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U.K. (FTSE) Insurance Industry Analysis

UpdatedJun 03, 2026
DataAggregated Company Financials
Companies14
  • 7D-3.4%
  • 3M0.09%
  • 1Y15.2%
  • YTD0.8%

Over the last 7 days, the Insurance industry has dropped 3.4%, driven by Prudential declining 4.4%. Over the past 12 months, the industry was up 15%. Looking forward, earnings are forecast to grow by 9.4% annually.

Industry Valuation and Performance

Has the U.K. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 03 Jun 2026UK£80.4bUK£84.0bUK£5.5b11.9x14.6x1x
Fri, 01 May 2026UK£81.0bUK£83.8bUK£5.4b11.2x14.9x1x
Sun, 29 Mar 2026UK£78.1bUK£85.8bUK£5.4b10.8x14.3x0.9x
Tue, 24 Feb 2026UK£81.8bUK£68.9bUK£4.9b10.5x16.7x1.2x
Thu, 22 Jan 2026UK£83.0bUK£69.0bUK£4.8b11.2x17.1x1.2x
Sat, 20 Dec 2025UK£81.8bUK£69.1bUK£4.9b11.4x16.8x1.2x
Mon, 17 Nov 2025UK£78.5bUK£69.4bUK£4.9b11x16x1.1x
Wed, 15 Oct 2025UK£79.6bUK£69.2bUK£4.9b11.4x16.3x1.2x
Fri, 12 Sep 2025UK£77.5bUK£68.9bUK£4.8b11.2x16.1x1.1x
Sun, 10 Aug 2025UK£76.9bUK£70.2bUK£3.5b14.5x22.1x1.1x
Tue, 08 Jul 2025UK£72.6bUK£69.7bUK£3.6b13.4x20.1x1x
Thu, 05 Jun 2025UK£73.7bUK£74.8bUK£3.8b12.8x19.5x1x
Sat, 03 May 2025UK£69.8bUK£75.7bUK£3.7b12.7x19.1x0.9x
Mon, 31 Mar 2025UK£69.1bUK£76.5bUK£3.8b12.5x18.3x0.9x
Wed, 26 Feb 2025UK£76.8bUK£90.5bUK£4.5b11.5x17.1x0.8x
Fri, 24 Jan 2025UK£75.3bUK£91.0bUK£4.5b11.5x16.6x0.8x
Sun, 22 Dec 2024UK£71.8bUK£90.6bUK£4.5b11.6x16x0.8x
Tue, 19 Nov 2024UK£70.4bUK£90.6bUK£4.5b11.2x15.7x0.8x
Thu, 17 Oct 2024UK£73.6bUK£90.1bUK£4.4b12x16.7x0.8x
Sat, 14 Sep 2024UK£73.9bUK£84.7bUK£4.8b10.3x15.4x0.9x
Mon, 12 Aug 2024UK£72.1bUK£83.4bUK£5.2b11x13.9x0.9x
Wed, 10 Jul 2024UK£60.9bUK£70.6bUK£4.3b10.9x14.1x0.9x
Fri, 07 Jun 2024UK£62.7bUK£70.6bUK£4.3b11.2x14.5x0.9x
Sun, 05 May 2024UK£61.6bUK£70.9bUK£4.4b12x14.1x0.9x
Tue, 02 Apr 2024UK£63.7bUK£70.7bUK£4.4b12x14.5x0.9x
Thu, 29 Feb 2024UK£21.7bUK£13.5bUK£496.2m19x43.7x1.6x
Sat, 27 Jan 2024UK£20.2bUK£13.5bUK£352.9m20.5x57.1x1.5x
Mon, 25 Dec 2023UK£20.8bUK£13.3bUK£393.0m21.9x52.8x1.6x
Wed, 22 Nov 2023UK£21.0bUK£13.4bUK£395.8m22x53x1.6x
Fri, 20 Oct 2023UK£19.6bUK£13.6bUK£402.6m20.3x48.8x1.4x
Sun, 17 Sep 2023UK£20.5bUK£13.3bUK£189.1m18.7x108.3x1.5x
Tue, 15 Aug 2023UK£19.2bUK£12.4bUK£256.8m18.1x74.7x1.5x
Thu, 13 Jul 2023UK£18.8bUK£11.7b-UK£101,513,937.0030.8x-185.7x1.6x
Sat, 10 Jun 2023UK£19.8bUK£11.8bUK£131.4m30x150.9x1.7x
Price to Earnings Ratio

150.9x


Total Market Cap: UK£19.8bTotal Earnings: UK£131.4mTotal Revenue: UK£11.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Insurance Industry Price to Earnings3Y Average 3.8x202420252026
Current Industry PE
  • Investors are optimistic on the British Insurance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.6x which is higher than its 3-year average PE of 3.8x.
  • The 3-year average PS ratio of 1.1x is higher than the industry's current PS ratio of 0.96x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 247% per year over the last three years.
  • Revenues for these companies have grown 93% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market-0.85%
Financials0.15%
Insurance-3.43%
Insurance Brokers0%0
Property and Casualty Insurance-2.64%
General Insurance-2.77%
Life and Health Insurance-4.27%
Reinsurance-7.75%
Industry PE
  • Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio of 15.9x.
    • Analysts expect its future annual earnings growth (16.4%) to be largely in line with prior year's earnings growth.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 10.0x.
Forecasted Growth
  • Analysts are most optimistic on the General Insurance industry, expecting annual earnings growth of 16% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BEZ BeazleyUK£12.830.08%
+UK£5.9m		35.4%PE11.2x
PGH Personal Group HoldingsUK£4.104.2%
+UK£5.2m		42.9%PE17.7x
HUW Helios UnderwritingUK£2.232.5%
+UK£3.8m		-4.9%PE7.4x

Latest News

ADM
UK£32.32
Admiral Group
7D
-4.0%
1Y
-3.1%
Narrative Update • Jun 02

ADM: Clearer Multi Year Earnings Outlook Will Support Favourable UK Motor Pricing

Admiral Group's analyst price targets have moved higher, with recent increases to around £32.77 to £38.00 per share. Analysts point to a clearer multi year profit outlook and expectations for more favourable UK motor pricing.
SDLF
UK£7.66
Standard Life
7D
-3.9%
1Y
18.6%
Narrative Update • Jun 02

SDLF: Capital Light Shift And Aegon Deal Will Shape Future Return Profile

Standard Life's analyst price target has been lifted from £6.20 to £9.50 per share, with analysts citing the expected benefits from the Aegon UK acquisition and the company's capital light growth profile as key drivers of the rerating. Analyst Commentary Recent Street research has focused on the impact of the Aegon UK transaction, the shift toward a capital light growth profile, and how these factors feed into Standard Life's valuation and execution risk.
LRE
UK£5.99
Lancashire Holdings
7D
-6.3%
1Y
1.9%
Narrative Update • Jun 01

LRE: Revised Profit Assumptions And P E Multiple Will Guide Future Returns

Narrative Update on Lancashire Holdings The analyst price target for Lancashire Holdings has been reduced by £0.15, with recent cuts from several banks indicating updated assumptions around fair value, profit margin and future P/E expectations. Analyst Commentary Recent research updates on Lancashire Holdings point to a cluster of reduced price targets, with new levels ranging from £5.90 to £6.76 per share.
HUW
UK£2.23
Helios Underwriting
7D
2.5%
1Y
-4.9%
PRU
UK£10.76
Prudential
7D
-4.4%
1Y
25.7%
HSX
UK£17.64
Hiscox
7D
-2.8%
1Y
38.1%
BEZ
UK£12.83
Beazley
7D
0.08%
1Y
35.4%
Narrative Update • May 27

BEZ: Zurich Cash Offer And Downgrades Will Shape Fairly Valued Outlook

Analysts have nudged their fair value estimate slightly higher to £12.88 from £12.82, tying the adjustment to updated profit margin expectations and recent price target revisions around Zurich's agreed offer, even as some firms lowered their rating stance while lifting targets toward the £13.00 range. Analyst Commentary Bullish Takeaways Bullish analysts are still aligning target prices around £13.00, which is close to Zurich's agreed offer level.
LGEN
UK£2.70
Legal & General Group
7D
-0.6%
1Y
6.3%
Narrative Update • May 26

LGEN: Dividend And £1.2b Buyback Will Support Re Rated Earnings Profile

Analysts have slightly adjusted their price targets on Legal & General, with recent Street research showing modest upward moves such as a £10 increase at JPMorgan to £2.85, alongside a downgrade at another firm, reflecting updated views on discount rates, revenue growth and profitability assumptions. Analyst Commentary Recent Street research on Legal & General shows a mix of optimism and caution, with some bullish analysts updating their models while others reassess their ratings.
AV.
UK£6.11
Aviva
7D
-2.7%
1Y
-0.8%
CRE
UK£4.29
Conduit Holdings
7D
-7.8%
1Y
10.6%
PGH
UK£4.10
Personal Group Holdings
7D
4.2%
1Y
42.9%