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Australian (ASX) Consumer Finance Industry Analysis
UpdatedMar 25, 2025
DataAggregated Company Financials
Companies11
- 7D-1.6%
- 3M-21.0%
- 1Y3.7%
- YTDn/a
Over the last 7 days, the Consumer Finance industry has dropped 1.6%, driven by Zip Co declining 1.6%. Over the past 12 months, the industry was up 3.7%. Earnings are forecast to grow by 35% annually.
Industry Valuation and Performance
Has the Australian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 26 Mar 2025 | AU$6.2b | AU$3.6b | AU$234.6m | 10.4x | 26.5x | 1.7x |
| Fri, 21 Feb 2025 | AU$7.2b | AU$3.5b | AU$252.9m | 10x | 28.6x | 2x |
| Sun, 19 Jan 2025 | AU$8.1b | AU$3.4b | AU$163.3m | 15.9x | 49.7x | 2.4x |
| Tue, 17 Dec 2024 | AU$7.9b | AU$3.4b | AU$163.3m | 18.5x | 48.3x | 2.3x |
| Thu, 14 Nov 2024 | AU$8.6b | AU$3.4b | AU$163.6m | 14.4x | 52.4x | 2.5x |
| Sat, 12 Oct 2024 | AU$8.0b | AU$3.4b | AU$163.6m | 13.9x | 48.8x | 2.4x |
| Mon, 09 Sep 2024 | AU$6.6b | AU$3.4b | AU$163.6m | 13.8x | 40.4x | 2x |
| Wed, 07 Aug 2024 | AU$6.0b | AU$3.4b | -AU$50,105,258.00 | 8.4x | -119.6x | 1.7x |
| Fri, 05 Jul 2024 | AU$5.5b | AU$3.4b | -AU$53,514,258.00 | 8.4x | -102.9x | 1.6x |
| Sun, 02 Jun 2024 | AU$5.0b | AU$3.4b | -AU$53,514,258.00 | 8.9x | -94.1x | 1.5x |
| Tue, 30 Apr 2024 | AU$5.3b | AU$3.4b | -AU$50,580,258.00 | 8.9x | -104.8x | 1.6x |
| Thu, 28 Mar 2024 | AU$5.7b | AU$3.4b | -AU$50,580,258.00 | 9.2x | -112.6x | 1.7x |
| Sat, 24 Feb 2024 | AU$4.2b | AU$2.6b | -AU$66,831,317.00 | 8.9x | -62.9x | 1.6x |
| Mon, 22 Jan 2024 | AU$4.0b | AU$2.6b | -AU$38,743,733.00 | 9x | -104.3x | 1.5x |
| Wed, 20 Dec 2023 | AU$3.9b | AU$2.6b | -AU$38,743,733.00 | 9x | -101.2x | 1.5x |
| Fri, 17 Nov 2023 | AU$3.6b | AU$2.6b | -AU$38,743,733.00 | 8.6x | -93.5x | 1.4x |
| Sun, 15 Oct 2023 | AU$3.9b | AU$2.6b | -AU$36,466,733.00 | 7.6x | -108.1x | 1.5x |
| Tue, 12 Sep 2023 | AU$4.3b | AU$2.6b | -AU$36,466,733.00 | 9x | -118.6x | 1.6x |
| Thu, 10 Aug 2023 | AU$4.1b | AU$2.6b | AU$138.6m | 11.6x | 29.5x | 1.6x |
| Sat, 08 Jul 2023 | AU$4.1b | AU$2.6b | AU$129.7m | 11.9x | 32x | 1.6x |
| Mon, 05 Jun 2023 | AU$4.0b | AU$2.6b | AU$129.7m | 10.8x | 30.7x | 1.5x |
| Wed, 03 May 2023 | AU$4.2b | AU$2.6b | AU$149.7m | 11.1x | 27.8x | 1.6x |
| Fri, 31 Mar 2023 | AU$3.9b | AU$2.6b | AU$149.8m | 10.8x | 25.8x | 1.5x |
| Sun, 26 Feb 2023 | AU$4.3b | AU$2.7b | AU$222.3m | 12.7x | 19.3x | 1.6x |
| Tue, 24 Jan 2023 | AU$5.3b | AU$3.3b | -AU$922,216,817.00 | 11.2x | -5.7x | 1.6x |
| Thu, 22 Dec 2022 | AU$4.7b | AU$3.3b | -AU$922,560,367.00 | 10.6x | -5.1x | 1.4x |
| Sat, 19 Nov 2022 | AU$5.0b | AU$3.3b | -AU$922,000,116.00 | 10.7x | -5.4x | 1.5x |
| Mon, 17 Oct 2022 | AU$4.6b | AU$3.3b | -AU$927,321,994.00 | 10.6x | -5x | 1.4x |
| Wed, 14 Sep 2022 | AU$5.3b | AU$3.3b | -AU$923,279,978.00 | 11.2x | -5.8x | 1.6x |
| Fri, 12 Aug 2022 | AU$6.2b | AU$3.2b | -AU$280,365,037.00 | 10.8x | -22.2x | 1.9x |
| Sun, 10 Jul 2022 | AU$5.4b | AU$3.2b | -AU$284,983,063.00 | 9.7x | -19.1x | 1.7x |
| Tue, 07 Jun 2022 | AU$6.3b | AU$3.2b | -AU$284,991,722.00 | 11.1x | -22x | 2x |
| Thu, 05 May 2022 | AU$6.8b | AU$3.2b | -AU$306,726,518.00 | 11.8x | -22.2x | 2.2x |
| Sat, 02 Apr 2022 | AU$7.7b | AU$3.2b | -AU$307,137,059.00 | 13.2x | -24.9x | 2.4x |
Price to Earnings Ratio
-24.9x
Current Industry PE
- Investors are pessimistic on the Australian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 26.5x which is higher than its 3-year average PE of -31.2x.
- The industry is trading close to its 3-year average PS ratio of 1.7x.
Past Earnings Growth
- Total earnings for the Consumer Finance industry have gone up over the last three years, and the industry is now profitable. Revenues have grown 4.9% per year.
- This means that more sales are being generated by the industry overall, and subsequently profits are increasing too.
Industry Comparison
How does Australian Consumer Finance compare with similar industries?
| AU Market | 0.93% | |
| Financials | 2.28% | |
| Consumer Finance | -1.61% | |
| Consumer Finance | -1.61% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CCP Credit Corp Group | AU$14.51 | 3.3% +AU$32.0m | -18.0% | PE9.2x | |
| FPR FleetPartners Group | AU$2.72 | 4.2% +AU$24.6m | -25.1% | PE7.8x | |
| HUM Humm Group | AU$0.54 | 4.9% +AU$12.0m | 4.9% | PE7.4x | |
| MME MoneyMe | AU$0.14 | 11.5% +AU$11.9m | 83.5% | PS2.8x | |
| PLT Plenti Group | AU$0.82 | 2.5% +AU$3.5m | 26.2% | PS1.7x |