2003 Stock Overview
Provides online consumer finance services to borrowers in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 2/6 |
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VCREDIT Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | HK$4.00 |
| 52 Week High | HK$4.72 |
| 52 Week Low | HK$1.83 |
| Beta | -0.083 |
| 1 Month Change | 26.98% |
| 3 Month Change | 55.64% |
| 1 Year Change | 82.65% |
| 3 Year Change | 23.84% |
| 5 Year Change | -35.17% |
| Change since IPO | -80.44% |
Recent News & Updates
Improved Earnings Required Before VCREDIT Holdings Limited (HKG:2003) Stock's 26% Jump Looks Justified
Apr 11
VCREDIT Holdings (HKG:2003) Is Increasing Its Dividend To CN¥0.20
Mar 30Recent updates
Improved Earnings Required Before VCREDIT Holdings Limited (HKG:2003) Stock's 26% Jump Looks Justified
Apr 11VCREDIT Holdings (HKG:2003) Is Increasing Its Dividend To CN¥0.20
Mar 30There's No Escaping VCREDIT Holdings Limited's (HKG:2003) Muted Earnings Despite A 36% Share Price Rise
Feb 25VCREDIT Holdings Limited's (HKG:2003) Price Is Right But Growth Is Lacking After Shares Rocket 27%
Jan 06VCREDIT Holdings Limited's (HKG:2003) Share Price Boosted 27% But Its Business Prospects Need A Lift Too
Jan 06VCREDIT Holdings (HKG:2003) Will Pay A Larger Dividend Than Last Year At CN¥0.15
Oct 05VCREDIT Holdings' (HKG:2003) Dividend Will Be Increased To CN¥0.15
Aug 28Here's What VCREDIT Holdings Limited's (HKG:2003) Shareholder Ownership Structure Looks Like
Jan 24
Shareholder Returns
| 2003 | HK Consumer Finance | HK Market | |
|---|---|---|---|
| 7D | -8.0% | -6.2% | -6.7% |
| 1Y | 82.6% | 44.9% | 15.8% |
Return vs Industry: 2003 exceeded the Hong Kong Consumer Finance industry which returned 44.9% over the past year.
Return vs Market: 2003 exceeded the Hong Kong Market which returned 15.8% over the past year.
Price Volatility
| 2003 volatility | |
|---|---|
| 2003 Average Weekly Movement | 10.7% |
| Consumer Finance Industry Average Movement | 9.3% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in HK Market | 15.1% |
| 10% least volatile stocks in HK Market | 4.1% |
Stable Share Price: 2003 has not had significant price volatility in the past 3 months compared to the Hong Kong market.
Volatility Over Time: 2003's weekly volatility (11%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 870 | Stephen Liu | www.vcredit.com |
VCREDIT Holdings Limited provides online consumer finance services to borrowers in the People’s Republic of China. The company offers various credit products, risk management, and technology services. VCREDIT Holdings Limited was founded in 2006 and is based in Shanghai, People's Republic of China.
VCREDIT Holdings Limited Fundamentals Summary
| 2003 fundamental statistics | |
|---|---|
| Market cap | HK$1.95b |
| Earnings (TTM) | HK$509.26m |
| Revenue (TTM) | HK$2.91b |
3.8x
P/E Ratio0.7x
P/S RatioIs 2003 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 2003 income statement (TTM) | |
|---|---|
| Revenue | CN¥2.73b |
| Cost of Revenue | CN¥1.46b |
| Gross Profit | CN¥1.27b |
| Other Expenses | CN¥791.69m |
| Earnings | CN¥478.17m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.98 |
| Gross Margin | 46.44% |
| Net Profit Margin | 17.49% |
| Debt/Equity Ratio | 114.5% |
How did 2003 perform over the long term?
See historical performance and comparisonDividends
5.0%
Current Dividend Yield19%
Payout RatioDoes 2003 pay a reliable dividends?
See 2003 dividend history and benchmarks| VCREDIT Holdings dividend dates | |
|---|---|
| Ex Dividend Date | Jun 18 2025 |
| Dividend Pay Date | Jul 09 2025 |
| Days until Ex dividend | 65 days |
| Days until Dividend pay date | 86 days |
Does 2003 pay a reliable dividends?
See 2003 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/13 13:30 |
| End of Day Share Price | 2025/04/11 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
VCREDIT Holdings Limited is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Cheng Zhou | Credit Suisse |
| Frank Zheng | Credit Suisse |
| Lingfeng Cai | J.P. Morgan |