Oi Wah Pawnshop Credit Holdings Limited

SEHK:1319 Stock Report

Market Cap: HK$469.5m

Oi Wah Pawnshop Credit Holdings Past Earnings Performance

Past criteria checks 1/6

Oi Wah Pawnshop Credit Holdings's earnings have been declining at an average annual rate of -6.3%, while the Consumer Finance industry saw earnings growing at 2% annually. Revenues have been declining at an average rate of 4.1% per year. Oi Wah Pawnshop Credit Holdings's return on equity is 6.1%, and it has net margins of 48.4%.

Key information

-6.3%

Earnings growth rate

-6.1%

EPS growth rate

Consumer Finance Industry Growth-2.1%
Revenue growth rate-4.1%
Return on equity6.1%
Net Margin48.4%
Last Earnings Update31 Aug 2024

Recent past performance updates

Recent updates

Investors Aren't Buying Oi Wah Pawnshop Credit Holdings Limited's (HKG:1319) Earnings

Jan 21
Investors Aren't Buying Oi Wah Pawnshop Credit Holdings Limited's (HKG:1319) Earnings

Oi Wah Pawnshop Credit Holdings Limited's (HKG:1319) CEO Might Not Expect Shareholders To Be So Generous This Year

Jul 31
Oi Wah Pawnshop Credit Holdings Limited's (HKG:1319) CEO Might Not Expect Shareholders To Be So Generous This Year

Key Things To Understand About Oi Wah Pawnshop Credit Holdings' (HKG:1319) CEO Pay Cheque

Feb 02
Key Things To Understand About Oi Wah Pawnshop Credit Holdings' (HKG:1319) CEO Pay Cheque

Reflecting on Oi Wah Pawnshop Credit Holdings' (HKG:1319) Share Price Returns Over The Last Five Years

Dec 29
Reflecting on Oi Wah Pawnshop Credit Holdings' (HKG:1319) Share Price Returns Over The Last Five Years

Revenue & Expenses Breakdown

How Oi Wah Pawnshop Credit Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

SEHK:1319 Revenue, expenses and earnings (HKD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Aug 241396770
31 May 241507760
29 Feb 241618660
30 Nov 231638960
31 Aug 231669250
31 May 231628960
28 Feb 231588660
30 Nov 221538260
31 Aug 221487860
31 May 221437560
28 Feb 221387260
30 Nov 211427560
31 Aug 211457960
31 May 211548660
28 Feb 211639350
30 Nov 201699750
31 Aug 2017510050
31 May 2018010450
29 Feb 2018510760
30 Nov 19187107160
31 Aug 19189106260
31 May 19187104250
28 Feb 19185101230
30 Nov 18180100170
31 Aug 18174100110
31 May 18175101170
28 Feb 18176101240
30 Nov 17181102240
31 Aug 17185104240
31 May 17184104240
28 Feb 17183103240
30 Nov 16181101230
31 Aug 1617999220
31 May 1617395220
29 Feb 1616791210
30 Nov 1516390200
31 Aug 1515989190
31 May 1515285180
28 Feb 1514480170
30 Nov 1413071180
31 Aug 1411663190
31 May 1410552160
28 Feb 149441140

Quality Earnings: 1319 has high quality earnings.

Growing Profit Margin: 1319's current net profit margins (48.4%) are lower than last year (55.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 1319's earnings have declined by 6.3% per year over the past 5 years.

Accelerating Growth: 1319's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 1319 had negative earnings growth (-26.5%) over the past year, making it difficult to compare to the Consumer Finance industry average (-2.1%).


Return on Equity

High ROE: 1319's Return on Equity (6.1%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 10:39
End of Day Share Price 2025/01/28 00:00
Earnings2024/08/31
Annual Earnings2024/02/29

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Oi Wah Pawnshop Credit Holdings Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullSBI China Capital Financial Services Limited