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Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedDec 21, 2024
DataAggregated Company Financials
Companies26
- 7D-2.5%
- 3M5.5%
- 1Y8.4%
- YTD4.2%
Over the last 7 days, the Consumer Finance industry has dropped 2.5%, driven by a pullback from Yixin Group of 8.2%. On the other hand Oshidori International Holdings is actually up 10.0%. In the past year, the industry has gained 8.4%. Looking forward, earnings are forecast to grow by 39% annually.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 21 Dec 2024 | HK$28.3b | HK$22.4b | HK$760.0m | 9.2x | 37.2x | 1.3x |
| Mon, 18 Nov 2024 | HK$27.2b | HK$22.6b | HK$732.3m | 10.5x | 37.1x | 1.2x |
| Wed, 16 Oct 2024 | HK$28.2b | HK$22.7b | HK$785.6m | 7.2x | 35.8x | 1.2x |
| Fri, 13 Sep 2024 | HK$26.4b | HK$22.8b | HK$797.5m | 6.1x | 33.1x | 1.2x |
| Sun, 11 Aug 2024 | HK$28.3b | HK$21.8b | HK$427.4m | 11.4x | 66.3x | 1.3x |
| Tue, 09 Jul 2024 | HK$27.5b | HK$21.6b | HK$409.6m | 10.8x | 67.1x | 1.3x |
| Thu, 06 Jun 2024 | HK$28.4b | HK$23.6b | HK$78.9m | 11.7x | 359.5x | 1.2x |
| Sat, 04 May 2024 | HK$28.1b | HK$23.6b | HK$86.5m | 11.1x | 325x | 1.2x |
| Mon, 01 Apr 2024 | HK$28.2b | HK$26.3b | -HK$556,933,068.10 | 13.6x | -50.6x | 1.1x |
| Wed, 28 Feb 2024 | HK$27.6b | HK$25.5b | -HK$1,515,379,046.96 | 9.6x | -18.2x | 1.1x |
| Fri, 26 Jan 2024 | HK$27.0b | HK$25.9b | -HK$1,528,051,422.00 | 9.1x | -17.7x | 1x |
| Sun, 24 Dec 2023 | HK$27.0b | HK$25.9b | -HK$1,541,511,176.00 | 9.6x | -17.5x | 1x |
| Tue, 21 Nov 2023 | HK$27.4b | HK$25.6b | -HK$1,531,894,774.00 | 7.6x | -17.9x | 1.1x |
| Thu, 19 Oct 2023 | HK$28.2b | HK$25.5b | -HK$1,536,356,228.00 | 6.7x | -18.3x | 1.1x |
| Sat, 16 Sep 2023 | HK$29.2b | HK$25.5b | -HK$1,532,325,182.00 | 7x | -19x | 1.1x |
| Mon, 14 Aug 2023 | HK$29.8b | HK$24.1b | -HK$2,107,145,703.00 | 5.9x | -14.1x | 1.2x |
| Wed, 12 Jul 2023 | HK$30.4b | HK$24.2b | -HK$2,111,691,626.00 | 6.1x | -14.4x | 1.3x |
| Fri, 09 Jun 2023 | HK$30.2b | HK$24.3b | -HK$2,212,097,741.00 | 6.5x | -13.7x | 1.2x |
| Sun, 07 May 2023 | HK$31.6b | HK$24.5b | -HK$2,216,285,509.00 | 11.6x | -14.3x | 1.3x |
| Tue, 04 Apr 2023 | HK$34.6b | HK$25.2b | -HK$1,333,488,067.00 | 7.1x | -26x | 1.4x |
| Thu, 02 Mar 2023 | HK$35.9b | HK$23.5b | HK$5.2b | 9x | 6.8x | 1.5x |
| Sat, 28 Jan 2023 | HK$35.8b | HK$22.8b | HK$5.4b | 8.6x | 6.7x | 1.6x |
| Mon, 26 Dec 2022 | HK$42.6b | HK$22.4b | HK$5.3b | 10.2x | 8x | 1.9x |
| Wed, 23 Nov 2022 | HK$39.6b | HK$22.0b | HK$5.2b | 7.9x | 7.6x | 1.8x |
| Fri, 21 Oct 2022 | HK$39.7b | HK$22.0b | HK$5.2b | 6.4x | 7.7x | 1.8x |
| Sun, 18 Sep 2022 | HK$46.1b | HK$22.2b | HK$5.2b | 6.7x | 8.9x | 2.1x |
| Tue, 16 Aug 2022 | HK$48.7b | HK$22.5b | HK$11.3b | 7.3x | 4.3x | 2.2x |
| Thu, 14 Jul 2022 | HK$49.6b | HK$22.5b | HK$11.3b | 8.1x | 4.4x | 2.2x |
| Sat, 11 Jun 2022 | HK$59.8b | HK$22.3b | HK$11.6b | 7.9x | 5.2x | 2.7x |
| Mon, 09 May 2022 | HK$51.4b | HK$22.2b | HK$11.7b | 10.3x | 4.4x | 2.3x |
| Wed, 06 Apr 2022 | HK$52.7b | HK$22.8b | HK$11.8b | 10.6x | 4.5x | 2.3x |
| Fri, 04 Mar 2022 | HK$61.7b | HK$25.6b | HK$12.8b | 6.3x | 4.8x | 2.4x |
| Sun, 30 Jan 2022 | HK$60.1b | HK$25.5b | HK$12.7b | 6.5x | 4.7x | 2.4x |
| Tue, 28 Dec 2021 | HK$64.0b | HK$25.5b | HK$12.7b | 6.8x | 5x | 2.5x |
Price to Earnings Ratio
5x
Current Industry PE
- Investors are optimistic on the Hong Kong Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 37.2x which is higher than its 3-year average PE of 26.0x.
- The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 61% per year over the last three years,
- Revenues have also declined 4.2% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | -0.53% | |
| Financials | -0.22% | |
| Consumer Finance | -2.50% | |
| Consumer Finance | -2.50% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 622 Oshidori International Holdings | HK$0.18 | 10.0% +HK$98.9m | -7.4% | PB0.3x | |
| 1543 Guangdong Join-Share Financing Guarantee Investment | HK$0.54 | 8.0% +HK$62.4m | -31.6% | PE19.7x | |
| 1577 Quanzhou Huixin Micro-credit | HK$0.72 | 2.9% +HK$13.6m | 44.0% | PE7.3x | |
| 900 AEON Credit Service (Asia) | HK$5.82 | 0.5% +HK$12.6m | 8.2% | PE6.6x | |
| 1290 China Huirong Financial Holdings | HK$0.78 | 1.3% +HK$10.9m | -16.1% | PE16.1x |