2003 Stock Overview
VCREDIT Holdings Limited, an investment holding company, provides online consumer finance services to prime and near-prime borrowers in the People’s Republic of China.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
VCREDIT Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | HK$2.26 |
| 52 Week High | HK$3.19 |
| 52 Week Low | HK$1.97 |
| Beta | -0.078 |
| 1 Month Change | 2.73% |
| 3 Month Change | 10.78% |
| 1 Year Change | -7.00% |
| 3 Year Change | -52.92% |
| 5 Year Change | -75.16% |
| Change since IPO | -88.95% |
Recent News & Updates
Shareholder Returns
| 2003 | HK Consumer Finance | HK Market | |
|---|---|---|---|
| 7D | 3.2% | -2.2% | 2.3% |
| 1Y | -7.0% | -17.4% | -10.9% |
Return vs Industry: 2003 exceeded the Hong Kong Consumer Finance industry which returned -17.4% over the past year.
Return vs Market: 2003 exceeded the Hong Kong Market which returned -10.9% over the past year.
Price Volatility
| 2003 volatility | |
|---|---|
| 2003 Average Weekly Movement | 6.9% |
| Consumer Finance Industry Average Movement | 7.8% |
| Market Average Movement | 7.4% |
| 10% most volatile stocks in HK Market | 14.5% |
| 10% least volatile stocks in HK Market | 3.7% |
Stable Share Price: 2003 has not had significant price volatility in the past 3 months.
Volatility Over Time: 2003's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 856 | Stephen Liu | www.vcredit.com |
VCREDIT Holdings Limited, an investment holding company, provides online consumer finance services to prime and near-prime borrowers in the People’s Republic of China. The company offers credit card balance transfer and consumption credit products. It also provides loan facilitation, guarantee, micro credit, factoring, asset management, and financial leasing services, as well as technology services.
VCREDIT Holdings Limited Fundamentals Summary
| 2003 fundamental statistics | |
|---|---|
| Market cap | HK$1.10b |
| Earnings (TTM) | HK$490.77m |
| Revenue (TTM) | HK$3.07b |
2.2x
P/E Ratio0.4x
P/S RatioIs 2003 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 2003 income statement (TTM) | |
|---|---|
| Revenue | CN¥2.84b |
| Cost of Revenue | CN¥1.54b |
| Gross Profit | CN¥1.30b |
| Other Expenses | CN¥844.27m |
| Earnings | CN¥453.91m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.93 |
| Gross Margin | 45.68% |
| Net Profit Margin | 15.97% |
| Debt/Equity Ratio | 133.4% |
How did 2003 perform over the long term?
See historical performance and comparisonDividends
11.0%
Current Dividend Yield24%
Payout RatioDoes 2003 pay a reliable dividends?
See 2003 dividend history and benchmarks| VCREDIT Holdings dividend dates | |
|---|---|
| Ex Dividend Date | Jun 19 2024 |
| Dividend Pay Date | Jul 10 2024 |
| Days until Ex dividend | 55 days |
| Days until Dividend pay date | 76 days |
Does 2003 pay a reliable dividends?
See 2003 dividend history and benchmarks