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Hong Kong (HSI) Consumer Finance Industry Analysis

UpdatedNov 26, 2022
DataAggregated Company Financials
Companies25
  • 7D-2.5%
  • 3M-16.5%
  • 1Y-25.4%
  • YTD-31.6%

Over the last 7 days, the Consumer Finance industry has dropped 2.5%, driven by Yixin Group declining 8.1%. On the other hand Oshidori International Holdings is actually up 5.8%. However, the industry is down 25% over the past year. Looking forward, earnings are forecast to grow by 27% annually.

Industry Valuation and Performance

Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 27 Nov 2022HK$39.4bHK$22.0bHK$5.2b7.9x7.5x1.8x
Tue, 25 Oct 2022HK$39.7bHK$21.9bHK$5.2b6.4x7.7x1.8x
Thu, 22 Sep 2022HK$45.2bHK$22.2bHK$5.2b6.7x8.7x2x
Sat, 20 Aug 2022HK$48.9bHK$22.4bHK$8.2b7.8x5.9x2.2x
Mon, 18 Jul 2022HK$50.2bHK$22.4bHK$11.3b8.1x4.4x2.2x
Wed, 15 Jun 2022HK$50.2bHK$22.2bHK$11.6b7.9x4.3x2.3x
Fri, 13 May 2022HK$49.4bHK$22.1bHK$11.7b9.7x4.2x2.2x
Sun, 10 Apr 2022HK$51.3bHK$21.9bHK$11.8b10.4x4.3x2.3x
Tue, 08 Mar 2022HK$57.8bHK$25.6bHK$12.8b6.3x4.5x2.3x
Thu, 03 Feb 2022HK$62.8bHK$25.5bHK$12.7b6.5x4.9x2.5x
Sat, 01 Jan 2022HK$63.7bHK$25.5bHK$12.7b6.6x5x2.5x
Mon, 29 Nov 2021HK$57.9bHK$25.6bHK$12.8b6.4x4.5x2.3x
Wed, 27 Oct 2021HK$62.2bHK$25.4bHK$12.4b6x5x2.4x
Fri, 24 Sep 2021HK$62.8bHK$25.3bHK$12.4b5.9x5.1x2.5x
Sun, 22 Aug 2021HK$74.6bHK$26.0bHK$12.1b6x6.2x2.9x
Fri, 09 Jul 2021HK$66.6bHK$26.0bHK$12.1b6x5.5x2.6x
Thu, 01 Apr 2021HK$64.0bHK$24.3bHK$7.5b6.8x8.5x2.6x
Sun, 03 Jan 2021HK$60.3bHK$23.4bHK$3.8b8.5x15.7x2.6x
Wed, 07 Oct 2020HK$54.5bHK$22.1bHK$1.1b6x47.4x2.5x
Tue, 30 Jun 2020HK$49.7bHK$21.5b-HK$812,903,440.005.9x-61.2x2.3x
Fri, 03 Apr 2020HK$40.9bHK$22.7bHK$990.0m5.7x41.3x1.8x
Mon, 06 Jan 2020HK$51.8bHK$23.7bHK$4.0b7.2x12.9x2.2x
Price to Earnings Ratio

12.5x


Total Market Cap: HK$58.9bTotal Earnings: HK$4.7bTotal Revenue: HK$23.9bTotal Market Cap vs Earnings and Revenue0%0%0%
Hong Kong Consumer Finance Industry Price to Earnings3Y Average 7.9x202020212022
Current Industry PE
  • Investors are relatively neutral on the Hong Kong Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 7.9x.
  • The 3-year average PS ratio of 2.3x is higher than the industry's current PS ratio of 1.8x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 3.5% per year over the last three years.
  • Meanwhile revenues for these companies have declined 2.7% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Hong Kong Financials industry?

HK Market-0.23%
Financials3.68%
Consumer Finance-2.46%
Consumer Finance-2.46%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
622 Oshidori International HoldingsHK$0.285.8%
+HK$91.6m
-49.1%PB0.3x
373 Allied GroupHK$1.900.5%
+HK$35.1m
-30.9%PE1.7x
6866 Zuoli Kechuang Micro-financeHK$0.326.7%
+HK$23.6m
-12.3%PE3.2x
8325 China Smartpay Group HoldingsHK$0.05911.3%
+HK$14.2m
-65.5%PS0.4x
431 Greater China Financial HoldingsHK$0.130.8%
+HK$7.8m
-31.8%PS4.3x
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Latest News

6878

HK$1.50

Differ Group Auto

7D

-0.7%

1Y

-3.2%

8325

HK$0.059

China Smartpay Group Holdings

7D

11.3%

1Y

-65.5%

6866

HK$0.32

Zuoli Kechuang Micro-finance

7D

6.7%

1Y

-12.3%

431

HK$0.13

Greater China Financial Holdings

7D

0.8%

1Y

-31.8%

373

HK$1.90

Allied Group

7D

0.5%

1Y

-30.9%

2858

HK$0.79

Yixin Group

7D

-8.1%

1Y

-44.8%

2051

HK$0.20

51 Credit Card

7D

-5.3%

1Y

-67.0%

2003

HK$2.60

VCREDIT Holdings

7D

-11.6%

1Y

-34.2%

8621

HK$0.029

Metropolis Capital Holdings

7D

11.5%

1Y

-65.1%

622

HK$0.28

Oshidori International Holdings

7D

5.8%

1Y

-49.1%

1572

HK$0.13

China Art Financial Holdings

7D

-6.4%

1Y

-61.5%