Header cover image

Hong Kong (HSI) Consumer Finance Industry Analysis

UpdatedMay 04, 2024
DataAggregated Company Financials
Companies26
  • 7D2.7%
  • 3M6.3%
  • 1Y-14.7%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has risen 2.7%, driven by gains from Yixin Group of 11%. However, the industry is down 15% over the past year. Looking forward, earnings are forecast to grow by 39% annually.

Industry Valuation and Performance

Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 04 May 2024HK$28.1bHK$23.6bHK$86.5m11.1x325x1.2x
Mon, 01 Apr 2024HK$28.2bHK$26.3b-HK$556,933,068.1013.6x-50.6x1.1x
Wed, 28 Feb 2024HK$27.6bHK$25.5b-HK$1,515,379,046.969.6x-18.2x1.1x
Fri, 26 Jan 2024HK$27.0bHK$25.9b-HK$1,528,051,422.009.1x-17.7x1x
Sun, 24 Dec 2023HK$27.0bHK$25.9b-HK$1,541,511,176.009.6x-17.5x1x
Tue, 21 Nov 2023HK$27.4bHK$25.6b-HK$1,531,894,774.007.6x-17.9x1.1x
Thu, 19 Oct 2023HK$28.2bHK$25.5b-HK$1,536,356,228.006.7x-18.3x1.1x
Sat, 16 Sep 2023HK$29.2bHK$25.5b-HK$1,532,325,182.007x-19x1.1x
Mon, 14 Aug 2023HK$29.8bHK$24.1b-HK$2,107,145,703.005.9x-14.1x1.2x
Wed, 12 Jul 2023HK$30.4bHK$24.2b-HK$2,111,691,626.006.1x-14.4x1.3x
Fri, 09 Jun 2023HK$30.2bHK$24.3b-HK$2,212,097,741.006.5x-13.7x1.2x
Sun, 07 May 2023HK$31.6bHK$24.5b-HK$2,216,285,509.0011.6x-14.3x1.3x
Tue, 04 Apr 2023HK$34.6bHK$25.2b-HK$1,333,488,067.007.1x-26x1.4x
Thu, 02 Mar 2023HK$35.9bHK$23.5bHK$5.2b9x6.8x1.5x
Sat, 28 Jan 2023HK$35.8bHK$22.8bHK$5.4b8.6x6.7x1.6x
Mon, 26 Dec 2022HK$42.6bHK$22.4bHK$5.3b10.2x8x1.9x
Wed, 23 Nov 2022HK$39.6bHK$22.0bHK$5.2b7.9x7.6x1.8x
Fri, 21 Oct 2022HK$39.7bHK$22.0bHK$5.2b6.4x7.7x1.8x
Sun, 18 Sep 2022HK$46.1bHK$22.2bHK$5.2b6.7x8.9x2.1x
Tue, 16 Aug 2022HK$48.7bHK$22.5bHK$11.3b7.3x4.3x2.2x
Thu, 14 Jul 2022HK$49.6bHK$22.5bHK$11.3b8.1x4.4x2.2x
Sat, 11 Jun 2022HK$59.8bHK$22.3bHK$11.6b7.9x5.2x2.7x
Mon, 09 May 2022HK$51.4bHK$22.2bHK$11.7b10.3x4.4x2.3x
Wed, 06 Apr 2022HK$52.7bHK$22.8bHK$11.8b10.6x4.5x2.3x
Fri, 04 Mar 2022HK$61.7bHK$25.6bHK$12.8b6.3x4.8x2.4x
Sun, 30 Jan 2022HK$60.1bHK$25.5bHK$12.7b6.5x4.7x2.4x
Tue, 28 Dec 2021HK$64.0bHK$25.5bHK$12.7b6.8x5x2.5x
Thu, 25 Nov 2021HK$57.0bHK$25.4bHK$12.4b6.4x4.6x2.2x
Sat, 23 Oct 2021HK$62.2bHK$25.4bHK$12.4b6x5x2.4x
Mon, 20 Sep 2021HK$65.7bHK$25.3bHK$12.4b5.9x5.3x2.6x
Wed, 18 Aug 2021HK$76.7bHK$26.0bHK$12.1b6.1x6.4x3x
Wed, 02 Jun 2021HK$71.7bHK$24.3bHK$7.5b6.7x9.5x2.9x
Price to Earnings Ratio

9.5x


Total Market Cap: HK$71.7bTotal Earnings: HK$7.5bTotal Revenue: HK$24.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Hong Kong Consumer Finance Industry Price to Earnings3Y Average 2.6x202220232024
Current Industry PE
  • Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 323x which is higher than its 3-year average PE of 2.6x.
  • The 3-year average PS ratio of 1.8x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 78% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does Hong Kong Consumer Finance compare with similar industries?

HK Market2.20%
Financials2.82%
Consumer Finance2.72%
Consumer Finance2.72%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
2858 Yixin GroupHK$0.7210.8%
+HK$456.7m
-21.7%PE7.8x
2003 VCREDIT HoldingsHK$2.4210.5%
+HK$112.4m
-12.6%PE2.4x
373 Allied GroupHK$1.442.1%
+HK$105.4m
-9.4%PS0.8x
1290 China Huirong Financial HoldingsHK$1.005.3%
+HK$54.5m
-2.9%PE21.7x
900 AEON Credit Service (Asia)HK$5.801.8%
+HK$41.9m
9.4%PE6.2x
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

900

HK$5.80

AEON Credit Service (Asia)

7D

1.8%

1Y

9.4%

730

HK$0.13

Capital Industrial Financial Services Group

7D

-4.3%

1Y

8.2%

8239

HK$0.50

Capital Finance Holdings

7D

-13.8%

1Y

3.1%

1290

HK$1.00

China Huirong Financial Holdings

7D

5.3%

1Y

-2.9%

373

HK$1.44

Allied Group

7D

2.1%

1Y

-9.4%

86

HK$2.41

Sun Hung Kai

7D

0.4%

1Y

-18.9%

1572

HK$0.13

China Art Financial Holdings

7D

-7.2%

1Y

12.2%

2003

HK$2.42

VCREDIT Holdings

7D

10.5%

1Y

-12.6%

431

HK$0.11

Greater China Financial Holdings

7D

-0.9%

1Y

-8.3%

622

HK$0.16

Oshidori International Holdings

7D

-0.6%

1Y

-36.4%

1543

HK$0.70

Guangdong Join-Share Financing Guarantee Investment

7D

-2.8%

1Y

-2.8%

1577

HK$0.56

Quanzhou Huixin Micro-credit

7D

3.7%

1Y

3.7%

474

HK$0.15

Aceso Life Science Group

7D

-2.5%

1Y

-2.5%