Header cover image

Hong Kong (HSI) Consumer Finance Industry Analysis

UpdatedMay 28, 2025
DataAggregated Company Financials
Companies26
  • 7D-2.3%
  • 3M17.5%
  • 1Y39.5%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has dropped 3.8%, driven by a pullback from Yixin Group of 8.6%. On the other hand Oshidori International Holdings is actually up 9.8%. This takes the industry's 12 month performance to a gain of 39%. Earnings are forecast to grow by 23% annually.

Industry Valuation and Performance

Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 28 May 2025HK$37.6bHK$24.2bHK$1.3b13.5x29.2x1.6x
Fri, 25 Apr 2025HK$37.4bHK$23.9bHK$1.3b12.2x29.3x1.6x
Sun, 23 Mar 2025HK$35.5bHK$23.6bHK$1.4b11.5x25.5x1.5x
Tue, 18 Feb 2025HK$29.8bHK$22.5bHK$781.7m10.7x38.2x1.3x
Thu, 16 Jan 2025HK$27.2bHK$22.4bHK$771.1m9.1x35.3x1.2x
Sat, 14 Dec 2024HK$29.1bHK$22.5bHK$764.6m10.1x38.1x1.3x
Mon, 11 Nov 2024HK$28.4bHK$22.6bHK$739.5m10.3x38.4x1.3x
Wed, 09 Oct 2024HK$30.3bHK$22.9bHK$798.1m7.5x38x1.3x
Fri, 06 Sep 2024HK$26.7bHK$22.8bHK$813.4m6.2x32.8x1.2x
Sun, 04 Aug 2024HK$28.0bHK$21.8bHK$430.0m10.7x65.2x1.3x
Tue, 02 Jul 2024HK$27.4bHK$21.6bHK$409.9m10.9x66.7x1.3x
Thu, 30 May 2024HK$28.6bHK$23.6bHK$79.3m12x360.8x1.2x
Sat, 27 Apr 2024HK$27.3bHK$23.6bHK$71.2m10.3x383.6x1.2x
Mon, 25 Mar 2024HK$28.1bHK$26.5b-HK$544,983,436.6811.7x-51.6x1.1x
Wed, 21 Feb 2024HK$27.0bHK$25.5b-HK$1,515,632,139.819.4x-17.8x1.1x
Fri, 19 Jan 2024HK$27.0bHK$25.8b-HK$1,530,358,081.009.2x-17.7x1x
Sun, 17 Dec 2023HK$26.5bHK$25.7b-HK$1,608,486,022.007x-16.5x1x
Tue, 14 Nov 2023HK$27.1bHK$25.5b-HK$1,548,859,149.007.5x-17.5x1.1x
Thu, 12 Oct 2023HK$28.7bHK$25.5b-HK$1,535,728,100.007.3x-18.7x1.1x
Sat, 09 Sep 2023HK$29.7bHK$25.6b-HK$1,538,439,167.007x-19.3x1.2x
Mon, 07 Aug 2023HK$30.7bHK$24.2b-HK$2,109,960,144.005.9x-14.5x1.3x
Wed, 05 Jul 2023HK$30.3bHK$24.2b-HK$2,113,636,971.006.2x-14.3x1.3x
Fri, 02 Jun 2023HK$29.9bHK$24.2b-HK$2,215,906,778.008.9x-13.5x1.2x
Sun, 30 Apr 2023HK$31.7bHK$24.5b-HK$2,216,404,997.0012.6x-14.3x1.3x
Tue, 28 Mar 2023HK$34.0bHK$22.4bHK$3.7b8.2x9.1x1.5x
Thu, 23 Feb 2023HK$35.7bHK$22.7bHK$5.3b8.4x6.7x1.6x
Sat, 21 Jan 2023HK$35.0bHK$22.8bHK$5.4b8.6x6.5x1.5x
Mon, 19 Dec 2022HK$42.9bHK$22.3bHK$5.3b10.7x8.1x1.9x
Wed, 16 Nov 2022HK$40.9bHK$22.2bHK$5.2b7.2x7.9x1.8x
Fri, 14 Oct 2022HK$40.1bHK$22.0bHK$5.2b6.6x7.8x1.8x
Sun, 11 Sep 2022HK$47.0bHK$22.4bHK$5.2b6.6x9x2.1x
Tue, 09 Aug 2022HK$50.5bHK$22.4bHK$11.3b7.5x4.5x2.3x
Thu, 07 Jul 2022HK$50.4bHK$22.5bHK$11.3b8.4x4.5x2.2x
Sat, 04 Jun 2022HK$50.5bHK$22.4bHK$11.6b7.8x4.3x2.3x
Price to Earnings Ratio

4.3x


Total Market Cap: HK$50.5bTotal Earnings: HK$11.6bTotal Revenue: HK$22.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Hong Kong Consumer Finance Industry Price to Earnings3Y Average 30.2x202320242025
Current Industry PE
  • Investors are relatively neutral on the Hong Kong Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 30.1x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 52% per year over the last three years.
  • Meanwhile revenues for these companies have grown 2.7% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does Hong Kong Consumer Finance compare with similar industries?

HK Market0.04%
Financials0.29%
Consumer Finance-2.28%
Consumer Finance-2.28%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
2051 51 Credit CardHK$0.3439.7%
+HK$159.7m
97.1%PS2.4x
373 Allied GroupHK$1.551.3%
+HK$70.3m
4.7%PS0.9x
8030 Fengyinhe HoldingsHK$3.334.4%
+HK$47.5m
825.0%PE18.9x
2483 K Cash FintechHK$1.751.7%
+HK$15.0m
-0.6%PE13.7x
736 China Properties Investment HoldingsHK$0.149.4%
+HK$3.2m
17.6%PB0.08x
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

1319

HK$0.18

Oi Wah Pawnshop Credit Holdings

7D

-11.3%

1Y

-23.3%

2483

HK$1.75

K Cash Fintech

7D

1.7%

1Y

-0.6%

373

HK$1.55

Allied Group

7D

1.3%

1Y

4.7%

8030

HK$3.33

Fengyinhe Holdings

7D

4.4%

1Y

825.0%

1225

HK$0.20

Lerado Financial Group

7D

4.7%

1Y

-32.5%

2858

HK$1.85

Yixin Group

7D

-10.6%

1Y

160.6%

622

HK$0.42

Oshidori International Holdings

7D

-6.6%

1Y

191.1%

1543

HK$0.26

Guangdong Join-Share Financing Guarantee Investment

7D

-3.7%

1Y

-64.9%

736

HK$0.14

China Properties Investment Holdings

7D

9.4%

1Y

17.6%

2003

HK$3.94

VCREDIT Holdings

7D

-8.8%

1Y

66.9%

86

HK$3.04

Sun Hung Kai

7D

-1.0%

1Y

23.1%