WELLCHIP Stock Overview

An investment holding company, provides pawnbroking and moneylending services in Malaysia. More details

WELLCHIP fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	5/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (15.6x) is below the Consumer Finance industry average (16.1x)

Earnings are forecast to grow 16.28% per year

Earnings grew by 45.4% over the past year

Analysts in good agreement that stock price will rise by 54%

Risk Analysis

No risks detected for WELLCHIP from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Well Chip Group Berhad Competitors

Pappajack Berhad

KLSE:PPJACK

RM 745.2m

Evergreen Max Cash Capital Berhad

KLSE:EMCC

RM 401.4m

ELK-Desa Resources Berhad

KLSE:ELKDESA

RM 545.8m

RCE Capital Berhad

KLSE:RCECAP

RM 2.3b

Price History & Performance

Summary of share price highs, lows and changes for Well Chip Group Berhad
Historical stock prices
Current Share Price	RM 1.16
52 Week High	RM 1.83
52 Week Low	RM 1.12
Beta	0
1 Month Change	-4.13%
3 Month Change	-23.68%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-32.56%

Recent updates

Shareholder Returns

	WELLCHIP	MY Consumer Finance	MY Market
7D	-1.7%	-1.7%	-0.2%
1Y	n/a	3.4%	10.4%

Return vs Industry: Insufficient data to determine how WELLCHIP performed against the MY Consumer Finance industry.

Return vs Market: Insufficient data to determine how WELLCHIP performed against the MY Market.

Price Volatility

Is WELLCHIP's price volatile compared to industry and market?
WELLCHIP volatility
WELLCHIP Average Weekly Movement	4.8%
Consumer Finance Industry Average Movement	3.8%
Market Average Movement	4.8%
10% most volatile stocks in MY Market	10.4%
10% least volatile stocks in MY Market	2.5%

Stable Share Price: WELLCHIP has not had significant price volatility in the past 3 months compared to the MY market.

Volatility Over Time: Insufficient data to determine WELLCHIP's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	n/a	Hooi Ng	www.wellchip.com.my

Well Chip Group Berhad, an investment holding company, provides pawnbroking and moneylending services in Malaysia. The company offers pawn loans in exchange for pledges, such as gold, jewelry, and watches. It is also involved in the retail sale and trading of new and used jewelry and gold.

Well Chip Group Berhad Fundamentals Summary

How do Well Chip Group Berhad's earnings and revenue compare to its market cap?
WELLCHIP fundamental statistics
Market cap	RM 708.00m
Earnings (TTM)	RM 44.57m
Revenue (TTM)	RM 216.55m

15.6x

P/E Ratio

3.2x

P/S Ratio

Is WELLCHIP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WELLCHIP income statement (TTM)
Revenue	RM 216.55m
Cost of Revenue	RM 119.00m
Gross Profit	RM 97.55m
Other Expenses	RM 52.98m
Earnings	RM 44.57m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.074
Gross Margin	45.05%
Net Profit Margin	20.58%
Debt/Equity Ratio	54.6%

How did WELLCHIP perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 17:14
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Well Chip Group Berhad is covered by 3 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Siao Lee	Public Investment Bank Berhad
Nabil Thoo	RHB Investment Bank
Li Hsia Wong	TA Securities Holdings Berhad

Well Chip Group Berhad KLSE:WELLCHIP Stock Report