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Australian (ASX) Diversified Financial Industry Analysis

UpdatedNov 14, 2025
DataAggregated Company Financials
Companies20
  • 7D-1.6%
  • 3M-7.8%
  • 1Y13.3%
  • YTD14.3%

Over the last 7 days, the Diversified Financial industry has dropped 1.3%, driven by pullbacks in AMP and WHSP Holdings of 5.1% and 1.6%, respectively. On the other hand Helia Group is actually up 10%. This takes the industry's 12 month performance to a gain of 16%. As for the next few years, earnings are expected to grow by 4.5% per annum.

Industry Valuation and Performance

Has the Australian Diversified Financial Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 15 Nov 2025AU$29.0bAU$9.5bAU$1.4b18.7x21.1x3x
Mon, 13 Oct 2025AU$29.6bAU$9.5bAU$1.4b20.2x21.4x3.1x
Wed, 10 Sep 2025AU$31.1bAU$9.5bAU$1.5b19.9x20.2x3.3x
Fri, 08 Aug 2025AU$30.0bAU$10.3bAU$1.1b24.6x28.4x2.9x
Sun, 06 Jul 2025AU$28.8bAU$10.3bAU$1.1b20x27.3x2.8x
Tue, 03 Jun 2025AU$28.5bAU$10.3bAU$1.1b18.7x27x2.8x
Thu, 01 May 2025AU$25.8bAU$10.3bAU$1.1b17.3x24.2x2.5x
Sat, 29 Mar 2025AU$23.9bAU$10.3bAU$1.1b16.9x22.3x2.3x
Mon, 24 Feb 2025AU$24.2bAU$10.0bAU$1.0b16.9x23.7x2.4x
Wed, 22 Jan 2025AU$24.6bAU$9.9bAU$894.8m16.5x27.5x2.5x
Fri, 20 Dec 2024AU$24.6bAU$9.9bAU$894.8m15.3x27.5x2.5x
Sun, 17 Nov 2024AU$24.0bAU$9.5bAU$867.6m19.6x27.7x2.5x
Tue, 15 Oct 2024AU$24.2bAU$9.5bAU$872.9m18.9x27.7x2.6x
Thu, 12 Sep 2024AU$22.8bAU$9.5bAU$910.5m20.3x25x2.4x
Sat, 10 Aug 2024AU$23.6bAU$9.0bAU$818.3m19.5x28.9x2.6x
Mon, 08 Jul 2024AU$23.0bAU$9.1bAU$976.7m22.4x23.5x2.5x
Wed, 05 Jun 2024AU$21.8bAU$9.1bAU$962.2m30.6x22.7x2.4x
Fri, 03 May 2024AU$21.9bAU$9.1bAU$962.2m30.2x22.7x2.4x
Sun, 31 Mar 2024AU$23.6bAU$9.1bAU$962.0m32.2x24.6x2.6x
Tue, 27 Feb 2024AU$23.8bAU$9.1bAU$1.0b23.7x23.8x2.6x
Thu, 25 Jan 2024AU$22.7bAU$8.7bAU$880.8m17.2x25.8x2.6x
Sat, 23 Dec 2023AU$22.1bAU$8.7bAU$880.9m15.8x25x2.5x
Mon, 20 Nov 2023AU$21.7bAU$8.6bAU$876.3m13.4x24.8x2.5x
Wed, 18 Oct 2023AU$23.6bAU$8.6bAU$879.2m15.1x26.8x2.7x
Fri, 15 Sep 2023AU$24.0bAU$9.4bAU$1.3b14.8x19x2.6x
Sun, 13 Aug 2023AU$23.9bAU$7.3bAU$1.1b21.4x22.6x3.3x
Tue, 11 Jul 2023AU$21.9bAU$7.0bAU$1.1b21.5x19.9x3.1x
Thu, 08 Jun 2023AU$22.8bAU$7.0bAU$1.1b22.2x20.7x3.3x
Sat, 06 May 2023AU$11.3bAU$5.0b-AU$21,540,214.0031x-526.8x2.3x
Mon, 03 Apr 2023AU$11.5bAU$5.0b-AU$11,965,737.0029.1x-957.1x2.3x
Wed, 01 Mar 2023AU$10.3bAU$3.5bAU$37.9m30.8x271.6x2.9x
Fri, 27 Jan 2023AU$11.6bAU$4.2b-AU$55,205,540.0018.3x-209.9x2.7x
Sun, 25 Dec 2022AU$11.6bAU$4.2b-AU$54,159,238.0015.9x-213.7x2.7x
Tue, 22 Nov 2022AU$11.3bAU$4.2b-AU$42,729,217.0015x-264.6x2.7x
Price to Earnings Ratio

-264.6x


Total Market Cap: AU$11.3bTotal Earnings: -AU$42,729,217.00Total Revenue: AU$4.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Australian Diversified Financial Industry Price to Earnings3Y Average -27.8x202320242025
Current Industry PE
  • Investors are pessimistic on the Australian Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 21.3x which is higher than its 3-year average PE of -28.1x.
  • The 3-year average PS ratio of 2.7x is lower than the industry's current PS ratio of 3.1x.
Past Earnings Growth
  • Total earnings for the Diversified Financial industry have gone up over the last three years, and the industry is now profitable. Revenues have grown 31% per year.
  • This means that more sales are being generated by the industry overall, and subsequently profits are increasing too.

Industry Trends

Which industries have driven the changes within the Australian Financials industry?

AU Market-1.55%
Financials-4.66%
Diversified Financial-1.64%
Specialized Finance5.78%
Transaction and Payment Processing Services-2.16%
Other Diversified Financial Services-2.40%
Multi-Sector Holdings-2.56%
Industry PE
  • Investors are most optimistic about the Multi-Sector Holdings industry which is trading above its 3-year average PE ratio of 22.1x.
    • Analysts are expecting annual earnings growth of 0.5%, which is higher than its past year's earnings decline of 27.0% per year.
Forecasted Growth
  • Analysts are most optimistic on the Transaction and Payment Processing Services industry, expecting annual earnings growth of 25% over the next 5 years.
  • This is better than its past earnings decline of 31% per year.
  • In contrast, the Specialized Finance industry is expected to see its earnings decline by 101% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HLI Helia GroupAU$5.8910.5%
+AU$152.4m		33.9%PE6x
OBL Omni BridgewayAU$1.566.1%
+AU$26.0m		77.3%PE1.3x
AFG Australian Finance GroupAU$2.332.6%
+AU$16.3m		45.2%PE18.1x
OFX OFX GroupAU$0.629.7%
+AU$12.7m		-56.6%PE8.7x
PNC Pioneer CreditAU$0.7310.5%
+AU$11.2m		16.7%PE17.6x

Latest News

AMP
AU$1.65
AMP
7D
-3.2%
1Y
8.6%

AMP: Recent Team Departures Will Challenge Expense Discipline Going Forward

Analysts have adjusted their price target for Ameriprise downward by $51, reflecting cautious sentiment following recent quarterly results and ongoing expense trends. Analyst Commentary Bullish Takeaways Bullish analysts maintain a positive rating on Ameriprise shares despite the lowered price target.
CGF
AU$8.89
Challenger
7D
-1.9%
1Y
40.9%

CGF: Capital Market Activity And Discount Rates Will Influence Market Sentiment This Year

Challenger's analyst price target has increased modestly, rising by $0.18 to $9.38. Analysts are factoring in stable revenue growth, a slightly improved discount rate, and supportive updates from recent sector research, despite ongoing concerns over valuations and expected returns.
OFX
AU$0.62
OFX Group
7D
9.7%
1Y
-56.6%

OFX: Future Expansion Into US And APAC Markets Will Drive Upside

OFX Group Price Target Lowered Amid Analyst Revisions Analysts have reduced their fair value estimate for OFX Group from $1.37 to $0.93. They cite updated assumptions for discount rates, revenue growth, profit margin, and future price-to-earnings multiples, which reflect a more cautious outlook on the company's financial trajectory.
WTL
AU$0.14
WT Financial Group
7D
3.6%
1Y
54.3%

Should You Be Adding WT Financial Group (ASX:WTL) To Your Watchlist Today?

Nov 12
Should You Be Adding WT Financial Group (ASX:WTL) To Your Watchlist Today?
PPM
AU$2.38
Pepper Money
7D
-3.3%
1Y
73.7%
PNC
AU$0.73
Pioneer Credit
7D
10.5%
1Y
16.7%
FND
AU$1.56
Findi
7D
-14.1%
1Y
-79.3%
TYR
AU$1.05
Tyro Payments
7D
1.5%
1Y
11.8%
AFG
AU$2.33
Australian Finance Group
7D
2.6%
1Y
45.2%
LFG
AU$4.05
Liberty Financial Group
7D
0.7%
1Y
23.5%

There Is A Reason Liberty Financial Group Limited's (ASX:LFG) Price Is Undemanding

Oct 17
There Is A Reason Liberty Financial Group Limited's (ASX:LFG) Price Is Undemanding
AFA
AU$0.06
ASF Group
7D
-16.7%
1Y
200.0%
SOL
AU$36.57
WHSP Holdings
7D
-2.5%
1Y
6.8%
EML
AU$0.88
EML Payments
7D
-2.2%
1Y
32.6%
CCL
AU$3.91
Cuscal
7D
-4.9%
1Y
n/a

After Leaping 31% Cuscal Limited (ASX:CCL) Shares Are Not Flying Under The Radar

Sep 08
After Leaping 31% Cuscal Limited (ASX:CCL) Shares Are Not Flying Under The Radar
OBL
AU$1.56
Omni Bridgeway
7D
6.1%
1Y
77.3%
HLI
AU$5.89
Helia Group
7D
10.5%
1Y
33.9%