AEON Credit Service (Asia) (HKG:900) Will Pay A Dividend Of HK$0.24
Sep 29
Have your own idea? Try our Stock Screener
Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedOct 13, 2024
DataAggregated Company Financials
Companies26
- 7D-4.7%
- 3M9.8%
- 1Y5.7%
- YTDn/a
Over the last 7 days, the Consumer Finance industry has dropped 4.7%, driven by declines in Allied Group and Sun Hung Kai of 6.1% and 5.3%, respectively. Meanwhile, Oshidori International Holdings actually outperformed within the industry, gaining 6.8% in the last week. This takes the industry's 12 month performance to a gain of 5.7%. As for the next few years, earnings are expected to grow by 40% per annum.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 13 Oct 2024 | HK$29.4b | HK$22.8b | HK$794.9m | 7.1x | 37x | 1.3x |
| Tue, 10 Sep 2024 | HK$26.5b | HK$22.8b | HK$797.4m | 6.2x | 33.2x | 1.2x |
| Thu, 08 Aug 2024 | HK$28.0b | HK$21.8b | HK$426.0m | 11.3x | 65.6x | 1.3x |
| Sat, 06 Jul 2024 | HK$27.5b | HK$21.6b | HK$410.3m | 10.8x | 67.1x | 1.3x |
| Mon, 03 Jun 2024 | HK$28.2b | HK$23.6b | HK$81.4m | 11.6x | 346.2x | 1.2x |
| Wed, 01 May 2024 | HK$27.7b | HK$23.6b | HK$87.2m | 10.1x | 317.6x | 1.2x |
| Fri, 29 Mar 2024 | HK$28.2b | HK$26.3b | -HK$636,912,391.02 | 11.4x | -44.2x | 1.1x |
| Sun, 25 Feb 2024 | HK$27.3b | HK$25.5b | -HK$1,515,257,698.95 | 9.5x | -18x | 1.1x |
| Tue, 23 Jan 2024 | HK$26.1b | HK$25.8b | -HK$1,530,956,898.00 | 8.9x | -17x | 1x |
| Thu, 21 Dec 2023 | HK$27.2b | HK$25.9b | -HK$1,542,967,285.00 | 9.7x | -17.6x | 1.1x |
| Sat, 18 Nov 2023 | HK$27.6b | HK$25.6b | -HK$1,536,153,667.00 | 7.6x | -18x | 1.1x |
| Mon, 16 Oct 2023 | HK$28.3b | HK$25.5b | -HK$1,535,502,852.00 | 6.9x | -18.5x | 1.1x |
| Wed, 13 Sep 2023 | HK$29.5b | HK$25.5b | -HK$1,533,634,523.00 | 7x | -19.2x | 1.2x |
| Fri, 11 Aug 2023 | HK$30.1b | HK$24.2b | -HK$2,113,999,279.00 | 5.9x | -14.2x | 1.2x |
| Sun, 09 Jul 2023 | HK$30.1b | HK$24.2b | -HK$2,114,729,350.00 | 6.2x | -14.3x | 1.2x |
| Tue, 06 Jun 2023 | HK$30.4b | HK$24.2b | -HK$2,216,630,559.00 | 8.9x | -13.7x | 1.3x |
| Thu, 04 May 2023 | HK$31.6b | HK$24.6b | -HK$2,216,121,400.00 | 11.8x | -14.2x | 1.3x |
| Sat, 01 Apr 2023 | HK$33.4b | HK$25.2b | -HK$1,249,514,632.00 | 7.1x | -26.7x | 1.3x |
| Mon, 27 Feb 2023 | HK$35.3b | HK$22.6b | HK$5.3b | 9.2x | 6.6x | 1.6x |
| Wed, 25 Jan 2023 | HK$35.0b | HK$22.8b | HK$5.4b | 8.6x | 6.5x | 1.5x |
| Fri, 23 Dec 2022 | HK$42.8b | HK$22.4b | HK$5.3b | 10.1x | 8.1x | 1.9x |
| Sun, 20 Nov 2022 | HK$40.4b | HK$22.1b | HK$5.2b | 8.3x | 7.7x | 1.8x |
| Tue, 18 Oct 2022 | HK$40.2b | HK$22.0b | HK$5.2b | 6.4x | 7.8x | 1.8x |
| Thu, 15 Sep 2022 | HK$46.4b | HK$22.4b | HK$5.2b | 6.7x | 8.9x | 2.1x |
| Sat, 13 Aug 2022 | HK$48.9b | HK$22.4b | HK$11.3b | 7.3x | 4.3x | 2.2x |
| Mon, 11 Jul 2022 | HK$50.8b | HK$22.5b | HK$11.3b | 8.3x | 4.5x | 2.3x |
| Wed, 08 Jun 2022 | HK$50.8b | HK$22.4b | HK$11.6b | 7.8x | 4.4x | 2.3x |
| Fri, 06 May 2022 | HK$52.6b | HK$22.3b | HK$11.7b | 10.8x | 4.5x | 2.4x |
| Sun, 03 Apr 2022 | HK$55.9b | HK$27.1b | HK$14.5b | 10.5x | 3.9x | 2.1x |
| Tue, 01 Mar 2022 | HK$60.7b | HK$25.7b | HK$12.8b | 6.3x | 4.8x | 2.4x |
| Thu, 27 Jan 2022 | HK$60.3b | HK$25.5b | HK$12.7b | 6.4x | 4.7x | 2.4x |
| Sat, 25 Dec 2021 | HK$64.0b | HK$25.3b | HK$12.7b | 6.8x | 5x | 2.5x |
| Mon, 22 Nov 2021 | HK$57.2b | HK$25.4b | HK$12.4b | 6.4x | 4.6x | 2.2x |
| Wed, 20 Oct 2021 | HK$62.8b | HK$25.4b | HK$12.4b | 5.9x | 5.1x | 2.5x |
Price to Earnings Ratio
5.1x
Current Industry PE
- Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 37.1x which is higher than its 3-year average PE of 23.9x.
- The 3-year average PS ratio of 1.6x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 60% per year over the last three years,
- Revenues have also declined 3.4% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Comparison
How does Hong Kong Consumer Finance compare with similar industries?
| HK Market | -6.18% | |
| Financials | -6.56% | |
| Consumer Finance | -4.73% | |
| Consumer Finance | -4.73% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 622 Oshidori International Holdings | HK$0.19 | 6.8% +HK$74.2m | -17.5% | PB0.4x | |
| 1290 China Huirong Financial Holdings | HK$0.92 | 1.1% +HK$10.9m | -7.1% | PE18.5x | |
| 1319 Oi Wah Pawnshop Credit Holdings | HK$0.23 | 1.3% +HK$5.8m | -10.6% | PE5.1x | |
| 2483 K Cash Fintech | HK$1.88 | 0.5% +HK$5.0m | n/a | PE15.7x |