UK£22.3bUK£11.0bUK£3.1b10.2x7.1x2x
Sat, 18 Nov 2023UK£19.7bUK£10.6bUK£3.3b8.4x6.1x1.9x
Mon, 16 Oct 2023UK£19.3bUK£10.5bUK£2.9b10.9x6.7x1.8x
Wed, 13 Sep 2023UK£20.4bUK£10.3bUK£2.8b15.4x7.2x2x
Fri, 11 Aug 2023UK£20.6bUK£10.7bUK£3.1b12.8x6.7x1.9x
Price to Earnings Ratio

6.7x


Total Market Cap: UK£20.6bTotal Earnings: UK£3.1bTotal Revenue: UK£10.7bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.5x202420252026
Current Industry PE
  • Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.7x which is higher than its 3-year average PE of 8.4x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have declined 9.0% per year over the last three years.
  • Meanwhile revenues for these companies have grown 22% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.027%
Financials2.01%
Diversified Financial1.63%
Other Diversified Financial Services2.32%
Transaction and Payment Processing Services1.26%
Specialized Finance0.72%
Multi-Sector Holdings0%0
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 26.6% and investors are willing to pay a premium for that growth.
  • Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 11.1x.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 27% over the next 5 years.
  • In contrast, the Specialized Finance industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MNG M&GUK£3.612.3%
+UK£195.4m		38.6%PE28.5x
WISE Wise GroupUK£9.041.1%
+UK£98.3m		-12.3%PE24.9x
PAG Paragon Banking GroupUK£8.533.6%
+UK£53.9m		-5.6%PE8.7x
EWG W.A.G payment solutionsUK£1.107.0%
+UK£49.9m		30.3%PE433.3x
OSB OSB GroupUK£5.681.5%
+UK£29.0m		2.0%PE7x

Latest News

PAY
UK£6.21
PayPoint
7D
-0.8%
1Y
-22.4%
WISE
UK£9.04
Wise Group
7D
1.1%
1Y
-12.3%
MNG
UK£3.61
M&G
7D
2.3%
1Y
38.6%
BANK
UK£0.034
Fiinu
7D
-9.3%
1Y
-64.7%
PCIP
UK£0.56
PCI-PAL
7D
13.0%
1Y
20.2%
TRU
UK£1.38
TruFin
7D
-2.1%
1Y
40.1%
BOKU
UK£0.99
Boku
7D
-7.0%
1Y
-55.6%
Narrative Update • Jul 22

BOKU: Updated 2026 Revenue Guidance Will Support A Higher Future Market Rating

Analysts have lowered their fair value estimate for Boku from £3.56 to £2.63, citing updated assumptions for revenue growth, profit margins and a slightly adjusted discount rate, along with a modestly higher future P/E multiple. What's in the News Boku updated earnings guidance for the full year ending December 31, 2026, providing a fresh reference point for investors considering the stock.
PAG
UK£8.53
Paragon Banking Group
7D
3.6%
1Y
-5.6%
EWG
UK£1.10
W.A.G payment solutions
7D
7.0%
1Y
30.3%
Narrative Update • Jun 24

EWG: Special Dividend And Slightly Stronger Margins Will Support Further Upside

Analysts have made a slight upward adjustment to their fair value estimate for W.A.G payment solutions, with the updated target moving from £1.37 to £1.38 as they factor in a modestly higher profit margin and a small change in the assumed discount rate and future P/E multiple. What's in the News for W.A.G payment solutions The board plans to propose a special dividend of 1.5 pence per ordinary share for the financial year ended 2025 at the AGM scheduled for 27 May 2026.
DFCH
UK£0.70
Distribution Finance Capital Holdings
7D
3.7%
1Y
54.9%
New Narrative • Jun 22

Expanded Specialist Lending And Scalable Deposits Will Support Long Term Opportunity

Catalysts About Distribution Finance Capital Holdings Distribution Finance Capital Holdings is a specialist lender that provides inventory, asset and structured finance solutions to manufacturers, dealers and distributors, funded by a retail deposit platform. What are the underlying business or industry changes driving this perspective?
CABP
UK£0.80
CAB Payments Holdings
7D
3.6%
1Y
72.4%
Narrative Update • Jun 16

CABP: Terminated Bids And Steady Fair Value Will Shape Share Outlook

Analysts have kept their fair value estimate for CAB Payments Holdings steady at £0.75, citing only small adjustments to assumptions around discount rate, revenue growth, profit margin and future P/E that do not materially change their overall valuation view. What’s in the News for CAB Payments Holdings StoneX Group Inc.
FIN
UK£0.11
Finseta
7D
-2.2%
1Y
-55.9%
OSB
UK£5.68
OSB Group
7D
1.5%
1Y
2.0%
Narrative Update • Jun 12

OSB: Stable Cash Generation And Buybacks Will Support Bullish Outlook

Analysts have kept their fair value estimate for OSB Group steady at £6.78, with a slightly lower discount rate and essentially unchanged assumptions for revenue growth, profit margins and future P/E. Together, these factors support an unchanged overall price target narrative.
HODL
UK£0.05
B HODL
7D
-4.8%
1Y
n/a
NBS
UK£129.00
Nationwide Building Society
7D
-1.5%
1Y
-1.1%
LIT
UK£0.018
Litigation Capital Management
7D
-19.1%
1Y
-94.6%