Header cover image

Hong Kong (HSI) Consumer Finance Industry Analysis

UpdatedMar 18, 2024
DataAggregated Company Financials
Companies26
  • 7D-0.6%
  • 3M2.4%
  • 1Y-22.2%
  • YTD-0.06%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Yixin Group gained 5.8%. Unfortunately though, the industry is down 22% over the past 12 months. Looking forward, earnings are forecast to grow by 36% annually.

Industry Valuation and Performance

Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 18 Mar 2024HK$28.1bHK$26.7b-HK$1,480,202,334.6210.2x-19x1.1x
Wed, 14 Feb 2024HK$27.0bHK$25.5b-HK$1,515,376,961.759.4x-17.8x1.1x
Fri, 12 Jan 2024HK$27.7bHK$25.9b-HK$1,526,719,005.009.7x-18.1x1.1x
Sun, 10 Dec 2023HK$26.9bHK$25.7b-HK$1,628,291,740.007.1x-16.5x1x
Tue, 07 Nov 2023HK$28.1bHK$25.5b-HK$1,517,283,959.006.9x-18.5x1.1x
Thu, 05 Oct 2023HK$28.7bHK$25.5b-HK$1,534,557,583.006.9x-18.7x1.1x
Sat, 02 Sep 2023HK$29.4bHK$25.9b-HK$1,556,013,540.007.5x-18.9x1.1x
Mon, 31 Jul 2023HK$31.1bHK$24.2b-HK$2,109,211,951.006.3x-14.7x1.3x
Wed, 28 Jun 2023HK$30.2bHK$24.1b-HK$2,201,493,680.006.2x-13.7x1.3x
Fri, 26 May 2023HK$30.2bHK$24.3b-HK$2,216,579,229.008.4x-13.6x1.2x
Sun, 23 Apr 2023HK$31.9bHK$24.6b-HK$2,207,395,236.0012.1x-14.5x1.3x
Tue, 21 Mar 2023HK$33.3bHK$22.9bHK$4.0b7.1x8.4x1.4x
Thu, 16 Feb 2023HK$35.6bHK$22.8bHK$5.3b8.6x6.7x1.6x
Sat, 14 Jan 2023HK$35.1bHK$22.9bHK$5.4b8.5x6.5x1.5x
Mon, 12 Dec 2022HK$43.6bHK$22.4bHK$5.3b10.6x8.2x1.9x
Wed, 09 Nov 2022HK$39.7bHK$22.0bHK$5.2b6.7x7.7x1.8x
Fri, 07 Oct 2022HK$41.6bHK$22.1bHK$5.2b6.4x8x1.9x
Sun, 04 Sep 2022HK$47.1bHK$22.4bHK$5.2b6.9x9x2.1x
Tue, 02 Aug 2022HK$49.6bHK$22.4bHK$11.3b8x4.4x2.2x
Thu, 30 Jun 2022HK$51.0bHK$22.3bHK$11.6b8.1x4.4x2.3x
Sat, 28 May 2022HK$50.8bHK$22.1bHK$11.6b7.7x4.4x2.3x
Mon, 25 Apr 2022HK$51.0bHK$22.5bHK$11.8b10.9x4.3x2.3x
Wed, 23 Mar 2022HK$55.4bHK$26.2bHK$11.0b6.1x5x2.1x
Fri, 18 Feb 2022HK$65.7bHK$25.6bHK$12.8b6.4x5.2x2.6x
Sun, 16 Jan 2022HK$61.0bHK$25.5bHK$12.7b6.4x4.8x2.4x
Tue, 14 Dec 2021HK$59.5bHK$25.6bHK$12.7b6.4x4.7x2.3x
Thu, 11 Nov 2021HK$59.6bHK$25.4bHK$12.4b6.3x4.8x2.3x
Sat, 09 Oct 2021HK$62.0bHK$25.3bHK$12.4b6.1x5x2.4x
Mon, 06 Sep 2021HK$64.4bHK$25.3bHK$12.4b6x5.2x2.5x
Wed, 04 Aug 2021HK$73.5bHK$26.0bHK$12.1b6x6.1x2.8x
Sat, 08 May 2021HK$65.3bHK$24.3bHK$7.5b7.2x8.7x2.7x
Price to Earnings Ratio

8.5x


Total Market Cap: HK$64.0bTotal Earnings: HK$7.5bTotal Revenue: HK$24.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Hong Kong Consumer Finance Industry Price to Earnings3Y Average -1.3x202220232024
Current Industry PE
  • Investors are pessimistic on the Hong Kong Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
  • Meanwhile revenues have grown 3.2% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Hong Kong Financials industry?

HK Market1.55%
Financials-0.84%
Consumer Finance-0.63%
Consumer Finance-0.63%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
2858 Yixin GroupHK$0.735.8%
+HK$261.0m
-26.3%PE7.9x
431 Greater China Financial HoldingsHK$0.126.4%
+HK$54.4m
-7.9%PS8x
8239 Capital Finance HoldingsHK$0.6925.5%
+HK$21.7m
53.3%PS1.6x
1543 Guangdong Join-Share Financing Guarantee InvestmentHK$0.771.3%
+HK$15.6m
-57.0%PE30.4x
2051 51 Credit CardHK$0.09712.8%
+HK$14.9m
-29.2%PS0.5x
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

373

HK$1.60

Allied Group

7D

-1.2%

1Y

-8.0%

2051

HK$0.097

51 Credit Card

7D

12.8%

1Y

-29.2%

431

HK$0.12

Greater China Financial Holdings

7D

6.4%

1Y

-7.9%

730

HK$0.14

Capital Industrial Financial Services Group

7D

-5.2%

1Y

9.8%

1543

HK$0.77

Guangdong Join-Share Financing Guarantee Investment

7D

1.3%

1Y

-57.0%

2003

HK$2.20

VCREDIT Holdings

7D

-7.6%

1Y

-13.4%

1915

HK$0.41

Yangzhou Guangling District Taihe Rural Micro-finance

7D

-11.0%

1Y

-25.0%

605

HK$0.26

China Financial Services Holdings

7D

4.1%

1Y

-62.5%

8239

HK$0.69

Capital Finance Holdings

7D

25.5%

1Y

53.3%

86

HK$2.27

Sun Hung Kai

7D

-1.3%

1Y

-23.8%

8621

HK$0.049

Metropolis Capital Holdings

7D

36.1%

1Y

88.5%

335

HK$0.70

Upbest Group

7D

-4.1%

1Y

22.8%

1225

HK$0.19

Lerado Financial Group

7D

6.0%

1Y

-15.3%

622

HK$0.18

Oshidori International Holdings

7D

-1.6%

1Y

-28.2%