Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.K. (FTSE) Diversified Financial Industry Analysis

UpdatedJun 12, 2026
DataAggregated Company Financials
Companies20
  • 7D-2.0%
  • 3M-3.6%
  • 1Y-7.5%
  • YTD-5.1%

Over the last 7 days, the Diversified Financial industry has dropped 2.0%, driven by Wise Group declining 4.8%. Overall the industry is down 7.5% in 12 months. As for the next few years, earnings are expected to grow by 18% per annum.

Industry Valuation and Performance

Has the U.K. Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 12 Jun 2026UK£22.2bUK£19.4bUK£2.3b13.7x9.6x1.1x
Sun, 10 May 2026UK£25.2bUK£18.7bUK£3.5b15.6x7.3x1.3x
Tue, 07 Apr 2026UK£23.4bUK£18.7bUK£3.5b15.5x6.7x1.2x
Thu, 05 Mar 2026UK£24.1bUK£17.6bUK£3.1b16.9x7.8x1.4x
Sat, 31 Jan 2026UK£25.2bUK£17.6bUK£3.1b19.2x8.1x1.4x
Mon, 29 Dec 2025UK£23.8bUK£17.6bUK£3.1b16.9x7.7x1.4x
Wed, 26 Nov 2025UK£22.8bUK£17.6bUK£3.1b17.6x7.3x1.3x
Fri, 24 Oct 2025UK£24.2bUK£16.7bUK£3.2b19.2x7.5x1.4x
Sun, 21 Sep 2025UK£25.0bUK£16.7bUK£3.2b19.9x7.7x1.5x
Tue, 19 Aug 2025UK£25.2bUK£15.8bUK£3.0b19.5x8.5x1.6x
Thu, 17 Jul 2025UK£25.7bUK£15.8bUK£3.0b16.7x8.7x1.6x
Sat, 14 Jun 2025UK£24.2bUK£15.8bUK£3.0b16.7x8.1x1.5x
Mon, 12 May 2025UK£25.6bUK£16.0bUK£1.8b14.4x13.9x1.6x
Wed, 09 Apr 2025UK£20.5bUK£15.7bUK£1.7b12.9x12.1x1.3x
Fri, 07 Mar 2025UK£21.9bUK£16.4bUK£2.3b13.7x9.6x1.3x
Sun, 02 Feb 2025UK£26.3bUK£17.4bUK£2.5b13.5x10.6x1.5x
Tue, 31 Dec 2024UK£24.9bUK£17.3bUK£2.5b14.3x10x1.4x
Thu, 28 Nov 2024UK£23.2bUK£17.7bUK£2.8b13.6x8.4x1.3x
Sat, 26 Oct 2024UK£22.0bUK£17.4bUK£2.8b15.8x7.9x1.3x
Mon, 23 Sep 2024UK£20.8bUK£17.4bUK£2.8b13.4x7.5x1.2x
Wed, 21 Aug 2024UK£24.1bUK£17.8bUK£3.0b12.9x8.1x1.4x
Fri, 19 Jul 2024UK£25.4bUK£17.6bUK£2.8b12.7x9x1.4x
Sun, 16 Jun 2024UK£24.0bUK£17.6bUK£2.8b12.4x8.5x1.4x
Tue, 14 May 2024UK£27.2bUK£17.8bUK£3.2b11.9x8.4x1.5x
Thu, 11 Apr 2024UK£28.7bUK£18.0bUK£3.4b11.3x8.3x1.6x
Sat, 09 Mar 2024UK£22.5bUK£10.9bUK£3.1b10x7.2x2.1x
Mon, 05 Feb 2024UK£22.1bUK£11.0bUK£3.1b9.8x7.1x2x
Wed, 03 Jan 2024UK£22.4bUK£11.0bUK£3.1b10.5x7.1x2x
Fri, 01 Dec 2023UK£20.2bUK£11.0bUK£3.2b10.1x6.3x1.8x
Sun, 29 Oct 2023UK£18.2bUK£10.5bUK£2.9b9.5x6.3x1.7x
Tue, 26 Sep 2023UK£19.8bUK£10.4bUK£2.9b12.7x6.8x1.9x
Thu, 24 Aug 2023UK£19.6bUK£10.4bUK£2.8b13.2x6.9x1.9x
Sat, 22 Jul 2023UK£20.7bUK£10.6bUK£3.1b12.2x6.8x2x
Mon, 19 Jun 2023UK£19.4bUK£10.3bUK£3.0b12.6x6.5x1.9x
Price to Earnings Ratio

6.5x


Total Market Cap: UK£19.4bTotal Earnings: UK£3.0bTotal Revenue: UK£10.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.K. Diversified Financial Industry Price to Earnings3Y Average 8.3x202420252026
Current Industry PE
  • Investors are optimistic on the British Diversified Financial industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.6x which is higher than its 3-year average PE of 8.3x.
  • The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • The earnings for companies in the Diversified Financial industry have declined 8.1% per year over the last three years.
  • Meanwhile revenues for these companies have grown 23% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the U.K. Financials industry?

GB Market-0.78%
Financials-2.28%
Diversified Financial-2.03%
Other Diversified Financial Services0.70%
Multi-Sector Holdings0%0
Specialized Finance-0.59%
Transaction and Payment Processing Services-4.78%
Industry PE
  • Investors are most optimistic about the Other Diversified Financial Services industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 27.1% and investors are willing to pay a premium for that growth.
  • Investors are most pessimistic about the Specialized Finance industry, which is trading close to its 3-year average of 10.9x.
Forecasted Growth
  • Analysts are most optimistic on the Specialized Finance industry, expecting annual earnings growth of 40% over the next 5 years.
  • This is better than its past earnings growth rate of 15% per year.
  • In contrast, the Transaction and Payment Processing Services industry is expected to see its earnings grow by 14% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MNG M&GUK£3.160.7%
+UK£52.4m		23.2%PE24.9x
PAY PayPointUK£5.734.3%
+UK£14.1m		-33.4%PE20.9x
DGQ Delta Gold TechnologiesUK£1.601.6%
+UK£1.5m		n/an/a
DUKE Duke CapitalUK£0.261.0%
+UK£1.3m		-11.9%PE27.4x
TIME Time FinanceUK£0.472.7%
+UK£1.1m		-18.3%PE7.1x

Latest News

PAY
UK£5.73
PayPoint
7D
4.3%
1Y
-33.4%
EWG
UK£1.01
W.A.G payment solutions
7D
-8.0%
1Y
25.9%
Narrative Update • Jun 10

EWG: Special Dividend And Stable Margins Are Expected To Support Upside

Analysts have made a small upward adjustment to their fair value estimate for W.A.G payment solutions to £1.37. This reflects modest tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions.
TIME
UK£0.47
Time Finance
7D
2.7%
1Y
-18.3%
WISE
UK£7.86
Wise Group
7D
-4.8%
1Y
-25.1%
Narrative Update • Jun 06

WISE: Revised Discount Rates And P/E Assumptions Will Shape Future Upside And Risk

Analysts have updated their view on Wise Group with a revised price target that reflects recent moves from both JPMorgan, which raised its target by £0.35, and UBS, which lowered its target by £0.80, citing adjustments to discount rates, revenue growth expectations, profit margins, and future P/E assumptions. Analyst Commentary Recent research shows a split in sentiment on Wise Group, with JPMorgan lifting its price target by £0.35 while Bearish analysts cut their target by £0.80.
PAG
UK£7.42
Paragon Banking Group
7D
-1.3%
1Y
-18.1%
Narrative Update • Jun 06

PAG: Dividend Policy And Acquisition Focus Will Support Future Upside Potential

Analysts have nudged their price target on Paragon Banking Group slightly higher to £10.42 from £10.33, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Paragon Banking Group has proposed an interim dividend of 15.1 pence per share for the period ended 31 March 2026, with an expected total payout of £27.9 million based on the shares in issue at the balance sheet date.
HODL
UK£0.055
B HODL
7D
10.0%
1Y
n/a
BOKU
UK£1.48
Boku
7D
-6.3%
1Y
-22.1%
Narrative Update • Jun 03

BOKU: Share Buybacks Will Support Future Upside Despite Slightly Higher Required Returns

Analysts have slightly raised their price target for Boku to £2.39 from £2.38, reflecting updated assumptions around revenue growth, profit margin and future P/E expectations. What's in the News Boku has completed the repurchase of 4,000,000 shares, representing 1.35% of its share capital, for £11.9 million under the buyback announced on January 2, 2026.
CABP
UK£0.78
CAB Payments Holdings
7D
-2.6%
1Y
90.0%
Narrative Update • Jun 02

CABP: Terminated Takeover Interest Will Keep Fair Value Focus On Fundamentals

Analysts have maintained their fair value estimate for CAB Payments Holdings at £0.75. Small adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions support a stable overall price target view.
OSB
UK£5.02
OSB Group
7D
-0.6%
1Y
0%
Narrative Update • May 29

OSB: Share Buybacks And Rising Dividends Will Support Bullish Outlook

Analysts have slightly adjusted their price target for OSB Group to around £6.78 from about £6.86, reflecting updated assumptions on the discount rate, revenue growth, profit margins and future P/E. What's in the News OSB Group has announced a share repurchase program of up to £100 million under a non discretionary agreement with Jefferies International Limited, with repurchased shares set to be cancelled and the program running until 6 March 2027 (Key Developments).
DUKE
UK£0.26
Duke Capital
7D
1.0%
1Y
-11.9%
DGQ
UK£1.60
Delta Gold Technologies
7D
1.6%
1Y
n/a
MNG
UK£3.16
M&G
7D
0.7%
1Y
23.2%
New Narrative • May 12

Fee Based Earnings Shift And Cost Discipline Will Support Long Term Stability

Catalysts About M&G M&G is a diversified savings and investment company with asset management and life insurance operations, including the large U.K. With-Profits Fund and PruFund franchise. What are the underlying business or industry changes driving this perspective?
BANK
UK£0.063
Fiinu
7D
-10.7%
1Y
-12.3%
ORCH
UK£0.57
Orchard Funding Group
7D
5.5%
1Y
10.6%
FNX
UK£1.47
Fonix
7D
-2.3%
1Y
-31.6%