2003 Stock Overview
Provides online consumer finance services to borrowers in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
VCREDIT Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | HK$1.98 |
| 52 Week High | HK$2.78 |
| 52 Week Low | HK$1.83 |
| Beta | -0.22 |
| 1 Month Change | 0.51% |
| 3 Month Change | -1.49% |
| 1 Year Change | -13.54% |
| 3 Year Change | -50.99% |
| 5 Year Change | -70.62% |
| Change since IPO | -90.32% |
Recent News & Updates
Shareholder Returns
| 2003 | HK Consumer Finance | HK Market | |
|---|---|---|---|
| 7D | 0% | -2.5% | -0.5% |
| 1Y | -13.5% | 8.4% | 19.9% |
Return vs Industry: 2003 underperformed the Hong Kong Consumer Finance industry which returned 6.6% over the past year.
Return vs Market: 2003 underperformed the Hong Kong Market which returned 18.3% over the past year.
Price Volatility
| 2003 volatility | |
|---|---|
| 2003 Average Weekly Movement | 11.4% |
| Consumer Finance Industry Average Movement | 10.1% |
| Market Average Movement | 8.8% |
| 10% most volatile stocks in HK Market | 18.6% |
| 10% least volatile stocks in HK Market | 4.1% |
Stable Share Price: 2003 has not had significant price volatility in the past 3 months compared to the Hong Kong market.
Volatility Over Time: 2003's weekly volatility (11%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 843 | Stephen Liu | www.vcredit.com |
VCREDIT Holdings Limited provides online consumer finance services to borrowers in the People’s Republic of China. The company offers various credit products, risk management, and technology services. VCREDIT Holdings Limited was founded in 2006 and is based in Shanghai, People's Republic of China.
VCREDIT Holdings Limited Fundamentals Summary
| 2003 fundamental statistics | |
|---|---|
| Market cap | HK$967.47m |
| Earnings (TTM) | HK$289.79m |
| Revenue (TTM) | HK$2.49b |
3.3x
P/E Ratio0.4x
P/S RatioIs 2003 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 2003 income statement (TTM) | |
|---|---|
| Revenue | CN¥2.34b |
| Cost of Revenue | CN¥1.36b |
| Gross Profit | CN¥977.96m |
| Other Expenses | CN¥705.82m |
| Earnings | CN¥272.14m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.56 |
| Gross Margin | 41.79% |
| Net Profit Margin | 11.63% |
| Debt/Equity Ratio | 136.9% |
How did 2003 perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 10:35 |
| End of Day Share Price | 2024/12/10 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
VCREDIT Holdings Limited is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Cheng Zhou | Credit Suisse |
| Frank Zheng | Credit Suisse |
| Lingfeng Cai | J.P. Morgan |