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Hong Kong (HSI) Consumer Finance Industry Analysis
UpdatedMay 15, 2025
DataAggregated Company Financials
Companies26
- 7D0.2%
- 3M38.1%
- 1Y42.8%
- YTD42.2%
The Consumer Finance is pretty flat in the last 7 days, but Sun Hung Kai has stood out, gaining 3.7%. The past year has been better, since the industry has gained 42% in that time. Earnings are forecast to grow by 19% annually.
Industry Valuation and Performance
Has the Hong Kong Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 15 May 2025 | HK$38.6b | HK$24.1b | HK$1.3b | 12.6x | 30.2x | 1.6x |
| Sat, 12 Apr 2025 | HK$35.3b | HK$23.8b | HK$1.3b | 13.2x | 27.7x | 1.5x |
| Mon, 10 Mar 2025 | HK$31.4b | HK$24.9b | HK$905.1m | 9.9x | 34.7x | 1.3x |
| Wed, 05 Feb 2025 | HK$28.4b | HK$22.5b | HK$785.4m | 10.8x | 36.1x | 1.3x |
| Fri, 03 Jan 2025 | HK$27.9b | HK$22.5b | HK$774.9m | 10.3x | 36x | 1.2x |
| Sun, 01 Dec 2024 | HK$27.0b | HK$22.5b | HK$771.2m | 9.6x | 35x | 1.2x |
| Tue, 29 Oct 2024 | HK$28.7b | HK$22.8b | HK$767.2m | 8.5x | 37.4x | 1.3x |
| Thu, 26 Sep 2024 | HK$27.4b | HK$22.9b | HK$812.6m | 6.3x | 33.7x | 1.2x |
| Sat, 24 Aug 2024 | HK$28.1b | HK$23.3b | HK$917.7m | 9.9x | 30.6x | 1.2x |
| Mon, 22 Jul 2024 | HK$27.4b | HK$21.6b | HK$409.5m | 10.7x | 66.9x | 1.3x |
| Wed, 19 Jun 2024 | HK$27.8b | HK$23.5b | HK$77.9m | 11.5x | 356.4x | 1.2x |
| Fri, 17 May 2024 | HK$28.6b | HK$23.6b | HK$88.4m | 10.7x | 323.8x | 1.2x |
| Sun, 14 Apr 2024 | HK$28.2b | HK$26.5b | -HK$579,935,045.63 | 10.2x | -48.6x | 1.1x |
| Tue, 12 Mar 2024 | HK$28.5b | HK$27.2b | -HK$1,469,192,202.04 | 10.1x | -19.4x | 1x |
| Thu, 08 Feb 2024 | HK$26.9b | HK$25.6b | -HK$1,505,775,946.26 | 9x | -17.9x | 1.1x |
| Sat, 06 Jan 2024 | HK$27.6b | HK$25.9b | -HK$1,524,231,964.00 | 10x | -18.1x | 1.1x |
| Mon, 04 Dec 2023 | HK$27.0b | HK$25.7b | -HK$1,624,507,719.00 | 7.1x | -16.6x | 1x |
| Wed, 01 Nov 2023 | HK$27.7b | HK$25.4b | -HK$1,522,566,084.00 | 6.6x | -18.2x | 1.1x |
| Fri, 29 Sep 2023 | HK$28.6b | HK$25.5b | -HK$1,535,364,744.00 | 7.2x | -18.6x | 1.1x |
| Sun, 27 Aug 2023 | HK$29.3b | HK$25.0b | -HK$1,827,384,942.00 | 6.5x | -16.1x | 1.2x |
| Tue, 25 Jul 2023 | HK$29.8b | HK$24.2b | -HK$2,112,297,684.00 | 6x | -14.1x | 1.2x |
| Thu, 22 Jun 2023 | HK$30.5b | HK$24.2b | -HK$2,220,551,007.00 | 6.1x | -13.7x | 1.3x |
| Sat, 20 May 2023 | HK$30.9b | HK$24.3b | -HK$2,212,692,886.00 | 8.9x | -14x | 1.3x |
| Mon, 17 Apr 2023 | HK$31.7b | HK$24.7b | -HK$2,203,336,949.00 | 11.2x | -14.4x | 1.3x |
| Wed, 15 Mar 2023 | HK$34.3b | HK$24.2b | HK$5.2b | 8.3x | 6.6x | 1.4x |
| Fri, 10 Feb 2023 | HK$36.5b | HK$22.8b | HK$5.4b | 8.5x | 6.8x | 1.6x |
| Sun, 08 Jan 2023 | HK$34.7b | HK$22.7b | HK$5.3b | 8.9x | 6.5x | 1.5x |
| Tue, 06 Dec 2022 | HK$40.6b | HK$22.2b | HK$5.2b | 10.4x | 7.8x | 1.8x |
| Thu, 03 Nov 2022 | HK$38.8b | HK$21.9b | HK$5.2b | 5.7x | 7.5x | 1.8x |
| Sat, 01 Oct 2022 | HK$41.4b | HK$22.1b | HK$5.2b | 6.2x | 8x | 1.9x |
| Mon, 29 Aug 2022 | HK$47.4b | HK$19.5b | HK$5.2b | 7.5x | 9.2x | 2.4x |
| Wed, 27 Jul 2022 | HK$49.0b | HK$22.4b | HK$11.3b | 7.9x | 4.3x | 2.2x |
| Fri, 24 Jun 2022 | HK$52.7b | HK$22.3b | HK$11.6b | 7.6x | 4.5x | 2.4x |
| Sun, 22 May 2022 | HK$50.7b | HK$22.3b | HK$11.6b | 7.9x | 4.4x | 2.3x |
Price to Earnings Ratio
4.4x
Current Industry PE
- Investors are relatively neutral on the Hong Kong Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 29.8x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 52% per year over the last three years.
- Meanwhile revenues for these companies have grown 2.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Trends
Which industries have driven the changes within the Hong Kong Financials industry?
| HK Market | 3.79% | |
| Financials | 5.59% | |
| Consumer Finance | 0.21% | |
| Consumer Finance | 0.21% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 86 Sun Hung Kai | HK$3.07 | 3.7% +HK$216.1m | 18.5% | PE16x | |
| 2858 Yixin Group | HK$2.11 | 0.5% +HK$67.6m | 201.4% | PE16.3x | |
| 2003 VCREDIT Holdings | HK$4.03 | 1.5% +HK$29.3m | 75.2% | PE3.8x | |
| 900 AEON Credit Service (Asia) | HK$6.46 | 1.1% +HK$29.3m | 7.8% | PE6.8x | |
| 335 Upbest Group | HK$0.70 | 1.4% +HK$26.8m | -4.1% | PE31x |
