Narrative Update • Aug 18
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U.K. (FTSE) Diversified Financial Industry Analysis
UpdatedAug 24, 2026
DataAggregated Company Financials
Companies19
- 7D-1.0%
- 3M3.5%
- 1Y-1.3%
- YTD5.5%
Over the last 7 days, the Diversified Financial industry has dropped 1.0%, driven by a pullback from M&G of 2.6%. As for the longer term, the industry's performance has been flat for the past year. Earnings are forecast to grow by 18% annually.
Industry Valuation and Performance
Has the U.K. Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 24 Aug 2026 | UK£25.0b | UK£19.5b | UK£2.3b | 9.9x | 10.8x | 1.3x |
| Wed, 22 Jul 2026 | UK£25.0b | UK£19.5b | UK£2.3b | 11.6x | 10.8x | 1.3x |
| Fri, 19 Jun 2026 | UK£23.0b | UK£19.4b | UK£2.3b | 12x | 9.9x | 1.2x |
| Sun, 17 May 2026 | UK£23.6b | UK£18.7b | UK£3.5b | 14.6x | 6.8x | 1.3x |
| Tue, 14 Apr 2026 | UK£24.9b | UK£18.7b | UK£3.5b | 16.1x | 7.2x | 1.3x |
| Thu, 12 Mar 2026 | UK£23.8b | UK£17.6b | UK£3.1b | 15.5x | 7.6x | 1.4x |
| Sat, 07 Feb 2026 | UK£24.6b | UK£17.6b | UK£3.1b | 19.4x | 7.9x | 1.4x |
| Mon, 05 Jan 2026 | UK£23.8b | UK£17.6b | UK£3.1b | 16.9x | 7.7x | 1.4x |
| Wed, 03 Dec 2025 | UK£23.1b | UK£17.6b | UK£3.1b | 17.2x | 7.4x | 1.3x |
| Fri, 31 Oct 2025 | UK£24.0b | UK£16.7b | UK£3.2b | 19.4x | 7.4x | 1.4x |
| Sun, 28 Sep 2025 | UK£24.8b | UK£16.7b | UK£3.2b | 19.6x | 7.7x | 1.5x |
| Tue, 26 Aug 2025 | UK£25.6b | UK£15.8b | UK£2.9b | 19.3x | 8.8x | 1.6x |
| Thu, 24 Jul 2025 | UK£24.5b | UK£15.8b | UK£3.0b | 16.7x | 8.3x | 1.5x |
| Sat, 21 Jun 2025 | UK£24.4b | UK£15.8b | UK£3.0b | 16.7x | 8.2x | 1.5x |
| Mon, 19 May 2025 | UK£25.9b | UK£16.0b | UK£1.8b | 14.2x | 14.1x | 1.6x |
| Wed, 16 Apr 2025 | UK£21.3b | UK£15.5b | UK£1.7b | 12.1x | 12.7x | 1.4x |
| Fri, 14 Mar 2025 | UK£21.5b | UK£16.3b | UK£2.2b | 13.5x | 9.9x | 1.3x |
| Sun, 09 Feb 2025 | UK£26.2b | UK£17.4b | UK£2.5b | 13.2x | 10.6x | 1.5x |
| Tue, 07 Jan 2025 | UK£25.9b | UK£17.3b | UK£2.5b | 14.3x | 10.5x | 1.5x |
| Thu, 05 Dec 2024 | UK£23.8b | UK£17.4b | UK£2.5b | 13.6x | 9.7x | 1.4x |
| Sat, 02 Nov 2024 | UK£21.4b | UK£17.4b | UK£2.8b | 14.9x | 7.7x | 1.2x |
| Mon, 30 Sep 2024 | UK£21.3b | UK£17.4b | UK£2.8b | 13.8x | 7.7x | 1.2x |
| Wed, 28 Aug 2024 | UK£24.2b | UK£17.7b | UK£3.0b | 12.9x | 8.1x | 1.4x |
| Fri, 26 Jul 2024 | UK£24.4b | UK£17.6b | UK£2.8b | 12x | 8.7x | 1.4x |
| Sun, 23 Jun 2024 | UK£23.9b | UK£17.6b | UK£2.8b | 12.8x | 8.4x | 1.4x |
| Tue, 21 May 2024 | UK£27.3b | UK£18.1b | UK£3.2b | 12.1x | 8.5x | 1.5x |
| Thu, 18 Apr 2024 | UK£26.8b | UK£18.0b | UK£3.5b | 11.3x | 7.8x | 1.5x |
| Sat, 16 Mar 2024 | UK£22.6b | UK£11.8b | UK£3.3b | 10x | 6.9x | 1.9x |
| Mon, 12 Feb 2024 | UK£22.0b | UK£10.9b | UK£3.2b | 9.5x | 7x | 2x |
| Wed, 10 Jan 2024 | UK£22.7b | UK£11.0b | UK£3.1b | 10.2x | 7.2x | 2.1x |
| Fri, 08 Dec 2023 | UK£20.8b | UK£11.0b | UK£3.1b | 10.3x | 6.6x | 1.9x |
| Sun, 05 Nov 2023 | UK£19.0b | UK£10.5b | UK£2.9b | 9.9x | 6.6x | 1.8x |
| Tue, 03 Oct 2023 | UK£19.8b | UK£10.5b | UK£2.9b | 11.1x | 6.8x | 1.9x |
| Thu, 31 Aug 2023 | UK£19.6b | UK£10.4b | UK£2.8b | 13x | 6.9x | 1.9x |
Price to Earnings Ratio
6.9x
Current Industry PE
- Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 10.8x which is higher than its 3-year average PE of 8.5x.
- The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have declined 6.7% per year over the last three years.
- Meanwhile revenues for these companies have grown 23% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Trends
Which industries have driven the changes within the U.K. Financials industry?
| GB Market | 0.93% | |
| Financials | -1.44% | |
| Diversified Financial | -1.04% | |
| Multi-Sector Holdings | 0% | 0 |
| Specialized Finance | -0.095% | |
| Transaction and Payment Processing Services | -0.42% | |
| Other Diversified Financial Services | -2.61% | |
Industry PE
- Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
- Analysts are expecting annual earnings growth of 26.6% and investors are willing to pay a premium for that growth.
- Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 11.1x.
Forecasted Growth
- Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 27% over the next 5 years.
- In contrast, the Specialized Finance industry is expected to see its earnings grow by 12% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| OSB OSB Group | UK£5.16 | 2.2% +UK£37.6m | -7.3% | PE6.5x | |
| PAY PayPoint | UK£6.28 | 4.5% +UK£16.3m | -20.7% | PE9.6x | |
| BOKU Boku | UK£1.14 | 3.6% +UK£11.7m | -49.8% | PE37x | |
| FNX Fonix | UK£1.76 | 5.1% +UK£8.3m | -17.9% | PE15.3x | |
| BANK Fiinu | UK£0.04 | 23.1% +UK£3.0m | -68.6% | PS24.1x |