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U.K. (FTSE) Banks Industry Analysis

UpdatedAug 10, 2025
DataAggregated Company Financials
Companies12
  • 7D3.1%
  • 3M10.0%
  • 1Y53.8%
  • YTD29.5%

Over the last 7 days, the Banks industry has risen 3.1%, driven by gains from HSBC Holdings of 2.3%. Meanwhile, Metro Bank Holdings actually underperformed within the industry, shrinking 13% in the last week. This means that the industry has gained 54% over the past year. As for the next few years, earnings are expected to grow by 8.3% per annum.

Industry Valuation and Performance

Has the U.K. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 10 Aug 2025UK£351.2bUK£121.7bUK£34.4b8.7x10.2x2.9x
Tue, 08 Jul 2025UK£329.1bUK£120.7bUK£34.3b8.4x9.6x2.7x
Thu, 05 Jun 2025UK£326.5bUK£121.0bUK£34.4b8.2x9.5x2.7x
Sat, 03 May 2025UK£310.7bUK£121.2bUK£34.2b7.6x9.1x2.6x
Mon, 31 Mar 2025UK£321.4bUK£124.6bUK£37.0b7.9x8.7x2.6x
Wed, 26 Feb 2025UK£320.7bUK£125.7bUK£37.4b6.6x8.6x2.6x
Fri, 24 Jan 2025UK£297.6bUK£124.1bUK£37.3b5x8x2.4x
Sun, 22 Dec 2024UK£269.5bUK£123.0bUK£36.9b4.9x7.3x2.2x
Tue, 19 Nov 2024UK£266.1bUK£122.7bUK£36.8b5x7.2x2.2x
Thu, 17 Oct 2024UK£216.8bUK£96.5bUK£30.5b6.1x7.1x2.2x
Sat, 14 Sep 2024UK£213.6bUK£97.5bUK£30.7b5.9x7x2.2x
Mon, 12 Aug 2024UK£209.9bUK£99.0bUK£31.2b6.1x6.7x2.1x
Wed, 10 Jul 2024UK£215.2bUK£96.9bUK£31.3b6x6.9x2.2x
Fri, 07 Jun 2024UK£219.8bUK£97.0bUK£31.4b6.3x7x2.3x
Sun, 05 May 2024UK£222.6bUK£98.2bUK£31.6b5.7x7x2.3x
Tue, 02 Apr 2024UK£229.4bUK£121.4bUK£36.6b5.5x6.3x1.9x
Thu, 29 Feb 2024UK£219.1bUK£120.8bUK£36.5b6x6x1.8x
Sat, 27 Jan 2024UK£194.2bUK£109.4bUK£37.5b5.4x5.2x1.8x
Mon, 25 Dec 2023UK£200.9bUK£109.3bUK£37.4b5.2x5.4x1.8x
Wed, 22 Nov 2023UK£194.3bUK£110.0bUK£37.8b5.1x5.1x1.8x
Fri, 20 Oct 2023UK£205.6bUK£105.2bUK£34.9b5x5.9x2x
Sun, 17 Sep 2023UK£204.1bUK£104.0bUK£34.5b5.4x5.9x2x
Tue, 15 Aug 2023UK£204.5bUK£102.0bUK£33.8b5.4x6.1x2x
Thu, 13 Jul 2023UK£226.8bUK£118.9bUK£37.3b5.3x6.1x1.9x
Sat, 10 Jun 2023UK£225.7bUK£121.4bUK£37.9b5.7x6x1.9x
Mon, 08 May 2023UK£226.5bUK£123.2bUK£37.6b5.4x6x1.8x
Wed, 05 Apr 2023UK£215.9bUK£115.1bUK£30.3b6.3x7.1x1.9x
Fri, 03 Mar 2023UK£244.8bUK£117.9bUK£31.6b5.4x7.8x2.1x
Sun, 29 Jan 2023UK£216.6bUK£86.8bUK£21.4b7.2x10.1x2.5x
Tue, 27 Dec 2022UK£185.6bUK£88.2bUK£21.8b6.6x8.5x2.1x
Thu, 24 Nov 2022UK£179.8bUK£88.5bUK£21.9b6.4x8.2x2x
Sat, 22 Oct 2022UK£171.7bUK£94.0bUK£24.3b5.1x7.1x1.8x
Mon, 19 Sep 2022UK£191.6bUK£92.9bUK£24.1b6.4x8x2.1x
Wed, 17 Aug 2022UK£195.7bUK£89.7bUK£23.1b6.4x8.5x2.2x
Price to Earnings Ratio

8.5x


Total Market Cap: UK£195.7bTotal Earnings: UK£23.1bTotal Revenue: UK£89.7bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Banks Industry Price to Earnings3Y Average 7.8x202320242025
Current Industry PE
  • Investors are optimistic on the British Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.2x which is higher than its 3-year average PE of 7.8x.
  • The 3-year average PS ratio of 2.3x is lower than the industry's current PS ratio of 2.9x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market3.24%
Financials2.67%
Banks3.08%
Diversified Banks3.12%
Regional Banks-12.78%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 7.7x.
    • Analysts are expecting annual earnings growth of 8.3%, which is higher than its past year's earnings growth of 0.9% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading below its 3-year average of 17.9x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 28% over the next 5 years.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 8.3% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HSBA HSBC HoldingsUK£9.392.3%
+UK£3.7b		46.2%PB1.1x
LLOY Lloyds Banking GroupUK£0.816.9%
+UK£3.0b		42.1%PB1x
BARC BarclaysUK£3.683.2%
+UK£1.5b		68.6%PB0.7x
NWG NatWest GroupUK£5.232.2%
+UK£871.1m		57.0%PB1x
STAN Standard CharteredUK£13.882.4%
+UK£701.2m		93.9%PB0.8x

Latest News

STAN
UK£13.88
Standard Chartered
7D
2.4%
1Y
93.9%
MTRO
UK£1.08
Metro Bank Holdings
7D
-12.8%
1Y
81.8%
BGEO
UK£78.80
Lion Finance Group
7D
3.3%
1Y
97.2%
CBG
UK£5.51
Close Brothers Group
7D
38.4%
1Y
16.4%
HSBK
US$25.20
Halyk Bank of Kazakhstan
7D
2.6%
1Y
43.3%
LLOY
UK£0.81
Lloyds Banking Group
7D
6.9%
1Y
42.1%
HSBA
UK£9.39
HSBC Holdings
7D
2.3%
1Y
46.2%
BARC
UK£3.68
Barclays
7D
3.2%
1Y
68.6%
NWG
UK£5.23
NatWest Group
7D
2.2%
1Y
57.0%

NatWest Group (LON:NWG) Has Announced A Dividend Of £0.095

Jul 28
NatWest Group (LON:NWG) Has Announced A Dividend Of £0.095