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U.K. (FTSE) Financials Sector Analysis

UpdatedAug 27, 2025
DataAggregated Company Financials
Companies206
  • 7D1.1%
  • 3M7.3%
  • 1Y33.1%
  • YTD21.6%

In the last week, the Financials industry is up 2.2%, with HSBC Holdings up 2.4%. In the last 12 months, the industry was up 34%. Looking forward, earnings are forecast to grow by 12% annually.

Sector Valuation and Performance

Has the U.K. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 27 Aug 2025UK£630.0bUK£266.2bUK£52.5b12.6x12x2.4x
Fri, 25 Jul 2025UK£621.6bUK£272.4bUK£51.8b12.3x12x2.3x
Sun, 22 Jun 2025UK£590.1bUK£277.6bUK£52.1b11.8x11.3x2.1x
Tue, 20 May 2025UK£596.5bUK£279.0bUK£51.1b11.5x11.7x2.1x
Thu, 17 Apr 2025UK£549.5bUK£279.5bUK£52.1b9.9x10.6x2x
Sat, 15 Mar 2025UK£587.0bUK£296.8bUK£52.9b10.6x11.1x2x
Mon, 10 Feb 2025UK£586.6bUK£299.0bUK£54.1b11.2x10.8x2x
Wed, 08 Jan 2025UK£543.6bUK£298.2bUK£53.8b10.4x10.1x1.8x
Fri, 06 Dec 2024UK£542.6bUK£296.3bUK£53.2b11.3x10.2x1.8x
Sun, 03 Nov 2024UK£510.8bUK£294.6bUK£52.8b11.1x9.7x1.7x
Tue, 01 Oct 2024UK£474.0bUK£269.1bUK£46.6b11.2x10.2x1.8x
Thu, 29 Aug 2024UK£472.5bUK£265.4bUK£47.9b11.8x9.9x1.8x
Sat, 27 Jul 2024UK£458.3bUK£240.7bUK£47.1b12x9.7x1.9x
Mon, 24 Jun 2024UK£454.5bUK£241.9bUK£47.3b12.3x9.6x1.9x
Wed, 22 May 2024UK£461.6bUK£241.1bUK£47.1b13.1x9.8x1.9x
Fri, 19 Apr 2024UK£458.6bUK£266.9bUK£53.6b11.7x8.6x1.7x
Sun, 17 Mar 2024UK£438.4bUK£232.3bUK£52.7b12.4x8.3x1.9x
Tue, 13 Feb 2024UK£377.0bUK£184.6bUK£50.9b12.1x7.4x2x
Thu, 11 Jan 2024UK£408.8bUK£187.9bUK£51.3b13.4x8x2.2x
Sat, 09 Dec 2023UK£394.1bUK£189.0bUK£51.7b12.4x7.6x2.1x
Mon, 06 Nov 2023UK£371.4bUK£188.8bUK£51.7b11.6x7.2x2x
Wed, 04 Oct 2023UK£390.3bUK£183.5bUK£48.6b12.1x8x2.1x
Fri, 01 Sep 2023UK£406.7bUK£198.0bUK£50.4b12.9x8.1x2.1x
Sun, 30 Jul 2023UK£402.0bUK£170.1bUK£46.0b12.6x8.7x2.4x
Tue, 27 Jun 2023UK£393.4bUK£177.6bUK£51.4b12x7.7x2.2x
Thu, 25 May 2023UK£411.6bUK£183.0bUK£51.9b12.9x7.9x2.2x
Sat, 22 Apr 2023UK£403.5bUK£171.4bUK£42.7b12.9x9.4x2.4x
Mon, 20 Mar 2023UK£361.6bUK£166.8bUK£41.8b11.6x8.6x2.2x
Wed, 15 Feb 2023UK£428.9bUK£143.9bUK£34.9b11.8x12.3x3x
Fri, 13 Jan 2023UK£410.4bUK£143.7bUK£34.8b12.2x11.8x2.9x
Sun, 11 Dec 2022UK£371.9bUK£143.2bUK£34.8b11.4x10.7x2.6x
Tue, 08 Nov 2022UK£354.0bUK£149.0bUK£36.9b9.6x9.6x2.4x
Thu, 06 Oct 2022UK£365.0bUK£187.9bUK£40.7b9.5x9x1.9x
Sat, 03 Sep 2022UK£374.8bUK£149.8bUK£38.9b9.2x9.6x2.5x
Price to Earnings Ratio

9.6x


Total Market Cap: UK£374.8bTotal Earnings: UK£38.9bTotal Revenue: UK£149.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Financials Sector Price to Earnings3Y Average 10.2x202320242025
Current Industry PE
  • Investors are optimistic on the British Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 12.1x which is higher than its 3-year average PE of 10.2x.
  • The industry is trading close to its 3-year average PS ratio of 2.3x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 10% per year over the last three years.
  • Revenues for these companies have grown 21% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials sector?

GB Market2.59%
Financials1.14%
Banks1.41%
Diversified Financial1.13%
Capital Markets0.86%
Insurance0.51%
Mortgage Finance0%0
Consumer Finance-0.32%
Industry PE
  • Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 21.3x.
    • Analysts are expecting annual earnings growth of 39.4%, which is lower than the prior year's growth of 50.3% per year.
  • Investors are most pessimistic about the Diversified Financial industry, which is trading close to its 3-year average of 9.6x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 39% over the next 5 years.
  • However this is lower than its past earnings growth rate of 50% per year.
  • In contrast, the Banks industry is expected to see its earnings grow by 8.3% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HSBA HSBC HoldingsUK£9.611.7%
+UK£2.7b		45.4%PB1.2x
STAN Standard CharteredUK£13.933.7%
+UK£1.1b		80.5%PB0.8x
LSEG London Stock Exchange GroupUK£95.122.0%
+UK£938.7m		-6.1%PE50.5x
NWG NatWest GroupUK£5.592.1%
+UK£932.7m		59.9%PB1.1x
III 3i GroupUK£41.001.5%
+UK£598.6m		28.5%PE7.9x

Latest News

BGEO
UK£75.05
Lion Finance Group
7D
-1.8%
1Y
67.3%
BARC
UK£3.74
Barclays
7D
0.5%
1Y
62.4%
ICG
UK£21.68
ICG
7D
-1.5%
1Y
1.0%
HSBK
US$25.90
Halyk Bank of Kazakhstan
7D
-2.8%
1Y
48.0%
PHNX
UK£6.96
Phoenix Group Holdings
7D
2.4%
1Y
23.4%
PRU
UK£9.75
Prudential
7D
-1.4%
1Y
47.1%

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Aug 17
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AV.
UK£6.79
Aviva
7D
2.4%
1Y
36.3%
LGEN
UK£2.55
Legal & General Group
7D
-1.4%
1Y
13.5%
III
UK£41.00
3i Group
7D
1.5%
1Y
28.5%

3i Group plc's (LON:III) Subdued P/E Might Signal An Opportunity

Aug 11
3i Group plc's (LON:III) Subdued P/E Might Signal An Opportunity
RCP
UK£19.70
RIT Capital Partners
7D
-1.5%
1Y
7.5%

RIT Capital Partners (LON:RCP) Will Pay A Dividend Of £0.215

Aug 10
RIT Capital Partners (LON:RCP) Will Pay A Dividend Of £0.215
STAN
UK£13.93
Standard Chartered
7D
3.7%
1Y
80.5%
LSEG
UK£95.12
London Stock Exchange Group
7D
2.0%
1Y
-6.1%
SDR
UK£3.88
Schroders
7D
-2.0%
1Y
12.5%

Schroders (LON:SDR) Has Announced A Dividend Of £0.065

Aug 03
Schroders (LON:SDR) Has Announced A Dividend Of £0.065
HSBA
UK£9.61
HSBC Holdings
7D
1.7%
1Y
45.4%
CLDN
UK£3.74
Caledonia Investments
7D
-2.3%
1Y
1.4%
NWG
UK£5.59
NatWest Group
7D
2.1%
1Y
59.9%

NatWest Group (LON:NWG) Has Announced A Dividend Of £0.095

Jul 28
NatWest Group (LON:NWG) Has Announced A Dividend Of £0.095