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Jul 22
Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedJul 26, 2024
DataAggregated Company Financials
Companies26
- 7D-2.0%
- 3M-0.5%
- 1Y-12.0%
- YTD-2.6%
Over the last 7 days, the Consumer Finance industry has dropped 2.0%, driven by Yixin Group declining 4.4%. On the other hand Oshidori International Holdings is actually up 15%. Overall the industry is down 12% in 12 months. Looking forward, earnings are forecast to grow by 38% annually.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Jul 2024 | HK$27.3b | HK$21.7b | HK$416.3m | 10.7x | 65.6x | 1.3x |
| Sun, 23 Jun 2024 | HK$28.0b | HK$23.5b | HK$47.7m | 11.3x | 585.8x | 1.2x |
| Tue, 21 May 2024 | HK$29.4b | HK$23.5b | HK$84.6m | 11.4x | 347.8x | 1.2x |
| Thu, 18 Apr 2024 | HK$27.6b | HK$23.6b | HK$72.7m | 10.3x | 379x | 1.2x |
| Sat, 16 Mar 2024 | HK$28.1b | HK$26.7b | -HK$1,470,259,298.62 | 10.2x | -19.1x | 1.1x |
| Mon, 12 Feb 2024 | HK$27.0b | HK$25.5b | -HK$1,511,044,046.67 | 9.3x | -17.9x | 1.1x |
| Wed, 10 Jan 2024 | HK$27.6b | HK$25.9b | -HK$1,524,000,360.00 | 9.8x | -18.1x | 1.1x |
| Fri, 08 Dec 2023 | HK$26.9b | HK$25.7b | -HK$1,624,896,140.00 | 7.1x | -16.6x | 1x |
| Sun, 05 Nov 2023 | HK$27.9b | HK$25.5b | -HK$1,521,435,633.00 | 6.7x | -18.4x | 1.1x |
| Tue, 03 Oct 2023 | HK$28.7b | HK$25.5b | -HK$1,534,264,712.00 | 7.2x | -18.7x | 1.1x |
| Thu, 31 Aug 2023 | HK$29.5b | HK$25.8b | -HK$1,613,175,067.00 | 6.5x | -18.3x | 1.1x |
| Sat, 29 Jul 2023 | HK$31.1b | HK$24.2b | -HK$2,109,703,639.00 | 6.3x | -14.7x | 1.3x |
| Mon, 26 Jun 2023 | HK$30.2b | HK$24.2b | -HK$2,196,951,168.00 | 6.1x | -13.7x | 1.3x |
| Wed, 24 May 2023 | HK$30.5b | HK$24.3b | -HK$2,216,512,498.00 | 8.4x | -13.8x | 1.3x |
| Fri, 21 Apr 2023 | HK$32.5b | HK$24.6b | -HK$2,205,542,016.00 | 12.3x | -14.7x | 1.3x |
| Sun, 19 Mar 2023 | HK$33.9b | HK$23.0b | HK$4.0b | 7.1x | 8.6x | 1.5x |
| Tue, 14 Feb 2023 | HK$36.3b | HK$22.7b | HK$5.3b | 8.6x | 6.8x | 1.6x |
| Thu, 12 Jan 2023 | HK$34.5b | HK$22.8b | HK$5.4b | 8.6x | 6.4x | 1.5x |
| Sat, 10 Dec 2022 | HK$43.6b | HK$22.3b | HK$5.3b | 10.6x | 8.2x | 2x |
| Mon, 07 Nov 2022 | HK$39.3b | HK$22.0b | HK$5.2b | 5.9x | 7.6x | 1.8x |
| Wed, 05 Oct 2022 | HK$40.7b | HK$22.1b | HK$5.2b | 6.1x | 7.8x | 1.8x |
| Fri, 02 Sep 2022 | HK$48.2b | HK$22.4b | HK$5.2b | 7.4x | 9.4x | 2.2x |
| Sun, 31 Jul 2022 | HK$49.4b | HK$22.4b | HK$11.3b | 8.1x | 4.4x | 2.2x |
| Tue, 28 Jun 2022 | HK$53.0b | HK$22.3b | HK$11.6b | 7.8x | 4.6x | 2.4x |
| Thu, 26 May 2022 | HK$51.1b | HK$22.4b | HK$11.6b | 7.6x | 4.4x | 2.3x |
| Sat, 23 Apr 2022 | HK$51.0b | HK$22.6b | HK$11.8b | 10.8x | 4.3x | 2.3x |
| Mon, 21 Mar 2022 | HK$55.0b | HK$26.1b | HK$11.0b | 6.2x | 5x | 2.1x |
| Wed, 16 Feb 2022 | HK$67.0b | HK$25.5b | HK$12.7b | 6.4x | 5.3x | 2.6x |
| Fri, 14 Jan 2022 | HK$60.6b | HK$25.5b | HK$12.7b | 6.4x | 4.8x | 2.4x |
| Sun, 12 Dec 2021 | HK$59.1b | HK$25.6b | HK$12.7b | 6.4x | 4.6x | 2.3x |
| Tue, 09 Nov 2021 | HK$60.1b | HK$25.4b | HK$12.4b | 6.3x | 4.8x | 2.4x |
| Thu, 07 Oct 2021 | HK$61.1b | HK$25.3b | HK$12.4b | 6.1x | 4.9x | 2.4x |
| Sat, 04 Sep 2021 | HK$65.2b | HK$26.0b | HK$12.1b | 5.7x | 5.4x | 2.5x |
| Mon, 02 Aug 2021 | HK$71.0b | HK$26.0b | HK$12.1b | 6x | 5.9x | 2.7x |
Price to Earnings Ratio
5.9x
Current Industry PE
- Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 65.6x which is higher than its 3-year average PE of 21.2x.
- The 3-year average PS ratio of 1.7x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 67% per year over the last three years,
- Revenues have also declined 5.8% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | -3.89% | |
| Financials | -1.46% | |
| Consumer Finance | -2.00% | |
| Consumer Finance | -2.00% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 622 Oshidori International Holdings | HK$0.12 | 15.1% +HK$98.9m | -51.2% | PS14.6x | |
| 86 Sun Hung Kai | HK$2.54 | 1.2% +HK$58.7m | -13.0% | PS2.3x | |
| 2483 K Cash Fintech | HK$1.72 | 1.2% +HK$10.0m | n/a | PE16.7x | |
| 8030 Flying Financial Service Holdings | HK$0.52 | 28.4% +HK$9.8m | 6.1% | PE2.4x | |
| 431 Greater China Financial Holdings | HK$0.086 | 1.2% +HK$7.8m | -25.9% | PS13.5x |
