Malaysian (KLSE) Consumer Finance Industry Analysis
UpdatedMay 26, 2022
DataAggregated Company Financials
Companies5
- 7D0.1%
- 3M6.2%
- 1Y20.4%
- YTD5.2%
Over the last 7 days, the Consumer Finance industry has remained flat. As for the the longer term, the industry is up 23% over the past 12 months. As for the next few years, earnings are expected to grow by 8.9% per annum.
Industry Valuation and Performance
Has the Malaysian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE |
|---|---|---|---|---|
| Thu, 26 May 2022 | RM6.0b | RM1.3b | RM498.7m | 13x |
| Sat, 23 Apr 2022 | RM6.2b | RM1.3b | RM507.5m | 11.1x |
| Mon, 21 Mar 2022 | RM5.3b | RM1.5b | RM590.9m | 9.5x |
| Wed, 16 Feb 2022 | RM5.6b | RM1.4b | RM589.5m | 9.3x |
| Fri, 14 Jan 2022 | RM5.7b | RM1.4b | RM589.5m | 9.6x |
| Sun, 12 Dec 2021 | RM5.1b | RM1.5b | RM528.2m | 9.5x |
| Tue, 09 Nov 2021 | RM5.6b | RM1.5b | RM529.2m | 10x |
| Thu, 07 Oct 2021 | RM5.2b | RM1.5b | RM529.2m | 9.1x |
| Sat, 04 Sep 2021 | RM4.6b | RM1.4b | RM535.8m | 8.7x |
| Mon, 02 Aug 2021 | RM4.4b | RM1.4b | RM535.8m | 8.5x |
| Thu, 06 May 2021 | RM4.5b | RM1.4b | RM383.7m | 11.5x |
| Sun, 07 Feb 2021 | RM4.1b | RM1.4b | RM342.9m | 14.1x |
| Sat, 31 Oct 2020 | RM3.4b | RM1.4b | RM367.2m | 10.4x |
| Tue, 04 Aug 2020 | RM3.4b | RM1.5b | RM354.4m | 10.7x |
| Fri, 08 May 2020 | RM3.2b | RM1.5b | RM419.9m | 8.4x |
| Mon, 10 Feb 2020 | RM4.4b | RM1.7b | RM406.6m | 11.8x |
| Sun, 03 Nov 2019 | RM5.0b | RM1.6b | RM399.4m | 13.3x |
| Wed, 07 Aug 2019 | RM5.3b | RM1.6b | RM426.9m | 12.6x |
Median PE Ratio
12.3x
Current Industry PE
- Investors are relatively neutral on the industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 11.1x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 11% per year over the last three years.
- Meanwhile revenues for these companies have declined 5.6% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Trends
Which industries have driven the changes within the Malaysian Financials industry?
| MY Market | -1.27% | |
| Financials | -1.00% | |
| Consumer Finance | 0.10% | |
| Consumer Finance | 0.10% | |
Industry PE
- Investors are most optimistic about the Consumer Finance industry, which is trading close to its 3-year average PE ratio of 11.1x.
- Analysts are expecting annual earnings growth of 8.9%, which is lower than the prior year's growth of 19% per year. So the market might believe that analysts are underestimating future growth.
Forecasted Growth
- Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 8.9% over the next 5 years.
- However this is lower than its past earnings growth rate of 19% per year.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ELKDESA ELK-Desa Resources Berhad | RM1.29 | 0.8% +RM3.0m | -9.8% | PS15.2x |