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Hong Kong (HSI) Consumer Finance Industry Analysis

UpdatedJan 17, 2025
DataAggregated Company Financials
Companies26
  • 7D-0.5%
  • 3M-5.3%
  • 1Y4.2%
  • YTD-2.2%

Over the last 7 days, the Consumer Finance industry has dropped 1.6%, driven by a pullback from Yixin Group of 3.7%. In the past year, the industry has gained 4.5%. Looking forward, earnings are forecast to grow by 40% annually.

Industry Valuation and Performance

Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 17 Jan 2025HK$27.3bHK$22.4bHK$771.2m8.6x35.4x1.2x
Sun, 15 Dec 2024HK$29.1bHK$22.5bHK$764.7m10.1x38.1x1.3x
Tue, 12 Nov 2024HK$28.2bHK$22.6bHK$736.0m9.3x38.3x1.2x
Thu, 10 Oct 2024HK$29.3bHK$22.8bHK$795.2m7x36.9x1.3x
Sat, 07 Sep 2024HK$26.7bHK$22.8bHK$815.3m6.2x32.7x1.2x
Mon, 05 Aug 2024HK$28.0bHK$21.8bHK$430.0m10.7x65.2x1.3x
Wed, 03 Jul 2024HK$27.4bHK$21.6bHK$409.9m10.9x66.8x1.3x
Fri, 31 May 2024HK$28.0bHK$23.6bHK$82.2m11.6x340.9x1.2x
Sun, 28 Apr 2024HK$27.4bHK$23.6bHK$86.9m10.3x314.8x1.2x
Tue, 26 Mar 2024HK$27.9bHK$26.6b-HK$542,855,715.1111.5x-51.5x1.1x
Thu, 22 Feb 2024HK$27.3bHK$25.5b-HK$1,514,943,589.579.5x-18x1.1x
Sat, 20 Jan 2024HK$26.7bHK$26.0b-HK$1,521,182,611.009x-17.5x1x
Mon, 18 Dec 2023HK$26.5bHK$25.7b-HK$1,608,486,022.007x-16.5x1x
Wed, 15 Nov 2023HK$27.2bHK$25.5b-HK$1,548,424,716.007.6x-17.6x1.1x
Fri, 13 Oct 2023HK$28.8bHK$25.5b-HK$1,535,049,117.007.2x-18.8x1.1x
Sun, 10 Sep 2023HK$29.7bHK$25.6b-HK$1,538,368,604.007x-19.3x1.2x
Tue, 08 Aug 2023HK$30.3bHK$24.2b-HK$2,112,887,139.005.9x-14.4x1.3x
Thu, 06 Jul 2023HK$30.1bHK$24.1b-HK$2,117,611,043.006.2x-14.2x1.2x
Sat, 03 Jun 2023HK$30.4bHK$24.3b-HK$2,209,147,917.008.1x-13.7x1.2x
Mon, 01 May 2023HK$31.7bHK$24.6b-HK$2,216,404,997.0012.6x-14.3x1.3x
Wed, 29 Mar 2023HK$33.7bHK$22.4bHK$3.7b7.1x9.1x1.5x
Fri, 24 Feb 2023HK$35.4bHK$22.7bHK$5.3b8.5x6.6x1.6x
Sun, 22 Jan 2023HK$35.0bHK$22.8bHK$5.4b8.6x6.5x1.5x
Tue, 20 Dec 2022HK$42.5bHK$22.3bHK$5.3b10.3x8x1.9x
Thu, 17 Nov 2022HK$40.6bHK$22.2bHK$5.2b6.9x7.8x1.8x
Sat, 15 Oct 2022HK$40.2bHK$22.0bHK$5.2b6.4x7.8x1.8x
Mon, 12 Sep 2022HK$47.0bHK$22.4bHK$5.2b6.6x9x2.1x
Wed, 10 Aug 2022HK$50.3bHK$22.4bHK$11.3b7.4x4.5x2.2x
Fri, 08 Jul 2022HK$51.0bHK$22.5bHK$11.3b8.3x4.5x2.3x
Sun, 05 Jun 2022HK$50.5bHK$22.4bHK$11.6b7.8x4.3x2.3x
Tue, 03 May 2022HK$51.5bHK$22.3bHK$11.7b10.8x4.4x2.3x
Thu, 31 Mar 2022HK$55.2bHK$28.5bHK$11.7b6.6x4.7x1.9x
Sat, 26 Feb 2022HK$61.2bHK$25.6bHK$12.8b6x4.8x2.4x
Mon, 24 Jan 2022HK$60.8bHK$25.5bHK$12.7b6.4x4.8x2.4x
Price to Earnings Ratio

4.8x


Total Market Cap: HK$60.8bTotal Earnings: HK$12.7bTotal Revenue: HK$25.5bTotal Market Cap vs Earnings and Revenue0%0%0%
Hong Kong Consumer Finance Industry Price to Earnings3Y Average 26.8x202320242025
Current Industry PE
  • Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 35.3x which is higher than its 3-year average PE of 26.8x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 61% per year over the last three years,
  • Revenues have also declined 4.2% per year.
  • This means overall sales from these companies are declining and profits are subsequently falling as well.

Industry Trends

Which industries have driven the changes within the Hong Kong Financials industry?

HK Market1.10%
Financials0.94%
Consumer Finance-0.47%
Consumer Finance-0.47%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
1577 Quanzhou Huixin Micro-creditHK$0.8521.4%
+HK$102.0m
70.0%PE8.6x
1915 Yangzhou Guangling District Taihe Rural Micro-financeHK$0.4615.0%
+HK$36.0m
-7.1%PS5x
1572 China Art Financial HoldingsHK$0.1122.6%
+HK$35.5m
-32.9%PE14x
605 China Financial Services HoldingsHK$1.498.8%
+HK$24.3m
413.8%PS2.5x
8019 Hao Wen HoldingsHK$0.767.0%
+HK$17.8m
240.8%PS20.8x
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Latest News

3963

HK$0.41

China Rongzhong Financial Holdings

7D

-13.5%

1Y

-29.7%

2858

HK$0.78

Yixin Group

7D

-1.3%

1Y

44.4%

1319

HK$0.22

Oi Wah Pawnshop Credit Holdings

7D

2.3%

1Y

-5.1%

1577

HK$0.85

Quanzhou Huixin Micro-credit

7D

21.4%

1Y

70.0%

900

HK$5.76

AEON Credit Service (Asia)

7D

-0.9%

1Y

5.5%

474

HK$0.049

Aceso Life Science Group

7D

-3.9%

1Y

-63.2%

605

HK$1.49

China Financial Services Holdings

7D

8.8%

1Y

413.8%

86

HK$2.67

Sun Hung Kai

7D

-1.8%

1Y

15.6%

2483

HK$1.77

K Cash Fintech

7D

-1.7%

1Y

7.3%

8019

HK$0.76

Hao Wen Holdings

7D

7.0%

1Y

240.8%