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Australian (ASX) Consumer Finance Industry Analysis

UpdatedMay 28, 2022
DataAggregated Company Financials
Companies14
  • 7D-1.6%
  • 3M-24.1%
  • 1Y-47.9%
  • YTD-36.9%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Zip Co declined by 8.1%. As for the longer term, the industry has declined 48% in the last year. Looking forward, earnings are forecast to grow by 20% annually.

Industry Valuation and Performance

Has the Australian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPE
Sat, 28 May 2022AU$6.2bAU$3.2b-AU$285,227,107.0011.1x
Mon, 25 Apr 2022AU$7.3bAU$3.2b-AU$306,863,704.0012.4x
Wed, 23 Mar 2022AU$7.6bAU$3.1b-AU$307,242,168.0012.9x
Fri, 18 Feb 2022AU$8.9bAU$3.1b-AU$419,616,843.009.9x
Sun, 16 Jan 2022AU$9.8bAU$3.0b-AU$437,978,869.009.9x
Tue, 14 Dec 2021AU$10.3bAU$2.6b-AU$438,140,174.0010.5x
Thu, 11 Nov 2021AU$11.2bAU$2.6b-AU$438,669,716.0010.3x
Sat, 09 Oct 2021AU$11.6bAU$3.1b-AU$463,208,128.0014.9x
Mon, 06 Sep 2021AU$11.9bAU$3.1b-AU$457,076,296.5314.4x
Wed, 04 Aug 2021AU$12.3bAU$3.1b-AU$457,076,296.5314.5x
Sat, 08 May 2021AU$12.1bAU$2.9b-AU$478,792,349.4612x
Tue, 09 Feb 2021AU$9.2bAU$2.1b-AU$521,154,471.4617.4x
Mon, 02 Nov 2020AU$7.1bAU$2.1b-AU$352,058,034.0019.2x
Thu, 06 Aug 2020AU$6.3bAU$2.0b-AU$189,067,688.0023.6x
Sun, 10 May 2020AU$3.7bAU$2.1b-AU$75,996,991.0011.9x
Sat, 01 Feb 2020AU$6.8bAU$2.2bAU$34.1m16.5x
Tue, 05 Nov 2019AU$6.0bAU$2.1bAU$94.5m15.6x
Fri, 09 Aug 2019AU$5.4bAU$1.9bAU$171.8m14.4x
Median PE Ratio

19.8x


Total Market Cap: AU$4.5bTotal Earnings: AU$196.5mTotal Revenue: AU$1.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Australian Consumer Finance Industry Median PE3Y Average 15.4x202020212022
Current Industry PE
  • Investors are more pessimistic on the industry, indicating that they anticipate long-term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.8x which is lower than its 3-year average PE of 15.4x.
Past Earnings Growth
  • Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
  • Meanwhile revenues have grown 21% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does Australian Consumer Finance compare with similar industries?

AU Market-1.30%
Financials1.24%
Consumer Finance-1.57%
Consumer Finance-1.57%
Industry PEThere is insufficient data on the sub-industries of this industry.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CCP Credit Corp GroupAU$23.101.4%
+AU$21.0m
-20.2%PS16.3x
HUM Humm GroupAU$0.733.5%
+AU$12.4m
-28.4%PS1.2x
MNY Money3AU$2.231.8%
+AU$8.6m
-30.3%PS10.6x
B4P Beforepay GroupAU$0.5326.2%
+AU$5.1m
n/aPS19.9x
FSA FSA GroupAU$1.212.5%
+AU$3.8m
15.2%PS8.1x
Simply Wall St
Simply Wall Street Pty Ltd
17-21 Bellevue Street, Surry Hills, Sydney
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Latest News

HUM

AU$0.73

Humm Group

7D

3.5%

1Y

-28.4%

PLT

AU$0.69

Plenti Group

7D

-10.4%

1Y

-42.5%

WZR

AU$0.10

Wisr

7D

-4.8%

1Y

-68.8%

ZIP

AU$0.85

Zip Co

7D

-8.1%

1Y

-88.1%

MME

AU$1.17

MoneyMe

7D

-2.5%

1Y

-19.9%