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Malaysian (KLSE) Consumer Finance Industry Analysis

UpdatedMay 31, 2025
DataAggregated Company Financials
Companies7
  • 7D-1.9%
  • 3M-1.7%
  • 1Y-17.0%
  • YTD-9.8%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably RCE Capital Berhad declined by 5.3%. As for the longer term, the industry has declined 16% in the last year. As for the next few years, earnings are expected to grow by 11% per annum.

Industry Valuation and Performance

Has the Malaysian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 31 May 2025RM 7.1bRM 2.6bRM 597.5m14.6x11.8x2.7x
Mon, 28 Apr 2025RM 7.3bRM 2.5bRM 603.0m14.8x12.1x2.9x
Wed, 26 Mar 2025RM 7.4bRM 2.6bRM 586.0m14.6x12.6x2.8x
Fri, 21 Feb 2025RM 7.3bRM 2.6bRM 586.2m15.2x12.5x2.8x
Sun, 19 Jan 2025RM 7.6bRM 2.6bRM 586.2m16x12.9x2.9x
Tue, 17 Dec 2024RM 8.0bRM 2.6bRM 610.4m16.4x13.1x3.1x
Thu, 14 Nov 2024RM 8.5bRM 2.6bRM 616.1m17.9x13.8x3.3x
Sat, 12 Oct 2024RM 8.5bRM 2.6bRM 616.1m17.9x13.7x3.3x
Mon, 09 Sep 2024RM 8.6bRM 2.5bRM 653.1m18.2x13.2x3.4x
Wed, 07 Aug 2024RM 8.4bRM 2.5bRM 650.6m20.1x13x3.3x
Fri, 05 Jul 2024RM 7.8bRM 2.3bRM 604.3m15.6x12.8x3.4x
Sun, 02 Jun 2024RM 7.7bRM 2.3bRM 590.4m15.9x13x3.4x
Tue, 30 Apr 2024RM 7.6bRM 2.3bRM 593.0m16.6x12.9x3.4x
Thu, 28 Mar 2024RM 7.0bRM 2.1bRM 569.3m16.4x12.3x3.4x
Sat, 24 Feb 2024RM 7.0bRM 2.1bRM 573.3m16x12.3x3.4x
Mon, 22 Jan 2024RM 7.1bRM 2.1bRM 575.5m15.7x12.3x3.4x
Wed, 20 Dec 2023RM 6.8bRM 2.0bRM 573.5m16.3x11.9x3.4x
Fri, 17 Nov 2023RM 6.9bRM 2.0bRM 569.5m15.4x12.1x3.5x
Sun, 15 Oct 2023RM 6.7bRM 2.0bRM 559.7m15.3x12.1x3.5x
Tue, 12 Sep 2023RM 6.1bRM 1.8bRM 507.0m13.6x12x3.3x
Thu, 10 Aug 2023RM 6.1bRM 1.8bRM 507.4m11.8x11.9x3.3x
Sat, 08 Jul 2023RM 5.9bRM 1.8bRM 571.1m12.1x10.3x3.3x
Mon, 05 Jun 2023RM 5.5bRM 1.8bRM 590.1m11.5x9.3x3.1x
Wed, 03 May 2023RM 5.5bRM 1.8bRM 582.4m11x9.4x3.1x
Fri, 31 Mar 2023RM 5.2bRM 1.8bRM 509.0m10.6x10.2x2.9x
Sun, 26 Feb 2023RM 5.4bRM 1.8bRM 509.0m10.4x10.6x3x
Tue, 24 Jan 2023RM 5.6bRM 1.8bRM 505.4m10.6x11x3.1x
Thu, 22 Dec 2022RM 5.4bRM 1.8bRM 519.7m10x10.3x3x
Sat, 19 Nov 2022RM 5.4bRM 1.7bRM 526.3m9.9x10.3x3.1x
Mon, 17 Oct 2022RM 5.2bRM 1.7bRM 519.5m10x10.1x3.1x
Wed, 14 Sep 2022RM 5.6bRM 1.7bRM 505.7m10.4x11x3.3x
Fri, 12 Aug 2022RM 5.6bRM 1.7bRM 496.2m12.8x11.3x3.3x
Sun, 10 Jul 2022RM 5.5bRM 1.7bRM 496.2m12.5x11x3.3x
Tue, 07 Jun 2022RM 5.9bRM 1.7bRM 496.2m12.9x11.8x3.5x
Price to Earnings Ratio

11.8x


Total Market Cap: RM 5.9bTotal Earnings: RM 496.2mTotal Revenue: RM 1.7bTotal Market Cap vs Earnings and Revenue0%0%0%
Malaysian Consumer Finance Industry Price to Earnings3Y Average 11.9x202320242025
Current Industry PE
  • Investors are relatively neutral on the Malaysian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 11.9x.
  • The 3-year average PS ratio of 3.2x is higher than the industry's current PS ratio of 2.8x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 6.4% per year over the last three years.
  • Revenues for these companies have grown 15% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Malaysian Financials industry?

MY Market-1.39%
Financials-1.42%
Consumer Finance-1.85%
Consumer Finance-1.85%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ELKDESA ELK-Desa Resources BerhadRM 1.171.7%
+RM 9.0m		-8.6%PE16.2x
Simply Wall St™
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
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Latest News

PPJACK

RM 0.94

Pappajack Berhad

7D

-1.1%

1Y

-8.3%

RCECAP

RM 1.26

RCE Capital Berhad

7D

-0.8%

1Y

-11.0%

ELKDESA

RM 1.17

ELK-Desa Resources Berhad

7D

1.7%

1Y

-8.6%

ELK-Desa Resources Berhad (KLSE:ELKDESA) Will Pay A Dividend Of MYR0.025

May 25
ELK-Desa Resources Berhad (KLSE:ELKDESA) Will Pay A Dividend Of MYR0.025

AEONCR

RM 5.73

AEON Credit Service (M) Berhad

7D

-3.0%

1Y

-20.9%

AEON Credit Service (M) Berhad (KLSE:AEONCR) Will Pay A Larger Dividend Than Last Year At MYR0.145

May 24
AEON Credit Service (M) Berhad (KLSE:AEONCR) Will Pay A Larger Dividend Than Last Year At MYR0.145

EMCC

RM 0.30

Evergreen Max Cash Capital Berhad

7D

-6.3%

1Y

-32.6%

JOHAN

RM 0.025

Johan Holdings Berhad

7D

-16.7%

1Y

-54.5%