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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedJun 05, 2026
DataAggregated Company Financials
Companies21
  • 7D-3.9%
  • 3M-3.2%
  • 1Y-7.5%
  • YTD-3.1%

Over the last 7 days, the Diversified Financial industry has dropped 3.9%, driven by a pullback from Wise Group of 10%. Overall the industry is down 7.5% in 12 months. Earnings are forecast to grow by 18% annually.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 05 Jun 2026UK£22.7bUK£19.4bUK£2.3b14.1x9.8x1.2x
Sun, 03 May 2026UK£25.6bUK£18.7bUK£3.5b15.7x7.4x1.4x
Tue, 31 Mar 2026UK£22.7bUK£18.7bUK£3.5b15.5x6.5x1.2x
Thu, 26 Feb 2026UK£24.0bUK£17.6bUK£3.1b19.8x7.7x1.4x
Sat, 24 Jan 2026UK£25.3bUK£17.6bUK£3.1b18.3x8.1x1.4x
Mon, 22 Dec 2025UK£23.9bUK£17.6bUK£3.1b16.9x7.7x1.4x
Wed, 19 Nov 2025UK£22.9bUK£16.8bUK£3.2b18.6x7.1x1.4x
Fri, 17 Oct 2025UK£23.8bUK£16.7bUK£3.2b18.7x7.3x1.4x
Sun, 14 Sep 2025UK£25.4bUK£16.7bUK£3.2b21.6x7.9x1.5x
Tue, 12 Aug 2025UK£24.8bUK£15.8bUK£3.0b16.4x8.4x1.6x
Thu, 10 Jul 2025UK£25.4bUK£15.8bUK£3.0b16.7x8.6x1.6x
Sat, 07 Jun 2025UK£25.1bUK£15.7bUK£3.0b14.8x8.4x1.6x
Mon, 05 May 2025UK£25.1bUK£15.9bUK£1.8b14.9x14x1.6x
Wed, 02 Apr 2025UK£21.8bUK£15.6bUK£1.7b13.3x12.9x1.4x
Fri, 28 Feb 2025UK£25.1bUK£17.4bUK£2.5b12.5x10.2x1.4x
Sun, 26 Jan 2025UK£25.8bUK£17.4bUK£2.5b14x10.4x1.5x
Tue, 24 Dec 2024UK£24.8bUK£17.3bUK£2.5b14x10x1.4x
Thu, 21 Nov 2024UK£23.0bUK£17.7bUK£2.8b14.6x8.3x1.3x
Sat, 19 Oct 2024UK£22.0bUK£17.4bUK£2.8b15.7x7.9x1.3x
Mon, 16 Sep 2024UK£23.1bUK£17.8bUK£2.8b13x8.1x1.3x
Wed, 14 Aug 2024UK£24.0bUK£17.6bUK£2.9b12.9x8.4x1.4x
Fri, 12 Jul 2024UK£25.0bUK£17.6bUK£2.8b13.2x8.9x1.4x
Sun, 09 Jun 2024UK£25.8bUK£17.3bUK£2.7b13.3x9.6x1.5x
Tue, 07 May 2024UK£27.0bUK£18.0bUK£3.4b12.9x7.8x1.5x
Thu, 04 Apr 2024UK£28.1bUK£18.0bUK£3.4b11x8.2x1.6x
Sat, 02 Mar 2024UK£22.8bUK£10.9bUK£3.2b9.4x7.2x2.1x
Mon, 29 Jan 2024UK£22.6bUK£11.0bUK£3.1b10.3x7.2x2.1x
Wed, 27 Dec 2023UK£22.3bUK£11.0bUK£3.1b10.1x7.1x2x
Fri, 24 Nov 2023UK£20.3bUK£11.0bUK£3.2b9.8x6.3x1.9x
Sun, 22 Oct 2023UK£18.9bUK£10.5bUK£2.9b10.5x6.5x1.8x
Tue, 19 Sep 2023UK£20.2bUK£10.3bUK£2.9b13.2x7x2x
Thu, 17 Aug 2023UK£20.3bUK£10.4bUK£2.8b13.1x7.1x2x
Sat, 15 Jul 2023UK£19.5bUK£10.6bUK£3.1b12.2x6.4x1.8x
Mon, 12 Jun 2023UK£19.4bUK£10.4bUK£2.8b18.1x6.9x1.9x
Price to Earnings Ratio

6.9x


Total Market Cap: UK£19.4bTotal Earnings: UK£2.8bTotal Revenue: UK£10.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.2x202420252026
Current Industry PE
  • Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.8x which is higher than its 3-year average PE of 8.2x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have declined 6.5% per year over the last three years.
  • Meanwhile revenues for these companies have grown 23% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market-0.63%
Financials-0.69%
Diversified Financial-3.88%
Specialized Finance2.12%
Other Diversified Financial Services0.42%
Multi-Sector Holdings0%0
Transaction and Payment Processing Services-8.43%
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 27.1% and investors are willing to pay a premium for that growth.
  • Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 11.0x.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 41% over the next 5 years.
  • This is better than its past earnings growth rate of 15% per year.
  • In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 13% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MNG M&GUK£3.130.4%
+UK£31.1m		29.4%PE24.7x
DGQ Delta Gold TechnologiesUK£1.5826.0%
+UK£19.2m		n/an/a
VZLA Apertura EnergyUK£1.25108.3%
+UK£6.5m		861.5%PE-55.7x
TIME Time FinanceUK£0.468.3%
+UK£3.2m		-19.7%PE6.9x
CABP CAB Payments HoldingsUK£0.800.9%
+UK£1.8m		90.2%PE14.9x

Latest News

PAG
UK£7.52
Paragon Banking Group
7D
-1.1%
1Y
-13.8%
HODL
UK£0.05
B HODL
7D
-20.0%
1Y
n/a
WISE
UK£8.26
Wise Group
7D
-10.0%
1Y
-28.8%
New Narrative • Jun 03

Wise: A Quality Cross-Border Payments Compounder, But Not A Bargain

Risks Growth is slowing compared with the past. Profit is partly supported by interest income from customer balances.
BOKU
UK£1.58
Boku
7D
-0.6%
1Y
-11.0%
Narrative Update • Jun 03

BOKU: Share Buybacks Will Support Future Upside Despite Slightly Higher Required Returns

Analysts have slightly raised their price target for Boku to £2.39 from £2.38, reflecting updated assumptions around revenue growth, profit margin and future P/E expectations. What's in the News Boku has completed the repurchase of 4,000,000 shares, representing 1.35% of its share capital, for £11.9 million under the buyback announced on January 2, 2026.
CABP
UK£0.80
CAB Payments Holdings
7D
0.9%
1Y
90.2%
Narrative Update • Jun 02

CABP: Terminated Takeover Interest Will Keep Fair Value Focus On Fundamentals

Analysts have maintained their fair value estimate for CAB Payments Holdings at £0.75. Small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions support a stable overall price target view.
VZLA
UK£1.25
Apertura Energy
7D
108.3%
1Y
861.5%
OSB
UK£5.05
OSB Group
7D
-1.6%
1Y
2.1%
Narrative Update • May 29

OSB: Share Buybacks And Rising Dividends Will Support Bullish Outlook

Analysts have slightly adjusted their price target for OSB Group to around £6.78 from about £6.86, reflecting updated assumptions on the discount rate, revenue growth, profit margins and future P/E. What's in the News OSB Group has announced a share repurchase program of up to £100 million under a non discretionary agreement with Jefferies International Limited, with repurchased shares set to be cancelled and the program running until 6 March 2027 (Key Developments).
PAY
UK£5.49
PayPoint
7D
-3.8%
1Y
-29.5%
NBS
UK£129.00
Nationwide Building Society
7D
-0.4%
1Y
-1.5%
DGQ
UK£1.58
Delta Gold Technologies
7D
26.0%
1Y
n/a
TRU
UK£1.34
TruFin
7D
0.8%
1Y
48.9%
MNG
UK£3.13
M&G
7D
0.4%
1Y
29.4%
New Narrative • May 12

Fee Based Earnings Shift And Cost Discipline Will Support Long Term Stability

Catalysts About M&G M&G is a diversified savings and investment company with asset management and life insurance operations, including the large U.K. With-Profits Fund and PruFund franchise. What are the underlying business or industry changes driving this perspective?
ORCH
UK£0.55
Orchard Funding Group
7D
0.9%
1Y
6.9%
FNX
UK£1.51
Fonix
7D
-5.0%
1Y
-32.7%
TIME
UK£0.46
Time Finance
7D
8.3%
1Y
-19.7%