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Malaysian (KLSE) Consumer Finance Industry Analysis

UpdatedDec 22, 2024
DataAggregated Company Financials
Companies7
  • 7D-1.4%
  • 3M-11.7%
  • 1Y3.6%
  • YTD-2.0%

Over the last 7 days, the Consumer Finance industry has dropped 1.4%, driven by RCE Capital Berhad declining 3.1%. In the past year, the industry has gained 3.6%. Looking forward, earnings are forecast to grow by 14% annually.

Industry Valuation and Performance

Has the Malaysian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 22 Dec 2024RM 7.9bRM 2.6bRM 581.2m16x13.6x3x
Tue, 19 Nov 2024RM 8.5bRM 2.6bRM 615.5m17.3x13.8x3.3x
Thu, 17 Oct 2024RM 8.4bRM 2.6bRM 616.1m17.5x13.7x3.3x
Sat, 14 Sep 2024RM 8.8bRM 2.5bRM 653.1m18.7x13.4x3.5x
Mon, 12 Aug 2024RM 8.8bRM 2.5bRM 650.6m21.6x13.5x3.5x
Wed, 10 Jul 2024RM 7.7bRM 2.3bRM 604.3m15.8x12.8x3.4x
Fri, 07 Jun 2024RM 7.8bRM 2.3bRM 590.4m15.6x13.2x3.5x
Sun, 05 May 2024RM 7.8bRM 2.3bRM 593.0m16.8x13.2x3.5x
Tue, 02 Apr 2024RM 7.2bRM 2.1bRM 569.3m16.6x12.7x3.5x
Thu, 29 Feb 2024RM 7.2bRM 2.1bRM 567.5m16.1x12.7x3.4x
Sat, 27 Jan 2024RM 7.2bRM 2.1bRM 575.5m16.2x12.5x3.5x
Mon, 25 Dec 2023RM 7.0bRM 2.1bRM 575.5m16.3x12.1x3.4x
Wed, 22 Nov 2023RM 6.8bRM 2.0bRM 566.8m16.6x12x3.4x
Fri, 20 Oct 2023RM 6.6bRM 2.0bRM 559.7m15.7x11.8x3.4x
Sun, 17 Sep 2023RM 6.2bRM 1.8bRM 507.0m14.1x12.2x3.4x
Tue, 15 Aug 2023RM 6.1bRM 1.8bRM 507.4m11.9x12x3.3x
Thu, 13 Jul 2023RM 5.9bRM 1.8bRM 507.4m12.1x11.7x3.3x
Sat, 10 Jun 2023RM 5.5bRM 1.8bRM 590.1m11.6x9.4x3.1x
Mon, 08 May 2023RM 5.5bRM 1.8bRM 582.4m11x9.4x3.1x
Wed, 05 Apr 2023RM 5.3bRM 1.8bRM 510.5m10.6x10.4x2.9x
Fri, 03 Mar 2023RM 5.2bRM 1.8bRM 509.0m10.4x10.2x2.9x
Sun, 29 Jan 2023RM 5.6bRM 1.8bRM 505.4m10.6x11x3.1x
Tue, 27 Dec 2022RM 5.4bRM 1.8bRM 499.9m10.2x10.8x3x
Thu, 24 Nov 2022RM 5.5bRM 1.8bRM 532.1m10x10.4x3.1x
Sat, 22 Oct 2022RM 5.3bRM 1.7bRM 519.5m10x10.1x3.1x
Mon, 19 Sep 2022RM 5.6bRM 1.7bRM 505.7m10.4x11x3.3x
Wed, 17 Aug 2022RM 5.5bRM 1.7bRM 493.0m12.9x11.3x3.3x
Fri, 15 Jul 2022RM 5.4bRM 1.7bRM 496.2m12.4x10.9x3.2x
Sun, 12 Jun 2022RM 5.8bRM 1.7bRM 496.2m12.8x11.7x3.4x
Tue, 10 May 2022RM 6.1bRM 1.3bRM 507.5m11.2x11.9x4.6x
Thu, 07 Apr 2022RM 5.9bRM 1.6bRM 517.6m11x11.5x3.7x
Sat, 05 Mar 2022RM 5.4bRM 1.5bRM 590.9m8.8x9.1x3.7x
Mon, 31 Jan 2022RM 5.5bRM 1.4bRM 589.5m9.5x9.4x3.8x
Wed, 29 Dec 2021RM 5.3bRM 1.4bRM 589.5m10.2x9x3.7x
Price to Earnings Ratio

9x


Total Market Cap: RM 5.3bTotal Earnings: RM 589.5mTotal Revenue: RM 1.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Malaysian Consumer Finance Industry Price to Earnings3Y Average 11.5x202220232024
Current Industry PE
  • Investors are optimistic on the Malaysian Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.6x which is higher than its 3-year average PE of 11.5x.
  • The 3-year average PS ratio of 3.4x is higher than the industry's current PS ratio of 3.0x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 22% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the Malaysian Financials industry?

MY Market-0.98%
Financials-2.11%
Consumer Finance-1.43%
Consumer Finance-1.43%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ELKDESA ELK-Desa Resources BerhadRM 1.210.8%
+RM 4.5m
-6.2%PE15.4x
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Latest News

AEONCR

RM 6.22

AEON Credit Service (M) Berhad

7D

-0.5%

1Y

10.7%

RCECAP

RM 1.56

RCE Capital Berhad

7D

-3.1%

1Y

4.7%

EMCC

RM 0.36

Evergreen Max Cash Capital Berhad

7D

-2.7%

1Y

-11.1%

WELLCHIP

RM 1.16

Well Chip Group Berhad

7D

-1.7%

1Y

n/a

PPJACK

RM 0.96

Pappajack Berhad

7D

-1.0%

1Y

-6.3%

ELKDESA

RM 1.21

ELK-Desa Resources Berhad

7D

0.8%

1Y

-6.2%