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Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedFeb 21, 2025
DataAggregated Company Financials
Companies26
- 7D3.8%
- 3M11.2%
- 1Y13.5%
- YTD6.9%
The Consumer Finance industry is up 3.8% in the last week, with Yixin Group up 8.8%. During this same period, the Fengyinhe Holdings underperformed, falling 12%. In the last 12 months, the industry was up 13%. Earnings are forecast to grow by 39% annually.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 21 Feb 2025 | HK$29.9b | HK$22.6b | HK$781.6m | 11.6x | 38.3x | 1.3x |
| Sun, 19 Jan 2025 | HK$27.4b | HK$22.4b | HK$771.8m | 8.6x | 35.5x | 1.2x |
| Tue, 17 Dec 2024 | HK$28.7b | HK$22.4b | HK$763.4m | 10.1x | 37.5x | 1.3x |
| Thu, 14 Nov 2024 | HK$27.7b | HK$22.6b | HK$734.7m | 10.1x | 37.7x | 1.2x |
| Sat, 12 Oct 2024 | HK$29.4b | HK$22.8b | HK$794.0m | 7.1x | 37.1x | 1.3x |
| Mon, 09 Sep 2024 | HK$26.7b | HK$22.8b | HK$802.2m | 6.2x | 33.2x | 1.2x |
| Wed, 07 Aug 2024 | HK$27.8b | HK$21.8b | HK$431.5m | 11x | 64.5x | 1.3x |
| Fri, 05 Jul 2024 | HK$27.6b | HK$21.6b | HK$409.2m | 11.2x | 67.4x | 1.3x |
| Sun, 02 Jun 2024 | HK$28.2b | HK$23.6b | HK$81.4m | 11.6x | 346.2x | 1.2x |
| Tue, 30 Apr 2024 | HK$27.7b | HK$23.6b | HK$87.6m | 10.4x | 316.6x | 1.2x |
| Thu, 28 Mar 2024 | HK$28.0b | HK$26.3b | -HK$628,064,243.32 | 11.4x | -44.6x | 1.1x |
| Sat, 24 Feb 2024 | HK$27.3b | HK$25.5b | -HK$1,515,544,830.35 | 9.5x | -18x | 1.1x |
| Mon, 22 Jan 2024 | HK$26.7b | HK$25.9b | -HK$1,526,184,960.00 | 9x | -17.5x | 1x |
| Wed, 20 Dec 2023 | HK$27.2b | HK$25.9b | -HK$1,543,728,993.00 | 9.6x | -17.6x | 1.1x |
| Fri, 17 Nov 2023 | HK$27.5b | HK$25.5b | -HK$1,547,784,157.00 | 7.6x | -17.8x | 1.1x |
| Sun, 15 Oct 2023 | HK$28.3b | HK$25.5b | -HK$1,535,502,852.00 | 6.9x | -18.5x | 1.1x |
| Tue, 12 Sep 2023 | HK$29.5b | HK$25.5b | -HK$1,534,070,727.00 | 7x | -19.2x | 1.2x |
| Thu, 10 Aug 2023 | HK$30.1b | HK$24.2b | -HK$2,113,639,113.00 | 5.9x | -14.2x | 1.2x |
| Sat, 08 Jul 2023 | HK$30.1b | HK$24.2b | -HK$2,114,329,060.00 | 6.2x | -14.3x | 1.2x |
| Mon, 05 Jun 2023 | HK$30.3b | HK$24.3b | -HK$2,212,133,272.00 | 8.2x | -13.7x | 1.3x |
| Wed, 03 May 2023 | HK$31.7b | HK$24.6b | -HK$2,216,161,875.00 | 12.6x | -14.3x | 1.3x |
| Fri, 31 Mar 2023 | HK$33.1b | HK$25.1b | -HK$1,283,548,135.00 | 8.6x | -25.8x | 1.3x |
| Sun, 26 Feb 2023 | HK$35.3b | HK$22.6b | HK$5.3b | 9.2x | 6.6x | 1.6x |
| Tue, 24 Jan 2023 | HK$35.0b | HK$22.8b | HK$5.4b | 8.6x | 6.5x | 1.5x |
| Thu, 22 Dec 2022 | HK$42.3b | HK$22.3b | HK$5.3b | 10.2x | 8x | 1.9x |
| Sat, 19 Nov 2022 | HK$40.4b | HK$22.0b | HK$5.2b | 8.4x | 7.8x | 1.8x |
| Mon, 17 Oct 2022 | HK$40.2b | HK$22.0b | HK$5.2b | 6.4x | 7.8x | 1.8x |
| Wed, 14 Sep 2022 | HK$47.0b | HK$22.4b | HK$5.2b | 6.6x | 9x | 2.1x |
| Fri, 12 Aug 2022 | HK$50.0b | HK$22.4b | HK$11.3b | 7.3x | 4.4x | 2.2x |
| Sun, 10 Jul 2022 | HK$50.8b | HK$22.5b | HK$11.3b | 8.3x | 4.5x | 2.3x |
| Tue, 07 Jun 2022 | HK$50.3b | HK$22.4b | HK$11.6b | 7.8x | 4.3x | 2.2x |
| Thu, 05 May 2022 | HK$52.3b | HK$22.3b | HK$11.7b | 10.7x | 4.5x | 2.3x |
| Sat, 02 Apr 2022 | HK$55.9b | HK$27.2b | HK$14.5b | 10.5x | 3.9x | 2.1x |
| Mon, 28 Feb 2022 | HK$63.2b | HK$25.6b | HK$12.8b | 6.3x | 5x | 2.5x |
Price to Earnings Ratio
5x
Current Industry PE
- Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 38.3x which is higher than its 3-year average PE of 27.8x.
- The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 61% per year over the last three years,
- Revenues have also declined 4.1% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | 3.24% | |
| Financials | 1.78% | |
| Consumer Finance | 3.82% | |
| Consumer Finance | 3.82% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 2858 Yixin Group | HK$1.18 | 9.3% +HK$675.8m | 118.5% | PE10.7x | |
| 622 Oshidori International Holdings | HK$0.25 | 42.9% +HK$463.7m | 24.4% | PB0.5x | |
| 900 AEON Credit Service (Asia) | HK$5.94 | 2.8% +HK$67.0m | 9.8% | PE6.5x | |
| 2003 VCREDIT Holdings | HK$2.67 | 4.7% +HK$58.6m | 20.8% | PE4.5x | |
| 1543 Guangdong Join-Share Financing Guarantee Investment | HK$0.32 | 12.3% +HK$54.6m | -57.9% | PE11.6x |
