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U.K. (FTSE) Financials Sector Analysis

UpdatedDec 22, 2024
DataAggregated Company Financials
Companies228
  • 7D-1.7%
  • 3M7.5%
  • 1Y20.1%
  • YTD20.3%

Over the last 7 days, the Financials industry has dropped 1.7%, driven by a pullback from Barclays of 3.4%. In contrast, Wise has gained 11%. Over the past 12 months, the industry was up 20%. Looking forward, earnings are forecast to grow by 9.9% annually.

Sector Valuation and Performance

Has the U.K. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 22 Dec 2024UK£534.9bUK£297.6bUK£53.7b10.6x10x1.8x
Tue, 19 Nov 2024UK£523.2bUK£297.4bUK£53.7b11x9.7x1.8x
Thu, 17 Oct 2024UK£474.8bUK£269.9bUK£47.0b11.9x10.1x1.8x
Sat, 14 Sep 2024UK£469.5bUK£265.8bUK£47.3b11.2x9.9x1.8x
Mon, 12 Aug 2024UK£457.9bUK£266.0bUK£48.4b11.3x9.5x1.7x
Wed, 10 Jul 2024UK£450.0bUK£240.9bUK£47.0b11.9x9.6x1.9x
Fri, 07 Jun 2024UK£458.3bUK£240.8bUK£46.8b12.6x9.8x1.9x
Sun, 05 May 2024UK£453.7bUK£242.7bUK£48.3b12.8x9.4x1.9x
Tue, 02 Apr 2024UK£462.4bUK£265.7bUK£53.1b12.4x8.7x1.7x
Thu, 29 Feb 2024UK£414.4bUK£199.0bUK£50.7b12x8.2x2.1x
Sat, 27 Jan 2024UK£395.2bUK£188.3bUK£51.4b12.9x7.7x2.1x
Mon, 25 Dec 2023UK£403.9bUK£188.0bUK£51.4b13.3x7.9x2.1x
Wed, 22 Nov 2023UK£384.9bUK£188.7bUK£51.9b12.2x7.4x2x
Fri, 20 Oct 2023UK£386.7bUK£183.3bUK£48.4b11.9x8x2.1x
Sun, 17 Sep 2023UK£393.6bUK£181.6bUK£47.9b13.1x8.2x2.2x
Tue, 15 Aug 2023UK£390.5bUK£178.9bUK£47.4b12.7x8.2x2.2x
Thu, 13 Jul 2023UK£401.8bUK£179.5bUK£50.7b11.9x7.9x2.2x
Sat, 10 Jun 2023UK£414.2bUK£178.9bUK£51.5b13.2x8x2.3x
Mon, 08 May 2023UK£410.4bUK£179.5bUK£50.0b13x8.2x2.3x
Wed, 05 Apr 2023UK£391.0bUK£171.0bUK£42.6b13x9.2x2.3x
Fri, 03 Mar 2023UK£451.7bUK£173.7bUK£43.7b11.5x10.3x2.6x
Sun, 29 Jan 2023UK£426.3bUK£142.6bUK£34.6b12.2x12.3x3x
Tue, 27 Dec 2022UK£378.5bUK£144.2bUK£34.9b11.3x10.8x2.6x
Thu, 24 Nov 2022UK£370.6bUK£144.8bUK£35.1b10.4x10.5x2.6x
Sat, 22 Oct 2022UK£357.4bUK£188.1bUK£40.8b9.2x8.8x1.9x
Mon, 19 Sep 2022UK£377.3bUK£150.7bUK£38.9b9.3x9.7x2.5x
Wed, 17 Aug 2022UK£395.0bUK£147.6bUK£37.8b10x10.5x2.7x
Fri, 15 Jul 2022UK£417.6bUK£281.7bUK£48.9b9.4x8.5x1.5x
Sun, 12 Jun 2022UK£437.2bUK£279.2bUK£48.9b10.1x8.9x1.6x
Tue, 10 May 2022UK£432.9bUK£276.8bUK£47.0b9.8x9.2x1.6x
Thu, 07 Apr 2022UK£474.9bUK£271.2bUK£46.6b10.3x10.2x1.8x
Sat, 05 Mar 2022UK£436.5bUK£308.2bUK£45.7b9.8x9.6x1.4x
Mon, 31 Jan 2022UK£519.0bUK£324.9bUK£46.3b11.3x11.2x1.6x
Wed, 29 Dec 2021UK£513.4bUK£324.7bUK£46.4b11.2x11.1x1.6x
Price to Earnings Ratio

11.1x


Total Market Cap: UK£513.4bTotal Earnings: UK£46.4bTotal Revenue: UK£324.7bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Financials Sector Price to Earnings3Y Average 10x202220232024
Current Industry PE
  • Investors are relatively neutral on the British Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 10.0x.
  • The 3-year average PS ratio of 2.2x is higher than the industry's current PS ratio of 1.8x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 5.0% per year over the last three years.
  • Meanwhile revenues for these companies have declined 2.9% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the U.K. Financials sector?

GB Market-2.59%
Financials-1.67%
Diversified Financial2.11%
Mortgage Finance0%
Mortgage REITs0%
Banks-1.56%
Capital Markets-1.70%
Consumer Finance-1.98%
Insurance-3.28%
Industry PE
  • Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 16.0x.
    • Analysts are expecting annual earnings growth of 46.1%, which is higher than its past year's earnings growth of 19.5% per year.
  • Investors are most pessimistic about the Banks industry, which is trading close to its 3-year average of 7.6x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 46% over the next 5 years.
  • This is better than its past earnings growth rate of 19% per year.
  • In contrast, the Banks industry is expected to see its earnings grow by 2.3% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
WISE WiseUK£10.3710.7%
+UK£1.0b
18.9%PE24.5x
KSPI Kaspi.kzUS$120.605.4%
+US$1.2b
59.9%PE12.2x
HSBK Halyk Bank of KazakhstanUS$18.221.6%
+US$76.3m
30.1%PB0.9x
MTRO Metro Bank HoldingsUK£1.009.9%
+UK£60.6m
187.1%PB0.6x
BGEO Bank of Georgia GroupUK£46.802.2%
+UK£43.0m
19.1%PB1.1x
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Latest News

KSPI

US$120.60

Kaspi.kz

7D

5.4%

1Y

59.9%

HSBA

UK£7.61

HSBC Holdings

7D

-0.7%

1Y

21.2%

MTRO

UK£1.00

Metro Bank Holdings

7D

9.9%

1Y

187.1%

NWG

UK£3.96

NatWest Group

7D

-2.5%

1Y

82.5%

STAN

UK£9.72

Standard Chartered

7D

-2.5%

1Y

49.1%

HSBK

US$18.22

Halyk Bank of Kazakhstan

7D

1.6%

1Y

30.1%

WISE

UK£10.37

Wise

7D

10.7%

1Y

18.9%

BARC

UK£2.60

Barclays

7D

-3.4%

1Y

71.5%

BGEO

UK£46.80

Bank of Georgia Group

7D

2.2%

1Y

19.1%

AV.

UK£4.57

Aviva

7D

-4.0%

1Y

6.1%

IGG

UK£9.76

IG Group Holdings

7D

0.9%

1Y

28.5%

POLN

UK£7.72

Pollen Street Group

7D

3.8%

1Y

20.8%