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Malaysian (KLSE) Consumer Finance Industry Analysis
UpdatedJan 21, 2025
DataAggregated Company Financials
Companies7
- 7D-1.0%
- 3M-11.9%
- 1Y-4.0%
- YTD-3.1%
Over the last 7 days, the Consumer Finance industry has dropped 1.6%, driven by a pullback from RCE Capital Berhad of 3.9%. As for the longer term, the industry's performance has been flat for the past year. Looking forward, earnings are forecast to grow by 14% annually.
Industry Valuation and Performance
Has the Malaysian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 21 Jan 2025 | RM 7.6b | RM 2.6b | RM 586.2m | 16x | 13x | 2.9x |
| Thu, 19 Dec 2024 | RM 7.9b | RM 2.6b | RM 609.7m | 16.3x | 12.9x | 3.1x |
| Sat, 16 Nov 2024 | RM 8.4b | RM 2.6b | RM 615.5m | 17.3x | 13.7x | 3.3x |
| Mon, 14 Oct 2024 | RM 8.5b | RM 2.6b | RM 616.1m | 17.9x | 13.7x | 3.3x |
| Wed, 11 Sep 2024 | RM 8.8b | RM 2.5b | RM 653.1m | 18.6x | 13.4x | 3.5x |
| Fri, 09 Aug 2024 | RM 8.7b | RM 2.5b | RM 650.6m | 21.1x | 13.4x | 3.5x |
| Sun, 07 Jul 2024 | RM 7.8b | RM 2.3b | RM 604.3m | 15.5x | 12.8x | 3.4x |
| Tue, 04 Jun 2024 | RM 7.7b | RM 2.3b | RM 590.4m | 15.9x | 13x | 3.4x |
| Thu, 02 May 2024 | RM 7.6b | RM 2.3b | RM 593.0m | 16.8x | 12.8x | 3.4x |
| Sat, 30 Mar 2024 | RM 7.1b | RM 2.1b | RM 569.3m | 16.5x | 12.5x | 3.4x |
| Mon, 26 Feb 2024 | RM 7.0b | RM 2.1b | RM 567.5m | 16x | 12.4x | 3.4x |
| Wed, 24 Jan 2024 | RM 7.3b | RM 2.1b | RM 575.5m | 17x | 12.7x | 3.5x |
| Fri, 22 Dec 2023 | RM 6.9b | RM 2.0b | RM 573.5m | 16.3x | 12.1x | 3.5x |
| Sun, 19 Nov 2023 | RM 6.8b | RM 2.0b | RM 566.8m | 16.6x | 12x | 3.4x |
| Tue, 17 Oct 2023 | RM 6.7b | RM 2.0b | RM 559.7m | 15.3x | 12.1x | 3.5x |
| Thu, 14 Sep 2023 | RM 6.1b | RM 1.8b | RM 507.0m | 13.8x | 12.1x | 3.4x |
| Sat, 12 Aug 2023 | RM 6.1b | RM 1.8b | RM 507.4m | 11.9x | 11.9x | 3.3x |
| Mon, 10 Jul 2023 | RM 5.9b | RM 1.8b | RM 571.1m | 12.1x | 10.3x | 3.3x |
| Wed, 07 Jun 2023 | RM 5.5b | RM 1.8b | RM 590.1m | 11.8x | 9.4x | 3.1x |
| Fri, 05 May 2023 | RM 5.4b | RM 1.8b | RM 582.4m | 11x | 9.3x | 3.1x |
| Sun, 02 Apr 2023 | RM 5.2b | RM 1.8b | RM 510.5m | 10.6x | 10.3x | 2.9x |
| Tue, 28 Feb 2023 | RM 5.3b | RM 1.8b | RM 509.0m | 10.4x | 10.5x | 3x |
| Thu, 26 Jan 2023 | RM 5.6b | RM 1.8b | RM 505.4m | 10.7x | 11x | 3.1x |
| Sat, 24 Dec 2022 | RM 5.4b | RM 1.8b | RM 499.9m | 10.2x | 10.8x | 3x |
| Mon, 21 Nov 2022 | RM 5.4b | RM 1.7b | RM 526.3m | 9.9x | 10.3x | 3.1x |
| Wed, 19 Oct 2022 | RM 5.2b | RM 1.7b | RM 519.5m | 10.1x | 10.1x | 3x |
| Fri, 16 Sep 2022 | RM 5.6b | RM 1.7b | RM 505.7m | 10.4x | 11x | 3.3x |
| Sun, 14 Aug 2022 | RM 5.6b | RM 1.7b | RM 493.0m | 12.8x | 11.3x | 3.3x |
| Tue, 12 Jul 2022 | RM 5.5b | RM 1.7b | RM 496.2m | 12.5x | 11x | 3.3x |
| Thu, 09 Jun 2022 | RM 5.8b | RM 1.7b | RM 496.2m | 12.8x | 11.8x | 3.4x |
| Sat, 07 May 2022 | RM 6.1b | RM 1.3b | RM 507.5m | 11.3x | 12.1x | 4.6x |
| Mon, 04 Apr 2022 | RM 6.0b | RM 1.5b | RM 598.5m | 10.6x | 10x | 4x |
| Wed, 02 Mar 2022 | RM 5.4b | RM 1.5b | RM 590.9m | 8.8x | 9.2x | 3.7x |
| Fri, 28 Jan 2022 | RM 5.5b | RM 1.4b | RM 589.5m | 9.5x | 9.4x | 3.8x |
Price to Earnings Ratio
9.4x
Current Industry PE
- Investors are optimistic on the Malaysian Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 12.9x which is higher than its 3-year average PE of 11.6x.
- The 3-year average PS ratio of 3.4x is higher than the industry's current PS ratio of 2.9x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 22% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the Malaysian Financials industry?
| MY Market | -0.74% | |
| Financials | -0.20% | |
| Consumer Finance | -0.97% | |
| Consumer Finance | -0.97% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| No data available | |||||