Malaysian (KLSE) Consumer Finance Industry Analysis

Industry Valuation and Performance

Has the Malaysian Consumer Finance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sun, 09 Aug 2026	RM 6.7b	RM 3.1b	RM 714.2m	10.6x	9.3x	2.2x
Tue, 07 Jul 2026	RM 6.6b	RM 3.0b	RM 696.6m	10.4x	9.4x	2.2x
Thu, 04 Jun 2026	RM 7.0b	RM 3.0b	RM 711.1m	10.9x	9.9x	2.3x
Sat, 02 May 2026	RM 7.1b	RM 3.0b	RM 672.2m	12.5x	10.5x	2.4x
Mon, 30 Mar 2026	RM 6.7b	RM 2.9b	RM 660.3m	12.2x	10.1x	2.3x
Wed, 25 Feb 2026	RM 7.3b	RM 2.8b	RM 648.3m	14.3x	11.2x	2.6x
Fri, 23 Jan 2026	RM 7.4b	RM 2.8b	RM 639.1m	14.3x	11.6x	2.6x
Sun, 21 Dec 2025	RM 7.1b	RM 2.8b	RM 639.1m	14.4x	11.1x	2.5x
Tue, 18 Nov 2025	RM 7.0b	RM 2.7b	RM 590.2m	15.5x	11.8x	2.6x
Thu, 16 Oct 2025	RM 7.2b	RM 2.7b	RM 590.2m	16.3x	12.2x	2.6x
Sat, 13 Sep 2025	RM 6.9b	RM 2.7b	RM 590.2m	15.9x	11.6x	2.6x
Mon, 11 Aug 2025	RM 6.6b	RM 2.6b	RM 585.6m	14.5x	11.2x	2.5x
Wed, 09 Jul 2025	RM 6.9b	RM 2.6b	RM 614.4m	14.4x	11.2x	2.7x
Fri, 06 Jun 2025	RM 7.1b	RM 2.6b	RM 597.5m	14.6x	11.8x	2.7x
Sun, 04 May 2025	RM 7.3b	RM 2.5b	RM 603.0m	14.6x	12.1x	2.9x
Tue, 01 Apr 2025	RM 7.4b	RM 2.6b	RM 586.0m	14.7x	12.6x	2.8x
Thu, 27 Feb 2025	RM 7.2b	RM 2.6b	RM 581.6m	15.4x	12.3x	2.7x
Sat, 25 Jan 2025	RM 7.6b	RM 2.6b	RM 586.2m	15.7x	12.9x	2.9x
Mon, 23 Dec 2024	RM 7.9b	RM 2.6b	RM 581.2m	16x	13.6x	3x
Wed, 20 Nov 2024	RM 8.5b	RM 2.6b	RM 615.5m	17.4x	13.8x	3.3x
Fri, 18 Oct 2024	RM 8.5b	RM 2.6b	RM 616.1m	17.9x	13.8x	3.3x
Sun, 15 Sep 2024	RM 8.8b	RM 2.5b	RM 653.1m	18.7x	13.4x	3.5x
Tue, 13 Aug 2024	RM 8.8b	RM 2.5b	RM 650.6m	21.3x	13.5x	3.5x
Thu, 11 Jul 2024	RM 7.7b	RM 2.3b	RM 604.3m	15.5x	12.7x	3.4x
Sat, 08 Jun 2024	RM 7.9b	RM 2.3b	RM 590.4m	15.9x	13.3x	3.5x
Mon, 06 May 2024	RM 7.8b	RM 2.3b	RM 593.0m	16.8x	13.2x	3.5x
Wed, 03 Apr 2024	RM 7.3b	RM 2.1b	RM 569.3m	16.6x	12.8x	3.5x
Fri, 01 Mar 2024	RM 7.1b	RM 2.1b	RM 567.5m	16.1x	12.6x	3.4x
Sun, 28 Jan 2024	RM 7.2b	RM 2.1b	RM 575.5m	16.2x	12.5x	3.5x
Tue, 26 Dec 2023	RM 7.0b	RM 2.1b	RM 575.5m	16.3x	12.1x	3.4x
Thu, 23 Nov 2023	RM 6.9b	RM 2.0b	RM 566.8m	16.7x	12.1x	3.5x
Sat, 21 Oct 2023	RM 6.6b	RM 2.0b	RM 559.7m	15.3x	11.7x	3.4x
Mon, 18 Sep 2023	RM 6.2b	RM 1.8b	RM 507.0m	14.1x	12.2x	3.4x
Wed, 16 Aug 2023	RM 6.1b	RM 1.8b	RM 512.1m	11.9x	11.9x	3.3x

Current Industry PE

Investors are pessimistic on the Malaysian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The industry is trading at a PE ratio of 9.3x which is lower than its 3-year average PE of 12.0x.

The 3-year average PS ratio of 3.0x is higher than the industry's current PS ratio of 2.2x.

Past Earnings Growth

The earnings for companies in the Consumer Finance industry have grown 12% per year over the last three years.
Revenues for these companies have grown 19% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Malaysian Financials industry?


MY Market	0.62%
Financials	0.45%
Consumer Finance	0.73%
Consumer Finance	0.73%

Industry PEThere are no additional sub-industries under this industry.

Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

Company	Last Price	7D	1Y	Valuation
AEONCR AEON Credit Service (M) Berhad	RM 5.72	2.0% +RM 56.2m	11.5%	PE7.2x
WELLCHIP Well Chip Group Berhad	RM 1.07	0.9% +RM 6.0m	-17.7%	PE6.7x
ELKDESA ELK-Desa Resources Berhad	RM 1.02	1.0% +RM 4.4m	-9.7%	PE14.1x

Company

Last Price

Valuation

AEONCR AEON Credit Service (M) Berhad

RM 5.72

2.0%
+RM 56.2m

11.5%

PE7.2x

WELLCHIP Well Chip Group Berhad

RM 1.07

0.9%
+RM 6.0m

-17.7%

PE6.7x

ELKDESA ELK-Desa Resources Berhad

RM 1.02

1.0%
+RM 4.4m

-9.7%

PE14.1x

WELL CHIP GROUP BERHAD Announces Appointment of Woon Foo Wen to Chief Financial Officer, Effective July 20, 2026

WELL CHIP GROUP BERHAD announced that Mr. Woon Foo Wen was appointed as Chief Financial Officer, effective July 20, 2026. Mr. Woon Foo Wen is 53 years old, male, and Malaysian. He holds a professional qualification in Accounting from the Association of Chartered Certified Accountants (ACCA) and is a Chartered Accountant of the Malaysian Institute of Accountants (CA(M)). Mr. Woon Foo Wen is an accomplished finance executive and business strategist with more than 30 years of professional experience across finance, corporate strategy, business transformation, mergers and acquisitions, capital management and sustainability. His career spans public-listed companies, multinational corporations, private enterprises and government-linked organisations, where he has held senior leadership positions including Group Chief Financial Officer, Vice President of Group Finance and Head of Finance & Operations. Throughout his career, Mr. Woon has successfully led a broad range of strategic corporate initiatives, including public listing exercises, mergers and acquisitions, corporate restructuring, business transformation, financing and treasury management. He has successfully secured financing facilities exceeding RM200 million, led a RM120 million debt restructuring exercise, and played a pivotal role in the successful RM415 million divestment of UPECA Group to a UK-listed corporation. As Group Chief Financial Officer of Malaysian Green Technology Corporation, he also led the organisation's finance, commercial and strategic partnership functions, supporting the national agenda for sustainable development and green technology commercialisation.

Malaysian (KLSE) Consumer Finance Industry Analysis

Industry Valuation and Performance

Industry Trends

Top Stock Gainers and Losers

Latest News

RCE Capital Berhad, Annual General Meeting, Sep 03, 2026

WELL CHIP GROUP BERHAD Announces Appointment of Woon Foo Wen to Chief Financial Officer, Effective July 20, 2026

ELK-Desa Resources Berhad, Annual General Meeting, Aug 18, 2026

First quarter 2027 earnings: EPS and revenues exceed analyst expectations

New major risk - Financial position