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Malaysian (KLSE) Consumer Finance Industry Analysis

UpdatedMay 09, 2026
DataAggregated Company Financials
Companies7
  • 7D0.2%
  • 3M-1.2%
  • 1Y-2.8%
  • YTD-0.8%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Evergreen Max Cash Capital Berhad gained 3.2%. Furthermore, the industry has been flat for the past year as well. As for the next few years, earnings are expected to grow by 8.8% per annum.

Industry Valuation and Performance

Has the Malaysian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 09 May 2026RM 7.1bRM 3.0bRM 672.2m12.6x10.5x2.4x
Mon, 06 Apr 2026RM 6.7bRM 2.9bRM 658.8m12.3x10.2x2.3x
Wed, 04 Mar 2026RM 7.1bRM 2.9bRM 660.3m13.1x10.8x2.5x
Fri, 30 Jan 2026RM 7.4bRM 2.8bRM 639.1m14.3x11.5x2.6x
Sun, 28 Dec 2025RM 7.1bRM 2.8bRM 639.1m14.8x11.2x2.5x
Tue, 25 Nov 2025RM 6.9bRM 2.8bRM 592.7m15.4x11.7x2.5x
Thu, 23 Oct 2025RM 6.9bRM 2.7bRM 590.2m15.8x11.8x2.5x
Sat, 20 Sep 2025RM 7.0bRM 2.7bRM 590.2m15.9x11.9x2.6x
Mon, 18 Aug 2025RM 6.5bRM 2.6bRM 581.2m14.9x11.3x2.5x
Wed, 16 Jul 2025RM 6.6bRM 2.6bRM 585.6m13.9x11.3x2.5x
Fri, 13 Jun 2025RM 7.2bRM 2.6bRM 597.5m14.6x12x2.8x
Sun, 11 May 2025RM 7.3bRM 2.5bRM 602.9m14.8x12.1x2.9x
Tue, 08 Apr 2025RM 6.9bRM 2.6bRM 586.0m13.9x11.8x2.6x
Thu, 06 Mar 2025RM 7.1bRM 2.6bRM 587.0m14.6x12x2.7x
Sat, 01 Feb 2025RM 7.5bRM 2.6bRM 586.2m15.8x12.8x2.9x
Mon, 30 Dec 2024RM 7.9bRM 2.6bRM 586.2m16x13.5x3x
Wed, 27 Nov 2024RM 8.3bRM 2.6bRM 610.4m15.9x13.6x3.2x
Fri, 25 Oct 2024RM 8.6bRM 2.6bRM 616.1m18.7x14x3.4x
Sun, 22 Sep 2024RM 8.9bRM 2.5bRM 653.1m19.4x13.7x3.5x
Tue, 20 Aug 2024RM 8.8bRM 2.5bRM 649.9m19.5x13.5x3.5x
Thu, 18 Jul 2024RM 7.8bRM 2.3bRM 611.4m15.6x12.7x3.4x
Sat, 15 Jun 2024RM 7.9bRM 2.3bRM 604.3m15.6x13x3.5x
Mon, 13 May 2024RM 7.9bRM 2.3bRM 593.0m16.8x13.4x3.5x
Wed, 10 Apr 2024RM 7.4bRM 2.2bRM 603.0m16.9x12.3x3.4x
Fri, 08 Mar 2024RM 7.1bRM 2.1bRM 567.5m16.2x12.5x3.4x
Sun, 04 Feb 2024RM 7.1bRM 2.1bRM 575.5m15.7x12.4x3.5x
Tue, 02 Jan 2024RM 7.0bRM 2.1bRM 575.5m15.8x12.2x3.4x
Thu, 30 Nov 2023RM 6.8bRM 2.0bRM 572.2m16.6x11.8x3.4x
Sat, 28 Oct 2023RM 6.7bRM 2.0bRM 559.7m15.3x11.9x3.4x
Mon, 25 Sep 2023RM 6.1bRM 1.8bRM 507.0m13.9x12x3.3x
Wed, 23 Aug 2023RM 6.1bRM 1.8bRM 512.1m12.1x11.9x3.3x
Fri, 21 Jul 2023RM 6.1bRM 1.8bRM 507.4m11.9x12x3.3x
Sun, 18 Jun 2023RM 5.6bRM 1.8bRM 590.1m11.7x9.4x3.1x
Tue, 16 May 2023RM 5.4bRM 1.8bRM 582.4m10.9x9.2x3.1x
Price to Earnings Ratio

9.2x


Total Market Cap: RM 5.4bTotal Earnings: RM 582.4mTotal Revenue: RM 1.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Malaysian Consumer Finance Industry Price to Earnings3Y Average 12.1x202420252026
Current Industry PE
  • Investors are pessimistic on the Malaysian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.5x which is lower than its 3-year average PE of 12.1x.
  • The 3-year average PS ratio of 3.0x is higher than the industry's current PS ratio of 2.4x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 4.9% per year over the last three years.
  • Revenues for these companies have grown 19% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Malaysian Financials industry?

MY Market1.27%
Financials2.44%
Consumer Finance0.23%
Consumer Finance0.23%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
EMCC Evergreen Max Cash Capital BerhadRM 0.333.2%
+RM 11.2m		4.8%PE9.9x
AEONCR AEON Credit Service (M) BerhadRM 5.930.3%
+RM 10.2m		-0.2%PE7.8x
JOHAN Johan Holdings BerhadRM 0.0320.0%
+RM 5.8m		0%PS1.3x
PPJACK Pappajack BerhadRM 0.920.5%
+RM 3.8m		-3.7%PE25x

Latest News

EMCC
RM 0.33
Evergreen Max Cash Capital Berhad
7D
3.2%
1Y
4.8%
PPJACK
RM 0.92
Pappajack Berhad
7D
0.5%
1Y
-3.7%
AEONCR
RM 5.93
AEON Credit Service (M) Berhad
7D
0.3%
1Y
-0.2%
JOHAN
RM 0.03
Johan Holdings Berhad
7D
20.0%
1Y
0%
RCECAP
RM 1.13
RCE Capital Berhad
7D
-0.9%
1Y
-13.7%