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Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedNov 21, 2024
DataAggregated Company Financials
Companies26
- 7D-0.7%
- 3M1.6%
- 1Y2.6%
- YTD1.2%
Over the last 7 days, the Consumer Finance industry has dropped 1.7%, driven by a pullback from Yixin Group of 4.0%. On the other hand Oshidori International Holdings is actually up 16%. Over the last year, the industry has been flat overall. As for the next few years, earnings are expected to grow by 41% per annum.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 21 Nov 2024 | HK$27.4b | HK$22.5b | HK$729.3m | 10.6x | 37.6x | 1.2x |
| Sat, 19 Oct 2024 | HK$28.8b | HK$22.8b | HK$788.0m | 7.2x | 36.5x | 1.3x |
| Mon, 16 Sep 2024 | HK$26.6b | HK$22.8b | HK$801.9m | 6.1x | 33.2x | 1.2x |
| Wed, 14 Aug 2024 | HK$28.3b | HK$21.8b | HK$425.6m | 11.6x | 66.5x | 1.3x |
| Fri, 12 Jul 2024 | HK$27.8b | HK$21.6b | HK$410.1m | 10.7x | 67.9x | 1.3x |
| Sun, 09 Jun 2024 | HK$28.3b | HK$23.6b | HK$79.7m | 11.8x | 355.3x | 1.2x |
| Tue, 07 May 2024 | HK$28.0b | HK$23.6b | HK$89.7m | 11.2x | 311.7x | 1.2x |
| Thu, 04 Apr 2024 | HK$28.6b | HK$26.5b | -HK$567,352,545.37 | 10.4x | -50.4x | 1.1x |
| Sat, 02 Mar 2024 | HK$28.2b | HK$25.5b | -HK$1,515,072,228.08 | 10.2x | -18.6x | 1.1x |
| Mon, 29 Jan 2024 | HK$27.0b | HK$25.9b | -HK$1,525,772,745.00 | 9x | -17.7x | 1x |
| Wed, 27 Dec 2023 | HK$27.0b | HK$25.9b | -HK$1,542,033,313.00 | 9.6x | -17.5x | 1x |
| Fri, 24 Nov 2023 | HK$27.8b | HK$25.7b | -HK$1,527,735,923.00 | 7.9x | -18.2x | 1.1x |
| Sun, 22 Oct 2023 | HK$28.1b | HK$25.5b | -HK$1,536,649,641.00 | 6.7x | -18.3x | 1.1x |
| Tue, 19 Sep 2023 | HK$28.9b | HK$25.5b | -HK$1,535,215,274.00 | 7x | -18.8x | 1.1x |
| Thu, 17 Aug 2023 | HK$29.5b | HK$24.0b | -HK$1,987,242,230.00 | 7.4x | -14.8x | 1.2x |
| Sat, 15 Jul 2023 | HK$30.3b | HK$24.3b | -HK$2,105,254,608.00 | 6.1x | -14.4x | 1.2x |
| Mon, 12 Jun 2023 | HK$30.4b | HK$24.3b | -HK$2,211,736,883.00 | 10.7x | -13.8x | 1.3x |
| Wed, 10 May 2023 | HK$31.6b | HK$24.5b | -HK$2,218,489,180.00 | 10x | -14.2x | 1.3x |
| Fri, 07 Apr 2023 | HK$34.1b | HK$25.2b | -HK$1,306,853,109.00 | 6.5x | -26.1x | 1.4x |
| Sun, 05 Mar 2023 | HK$35.7b | HK$24.2b | HK$5.2b | 9.1x | 6.8x | 1.5x |
| Tue, 31 Jan 2023 | HK$35.6b | HK$22.8b | HK$5.4b | 8.5x | 6.6x | 1.6x |
| Thu, 29 Dec 2022 | HK$42.6b | HK$22.4b | HK$5.3b | 10.2x | 8.1x | 1.9x |
| Sat, 26 Nov 2022 | HK$39.4b | HK$22.0b | HK$5.2b | 7.9x | 7.5x | 1.8x |
| Mon, 24 Oct 2022 | HK$39.7b | HK$21.9b | HK$5.2b | 6.4x | 7.7x | 1.8x |
| Wed, 21 Sep 2022 | HK$45.4b | HK$22.2b | HK$5.2b | 6.7x | 8.7x | 2x |
| Fri, 19 Aug 2022 | HK$48.7b | HK$22.4b | HK$8.2b | 8x | 5.9x | 2.2x |
| Sun, 17 Jul 2022 | HK$50.2b | HK$22.4b | HK$11.3b | 8.1x | 4.4x | 2.2x |
| Tue, 14 Jun 2022 | HK$50.3b | HK$22.3b | HK$11.6b | 7.9x | 4.3x | 2.3x |
| Thu, 12 May 2022 | HK$49.4b | HK$22.1b | HK$11.7b | 9.7x | 4.2x | 2.2x |
| Sat, 09 Apr 2022 | HK$51.3b | HK$23.0b | HK$11.8b | 10.3x | 4.3x | 2.2x |
| Mon, 07 Mar 2022 | HK$60.0b | HK$25.6b | HK$12.8b | 6.3x | 4.7x | 2.3x |
| Wed, 02 Feb 2022 | HK$62.8b | HK$25.5b | HK$12.7b | 6.5x | 4.9x | 2.5x |
| Fri, 31 Dec 2021 | HK$62.9b | HK$25.5b | HK$12.7b | 6.7x | 4.9x | 2.5x |
| Sun, 28 Nov 2021 | HK$57.9b | HK$25.4b | HK$12.4b | 6.4x | 4.7x | 2.3x |
Price to Earnings Ratio
4.7x
Current Industry PE
- Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 37.3x which is higher than its 3-year average PE of 25.1x.
- The 3-year average PS ratio of 1.6x is higher than the industry's current PS ratio of 1.2x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 61% per year over the last three years,
- Revenues have also declined 3.9% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | 0.42% | |
| Financials | 0.60% | |
| Consumer Finance | -0.74% | |
| Consumer Finance | -0.74% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 622 Oshidori International Holdings | HK$0.18 | 15.8% +HK$148.4m | -16.2% | PB0.3x | |
| 86 Sun Hung Kai | HK$2.73 | 2.2% +HK$117.9m | 20.3% | PS2.7x | |
| 3963 China Rongzhong Financial Holdings | HK$0.64 | 14.3% +HK$47.2m | 64.1% | PS4.5x | |
| 2051 51 Credit Card | HK$0.23 | 5.5% +HK$19.6m | 143.6% | PS1.8x | |
| 1915 Yangzhou Guangling District Taihe Rural Micro-finance | HK$0.51 | 6.3% +HK$18.0m | 0% | PS5.4x |
