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Malaysian (KLSE) Consumer Finance Industry Analysis

UpdatedApr 14, 2026
DataAggregated Company Financials
Companies7
  • 7D2.6%
  • 3M-5.0%
  • 1Y-4.2%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has risen 2.2%, driven by gains from AEON Credit Service (M) Berhad of 7.6%. Despite this gain, the industry's performance has been flat over the past year. As for the next few years, earnings are expected to grow by 8.6% per annum.

Industry Valuation and Performance

Has the Malaysian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 14 Apr 2026RM 6.8bRM 3.0bRM 672.2m12x10.2x2.3x
Thu, 12 Mar 2026RM 6.9bRM 2.9bRM 660.3m12.7x10.5x2.4x
Sat, 07 Feb 2026RM 7.2bRM 2.8bRM 639.1m13.8x11.2x2.5x
Mon, 05 Jan 2026RM 7.2bRM 2.8bRM 639.1m14.4x11.2x2.5x
Wed, 03 Dec 2025RM 7.0bRM 2.8bRM 609.2m14.2x11.4x2.5x
Fri, 31 Oct 2025RM 6.9bRM 2.7bRM 590.2m15.1x11.6x2.5x
Sun, 28 Sep 2025RM 7.1bRM 2.7bRM 590.2m16x11.9x2.7x
Tue, 26 Aug 2025RM 6.6bRM 2.7bRM 583.2m15x11.3x2.5x
Thu, 24 Jul 2025RM 6.5bRM 2.6bRM 585.6m13.8x11.1x2.5x
Sat, 21 Jun 2025RM 7.0bRM 2.6bRM 614.4m14.3x11.3x2.7x
Mon, 19 May 2025RM 7.4bRM 2.5bRM 602.9m14.9x12.2x2.9x
Wed, 16 Apr 2025RM 7.2bRM 2.5bRM 603.0m14.4x11.9x2.8x
Fri, 14 Mar 2025RM 7.1bRM 2.6bRM 587.0m14.5x12.2x2.7x
Sun, 09 Feb 2025RM 7.4bRM 2.6bRM 586.2m15.6x12.7x2.8x
Tue, 07 Jan 2025RM 7.8bRM 2.6bRM 586.2m16.3x13.3x3x
Thu, 05 Dec 2024RM 8.1bRM 2.6bRM 610.4m15.9x13.2x3.1x
Sat, 02 Nov 2024RM 8.5bRM 2.6bRM 616.1m18.3x13.8x3.3x
Mon, 30 Sep 2024RM 8.7bRM 2.6bRM 616.1m18.8x14x3.4x
Wed, 28 Aug 2024RM 8.8bRM 2.5bRM 653.1m19.4x13.5x3.5x
Fri, 26 Jul 2024RM 8.8bRM 2.5bRM 650.6m21.2x13.5x3.5x
Sun, 23 Jun 2024RM 7.9bRM 2.3bRM 604.3m15.6x13x3.5x
Tue, 21 May 2024RM 8.0bRM 2.3bRM 593.0m17.3x13.6x3.6x
Thu, 18 Apr 2024RM 7.4bRM 2.3bRM 593.0m16.6x12.5x3.3x
Sat, 16 Mar 2024RM 7.2bRM 2.1bRM 567.5m16.4x12.6x3.5x
Mon, 12 Feb 2024RM 7.3bRM 2.1bRM 574.9m16x12.7x3.5x
Wed, 10 Jan 2024RM 7.2bRM 2.1bRM 575.5m15.7x12.5x3.5x
Fri, 08 Dec 2023RM 6.9bRM 2.0bRM 572.2m16.3x12x3.4x
Sun, 05 Nov 2023RM 6.7bRM 2.0bRM 569.5m15.2x11.7x3.4x
Tue, 03 Oct 2023RM 6.8bRM 2.0bRM 559.7m15.4x12.2x3.5x
Thu, 31 Aug 2023RM 6.0bRM 1.8bRM 507.0m13.4x11.7x3.2x
Sat, 29 Jul 2023RM 6.2bRM 1.8bRM 507.4m12x12.2x3.4x
Mon, 26 Jun 2023RM 5.5bRM 1.8bRM 571.1m11.6x9.6x3.1x
Wed, 24 May 2023RM 5.4bRM 1.8bRM 584.3m11x9.3x3.1x
Fri, 21 Apr 2023RM 5.5bRM 1.8bRM 582.4m10.9x9.4x3.1x
Price to Earnings Ratio

9.4x


Total Market Cap: RM 5.5bTotal Earnings: RM 582.4mTotal Revenue: RM 1.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Malaysian Consumer Finance Industry Price to Earnings3Y Average 12x202420252026
Current Industry PE
  • Investors are pessimistic on the Malaysian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.2x which is lower than its 3-year average PE of 12.0x.
  • The 3-year average PS ratio of 3.0x is higher than the industry's current PS ratio of 2.3x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 4.9% per year over the last three years.
  • Revenues for these companies have grown 20% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Malaysian Consumer Finance compare with similar industries?

MY Market0.58%
Financials-0.87%
Consumer Finance2.57%
Consumer Finance2.57%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
AEONCR AEON Credit Service (M) BerhadRM 5.787.6%
+RM 209.4m		-3.5%PE7.6x
WELLCHIP Well Chip Group BerhadRM 1.303.2%
+RM 24.0m		33.3%PE9.1x

Latest News

AEONCR
RM 5.78
AEON Credit Service (M) Berhad
7D
7.6%
1Y
-3.5%
EMCC
RM 0.32
Evergreen Max Cash Capital Berhad
7D
-1.6%
1Y
6.8%
JOHAN
RM 0.02
Johan Holdings Berhad
7D
-20.0%
1Y
-33.3%
WELLCHIP
RM 1.30
Well Chip Group Berhad
7D
3.2%
1Y
33.3%
PPJACK
RM 0.92
Pappajack Berhad
7D
-0.5%
1Y
-5.2%
ELKDESA
RM 1.06
ELK-Desa Resources Berhad
7D
-3.6%
1Y
-5.4%
RCECAP
RM 1.07
RCE Capital Berhad
7D
-1.8%
1Y
-17.7%