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Malaysian (KLSE) Consumer Finance Industry Analysis

UpdatedJul 26, 2024
DataAggregated Company Financials
Companies7
  • 7D0.5%
  • 3M0.8%
  • 1Y18.9%
  • YTD8.8%

Last week, the Consumer Finance industry hasn't moved much but RCE Capital Berhad is up 5.2% in that time. As for the the longer term, the industry is up 19% over the past 12 months. Earnings are forecast to grow by 6.8% annually.

Industry Valuation and Performance

Has the Malaysian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 26 Jul 2024RM 8.8bRM 2.5bRM 650.6m21.2x13.5x3.5x
Sun, 23 Jun 2024RM 7.9bRM 2.3bRM 604.3m15.6x13x3.5x
Tue, 21 May 2024RM 8.0bRM 2.3bRM 593.0m17.3x13.6x3.6x
Thu, 18 Apr 2024RM 7.4bRM 2.3bRM 593.0m16.6x12.5x3.3x
Sat, 16 Mar 2024RM 7.2bRM 2.1bRM 567.5m16.4x12.6x3.5x
Mon, 12 Feb 2024RM 7.3bRM 2.1bRM 574.9m16x12.7x3.5x
Wed, 10 Jan 2024RM 7.2bRM 2.1bRM 575.5m15.7x12.5x3.5x
Fri, 08 Dec 2023RM 6.9bRM 2.0bRM 572.2m16.3x12x3.4x
Sun, 05 Nov 2023RM 6.7bRM 2.0bRM 569.5m15.2x11.7x3.4x
Tue, 03 Oct 2023RM 6.8bRM 2.0bRM 559.7m15.4x12.2x3.5x
Thu, 31 Aug 2023RM 6.0bRM 1.8bRM 507.0m13.4x11.7x3.2x
Sat, 29 Jul 2023RM 6.2bRM 1.8bRM 507.4m12x12.2x3.4x
Mon, 26 Jun 2023RM 5.5bRM 1.8bRM 571.1m11.6x9.6x3.1x
Wed, 24 May 2023RM 5.4bRM 1.8bRM 584.3m11x9.3x3.1x
Fri, 21 Apr 2023RM 5.5bRM 1.8bRM 582.4m10.9x9.4x3.1x
Sun, 19 Mar 2023RM 5.1bRM 1.8bRM 509.0m10.3x10.1x2.8x
Tue, 14 Feb 2023RM 5.5bRM 1.8bRM 505.4m10.6x10.9x3x
Thu, 12 Jan 2023RM 5.6bRM 1.8bRM 499.9m10.5x11.2x3.1x
Sat, 10 Dec 2022RM 5.7bRM 1.8bRM 526.3m10.4x10.8x3.2x
Mon, 07 Nov 2022RM 5.3bRM 1.7bRM 519.5m10.1x10.2x3.1x
Wed, 05 Oct 2022RM 5.4bRM 1.7bRM 519.5m10.2x10.4x3.1x
Fri, 02 Sep 2022RM 5.6bRM 1.7bRM 505.7m10.3x11x3.3x
Sun, 31 Jul 2022RM 5.7bRM 1.7bRM 496.2m12.7x11.4x3.4x
Tue, 28 Jun 2022RM 5.4bRM 1.7bRM 496.2m12.2x10.9x3.2x
Thu, 26 May 2022RM 6.0bRM 1.3bRM 498.7m13x12x4.6x
Sat, 23 Apr 2022RM 6.2bRM 1.3bRM 507.5m11.1x12.2x4.7x
Mon, 21 Mar 2022RM 5.3bRM 1.5bRM 590.9m9.5x9x3.7x
Wed, 16 Feb 2022RM 5.6bRM 1.4bRM 589.5m9.3x9.5x3.9x
Fri, 14 Jan 2022RM 5.7bRM 1.4bRM 589.5m9.6x9.7x3.9x
Sun, 12 Dec 2021RM 5.1bRM 1.5bRM 528.2m9.5x9.7x3.5x
Tue, 09 Nov 2021RM 5.6bRM 1.5bRM 529.2m10x10.7x3.8x
Thu, 07 Oct 2021RM 5.2bRM 1.5bRM 529.2m9.1x9.9x3.5x
Sat, 04 Sep 2021RM 4.6bRM 1.4bRM 535.8m8.7x8.6x3.2x
Mon, 02 Aug 2021RM 4.4bRM 1.4bRM 535.8m8.5x8.3x3.1x
Price to Earnings Ratio

8.3x


Total Market Cap: RM 4.4bTotal Earnings: RM 535.8mTotal Revenue: RM 1.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Malaysian Consumer Finance Industry Price to Earnings3Y Average 11x202220232024
Current Industry PE
  • Investors are optimistic on the Malaysian Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.5x which is higher than its 3-year average PE of 11.0x.
  • The industry is trading close to its 3-year average PS ratio of 3.4x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 6.7% per year over the last three years.
  • Revenues for these companies have grown 21% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Malaysian Financials industry?

MY Market-1.65%
Financials-0.10%
Consumer Finance0.45%
Consumer Finance0.45%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
RCECAP RCE Capital BerhadRM 3.055.2%
+RM 109.9m
34.4%PE16.1x
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Latest News

RCECAP

RM 3.05

RCE Capital Berhad

7D

5.2%

1Y

34.4%

EMCC

RM 0.41

Evergreen Max Cash Capital Berhad

7D

-6.7%

1Y

n/a

AEONCR

RM 6.99

AEON Credit Service (M) Berhad

7D

-2.0%

1Y

16.7%

ELKDESA

RM 1.23

ELK-Desa Resources Berhad

7D

-3.1%

1Y

-2.4%

PPJACK

RM 1.01

Pappajack Berhad

7D

-1.9%

1Y

-6.5%