Humm Group (ASX:HUM) Will Pay A Smaller Dividend Than Last Year
Feb 22
Australian (ASX) Consumer Finance Industry Analysis
UpdatedApr 25, 2024
DataAggregated Company Financials
Companies12
- 7D0.04%
- 3M7.6%
- 1Y12.0%
- YTDn/a
The Consumer Finance industry is up 1.2% in the last week, with Credit Corp Group up 2.6%. In the last 12 months, the industry was up 13%. Earnings are forecast to grow by 44% annually.
Industry Valuation and Performance
Has the Australian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 25 Apr 2024 | AU$5.2b | AU$3.4b | -AU$50,580,258.00 | 9x | -103.2x | 1.5x |
| Sat, 23 Mar 2024 | AU$5.7b | AU$3.4b | -AU$50,580,258.00 | 9.2x | -111.9x | 1.7x |
| Mon, 19 Feb 2024 | AU$4.3b | AU$2.6b | -AU$41,796,317.00 | 9.1x | -103.6x | 1.7x |
| Wed, 17 Jan 2024 | AU$4.0b | AU$2.6b | -AU$38,743,733.00 | 8.9x | -103.2x | 1.5x |
| Fri, 15 Dec 2023 | AU$3.8b | AU$2.6b | -AU$38,743,733.00 | 9x | -97.1x | 1.4x |
| Sun, 12 Nov 2023 | AU$3.5b | AU$2.6b | -AU$36,466,733.00 | 7.8x | -97.2x | 1.3x |
| Tue, 10 Oct 2023 | AU$3.9b | AU$2.6b | -AU$36,466,733.00 | 7.5x | -106.4x | 1.5x |
| Thu, 07 Sep 2023 | AU$4.3b | AU$2.6b | -AU$36,752,733.00 | 9x | -117.6x | 1.6x |
| Sat, 05 Aug 2023 | AU$4.1b | AU$2.6b | AU$138.6m | 11.6x | 29.7x | 1.6x |
| Mon, 03 Jul 2023 | AU$4.2b | AU$2.6b | AU$129.7m | 12.2x | 32.4x | 1.6x |
| Wed, 31 May 2023 | AU$4.0b | AU$2.6b | AU$129.7m | 11.1x | 30.7x | 1.6x |
| Fri, 28 Apr 2023 | AU$4.1b | AU$2.6b | AU$149.7m | 11.2x | 27.6x | 1.6x |
| Sun, 26 Mar 2023 | AU$3.8b | AU$2.7b | AU$149.8m | 10.9x | 25.7x | 1.4x |
| Tue, 21 Feb 2023 | AU$4.8b | AU$3.3b | -AU$1,045,313,674.00 | 13.2x | -4.6x | 1.4x |
| Thu, 19 Jan 2023 | AU$5.1b | AU$3.3b | -AU$922,207,801.00 | 11.2x | -5.6x | 1.6x |
| Sat, 17 Dec 2022 | AU$4.8b | AU$3.3b | -AU$922,710,122.00 | 10.6x | -5.2x | 1.5x |
| Mon, 14 Nov 2022 | AU$5.0b | AU$3.3b | -AU$921,946,668.00 | 10.8x | -5.4x | 1.5x |
| Wed, 12 Oct 2022 | AU$4.6b | AU$3.3b | -AU$927,114,467.00 | 10.6x | -5x | 1.4x |
| Fri, 09 Sep 2022 | AU$5.2b | AU$3.3b | -AU$923,359,677.00 | 11x | -5.7x | 1.6x |
| Sun, 07 Aug 2022 | AU$6.2b | AU$3.2b | -AU$280,351,445.00 | 10.5x | -22.1x | 1.9x |
| Tue, 05 Jul 2022 | AU$5.1b | AU$3.2b | -AU$285,164,328.00 | 9x | -17.8x | 1.6x |
| Thu, 02 Jun 2022 | AU$6.3b | AU$3.2b | -AU$285,095,804.00 | 11.3x | -22.2x | 2x |
| Sat, 30 Apr 2022 | AU$7.1b | AU$3.2b | -AU$306,870,155.00 | 12.2x | -23.2x | 2.3x |
| Mon, 28 Mar 2022 | AU$7.7b | AU$3.1b | -AU$307,146,030.00 | 13x | -25.1x | 2.5x |
| Wed, 23 Feb 2022 | AU$8.7b | AU$3.0b | -AU$361,141,773.00 | 9.4x | -24.2x | 2.9x |
| Fri, 21 Jan 2022 | AU$9.8b | AU$3.0b | -AU$437,903,569.00 | 10.1x | -22.3x | 3.2x |
| Sun, 19 Dec 2021 | AU$9.8b | AU$2.6b | -AU$438,059,855.00 | 10.3x | -22.3x | 3.7x |
| Tue, 16 Nov 2021 | AU$11.2b | AU$2.6b | -AU$438,523,644.00 | 10.4x | -25.6x | 4.3x |
| Thu, 14 Oct 2021 | AU$11.4b | AU$3.1b | -AU$463,084,359.00 | 14.6x | -24.5x | 3.7x |
| Sat, 11 Sep 2021 | AU$11.8b | AU$3.1b | -AU$457,076,296.53 | 13.7x | -25.7x | 3.8x |
| Mon, 09 Aug 2021 | AU$12.5b | AU$3.1b | -AU$457,076,296.53 | 14.2x | -27.2x | 4.1x |
| Sun, 02 May 2021 | AU$12.1b | AU$2.9b | -AU$478,792,349.46 | 12x | -25.3x | 4.2x |
Price to Earnings Ratio
-25.3x
Current Industry PE
- Investors are pessimistic on the Australian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The 3-year average PS ratio of 2.3x is higher than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have improved over the last three years.
- Revenues for these companies have grown 5.4% per year.
- This means that more sales are being generated by these companies overall, and subsequently losses are decreasing too.
Industry Comparison
How does Australian Consumer Finance compare with similar industries?
| AU Market | 0.91% | |
| Financials | 1.84% | |
| Consumer Finance | 0.041% | |
| Consumer Finance | 0.041% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CCP Credit Corp Group | AU$16.55 | 2.6% +AU$28.6m | -5.5% | PE23.8x | |
| FPR FleetPartners Group | AU$3.70 | 1.4% +AU$11.9m | 77.9% | PE10.9x | |
| WZR Wisr | AU$0.041 | 5.1% +AU$2.7m | 0% | PS2.3x | |
| B4P Beforepay Group | AU$0.70 | 7.7% +AU$2.4m | 37.3% | PS1.8x | |
| PLT Plenti Group | AU$0.66 | 1.5% +AU$1.7m | 73.7% | PS1.7x |