company background image
2051 logo

51 Credit Card SEHK:2051 Stock Report

Last Price

HK$0.26

Market Cap

HK$415.6m

7D

-1.9%

1Y

117.9%

Updated

24 Apr, 2025

Data

Company Financials

2051 Stock Overview

An investment holding company, operates an online credit card management platform in the People’s Republic of China. More details

2051 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health4/6
Dividends0/6

51 Credit Card Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for 51 Credit Card
Historical stock prices
Current Share PriceHK$0.26
52 Week HighHK$0.34
52 Week LowHK$0.11
Beta0.68
1 Month Change3.24%
3 Month Change0%
1 Year Change117.95%
3 Year Change-10.53%
5 Year Change-50.00%
Change since IPO-97.20%

Recent News & Updates

Recent updates

51 Credit Card Inc.'s (HKG:2051) 26% Share Price Surge Not Quite Adding Up

Nov 21
51 Credit Card Inc.'s (HKG:2051) 26% Share Price Surge Not Quite Adding Up

51 Credit Card Inc. (HKG:2051) Shares Fly 29% But Investors Aren't Buying For Growth

May 23
51 Credit Card Inc. (HKG:2051) Shares Fly 29% But Investors Aren't Buying For Growth

51 Credit Card Inc.'s (HKG:2051) Prospects Need A Boost To Lift Shares

Feb 23
51 Credit Card Inc.'s (HKG:2051) Prospects Need A Boost To Lift Shares

Insider Buying: Shen Guojun Just Spent CN¥148m On 51 Credit Card Inc. (HKG:2051) Shares

Feb 26
Insider Buying: Shen Guojun Just Spent CN¥148m On 51 Credit Card Inc. (HKG:2051) Shares

51 Credit Card (HKG:2051) Share Prices Have Dropped 39% In The Last Year

Feb 15
51 Credit Card (HKG:2051) Share Prices Have Dropped 39% In The Last Year

Shareholder Returns

2051HK Consumer FinanceHK Market
7D-1.9%2.4%3.4%
1Y117.9%42.4%18.2%

Return vs Industry: 2051 exceeded the Hong Kong Consumer Finance industry which returned 42.4% over the past year.

Return vs Market: 2051 exceeded the Hong Kong Market which returned 18.2% over the past year.

Price Volatility

Is 2051's price volatile compared to industry and market?
2051 volatility
2051 Average Weekly Movement7.1%
Consumer Finance Industry Average Movement8.1%
Market Average Movement8.1%
10% most volatile stocks in HK Market15.5%
10% least volatile stocks in HK Market4.3%

Stable Share Price: 2051 has not had significant price volatility in the past 3 months compared to the Hong Kong market.

Volatility Over Time: 2051's weekly volatility (7%) has been stable over the past year.

Community vs My Fair Value

Select a narrative for quick price alerts from the community, or create your own.

About the Company

FoundedEmployeesCEOWebsite
2012373Haitao Sunwww.u51.com

51 Credit Card Inc., an investment holding company, operates an online credit card management platform in the People’s Republic of China. Its primary apps include 51 Credit Card Manager. The company offers personal credit management, credit card technology, and credit facilitation services.

51 Credit Card Inc. Fundamentals Summary

How do 51 Credit Card's earnings and revenue compare to its market cap?
2051 fundamental statistics
Market capHK$415.65m
Earnings (TTM)-HK$63.96m
Revenue (TTM)HK$232.53m

1.8x

P/S Ratio

-6.5x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
2051 income statement (TTM)
RevenueCN¥218.72m
Cost of RevenueCN¥208.78m
Gross ProfitCN¥9.94m
Other ExpensesCN¥70.10m
Earnings-CN¥60.16m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.037
Gross Margin4.55%
Net Profit Margin-27.50%
Debt/Equity Ratio7.7%

How did 2051 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/24 16:20
End of Day Share Price 2025/04/24 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

51 Credit Card Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Felix LuoChina Merchants Securities (HK) Co., Ltd