51 Credit Card Inc., an investment holding company, operates a peer to peer lending platform targeting credit card holders in the People’s Republic of China.
The last earnings update was 27 days ago.
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
51 Credit Card. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
51 Credit Card's
is considered below, and whether this is a fair price.
Price based on past earnings
51 Credit Card's earnings available for a low price, and how does
this compare to other companies in the same industry?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as 51 Credit Card has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.
Show me the analysis anyway
The future performance of a company is measured in the same way as past
performance, by looking at estimated
and how much profit it is expected to make.
Future estimates come from
professional analysts. Just like forecasting the weather, they don’t always get
Expected Consumer Finance industry annual growth in earnings.
Earnings growth vs Low Risk Savings
51 Credit Card
expected to grow at an
Unable to compare 51 Credit Card's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
Unable to compare 51 Credit Card's earnings growth to the Hong Kong market average as no estimate data is available.
Unable to compare 51 Credit Card's revenue growth to the Hong Kong market average as no estimate data is available.
Unable to determine if 51 Credit Card is high growth as no earnings estimate data is available.
Unable to determine if 51 Credit Card is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
51 Credit Card's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
51 Credit Card
has a total score of
2/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
Mr. Haitao Sun has been Chairman of the Board at China Netcom Technology Holdings Limited since August 17, 2017. Mr. Sun is an entrepreneur who has engaged in internet businesses since 2004 and founded several internet companies before founding Hangzhou Enniu Network Technology Co., Ltd. (Hangzhou Enniu') in 2012. In May 2012, Mr. Sun led the team creating for Hangzhou Enniu, the credit card management application named 51 Credit Card Management'' which has an estimated user base of over 70 million users. He serves as the Chairman Chief Executive Officer and Executive Director at 51 Credit Card Inc. He graduated from Hangzhou Dianzi University (formerly, Hangzhou Industrial College), majoring in business management and administration.
Insufficient data for Haitao to compare compensation growth.
Insufficient data for Haitao to establish whether their remuneration is reasonable compared to companies of similar size in Hong Kong.
Do Insiders Own Lots Of Shares In 51 Credit Card Inc. (HKG:2051)?
A look at the shareholders of 51 Credit Card Inc. … Large companies usually have institutions as shareholders, and we usually see insiders owning shares in smaller companies. … 51 Credit Card has a market capitalization of HK$6.9b, so we would expect some institutional investors to have noticed the stock.
Does 51 Credit Card Inc's (HKG:2051) PE Ratio Warrant A Buy?
51 Credit Card Inc (HKG:2051) is trading with a trailing P/E of 0.7, which is lower than the industry average of 6.8. … While 2051 might seem like an attractive stock to buy, it is important to understand the assumptions behind the P/E ratio before you make any investment decisions. … Check out our latest analysis for 51 Credit Card
What Kind Of Shareholders Own 51 Credit Card Inc (HKG:2051)?
In this analysis, my focus will be on developing a perspective on 51 Credit Card Inc’s (HKG:2051) latest ownership structure, a less discussed, but important factor. … The implications of these institutions’ actions can either benefit or hinder individual investors, so it is important to understand the ownership composition of your stock investment. … Check out our latest analysis for 51 Credit Card
51 Credit Card Inc., an investment holding company, operates a peer to peer lending platform targeting credit card holders in the People’s Republic of China. The company offers personal financial services comprising personal credit management, credit card technology, and online credit facilitation and investment services. It serves individual credit card holders, credit card issuing banks and individual credit card holders, and individual borrowers and investors, and external online lending platforms. The company was founded in 2012 and is headquartered in Hangzhou, China.
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