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Jan 21
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Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedJan 21, 2025
DataAggregated Company Financials
Companies26
- 7D1.7%
- 3M-3.9%
- 1Y9.2%
- YTD-1.2%
Last week, the Consumer Finance industry hasn't moved much but Yixin Group is up 5.3% in that time. The past year has been better, since the industry has gained 6.0% in that time. Looking forward, earnings are forecast to grow by 40% annually.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 21 Jan 2025 | HK$27.6b | HK$22.4b | HK$773.4m | 8.6x | 35.7x | 1.2x |
| Thu, 19 Dec 2024 | HK$28.6b | HK$22.4b | HK$762.1m | 9.4x | 37.6x | 1.3x |
| Sat, 16 Nov 2024 | HK$27.2b | HK$22.6b | HK$732.5m | 10.5x | 37.1x | 1.2x |
| Mon, 14 Oct 2024 | HK$29.4b | HK$22.8b | HK$794.9m | 7.1x | 37x | 1.3x |
| Wed, 11 Sep 2024 | HK$26.3b | HK$22.8b | HK$797.0m | 6.2x | 32.9x | 1.2x |
| Fri, 09 Aug 2024 | HK$28.1b | HK$21.8b | HK$424.9m | 11.3x | 66.1x | 1.3x |
| Sun, 07 Jul 2024 | HK$27.5b | HK$21.6b | HK$410.2m | 10.8x | 67.1x | 1.3x |
| Tue, 04 Jun 2024 | HK$28.3b | HK$23.6b | HK$80.7m | 11.5x | 351x | 1.2x |
| Thu, 02 May 2024 | HK$27.7b | HK$23.6b | HK$86.8m | 10.1x | 319.2x | 1.2x |
| Sat, 30 Mar 2024 | HK$28.2b | HK$26.3b | -HK$543,960,233.15 | 13.6x | -51.8x | 1.1x |
| Mon, 26 Feb 2024 | HK$27.3b | HK$25.5b | -HK$1,515,257,698.95 | 9.5x | -18x | 1.1x |
| Wed, 24 Jan 2024 | HK$26.5b | HK$25.9b | -HK$1,527,656,021.00 | 8.9x | -17.3x | 1x |
| Fri, 22 Dec 2023 | HK$27.3b | HK$25.9b | -HK$1,543,131,560.00 | 9.6x | -17.7x | 1.1x |
| Sun, 19 Nov 2023 | HK$27.6b | HK$25.6b | -HK$1,536,156,558.00 | 7.6x | -18x | 1.1x |
| Tue, 17 Oct 2023 | HK$28.3b | HK$25.5b | -HK$1,535,502,852.00 | 6.9x | -18.5x | 1.1x |
| Thu, 14 Sep 2023 | HK$29.5b | HK$25.5b | -HK$1,531,721,581.00 | 6.9x | -19.2x | 1.2x |
| Sat, 12 Aug 2023 | HK$29.8b | HK$24.2b | -HK$2,116,962,263.00 | 5.9x | -14.1x | 1.2x |
| Mon, 10 Jul 2023 | HK$30.1b | HK$24.2b | -HK$2,114,729,350.00 | 6.2x | -14.3x | 1.2x |
| Wed, 07 Jun 2023 | HK$30.4b | HK$24.2b | -HK$2,216,249,135.00 | 8.9x | -13.7x | 1.3x |
| Fri, 05 May 2023 | HK$31.4b | HK$24.5b | -HK$2,216,125,284.00 | 11.8x | -14.2x | 1.3x |
| Sun, 02 Apr 2023 | HK$35.0b | HK$25.2b | -HK$1,328,420,631.00 | 7.1x | -26.3x | 1.4x |
| Tue, 28 Feb 2023 | HK$35.4b | HK$22.9b | HK$5.1b | 10.2x | 6.9x | 1.5x |
| Thu, 26 Jan 2023 | HK$35.0b | HK$22.8b | HK$5.4b | 8.6x | 6.5x | 1.5x |
| Sat, 24 Dec 2022 | HK$42.6b | HK$22.4b | HK$5.3b | 10.2x | 8x | 1.9x |
| Mon, 21 Nov 2022 | HK$40.4b | HK$22.1b | HK$5.2b | 8.3x | 7.7x | 1.8x |
| Wed, 19 Oct 2022 | HK$40.3b | HK$22.0b | HK$5.2b | 6.4x | 7.8x | 1.8x |
| Fri, 16 Sep 2022 | HK$46.2b | HK$22.3b | HK$5.2b | 6.7x | 8.8x | 2.1x |
| Sun, 14 Aug 2022 | HK$48.9b | HK$22.4b | HK$11.3b | 7.3x | 4.3x | 2.2x |
| Tue, 12 Jul 2022 | HK$50.0b | HK$22.5b | HK$11.3b | 8.3x | 4.4x | 2.2x |
| Thu, 09 Jun 2022 | HK$50.8b | HK$22.4b | HK$11.6b | 7.8x | 4.4x | 2.3x |
| Sat, 07 May 2022 | HK$51.5b | HK$22.2b | HK$11.7b | 10.3x | 4.4x | 2.3x |
| Mon, 04 Apr 2022 | HK$52.8b | HK$23.9b | HK$10.7b | 10.6x | 4.9x | 2.2x |
| Wed, 02 Mar 2022 | HK$61.3b | HK$25.7b | HK$12.8b | 6.3x | 4.8x | 2.4x |
| Fri, 28 Jan 2022 | HK$60.3b | HK$25.5b | HK$12.7b | 6.5x | 4.7x | 2.4x |
Price to Earnings Ratio
4.7x
Current Industry PE
- Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 35.5x which is higher than its 3-year average PE of 26.9x.
- The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 61% per year over the last three years,
- Revenues have also declined 4.3% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | 3.38% | |
| Financials | 3.10% | |
| Consumer Finance | 1.69% | |
| Consumer Finance | 1.69% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 2858 Yixin Group | HK$0.81 | 2.5% +HK$130.5m | 63.6% | PE7.1x | |
| 1577 Quanzhou Huixin Micro-credit | HK$0.85 | 19.7% +HK$95.2m | 70.0% | PE8.6x | |
| 1319 Oi Wah Pawnshop Credit Holdings | HK$0.25 | 14.7% +HK$61.6m | 5.5% | PE7.1x | |
| 373 Allied Group | HK$1.42 | 0.7% +HK$35.1m | -10.1% | PS0.8x | |
| 730 Capital Industrial Financial Services Group | HK$0.11 | 4.8% +HK$19.8m | -30.4% | PE15.7x |
