Declared Dividend • May 30
Final dividend increased to HK$0.011 Dividend of HK$0.011 is 42% higher than last year. Ex-date: 4th August 2026 Payment date: 21st August 2026 Dividend yield will be 7.0%, which is lower than the industry average of 7.5%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (23% cash payout ratio). The dividend has increased by an average of 1.9% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 59% to shift the payout ratio to a potentially unsustainable range, which is more than the 2.3% EPS decline seen over the last 5 years. Announcement • May 28
Oi Wah Pawnshop Credit Holdings Limited, Annual General Meeting, Jul 31, 2026 Oi Wah Pawnshop Credit Holdings Limited, Annual General Meeting, Jul 31, 2026. Announcement • May 14
Oi Wah Pawnshop Credit Holdings Limited to Report Q4, 2026 Results on May 27, 2026 Oi Wah Pawnshop Credit Holdings Limited announced that they will report Q4, 2026 results on May 27, 2026 Declared Dividend • Nov 02
First half dividend increased to HK$0.01 Dividend of HK$0.01 is 56% higher than last year. Ex-date: 11th November 2025 Payment date: 28th November 2025 Dividend yield will be 7.0%, which is lower than the industry average of 7.5%. Sustainability & Growth Dividend is well covered by both earnings (25% earnings payout ratio) and cash flows (19% cash payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. The company's earnings per share (EPS) would need to decline by 73% to shift the payout ratio to a potentially unsustainable range, which is more than the 8.5% EPS decline seen over the last 5 years. Announcement • Sep 26
Oi Wah Pawnshop Credit Holdings Limited to Report First Half, 2026 Results on Oct 30, 2025 Oi Wah Pawnshop Credit Holdings Limited announced that they will report first half, 2026 results on Oct 30, 2025 Announcement • Aug 01
Oi Wah Pawnshop Credit Holdings Limited Proposes Final Dividend for the Year Ended 28 February 2025 Oi Wah Pawnshop Credit Holdings Limited announced that at the AGM held on 31 July 2025, proposed final dividend of 0.81 HK cents per share of the Company for the year ended 28 February 2025. Declared Dividend • May 31
Final dividend increased to HK$0.0081 Dividend of HK$0.0081 is 6.6% higher than last year. Ex-date: 4th August 2025 Payment date: 21st August 2025 Dividend yield will be 7.8%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.5% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 65% to shift the payout ratio to a potentially unsustainable range, which is more than the 12% EPS decline seen over the last 5 years. Announcement • May 29
Oi Wah Pawnshop Credit Holdings Limited Proposes Final Dividend for the Year Ended 28 February 2025, Payable on 21 August 2025 Oi Wah Pawnshop Credit Holdings Limited proposed the final dividend of HKD 0.0081 per share for the year ended 28 February 2025, payable on 21 August 2025. Ex-dividend date is on 04 August 2025 with Record date on 08 August 2025. Date of shareholders' approval on 31 July 2025. Announcement • May 28
Oi Wah Pawnshop Credit Holdings Limited, Annual General Meeting, Jul 31, 2025 Oi Wah Pawnshop Credit Holdings Limited, Annual General Meeting, Jul 31, 2025. Announcement • May 09
Oi Wah Pawnshop Credit Holdings Limited to Report Fiscal Year 2025 Results on May 27, 2025 Oi Wah Pawnshop Credit Holdings Limited announced that they will report fiscal year 2025 results on May 27, 2025 Announcement • Jan 10
Oi Wah Pawnshop Credit Holdings Limited(SEHK:1319) dropped from Shenzhen Stock Exchange A Share Index Oi Wah Pawnshop Credit Holdings Limited dropped from the Index wrongly ingested. Announcement • Oct 29
Oi Wah Pawnshop Credit Holdings Limited Declares Interim Dividend for the Six Months Ended 31 August 2024, Payable on 27 November 2024 On 28 October 2024, the Board of Oi Wah Pawnshop Credit Holdings Limited declared an interim dividend of HKD 0.0064 per ordinary share for the six months ended 31 August 2024, representing approximately 40.4% of the profit attributable to the Shareholders for FP2025. The total payout for the interim dividend will amount to approximately HKD 12.3 million. The aforesaid interim dividend will be paid on 27 November 2024 to the Shareholders whose names appear on the register of members of Company at the close of business on 13 November 2024. Ex-dividend date is 07 November 2024. Announcement • Oct 18
Oi Wah Pawnshop Credit Holdings Limited Announces Earnings Guidance for the Six Months Ended August 31, 2024 Oi Wah Pawnshop Credit Holdings Limited announced earnings guidance for the six months ended 31 August 2024. For the period, the Group is expected to record a decrease in profit attributable to owners of the Company for the Period in the range of 30% to 50%, as compared with the profit of approximately HKD 49.6 million for the six months ended 31 August 2023. The expected decrease in profit for the Period was mainly attributable to an increase in expected credit loss provision on loan receivables amidst a noticeable decline in property prices. Announcement • Sep 28
Oi Wah Pawnshop Credit Holdings Limited to Report Q2, 2025 Results on Oct 28, 2024 Oi Wah Pawnshop Credit Holdings Limited announced that they will report Q2, 2025 results on Oct 28, 2024 Announcement • Aug 10
Oi Wah Pawnshop Credit Holdings Limited Approves the Final Dividend for the Year Ended 29 February 2024 Oi Wah Pawnshop Credit Holdings Limited at its annual general meeting held on 7 August 2024, approved the final dividend of 0.76 HK cents per share of the Company for the year ended 29 February 2024. Declared Dividend • May 30
Final dividend reduced to HK$0.0076 Dividend of HK$0.0076 is 13% lower than last year. Ex-date: 2nd August 2024 Payment date: 21st August 2024 Dividend yield will be 7.6%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by both earnings (32% earnings payout ratio) and cash flows (52% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to decline by 65% to shift the payout ratio to a potentially unsustainable range, which is more than the 2.6% EPS decline seen over the last 5 years. Announcement • May 29
Oi Wah Pawnshop Credit Holdings Limited Proposes Final Dividend for the Year Ended February 29, 2024, Payable on August 21, 2024 Oi Wah Pawnshop Credit Holdings Limited Proposed Final Dividend of HKD 0.0076 Per Share for the Year Ended February 29, 2024. Date of Shareholders Approval Is July 31, 2024. Ex-Dividend Date Is August 02, 2024. Record Date Is August 08, 2024. Payment Date Is August 21, 2024. Announcement • May 16
Oi Wah Pawnshop Credit Holdings Limited to Report Fiscal Year 2024 Results on May 27, 2024 Oi Wah Pawnshop Credit Holdings Limited announced that they will report fiscal year 2024 results on May 27, 2024 Upcoming Dividend • Nov 24
Upcoming dividend of HK$0.01 per share at 7.3% yield Eligible shareholders must have bought the stock before 01 December 2023. Payment date: 21 December 2023. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 7.3%. Lower than top quartile of Hong Kong dividend payers (8.2%). In line with average of industry peers (6.8%). Announcement • Oct 28
Oi Wah Pawnshop Credit Holdings Limited Announces Interim Dividend for the Six Months Ended 31 August 2023, Payable on 21 December 2023 Oi Wah Pawnshop Credit Holdings Limited announced Interim dividend of HKD 0.0104 per share for the six months ended 31 August 2023. Ex-dividend date is 01 December 2023. Record date is 07 December 2023 and Payment date is 21 December 2023. Announcement • Oct 27
Oi Wah Pawnshop Credit Holdings Limited Declares an Interim Dividend to the Shareholders for Fiscal Period 2024, Will Be Paid on 21 December 2023 Oi Wah Pawnshop Credit Holdings Limited announced that on 26 October 2023, the Board declared an interim dividend of 1.04 HK cents per ordinary share, representing approximately 40.4% of the profit attributable to the Shareholders for FP2024. The total payout for the interim dividend will amount to approximately HKD 20.0 million. The aforesaid interim dividend will be paid on 21 December 2023 to the Shareholders whose names appear on theregister of members of Company at the close of business on 7 December 2023. Announcement • Oct 14
Oi Wah Pawnshop Credit Holdings Limited to Report First Half, 2023 Results on Oct 26, 2023 Oi Wah Pawnshop Credit Holdings Limited announced that they will report first half, 2023 results on Oct 26, 2023 Announcement • Jun 30
Oi Wah Pawnshop Credit Holdings Limited Proposes Final Dividend for the Year Ended February 28, 2023, Payable on August 22, 2023 Oi Wah Pawnshop Credit Holdings Limited at its annual general meeting held on July 31, 2023 proposed to declare a final dividend of HK 0.87 cents per share of the Company for the year ended 28 February 2023 will be paid on 22 August 2023 to the Shareholders whose names appear on the register of members of the company at the close of business on 8 August 2023. At company Board meeting held on 24 May 2023, Directors recommended the payment of a final dividend of HKD 0.87 cents per ordinary share, together with the interim dividend of HKD 0.92 cents per share declared and paid during fiscal 2023, represent 40.1% of the profit attributable to the Shareholders for fiscal 2023. Announcement • May 11
Oi Wah Pawnshop Credit Holdings Limited to Report Q4, 2022 Results on May 24, 2023 Oi Wah Pawnshop Credit Holdings Limited announced that they will report Q4, 2022 results on May 24, 2023 Board Change • Nov 16
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 7 highly experienced directors. 3 independent directors (6 non-independent directors). Independent Non-Executive Director On Tai Lam was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Announcement • Oct 28
Oi Wah Pawnshop Credit Holdings Limited Declares Interim Dividend for the Period Ended August 31, 2022, Payable on 22 December 2022 On 27 October 2022, the Board of Oi Wah Pawnshop Credit Holdings Limited declared an interim dividend of 0.92 HK cents per ordinary share, representing approximately 40.2% of the profit attributable to the Shareholders for FP2023. The total payout for the interim dividend will amount to approximately HKD 17.6 million. The aforesaid interim dividend will be paid on 22 December 2022 to the Shareholders whose names appear on the register of members of Company at the close of business on 8 December 2022. In order to establish the identity of the Shareholders who are entitled to the interim dividend, all duly completed transfer forms accompanied by the relevant share certificates must be lodged with Company's Hong Kong branch share registrar, Boardroom Share Registrars (HK) Limited at 2103B, 21/F., 148 Electric Road, North Point, Hong Kong, no later than 4:30 p.m. on 5 December 2022. The register of members of Company will be closed from 6 December 2022 to 8 December 2022, both days inclusive, during which no transfer of shares will be registered. Announcement • Oct 19
Oi Wah Pawnshop Credit Holdings Limited to Report First Half, 2023 Results on Oct 27, 2022 Oi Wah Pawnshop Credit Holdings Limited announced that they will report first half, 2023 results on Oct 27, 2022 Upcoming Dividend • Jul 25
Upcoming dividend of HK$0.011 per share Eligible shareholders must have bought the stock before 01 August 2022. Payment date: 23 August 2022. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 7.3%. Lower than top quartile of Hong Kong dividend payers (8.1%). Higher than average of industry peers (4.1%). Announcement • May 14
Oi Wah Pawnshop Credit Holdings Limited to Report Fiscal Year 2022 Results on May 25, 2022 Oi Wah Pawnshop Credit Holdings Limited announced that they will report fiscal year 2022 results on May 25, 2022 Board Change • Apr 27
Less than half of directors are independent There is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 1 experienced director. 7 highly experienced directors. 3 independent directors (6 non-independent directors). Independent Non-Executive Director On Tai Lam was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Recent Insider Transactions • Aug 25
Insider recently sold HK$110k worth of stock On the 19th of August, Kam Cheong Yan sold around 400k shares on-market at roughly HK$0.27 per share. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months. Upcoming Dividend • Jul 26
Upcoming dividend of HK$0.011 per share Eligible shareholders must have bought the stock before 02 August 2021. Payment date: 19 August 2021. Trailing yield: 6.0%. Lower than top quartile of Hong Kong dividend payers (6.3%). Higher than average of industry peers (3.5%). Announcement • Jun 30
Oi Wah Pawnshop Credit Holdings Limited Proposes Special Dividend for the Year Ended February 28, 2021 Oi Wah Pawnshop Credit Holdings Limited announced that at its AGM to be held on July 29, 2021, it will propoe special dividend of 0.48 HK cents per share of the company for the year ended February 28, 2021. Is New 90 Day High Low • Mar 15
New 90-day low: HK$0.28 The company is down 3.0% from a price of HK$0.29 on 15 December 2020. Underperformed the Hong Kong market, which is up 12% over the last 90 days. Lagged the Consumer Finance industry, which is up 5.0% over the same period. Is New 90 Day High Low • Dec 25
New 90-day high: HK$0.31 The company is up 11% from its price of HK$0.28 on 25 September 2020. The Hong Kong market is up 12% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Consumer Finance industry, which is up 9.0% over the same period. Is New 90 Day High Low • Nov 20
New 90-day high: HK$0.30 The company is up 3.0% from its price of HK$0.29 on 21 August 2020. The Hong Kong market is up 5.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Consumer Finance industry, which is down 8.0% over the same period. Announcement • Sep 24
Oi Wah Pawnshop Credit Holdings Limited to Report First Half, 2021 Results on Oct 29, 2020 Oi Wah Pawnshop Credit Holdings Limited announced that they will report first half, 2021 results on Oct 29, 2020 
