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51 Credit Card

SEHK:2051
Snowflake Description

Mediocre balance sheet and slightly overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
2051
SEHK
HK$7B
Market Cap
  1. Home
  2. HK
  3. Diversified Financials
Company description

51 Credit Card Inc., an investment holding company, operates a peer to peer lending platform targeting credit card holders in the People’s Republic of China. The last earnings update was 27 days ago. More info.


Add to Portfolio Compare Print
  • 51 Credit Card has significant price volatility in the past 3 months.
2051 Share Price and Events
7 Day Returns
7%
SEHK:2051
0.7%
HK Consumer Finance
0.3%
HK Market
1 Year Returns
-
SEHK:2051
-33.8%
HK Consumer Finance
-4.8%
HK Market
2051 Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
51 Credit Card (2051) 7% 3.7% 22.1% - - -
HK Consumer Finance 0.7% 1.8% 7.7% -33.8% -30.9% -17.4%
HK Market 0.3% 2.3% 10.5% -4.8% 27.1% 20.8%
1 Year Return vs Industry and Market
  • No trading data on 2051.
  • No trading data on 2051.
Price Volatility
Industry
5yr Volatility vs Market
Related Companies

Sorry, no analysis for 51 Credit Card's competitors could be found in our database.

2051 Value

 Is 51 Credit Card undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for 51 Credit Card. This is due to cash flow or dividend data being unavailable. The share price is HK$5.63.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for 51 Credit Card's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are 51 Credit Card's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
SEHK:2051 PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in CNY CN¥3.84
SEHK:2051 Share Price ** SEHK (2019-04-18) in HKD HK$5.63
SEHK:2051 Share Price converted to CNY reporting currency Exchange rate (HKD/ CNY) 0.855 CN¥4.81
Hong Kong Consumer Finance Industry PE Ratio Median Figure of 19 Publicly-Listed Consumer Finance Companies 7.76x
Hong Kong Market PE Ratio Median Figure of 1,474 Publicly-Listed Companies 12.01x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of 51 Credit Card.

SEHK:2051 PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= SEHK:2051 Share Price ÷ EPS (both in CNY)

= 4.81 ÷ 3.84

1.26x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • 51 Credit Card is good value based on earnings compared to the HK Consumer Finance industry average.
  • 51 Credit Card is good value based on earnings compared to the Hong Kong market.
Price based on expected Growth
Does 51 Credit Card's expected growth come at a high price?
Raw Data
SEHK:2051 PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 1.26x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Asia Consumer Finance Industry PEG Ratio Median Figure of 17 Publicly-Listed Consumer Finance Companies 1.09x
Hong Kong Market PEG Ratio Median Figure of 463 Publicly-Listed Companies 0.87x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for 51 Credit Card, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on 51 Credit Card's assets?
Raw Data
SEHK:2051 PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in CNY CN¥3.74
SEHK:2051 Share Price * SEHK (2019-04-18) in HKD HK$5.63
SEHK:2051 Share Price converted to CNY reporting currency Exchange rate (HKD/ CNY) 0.855 CN¥4.81
Hong Kong Consumer Finance Industry PB Ratio Median Figure of 28 Publicly-Listed Consumer Finance Companies 0.7x
Hong Kong Market PB Ratio Median Figure of 2,149 Publicly-Listed Companies 1.03x
SEHK:2051 PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= SEHK:2051 Share Price ÷ Book Value per Share (both in CNY)

= 4.81 ÷ 3.74

1.29x

* Primary Listing of 51 Credit Card.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • 51 Credit Card is overvalued based on assets compared to the HK Consumer Finance industry average.
X
Value checks
We assess 51 Credit Card's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check)
  5. 51 Credit Card has a total score of 2/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

2051 Future Performance

 How is 51 Credit Card expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as 51 Credit Card has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
36.5%
Expected Consumer Finance industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is 51 Credit Card expected to grow at an attractive rate?
  • Unable to compare 51 Credit Card's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare 51 Credit Card's earnings growth to the Hong Kong market average as no estimate data is available.
  • Unable to compare 51 Credit Card's revenue growth to the Hong Kong market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
SEHK:2051 Future Growth Rates Data Sources
Data Point Source Value (per year)
Hong Kong Consumer Finance Industry Earnings Growth Rate Market Cap Weighted Average 36.5%
Asia Consumer Finance Industry Revenue Growth Rate Market Cap Weighted Average 20.2%
Hong Kong Market Earnings Growth Rate Market Cap Weighted Average 11.8%
Hong Kong Market Revenue Growth Rate Market Cap Weighted Average 11.1%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
SEHK:2051 Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in CNY Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
SEHK:2051 Future Estimates Data
Date (Data in CNY Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2021-12-31
2020-12-31
2019-12-31
SEHK:2051 Past Financials Data
Date (Data in CNY Millions) Revenue Cash Flow Net Income *
2018-12-31 2,767 2,162
2018-06-30 2,684 9 1,046
2018-03-31 2,476 -11 -162
2017-12-31 2,269 -31 -1,371
2016-12-31 571 -34 -2,231

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if 51 Credit Card is high growth as no earnings estimate data is available.
  • Unable to determine if 51 Credit Card is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
SEHK:2051 Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from 51 Credit Card Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

SEHK:2051 Future Estimates Data
Date (Data in CNY Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2021-12-31
2020-12-31
2019-12-31
SEHK:2051 Past Financials Data
Date (Data in CNY Millions) EPS *
2018-12-31 3.84
2018-06-30 5.83
2018-03-31 -0.92
2017-12-31 -7.90
2016-12-31 -13.66

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if 51 Credit Card will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. 51 Credit Card's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Diversified Financials companies here
  2. 51 Credit Card's competitive advantages and company strategy can generally be found in its financial reports archived here.
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess 51 Credit Card's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Hong Kong market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Asia market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
51 Credit Card has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

2051 Past Performance

  How has 51 Credit Card performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare 51 Credit Card's growth in the last year to its industry (Consumer Finance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Insufficient data to establish if 51 Credit Card's year on year earnings growth rate was positive over the past 5 years.
  • 51 Credit Card has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
  • 51 Credit Card has become profitable in the last year making it difficult to compare the HK Consumer Finance industry average.
Earnings and Revenue History
51 Credit Card's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from 51 Credit Card Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

SEHK:2051 Past Revenue, Cash Flow and Net Income Data
Date (Data in CNY Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 2,766.90 2,162.08 1,029.48 328.63
2018-06-30 2,683.85 1,046.49 1,022.10 327.15
2018-03-31 2,476.22 -162.39 909.32 294.26
2017-12-31 2,268.58 -1,371.27 796.55 261.38
2016-12-31 571.05 -2,231.44 258.05 112.42
2015-12-31 89.73 -693.30 175.54 42.38

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • 51 Credit Card made outstanding use of shareholders’ funds last year (Return on Equity greater than 40%).
  • 51 Credit Card used its assets more efficiently than the HK Consumer Finance industry average last year based on Return on Assets.
  • Unable to establish if 51 Credit Card improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess 51 Credit Card's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
51 Credit Card has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

2051 Health

 How is 51 Credit Card's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up 51 Credit Card's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • 51 Credit Card is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • 51 Credit Card's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of 51 Credit Card's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 6.2x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from 51 Credit Card Company Filings, last reported 3 months ago.

SEHK:2051 Past Debt and Equity Data
Date (Data in CNY Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 3,546.26 887.35 1,779.39
2018-06-30 -2,494.07 6,125.64 1,793.72
2018-03-31 -2,494.07 6,125.64 1,793.72
2017-12-31 -4,581.56 8,488.51 1,776.27
2016-12-31 -3,093.73 6,165.22 2,212.85
2015-12-31 -832.30 1,202.59 303.47
  • 51 Credit Card's level of debt (25%) compared to net worth is satisfactory (less than 40%).
  • Unable to establish if 51 Credit Card's debt level has increased without past 5-year debt data.
  • Debt is not well covered by operating cash flow (1.1%, less than 20% of total debt).
  • Interest payments on debt are not well covered by earnings (EBIT is 1.7x annual interest expense, ideally 3x coverage).
X
Financial health checks
We assess 51 Credit Card's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. 51 Credit Card has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

2051 Dividends

 What is 51 Credit Card's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from 51 Credit Card dividends. Estimated to be 0% next year.
If you bought HK$2,000 of 51 Credit Card shares you are expected to receive HK$0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate 51 Credit Card's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate 51 Credit Card's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
SEHK:2051 Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Hong Kong Consumer Finance Industry Average Dividend Yield Market Cap Weighted Average of 12 Stocks 4.7%
Hong Kong Market Average Dividend Yield Market Cap Weighted Average of 965 Stocks 3.4%
Hong Kong Minimum Threshold Dividend Yield 10th Percentile 1.1%
Hong Kong Bottom 25% Dividend Yield 25th Percentile 1.9%
Hong Kong Top 25% Dividend Yield 75th Percentile 5.3%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

SEHK:2051 Future Dividends Estimate Data
Date (Data in CN¥) Dividend per Share (annual) Avg. No. Analysts
2021-12-31 0.00 1.00
2020-12-31 0.00 1.00
2019-12-31 0.00 1.00

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as 51 Credit Card has not reported any payouts.
  • Unable to verify if 51 Credit Card's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of 51 Credit Card's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as 51 Credit Card has not reported any payouts.
Future Payout to shareholders
  • No need to calculate the sustainability of 51 Credit Card's dividends in 3 years as they are not expected to pay a notable one for Hong Kong.
X
Income/ dividend checks
We assess 51 Credit Card's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can 51 Credit Card afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. 51 Credit Card has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

2051 Management

 What is the CEO of 51 Credit Card's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Haitao Sun
AGE 38
CEO Bio

Mr. Haitao Sun has been Chairman of the Board at China Netcom Technology Holdings Limited since August 17, 2017. Mr. Sun is an entrepreneur who has engaged in internet businesses since 2004 and founded several internet companies before founding Hangzhou Enniu Network Technology Co., Ltd. (Hangzhou Enniu') in 2012. In May 2012, Mr. Sun led the team creating for Hangzhou Enniu, the credit card management application named 51 Credit Card Management'' which has an estimated user base of over 70 million users. He serves as the Chairman Chief Executive Officer and Executive Director at 51 Credit Card Inc. He graduated from Hangzhou Dianzi University (formerly, Hangzhou Industrial College), majoring in business management and administration.

CEO Compensation
  • Insufficient data for Haitao to compare compensation growth.
  • Insufficient data for Haitao to establish whether their remuneration is reasonable compared to companies of similar size in Hong Kong.
Management Team

Haitao Sun

TITLE
Chairman
AGE
38

Ke Zhao

TITLE
Executive Director & CFO
AGE
34

Yuzhi Yang

TITLE
VP & Executive Director
TENURE
3.2 yrs
Board of Directors

Haitao Sun

TITLE
Chairman
AGE
38

Ke Zhao

TITLE
Executive Director & CFO
AGE
34

Yuzhi Yang

TITLE
VP & Executive Director
TENURE
1.4 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (HK$) Value (HK$)
22. Jan 19 Buy Anxin Li Individual 04. Jan 19 07. Jan 19 105,000 HK$4.05 HK$422,499
21. Dec 18 Sell UBS Asset Management Company 18. Dec 18 18. Dec 18 -162,500 HK$4.19 HK$-681,086
X
Management checks
We assess 51 Credit Card's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. 51 Credit Card has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

2051 News

Simply Wall St News

Do Insiders Own Lots Of Shares In 51 Credit Card Inc. (HKG:2051)?

A look at the shareholders of 51 Credit Card Inc. … Large companies usually have institutions as shareholders, and we usually see insiders owning shares in smaller companies. … 51 Credit Card has a market capitalization of HK$6.9b, so we would expect some institutional investors to have noticed the stock.

Simply Wall St -

Does 51 Credit Card Inc's (HKG:2051) PE Ratio Warrant A Buy?

51 Credit Card Inc (HKG:2051) is trading with a trailing P/E of 0.7, which is lower than the industry average of 6.8. … While 2051 might seem like an attractive stock to buy, it is important to understand the assumptions behind the P/E ratio before you make any investment decisions. … Check out our latest analysis for 51 Credit Card

Simply Wall St -

What Kind Of Shareholders Own 51 Credit Card Inc (HKG:2051)?

In this analysis, my focus will be on developing a perspective on 51 Credit Card Inc’s (HKG:2051) latest ownership structure, a less discussed, but important factor. … The implications of these institutions’ actions can either benefit or hinder individual investors, so it is important to understand the ownership composition of your stock investment. … Check out our latest analysis for 51 Credit Card

Simply Wall St -

2051 Company Info

Description

51 Credit Card Inc., an investment holding company, operates a peer to peer lending platform targeting credit card holders in the People’s Republic of China. The company offers personal financial services comprising personal credit management, credit card technology, and online credit facilitation and investment services. It serves individual credit card holders, credit card issuing banks and individual credit card holders, and individual borrowers and investors, and external online lending platforms. The company was founded in 2012 and is headquartered in Hangzhou, China.

Details
Name: 51 Credit Card Inc.
2051
Exchange: SEHK
Founded: 2012
HK$6,724,615,688
1,194,425,522
Website: http://www.u51.com
Address: 51 Credit Card Inc.
Tower G,
12th-15th Floors,
Hangzhou,
Zhejiang Province, China
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
SEHK 2051 Ordinary Shares The Stock Exchange of Hong Kong Ltd. HK HKD 13. Jul 2018
DB 2JY Ordinary Shares Deutsche Boerse AG DE EUR 13. Jul 2018
SZSC 2051 Ordinary Shares The Stock Exchange of Hong Kong - Shenzhen - Hong Kong Stock Connect HK HKD 13. Jul 2018
Number of employees
Current staff
Staff numbers
1,145
51 Credit Card employees.
Industry
Consumer Finance
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/22 13:06
End of day share price update: 2019/04/18 00:00
Last estimates confirmation: 2019/03/31
Last earnings filing: 2019/03/26
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.