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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedAug 07, 2026
DataAggregated Company Financials
Companies19
  • 7D0.8%
  • 3M-0.2%
  • 1Y1.3%
  • YTD5.9%

In the last week, the Diversified Financial industry is flat overall, with OSB Group standing out by going down 10%. Furthermore, the industry has been flat for the past year as well. As for the next few years, earnings are expected to grow by 18% per annum.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 07 Aug 2026UK£25.1bUK£19.5bUK£2.3b11x10.9x1.3x
Sun, 05 Jul 2026UK£24.9bUK£19.5bUK£2.3b11.4x10.8x1.3x
Tue, 02 Jun 2026UK£24.0bUK£19.4bUK£2.3b14.8x10.4x1.2x
Thu, 30 Apr 2026UK£24.9bUK£18.7bUK£3.5b15.7x7.2x1.3x
Sat, 28 Mar 2026UK£22.7bUK£18.7bUK£3.5b15.6x6.5x1.2x
Mon, 23 Feb 2026UK£24.5bUK£17.6bUK£3.1b20.7x7.9x1.4x
Wed, 21 Jan 2026UK£25.2bUK£17.6bUK£3.1b18.5x8.1x1.4x
Fri, 19 Dec 2025UK£23.6bUK£17.6bUK£3.1b17.1x7.6x1.3x
Sun, 16 Nov 2025UK£23.4bUK£16.8bUK£3.2b18.6x7.3x1.4x
Tue, 14 Oct 2025UK£24.2bUK£16.7bUK£3.2b19.6x7.5x1.4x
Thu, 11 Sep 2025UK£25.6bUK£16.7bUK£3.2b19.8x7.9x1.5x
Sat, 09 Aug 2025UK£24.6bUK£15.8bUK£3.0b16.4x8.3x1.6x
Mon, 07 Jul 2025UK£24.6bUK£15.8bUK£3.0b18.3x8.3x1.6x
Wed, 04 Jun 2025UK£24.2bUK£15.7bUK£3.0b14.2x8.1x1.5x
Fri, 02 May 2025UK£24.6bUK£15.9bUK£1.8b14.8x13.7x1.5x
Sun, 30 Mar 2025UK£21.7bUK£15.6bUK£1.7b13.8x12.9x1.4x
Tue, 25 Feb 2025UK£25.1bUK£17.4bUK£2.5b12.8x10.2x1.4x
Thu, 23 Jan 2025UK£25.2bUK£17.4bUK£2.5b14.1x10.2x1.4x
Sat, 21 Dec 2024UK£24.7bUK£17.3bUK£2.5b14.1x10x1.4x
Mon, 18 Nov 2024UK£22.8bUK£17.7bUK£2.8b14.2x8.3x1.3x
Wed, 16 Oct 2024UK£21.8bUK£17.4bUK£2.8b15.4x7.8x1.3x
Fri, 13 Sep 2024UK£22.9bUK£17.8bUK£2.8b13.1x8.1x1.3x
Sun, 11 Aug 2024UK£23.8bUK£17.6bUK£2.9b12.9x8.3x1.4x
Tue, 09 Jul 2024UK£24.7bUK£17.6bUK£2.8b12.6x8.8x1.4x
Thu, 06 Jun 2024UK£25.6bUK£17.5bUK£3.0b13.5x8.6x1.5x
Sat, 04 May 2024UK£27.0bUK£18.0bUK£3.4b12.9x7.8x1.5x
Mon, 01 Apr 2024UK£28.2bUK£18.0bUK£3.4b10.9x8.2x1.6x
Wed, 28 Feb 2024UK£22.5bUK£11.0bUK£3.2b9.5x7.1x2.1x
Fri, 26 Jan 2024UK£22.6bUK£11.0bUK£3.1b10.5x7.2x2.1x
Sun, 24 Dec 2023UK£22.3bUK£11.0bUK£3.1b10.1x7.1x2x
Tue, 21 Nov 2023UK£19.9bUK£11.0bUK£3.2b8.6x6.1x1.8x
Thu, 19 Oct 2023UK£19.3bUK£10.5bUK£2.9b11x6.7x1.8x
Sat, 16 Sep 2023UK£20.4bUK£10.6bUK£2.9b13.2x7.1x1.9x
Mon, 14 Aug 2023UK£20.5bUK£10.5bUK£2.9b13x7x2x
Price to Earnings Ratio

7x


Total Market Cap: UK£20.5bTotal Earnings: UK£2.9bTotal Revenue: UK£10.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.5x202420252026
Current Industry PE
  • Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.9x which is higher than its 3-year average PE of 8.5x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have declined 7.5% per year over the last three years.
  • Meanwhile revenues for these companies have grown 23% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.17%
Financials-1.03%
Diversified Financial0.84%
Transaction and Payment Processing Services2.39%
Other Diversified Financial Services2.28%
Multi-Sector Holdings0%0
Specialized Finance-6.64%
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 26.6% and investors are willing to pay a premium for that growth.
  • Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 11.1x.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 27% over the next 5 years.
  • In contrast, the Specialized Finance industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
WISE Wise GroupUK£9.162.4%
+UK£221.2m		-13.5%PE25.3x
MNG M&GUK£3.642.3%
+UK£193.1m		41.1%PE28.7x
BOKU BokuUK£1.1314.1%
+UK£40.9m		-50.0%PE36.2x
MAB1 Mortgage Advice Bureau (Holdings)UK£5.403.1%
+UK£9.2m		-34.3%PE20.6x
PCIP PCI-PALUK£0.6015.4%
+UK£5.8m		27.7%PS1.9x

Latest News

TRU
UK£1.00
TruFin
7D
-28.8%
1Y
1.5%
BOKU
UK£1.13
Boku
7D
14.1%
1Y
-50.0%
Narrative Update • Aug 06

BOKU: 2026 Revenue Guidance Will Support Future Earnings Power

Analysts have adjusted their price target on Boku to £1.97 from £3.22, reflecting updated assumptions for revenue growth, profit margins, discount rate and future P/E that they now see as more moderate than before. What’s in the News for Boku Boku issued new earnings guidance for the full year ending December 31, 2026, and now expects revenues in a range of $135 million to $142 million.
DUKE
UK£0.28
Duke Capital
7D
3.7%
1Y
-5.9%
WISE
UK£9.16
Wise Group
7D
2.4%
1Y
-13.5%
Narrative Update • Aug 04

WISE: Regulatory Lawsuit And Lower P/E Expectations Will Restrain Future Upside

Analysts have trimmed their price target on Wise Group to about £7.60 from roughly £7.87, citing updated assumptions for growth, margins, and a lower future P/E multiple. What's in the News for Wise Group Rosen Law Firm filed a class action lawsuit against Wise Group on behalf of investors who bought securities between May 11, 2026 and July 23, 2026.
PAY
UK£6.03
PayPoint
7D
-1.0%
1Y
-24.4%
MNG
UK£3.64
M&G
7D
2.3%
1Y
41.1%
BANK
UK£0.033
Fiinu
7D
-11.0%
1Y
-66.2%
PCIP
UK£0.60
PCI-PAL
7D
15.4%
1Y
27.7%
MAB1
UK£5.40
Mortgage Advice Bureau (Holdings)
7D
3.1%
1Y
-34.3%
FNX
UK£1.72
Fonix
7D
-3.1%
1Y
-22.7%
PAG
UK£8.30
Paragon Banking Group
7D
-1.9%
1Y
-8.6%
EWG
UK£1.08
W.A.G payment solutions
7D
0.4%
1Y
28.7%
Narrative Update • Jun 24

EWG: Special Dividend And Slightly Stronger Margins Will Support Further Upside

Analysts have made a slight upward adjustment to their fair value estimate for W.A.G payment solutions, with the updated target moving from £1.37 to £1.38 as they factor in a modestly higher profit margin and a small change in the assumed discount rate and future P/E multiple. What's in the News for W.A.G payment solutions The board plans to propose a special dividend of 1.5 pence per ordinary share for the financial year ended 2025 at the AGM scheduled for 27 May 2026.
DFCH
UK£0.70
Distribution Finance Capital Holdings
7D
2.9%
1Y
54.9%
New Narrative • Jun 22

Expanded Specialist Lending And Scalable Deposits Will Support Long Term Opportunity

Catalysts About Distribution Finance Capital Holdings Distribution Finance Capital Holdings is a specialist lender that provides inventory, asset and structured finance solutions to manufacturers, dealers and distributors, funded by a retail deposit platform. What are the underlying business or industry changes driving this perspective?
OSB
UK£5.07
OSB Group
7D
-10.2%
1Y
-9.3%
Narrative Update • Jun 12

OSB: Stable Cash Generation And Buybacks Will Support Bullish Outlook

Analysts have kept their fair value estimate for OSB Group steady at £6.78, with a slightly lower discount rate and essentially unchanged assumptions for revenue growth, profit margins and future P/E. Together, these factors support an unchanged overall price target narrative.
LIT
UK£0.019
Litigation Capital Management
7D
-19.1%
1Y
-94.7%