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Australian (ASX) Consumer Finance Industry Analysis

UpdatedDec 08, 2023
DataAggregated Company Financials
Companies12
  • 7D1.9%
  • 3M-13.7%
  • 1Y-18.2%
  • YTD-15.8%

Over the last 7 days, the Consumer Finance industry has risen 3.3%, driven by gains from Zip Co of 30%. However, the industry is down 18% over the past year. As for the next few years, earnings are expected to grow by 27% per annum.

Industry Valuation and Performance

Has the Australian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 08 Dec 2023AU$3.7bAU$2.6b-AU$38,743,733.008.7x-95x1.4x
Sun, 05 Nov 2023AU$3.5bAU$2.6b-AU$36,466,733.008.1x-96.9x1.3x
Tue, 03 Oct 2023AU$4.0bAU$2.6b-AU$36,466,733.007.8x-110.2x1.5x
Thu, 31 Aug 2023AU$4.2bAU$2.4b-AU$45,948,733.009.1x-92.4x1.7x
Sat, 29 Jul 2023AU$4.4bAU$2.6bAU$129.7m13.6x34.1x1.7x
Mon, 26 Jun 2023AU$4.1bAU$2.6bAU$129.7m11.9x31.4x1.6x
Wed, 24 May 2023AU$4.0bAU$2.6bAU$129.7m10.9x30.8x1.6x
Fri, 21 Apr 2023AU$4.1bAU$2.6bAU$149.7m11x27.2x1.6x
Sun, 19 Mar 2023AU$3.9bAU$2.7bAU$149.6m11.2x26.3x1.5x
Tue, 14 Feb 2023AU$5.0bAU$3.3b-AU$980,508,187.0011.6x-5.1x1.5x
Thu, 12 Jan 2023AU$5.0bAU$3.3b-AU$922,150,732.0011.5x-5.4x1.5x
Sat, 10 Dec 2022AU$4.8bAU$3.3b-AU$922,552,612.0010.7x-5.3x1.5x
Mon, 07 Nov 2022AU$4.6bAU$3.3b-AU$927,728,872.0010.3x-5x1.4x
Wed, 05 Oct 2022AU$4.8bAU$3.3b-AU$927,010,751.0010.6x-5.2x1.5x
Fri, 02 Sep 2022AU$5.3bAU$3.3b-AU$938,610,891.0011.2x-5.6x1.6x
Sun, 31 Jul 2022AU$6.2bAU$3.2b-AU$284,890,118.0010.5x-21.8x2x
Tue, 28 Jun 2022AU$5.0bAU$3.2b-AU$285,121,170.008.7x-17.4x1.6x
Thu, 26 May 2022AU$6.2bAU$3.2b-AU$285,139,795.0010.8x-21.9x2x
Sat, 23 Apr 2022AU$7.4bAU$3.2b-AU$306,865,136.0012.4x-24.3x2.4x
Mon, 21 Mar 2022AU$7.7bAU$3.1b-AU$307,278,552.0012.6x-24.9x2.4x
Wed, 16 Feb 2022AU$8.8bAU$3.1b-AU$423,782,897.0010.1x-20.9x2.9x
Fri, 14 Jan 2022AU$10.0bAU$3.0b-AU$437,923,690.009.9x-22.9x3.3x
Sun, 12 Dec 2021AU$10.4bAU$2.6b-AU$438,140,174.009.9x-23.7x4x
Tue, 09 Nov 2021AU$11.4bAU$2.6b-AU$438,525,470.0010.4x-25.9x4.3x
Thu, 07 Oct 2021AU$11.2bAU$3.1b-AU$463,417,167.0015.2x-24.2x3.7x
Sat, 04 Sep 2021AU$11.9bAU$3.1b-AU$457,076,296.5314.6x-26x3.9x
Mon, 02 Aug 2021AU$11.8bAU$3.1b-AU$457,076,296.5314.3x-25.8x3.8x
Thu, 06 May 2021AU$12.1bAU$2.9b-AU$478,792,349.4612x-25.3x4.2x
Sun, 07 Feb 2021AU$9.2bAU$2.1b-AU$521,154,471.4617.4x-17.7x4.4x
Price to Earnings Ratio

-16x


Total Market Cap: AU$8.3bTotal Earnings: -AU$521,154,471.46Total Revenue: AU$2.1bTotal Market Cap vs Earnings and Revenue0%0%0%
Australian Consumer Finance Industry Price to Earnings3Y Average -22.4x20222023
Current Industry PE
  • Investors are pessimistic on the Australian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The 3-year average PS ratio of 2.6x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have improved over the last three years.
  • Revenues for these companies have grown 8.4% per year.
  • This means that more sales are being generated by these companies overall, and subsequently losses are decreasing too.

Industry Comparison

How does Australian Consumer Finance compare with similar industries?

AU Market1.05%
Financials1.17%
Consumer Finance1.94%
Consumer Finance1.94%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
ZIP Zip CoAU$0.5431.7%
+AU$107.2m
-22.3%PS0.6x
CCP Credit Corp GroupAU$13.543.4%
+AU$30.6m
-31.7%PE10.1x
FPR FleetPartners GroupAU$2.984.2%
+AU$26.5m
52.8%PE8.9x
SVR SolvarAU$1.1510.1%
+AU$22.0m
-39.1%PE5x
PGL Prospa GroupAU$0.4012.9%
+AU$7.4m
-33.6%PS0.4x
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Latest News

WZR

AU$0.024

Wisr

7D

14.3%

1Y

-64.7%

ZIP

AU$0.54

Zip Co

7D

31.7%

1Y

-22.3%

FSA

AU$0.97

FSA Group

7D

2.6%

1Y

-7.1%

FPR

AU$2.98

FleetPartners Group

7D

4.2%

1Y

52.8%

CCP

AU$13.54

Credit Corp Group

7D

3.4%

1Y

-31.7%

PLT

AU$0.68

Plenti Group

7D

4.6%

1Y

47.8%

PHL

AU$0.015

Propell Holdings

7D

-21.1%

1Y

-64.3%

B4P

AU$0.43

Beforepay Group

7D

-11.3%

1Y

7.5%

PGL

AU$0.40

Prospa Group

7D

12.9%

1Y

-33.6%

CCV

AU$0.20

Cash Converters International

7D

-2.4%

1Y

-12.8%

SVR

AU$1.15

Solvar

7D

10.1%

1Y

-39.1%

HUM

AU$0.43

Humm Group

7D

-2.3%

1Y

-21.1%