Oi Wah Pawnshop Credit Holdings Past Earnings Performance
Past criteria checks 4/6
Oi Wah Pawnshop Credit Holdings's earnings have been declining at an average annual rate of -6%, while the Consumer Finance industry saw earnings declining at 1.5% annually. Revenues have been declining at an average rate of 4.9% per year. Oi Wah Pawnshop Credit Holdings's return on equity is 8.6%, and it has net margins of 55.4%.
Key information
-6.0%
Earnings growth rate
-5.3%
EPS growth rate
| Consumer Finance Industry Growth | -2.1% |
| Revenue growth rate | -4.9% |
| Return on equity | 8.6% |
| Net Margin | 55.4% |
| Next Earnings Update | 27 May 2024 |
Revenue & Expenses Breakdown
How Oi Wah Pawnshop Credit Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Aug 23 | 166 | 92 | 5 | 0 |
| 31 May 23 | 162 | 89 | 6 | 0 |
| 28 Feb 23 | 158 | 86 | 6 | 0 |
| 30 Nov 22 | 153 | 82 | 6 | 0 |
| 31 Aug 22 | 148 | 78 | 6 | 0 |
| 31 May 22 | 143 | 75 | 6 | 0 |
| 28 Feb 22 | 138 | 72 | 6 | 0 |
| 30 Nov 21 | 142 | 75 | 6 | 0 |
| 31 Aug 21 | 145 | 79 | 6 | 0 |
| 31 May 21 | 154 | 86 | 6 | 0 |
| 28 Feb 21 | 163 | 93 | 5 | 0 |
| 30 Nov 20 | 169 | 97 | 5 | 0 |
| 31 Aug 20 | 175 | 100 | 5 | 0 |
| 31 May 20 | 180 | 104 | 5 | 0 |
| 29 Feb 20 | 185 | 107 | 6 | 0 |
| 30 Nov 19 | 187 | 107 | 16 | 0 |
| 31 Aug 19 | 189 | 106 | 26 | 0 |
| 31 May 19 | 187 | 104 | 25 | 0 |
| 28 Feb 19 | 185 | 101 | 23 | 0 |
| 30 Nov 18 | 180 | 100 | 17 | 0 |
| 31 Aug 18 | 174 | 100 | 11 | 0 |
| 31 May 18 | 175 | 101 | 17 | 0 |
| 28 Feb 18 | 176 | 101 | 24 | 0 |
| 30 Nov 17 | 181 | 102 | 24 | 0 |
| 31 Aug 17 | 185 | 104 | 24 | 0 |
| 31 May 17 | 184 | 104 | 24 | 0 |
| 28 Feb 17 | 183 | 103 | 24 | 0 |
| 30 Nov 16 | 181 | 101 | 23 | 0 |
| 31 Aug 16 | 179 | 99 | 22 | 0 |
| 31 May 16 | 173 | 95 | 22 | 0 |
| 29 Feb 16 | 167 | 91 | 21 | 0 |
| 30 Nov 15 | 163 | 90 | 20 | 0 |
| 31 Aug 15 | 159 | 89 | 19 | 0 |
| 31 May 15 | 152 | 85 | 18 | 0 |
| 28 Feb 15 | 144 | 80 | 17 | 0 |
| 30 Nov 14 | 130 | 71 | 18 | 0 |
| 31 Aug 14 | 116 | 63 | 19 | 0 |
| 31 May 14 | 105 | 52 | 16 | 0 |
| 28 Feb 14 | 94 | 41 | 14 | 0 |
| 30 Nov 13 | 86 | 32 | 11 | 0 |
| 31 Aug 13 | 81 | 26 | 11 | 0 |
| 31 May 13 | 76 | 24 | 11 | 0 |
Quality Earnings: 1319 has high quality earnings.
Growing Profit Margin: 1319's current net profit margins (55.4%) are higher than last year (52.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 1319's earnings have declined by 6% per year over the past 5 years.
Accelerating Growth: 1319's earnings growth over the past year (17.2%) exceeds its 5-year average (-6% per year).
Earnings vs Industry: 1319 earnings growth over the past year (17.2%) exceeded the Consumer Finance industry 13.1%.
Return on Equity
High ROE: 1319's Return on Equity (8.6%) is considered low.