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Australian (ASX) Consumer Finance Industry Analysis

UpdatedMar 13, 2026
DataAggregated Company Financials
Companies10
  • 7D-4.6%
  • 3M-29.7%
  • 1Y-10.2%
  • YTDn/a

FleetPartners Group is up 2.4%, leading the way for the Consumer Finance industry, which has gained 2.1%. Meanwhile, Zip Co actually underperformed within the industry, shrinking 9.8% in the last week. However, the industry is down 7.3% over the past year. Earnings are forecast to grow by 16% annually.

Industry Valuation and Performance

Has the Australian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 13 Mar 2026AU$5.4bAU$3.9bAU$503.1m10.1x10.8x1.4x
Sun, 08 Feb 2026AU$6.5bAU$3.7bAU$418.0m10.9x15.6x1.8x
Tue, 06 Jan 2026AU$7.9bAU$3.7bAU$418.0m10.5x18.9x2.2x
Thu, 04 Dec 2025AU$7.7bAU$3.7bAU$418.0m10.7x18.4x2.1x
Sat, 01 Nov 2025AU$8.8bAU$3.6bAU$418.6m10.4x20.9x2.4x
Mon, 29 Sep 2025AU$9.5bAU$3.6bAU$418.6m11.2x22.8x2.6x
Wed, 27 Aug 2025AU$9.4bAU$3.8bAU$379.4m13.2x24.8x2.5x
Fri, 25 Jul 2025AU$8.0bAU$3.7bAU$232.6m12.4x34.3x2.2x
Sun, 22 Jun 2025AU$7.5bAU$3.7bAU$232.6m10.7x32.1x2x
Tue, 20 May 2025AU$6.4bAU$3.7bAU$232.6m10.5x27.5x1.7x
Thu, 17 Apr 2025AU$5.8bAU$3.6bAU$234.5m10x24.9x1.6x
Sat, 15 Mar 2025AU$6.2bAU$3.6bAU$234.6m10.7x26.6x1.7x
Mon, 10 Feb 2025AU$6.9bAU$3.5bAU$219.6m14.1x31.4x2x
Wed, 08 Jan 2025AU$8.3bAU$3.4bAU$163.3m16.6x50.8x2.4x
Fri, 06 Dec 2024AU$8.7bAU$3.4bAU$163.3m18.3x53.2x2.5x
Sun, 03 Nov 2024AU$7.9bAU$3.4bAU$163.6m15.1x48.5x2.4x
Tue, 01 Oct 2024AU$7.6bAU$3.4bAU$163.6m13.9x46.7x2.3x
Thu, 29 Aug 2024AU$6.9bAU$3.3bAU$86.1m13.2x80.5x2.1x
Sat, 27 Jul 2024AU$5.6bAU$3.4b-AU$53,514,258.008.4x-104.4x1.6x
Mon, 24 Jun 2024AU$5.2bAU$3.4b-AU$53,514,258.008.7x-97.8x1.5x
Wed, 22 May 2024AU$5.1bAU$3.4b-AU$53,514,258.008.8x-95.3x1.5x
Fri, 19 Apr 2024AU$5.2bAU$3.4b-AU$50,580,258.008.9x-102.7x1.5x
Sun, 17 Mar 2024AU$5.4bAU$3.4b-AU$50,580,258.009.1x-107.5x1.6x
Tue, 13 Feb 2024AU$4.3bAU$2.6b-AU$41,796,317.009.1x-102.2x1.7x
Thu, 11 Jan 2024AU$4.0bAU$2.6b-AU$38,743,733.008.8x-102.5x1.5x
Sat, 09 Dec 2023AU$3.7bAU$2.6b-AU$38,743,733.008.9x-96x1.4x
Mon, 06 Nov 2023AU$3.5bAU$2.6b-AU$36,466,733.008.1x-96.9x1.3x
Wed, 04 Oct 2023AU$4.0bAU$2.6b-AU$36,466,733.007.7x-110.2x1.5x
Fri, 01 Sep 2023AU$4.3bAU$2.5b-AU$36,752,733.008.9x-117.9x1.7x
Sun, 30 Jul 2023AU$4.4bAU$2.6bAU$129.7m13.6x34.1x1.7x
Tue, 27 Jun 2023AU$4.1bAU$2.6bAU$129.7m11.7x31.3x1.6x
Thu, 25 May 2023AU$4.0bAU$2.6bAU$129.7m11x30.8x1.6x
Sat, 22 Apr 2023AU$4.1bAU$2.6bAU$149.7m10.9x27.1x1.6x
Mon, 20 Mar 2023AU$3.9bAU$2.7bAU$149.6m11.2x26.3x1.5x
Price to Earnings Ratio

26.3x


Total Market Cap: AU$3.9bTotal Earnings: AU$149.6mTotal Revenue: AU$2.7bTotal Market Cap vs Earnings and Revenue0%0%0%
Australian Consumer Finance Industry Price to Earnings3Y Average -20x202420252026
Current Industry PE
  • Investors are pessimistic on the Australian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 11.2x which is higher than its 3-year average PE of -19.9x.
  • The 3-year average PS ratio of 1.9x is higher than the industry's current PS ratio of 1.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 50% per year over the last three years.
  • Revenues for these companies have grown 13% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Australian Consumer Finance compare with similar industries?

AU Market-3.22%
Financials-1.68%
Consumer Finance-4.59%
Consumer Finance-4.59%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FPR FleetPartners GroupAU$2.612.4%
+AU$12.8m		1.2%PE7.4x
B4P Beforepay GroupAU$1.6616.9%
+AU$12.0m		40.7%PE10.2x
CCV Cash Converters InternationalAU$0.321.6%
+AU$3.5m		25.5%PE10.1x
FSA FSA GroupAU$1.202.1%
+AU$3.1m		39.0%PE11.5x

Latest News

ZIP
AU$1.61
Zip Co
7D
-9.8%
1Y
-17.1%
PLT
AU$0.86
Plenti Group
7D
-3.9%
1Y
8.2%

PLT: New CFO Appointment Will Support Horizon 2 GROW Phase Upside

Analysts have kept their A$1.73 price target for Plenti Group unchanged, citing steady assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as the basis for maintaining their view. What's in the News Plenti Group appointed Selena Verth as Chief Financial Officer, effective July 1, 2026, bringing over 25 years of global finance leadership across FinTech, payments, wealth management and diversified financial services (Key Developments).
CCV
AU$0.32
Cash Converters International
7D
1.6%
1Y
25.5%
CCP
AU$10.90
Credit Corp Group
7D
-7.2%
1Y
-23.0%

CCP: Earnings Guidance For Fiscal 2026 Will Support Rerated Outlook

Analysts have revised their price target for Credit Corp Group lower to A$18.62 from A$20.60, reflecting updated views on earnings potential given adjusted assumptions for revenue growth, profit margins and future P/E multiples. What's in the News Credit Corp Group reiterated earnings guidance for fiscal 2026, with NPAT expected in the range of A$100 million to A$110 million (Key Developments).
FPR
AU$2.61
FleetPartners Group
7D
2.4%
1Y
1.2%
B4P
AU$1.66
Beforepay Group
7D
16.9%
1Y
40.7%
MME
AU$0.093
MoneyMe
7D
-11.4%
1Y
-33.6%

Secured Digital Lending And AI Adoption Will Transform Future Earnings Potential

Catalysts About MoneyMe MoneyMe is an Australian nonbank lender focused on fast, digital credit solutions across secured vehicle finance, personal loans, credit cards and financial tools. What are the underlying business or industry changes driving this perspective?
SVR
AU$1.61
Solvar
7D
-4.2%
1Y
23.5%

SVR: Special Dividend And Revised Assumptions Will Support Future Upside Potential

Analysts have trimmed their Solvar price target to A$1.90, reflecting updated assumptions that combine higher expected revenue growth with lower profit margins and a reduced future P/E multiple. What's in the News Solvar Limited declared a special dividend of A$0.025 per share, with payment scheduled for April 7, 2026.
WZR
AU$0.025
Wisr
7D
-7.4%
1Y
-16.7%

WZR: Recent Equity Raise Will Support Future Earnings Upside Potential

Analysts have kept their A$ fair value estimate for Wisr steady at A$0.14, as small adjustments to revenue growth assumptions, profit margins, and the future P/E multiple are seen as offsetting each other. This leaves their overall price target unchanged.
FSA
AU$1.20
FSA Group
7D
2.1%
1Y
39.0%
HMY
AU$0.82
Harmoney
7D
-6.3%
1Y
66.7%