Have your own idea? Try our Stock Screener
Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedMay 01, 2026
DataAggregated Company Financials
Companies25
- 7D-2.2%
- 3M-3.0%
- 1Y39.7%
- YTD1.9%
Over the last 7 days, the Consumer Finance industry has dropped 2.2%, driven by Yixin Group declining 6.9%. In contrast, Capital Finance Holdings has gained 5.4%. Over the past 12 months, the industry was up 40%. Earnings are forecast to grow by 11% annually.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 01 May 2026 | HK$57.6b | HK$36.4b | HK$5.7b | 8x | 10.2x | 1.6x |
| Sun, 29 Mar 2026 | HK$61.1b | HK$40.9b | HK$6.7b | 8.3x | 9.1x | 1.5x |
| Tue, 24 Feb 2026 | HK$62.4b | HK$35.5b | HK$4.9b | 9.9x | 12.7x | 1.8x |
| Thu, 22 Jan 2026 | HK$58.1b | HK$35.3b | HK$4.9b | 9x | 11.9x | 1.6x |
| Sat, 20 Dec 2025 | HK$54.7b | HK$35.1b | HK$4.9b | 8.3x | 11.3x | 1.6x |
| Mon, 17 Nov 2025 | HK$50.5b | HK$34.9b | HK$4.8b | 11.2x | 10.4x | 1.4x |
| Wed, 15 Oct 2025 | HK$54.1b | HK$34.8b | HK$4.8b | 11.1x | 11.2x | 1.6x |
| Fri, 12 Sep 2025 | HK$54.3b | HK$34.8b | HK$4.8b | 11.2x | 11.3x | 1.6x |
| Sun, 10 Aug 2025 | HK$44.9b | HK$24.2b | HK$1.7b | 12.1x | 26.1x | 1.9x |
| Tue, 08 Jul 2025 | HK$41.3b | HK$24.2b | HK$1.7b | 12.5x | 24x | 1.7x |
| Thu, 05 Jun 2025 | HK$37.9b | HK$24.2b | HK$1.3b | 13.1x | 29.7x | 1.6x |
| Sat, 03 May 2025 | HK$39.2b | HK$23.9b | HK$1.3b | 12.2x | 31.3x | 1.6x |
| Mon, 31 Mar 2025 | HK$38.4b | HK$24.0b | HK$1.1b | 13.3x | 33.7x | 1.6x |
| Wed, 26 Feb 2025 | HK$31.7b | HK$22.6b | HK$780.7m | 11.8x | 40.6x | 1.4x |
| Fri, 24 Jan 2025 | HK$27.3b | HK$22.5b | HK$778.9m | 8.7x | 35.1x | 1.2x |
| Sun, 22 Dec 2024 | HK$28.3b | HK$22.4b | HK$761.1m | 9.2x | 37.1x | 1.3x |
| Tue, 19 Nov 2024 | HK$27.2b | HK$22.6b | HK$732.3m | 10.5x | 37.2x | 1.2x |
| Thu, 17 Oct 2024 | HK$28.4b | HK$22.8b | HK$786.6m | 7.2x | 36.1x | 1.2x |
| Sat, 14 Sep 2024 | HK$26.6b | HK$22.8b | HK$801.8m | 6.1x | 33.2x | 1.2x |
| Mon, 12 Aug 2024 | HK$28.3b | HK$21.8b | HK$427.4m | 11.4x | 66.3x | 1.3x |
| Wed, 10 Jul 2024 | HK$27.7b | HK$21.6b | HK$409.5m | 10.9x | 67.7x | 1.3x |
| Fri, 07 Jun 2024 | HK$28.3b | HK$23.6b | HK$79.9m | 11.6x | 354.5x | 1.2x |
| Sun, 05 May 2024 | HK$28.1b | HK$23.6b | HK$86.1m | 11.1x | 326.5x | 1.2x |
| Tue, 02 Apr 2024 | HK$28.2b | HK$26.5b | -HK$557,991,155.13 | 13.6x | -50.5x | 1.1x |
| Thu, 29 Feb 2024 | HK$27.5b | HK$25.5b | -HK$1,515,343,316.39 | 9.6x | -18.1x | 1.1x |
| Sat, 27 Jan 2024 | HK$27.0b | HK$25.9b | -HK$1,524,147,188.00 | 9x | -17.7x | 1x |
| Mon, 25 Dec 2023 | HK$27.0b | HK$25.9b | -HK$1,541,511,176.00 | 9.6x | -17.5x | 1x |
| Wed, 22 Nov 2023 | HK$27.3b | HK$25.7b | -HK$1,528,751,673.00 | 7.6x | -17.8x | 1.1x |
| Fri, 20 Oct 2023 | HK$28.0b | HK$25.5b | -HK$1,536,552,360.00 | 6.7x | -18.3x | 1.1x |
| Sun, 17 Sep 2023 | HK$29.1b | HK$25.5b | -HK$1,532,220,688.00 | 6.9x | -19x | 1.1x |
| Tue, 15 Aug 2023 | HK$29.5b | HK$24.1b | -HK$2,109,852,095.00 | 6x | -14x | 1.2x |
| Thu, 13 Jul 2023 | HK$30.3b | HK$24.2b | -HK$2,110,800,837.00 | 6.1x | -14.4x | 1.3x |
| Sat, 10 Jun 2023 | HK$30.4b | HK$24.3b | -HK$2,212,106,228.00 | 10.7x | -13.8x | 1.3x |
| Mon, 08 May 2023 | HK$31.6b | HK$24.5b | -HK$2,216,285,509.00 | 11.6x | -14.3x | 1.3x |
Price to Earnings Ratio
-14.3x
Current Industry PE
- Investors are pessimistic on the Hong Kong Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 10.2x which is lower than its 3-year average PE of 33.6x.
- The 3-year average PS ratio of 1.3x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- Total earnings for the Consumer Finance industry have gone up over the last three years, and the industry is now profitable. Revenues have grown 14% per year.
- This means that more sales are being generated by the industry overall, and subsequently profits are increasing too.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | -0.53% | |
| Financials | -0.46% | |
| Consumer Finance | -2.23% | |
| Consumer Finance | -2.23% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 8239 Capital Finance Holdings | HK$14.87 | 5.4% +HK$71.3m | 2,260.3% | PS34.4x | |
| 2483 K Cash | HK$1.86 | 6.3% +HK$55.0m | 5.1% | PE10.6x | |
| 335 Upbest Group | HK$0.64 | 1.6% +HK$26.8m | -8.6% | PE25.6x | |
| 1225 Lerado Financial Group | HK$0.26 | 41.7% +HK$17.3m | 68.9% | PE0.7x | |
| 2051 Vala | HK$0.70 | 1.4% +HK$16.3m | 183.4% | PS4.2x |