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U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedJun 30, 2026
DataAggregated Company Financials
Companies20
  • 7D3.7%
  • 3M7.1%
  • 1Y-1.3%
  • YTD2.5%

The Diversified Financial industry is up 4.8% in the last week, with Wise Group up 10%. Overall in the last year, the industry is flat. Looking forward, earnings are forecast to grow by 17% annually.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 30 Jun 2026UK£24.0bUK£19.6bUK£2.3b11.5x10.3x1.2x
Thu, 28 May 2026UK£23.9bUK£19.4bUK£2.3b14.8x10.3x1.2x
Sat, 25 Apr 2026UK£25.2bUK£18.7bUK£3.5b16.2x7.3x1.3x
Mon, 23 Mar 2026UK£22.5bUK£18.6bUK£3.5b16.9x6.5x1.2x
Wed, 18 Feb 2026UK£24.4bUK£17.6bUK£3.1b20.6x7.9x1.4x
Fri, 16 Jan 2026UK£23.7bUK£17.6bUK£3.1b17.5x7.6x1.3x
Sun, 14 Dec 2025UK£23.0bUK£17.6bUK£3.1b16.9x7.4x1.3x
Tue, 11 Nov 2025UK£23.5bUK£16.8bUK£3.2b18.9x7.3x1.4x
Thu, 09 Oct 2025UK£24.2bUK£16.7bUK£3.2b19.8x7.5x1.5x
Sat, 06 Sep 2025UK£25.7bUK£16.6bUK£3.2b19.7x8x1.5x
Mon, 04 Aug 2025UK£24.4bUK£15.8bUK£3.0b16.7x8.2x1.5x
Wed, 02 Jul 2025UK£24.8bUK£15.8bUK£3.0b18.3x8.4x1.6x
Fri, 30 May 2025UK£24.0bUK£18.0bUK£3.0b14.2x8x1.3x
Sun, 27 Apr 2025UK£24.1bUK£15.9bUK£1.8b14.7x13.5x1.5x
Tue, 25 Mar 2025UK£22.2bUK£15.5bUK£1.6b12.9x13.6x1.4x
Thu, 20 Feb 2025UK£26.2bUK£17.4bUK£2.5b13.8x10.6x1.5x
Sat, 18 Jan 2025UK£25.0bUK£17.4bUK£2.5b14.1x10.1x1.4x
Mon, 16 Dec 2024UK£24.2bUK£17.3bUK£2.5b13.3x9.8x1.4x
Wed, 13 Nov 2024UK£22.8bUK£17.7bUK£2.8b14.1x8.3x1.3x
Fri, 11 Oct 2024UK£21.2bUK£17.4bUK£2.8b14.9x7.6x1.2x
Sun, 08 Sep 2024UK£22.8bUK£17.8bUK£2.8b13.1x8x1.3x
Tue, 06 Aug 2024UK£23.1bUK£17.6bUK£2.8b12.9x8.2x1.3x
Thu, 04 Jul 2024UK£24.4bUK£17.6bUK£2.8b12.8x8.6x1.4x
Sat, 01 Jun 2024UK£27.3bUK£18.1bUK£3.2b11.8x8.5x1.5x
Mon, 29 Apr 2024UK£26.7bUK£18.0bUK£3.4b12.1x7.7x1.5x
Wed, 27 Mar 2024UK£28.4bUK£18.1bUK£3.5b10.6x8.1x1.6x
Fri, 23 Feb 2024UK£22.2bUK£11.0bUK£3.2b10x7x2x
Sun, 21 Jan 2024UK£22.0bUK£11.0bUK£3.1b10.4x7x2x
Tue, 19 Dec 2023UK£21.2bUK£11.0bUK£3.1b10.3x6.8x1.9x
Thu, 16 Nov 2023UK£19.7bUK£10.3bUK£3.1b8.4x6.3x1.9x
Sat, 14 Oct 2023UK£19.3bUK£10.5bUK£2.9b10.9x6.7x1.8x
Mon, 11 Sep 2023UK£20.1bUK£10.3bUK£2.8b15.7x7.1x2x
Wed, 09 Aug 2023UK£20.7bUK£10.6bUK£3.1b12.6x6.7x1.9x
Fri, 07 Jul 2023UK£18.6bUK£10.6bUK£3.1b12.1x6.1x1.8x
Price to Earnings Ratio

6.1x


Total Market Cap: UK£18.6bTotal Earnings: UK£3.1bTotal Revenue: UK£10.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.3x202420252026
Current Industry PE
  • Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 10.4x which is higher than its 3-year average PE of 8.3x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have declined 8.4% per year over the last three years.
  • Meanwhile revenues for these companies have grown 23% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market0.17%
Financials-0.81%
Diversified Financial3.68%
Transaction and Payment Processing Services8.69%
Specialized Finance1.85%
Multi-Sector Holdings0%0
Other Diversified Financial Services-0.33%
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 27.1% and investors are willing to pay a premium for that growth.
  • Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 11.0x.
Forecasted Growth
  • Analysts are most optimistic on the Other Diversified Financial Services industry, expecting annual earnings growth of 27% over the next 5 years.
  • In contrast, the Specialized Finance industry is expected to see its earnings grow by 12% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
WISE Wise GroupUK£9.1010.5%
+UK£850.4m		-12.5%PE23.8x
BOKU BokuUK£1.504.9%
+UK£20.8m		-29.2%PE48.1x
DGQ Delta Gold TechnologiesUK£1.5519.2%
+UK£14.8m		n/an/a
DFCH Distribution Finance Capital HoldingsUK£0.6512.1%
+UK£11.5m		66.7%PE7x
PAY PayPointUK£5.792.3%
+UK£8.5m		-36.9%PE8.9x

Latest News

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7D
-1.5%
1Y
-41.8%
WISE
UK£9.10
Wise Group
7D
10.5%
1Y
-12.5%
MNG
UK£3.33
M&G
7D
-0.3%
1Y
29.5%
Narrative Update • Jun 26

MNG: Dai Ichi Stake And Neutral Ratings Will Limit Share Upside

The analyst price target for M&G has been lifted slightly, with recent Street research pointing to higher fair value of around £3.00 per share, supported by updated assumptions on discount rates, profit margins and future P/E. Analyst Commentary Recent Street research on M&G points to a mixed backdrop, with several firms lifting price targets into the £2.90 to £3.10 range while still framing the stock in more neutral terms such as Neutral, Equal Weight or similar labels.
PAY
UK£5.79
PayPoint
7D
2.3%
1Y
-36.9%
Narrative Update • Jun 25

PAY: Share Buyback And New Business Units Will Drive Future Upside

Analysts have trimmed their price target on PayPoint to £6.88, reflecting updated assumptions for a slightly higher discount rate, weaker revenue growth and profit margins, and a higher future P/E multiple. What’s in the News for PayPoint PayPoint plc has announced a proposed final dividend of 20.0 pence per share, with shareholder approval scheduled at the Annual General Meeting on 29 July 2026.
PAG
UK£7.63
Paragon Banking Group
7D
-0.3%
1Y
-19.1%
EWG
UK£1.00
W.A.G payment solutions
7D
-2.1%
1Y
14.9%
Narrative Update • Jun 24

EWG: Special Dividend And Slightly Stronger Margins Will Support Further Upside

Analysts have made a slight upward adjustment to their fair value estimate for W.A.G payment solutions, with the updated target moving from £1.37 to £1.38 as they factor in a modestly higher profit margin and a small change in the assumed discount rate and future P/E multiple. What's in the News for W.A.G payment solutions The board plans to propose a special dividend of 1.5 pence per ordinary share for the financial year ended 2025 at the AGM scheduled for 27 May 2026.
DFCH
UK£0.65
Distribution Finance Capital Holdings
7D
12.1%
1Y
66.7%
New Narrative • Jun 22

Expanded Specialist Lending And Scalable Deposits Will Support Long Term Opportunity

Catalysts About Distribution Finance Capital Holdings Distribution Finance Capital Holdings is a specialist lender that provides inventory, asset and structured finance solutions to manufacturers, dealers and distributors, funded by a retail deposit platform. What are the underlying business or industry changes driving this perspective?
DUKE
UK£0.27
Duke Capital
7D
-1.9%
1Y
-14.5%
BOKU
UK£1.50
Boku
7D
4.9%
1Y
-29.2%
CABP
UK£0.79
CAB Payments Holdings
7D
-1.9%
1Y
71.7%
Narrative Update • Jun 16

CABP: Terminated Bids And Steady Fair Value Will Shape Share Outlook

Analysts have kept their fair value estimate for CAB Payments Holdings steady at £0.75, citing only small adjustments to assumptions around discount rate, revenue growth, profit margin and future P/E that do not materially change their overall valuation view. What’s in the News for CAB Payments Holdings StoneX Group Inc.
OSB
UK£5.19
OSB Group
7D
-0.2%
1Y
-0.7%
Narrative Update • Jun 12

OSB: Stable Cash Generation And Buybacks Will Support Bullish Outlook

Analysts have kept their fair value estimate for OSB Group steady at £6.78, with a slightly lower discount rate and essentially unchanged assumptions for revenue growth, profit margins and future P/E. Together, these factors support an unchanged overall price target narrative.
TIME
UK£0.47
Time Finance
7D
2.2%
1Y
-26.9%
DGQ
UK£1.55
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19.2%
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