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Australian (ASX) Consumer Finance Industry Analysis
UpdatedMay 28, 2022
DataAggregated Company Financials
Companies14
- 7D-1.6%
- 3M-24.1%
- 1Y-47.9%
- YTD-36.9%
Over the last 7 days, the Consumer Finance industry has remained flat, although notably Zip Co declined by 8.1%. As for the longer term, the industry has declined 48% in the last year. Looking forward, earnings are forecast to grow by 20% annually.
Industry Valuation and Performance
Has the Australian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE |
|---|---|---|---|---|
| Sat, 28 May 2022 | AU$6.2b | AU$3.2b | -AU$285,227,107.00 | 11.1x |
| Mon, 25 Apr 2022 | AU$7.3b | AU$3.2b | -AU$306,863,704.00 | 12.4x |
| Wed, 23 Mar 2022 | AU$7.6b | AU$3.1b | -AU$307,242,168.00 | 12.9x |
| Fri, 18 Feb 2022 | AU$8.9b | AU$3.1b | -AU$419,616,843.00 | 9.9x |
| Sun, 16 Jan 2022 | AU$9.8b | AU$3.0b | -AU$437,978,869.00 | 9.9x |
| Tue, 14 Dec 2021 | AU$10.3b | AU$2.6b | -AU$438,140,174.00 | 10.5x |
| Thu, 11 Nov 2021 | AU$11.2b | AU$2.6b | -AU$438,669,716.00 | 10.3x |
| Sat, 09 Oct 2021 | AU$11.6b | AU$3.1b | -AU$463,208,128.00 | 14.9x |
| Mon, 06 Sep 2021 | AU$11.9b | AU$3.1b | -AU$457,076,296.53 | 14.4x |
| Wed, 04 Aug 2021 | AU$12.3b | AU$3.1b | -AU$457,076,296.53 | 14.5x |
| Sat, 08 May 2021 | AU$12.1b | AU$2.9b | -AU$478,792,349.46 | 12x |
| Tue, 09 Feb 2021 | AU$9.2b | AU$2.1b | -AU$521,154,471.46 | 17.4x |
| Mon, 02 Nov 2020 | AU$7.1b | AU$2.1b | -AU$352,058,034.00 | 19.2x |
| Thu, 06 Aug 2020 | AU$6.3b | AU$2.0b | -AU$189,067,688.00 | 23.6x |
| Sun, 10 May 2020 | AU$3.7b | AU$2.1b | -AU$75,996,991.00 | 11.9x |
| Sat, 01 Feb 2020 | AU$6.8b | AU$2.2b | AU$34.1m | 16.5x |
| Tue, 05 Nov 2019 | AU$6.0b | AU$2.1b | AU$94.5m | 15.6x |
| Fri, 09 Aug 2019 | AU$5.4b | AU$1.9b | AU$171.8m | 14.4x |
Median PE Ratio
19.8x
Current Industry PE
- Investors are more pessimistic on the industry, indicating that they anticipate long-term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 10.8x which is lower than its 3-year average PE of 15.4x.
Past Earnings Growth
- Total earnings for the Consumer Finance industry have declined over the last three years, with the industry now making a loss overall.
- Meanwhile revenues have grown 21% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Comparison
How does Australian Consumer Finance compare with similar industries?
| AU Market | -1.30% | |
| Financials | 1.24% | |
| Consumer Finance | -1.57% | |
| Consumer Finance | -1.57% | |
Industry PEThere is insufficient data on the sub-industries of this industry.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CCP Credit Corp Group | AU$23.10 | 1.4% +AU$21.0m | -20.2% | PS16.3x | |
| HUM Humm Group | AU$0.73 | 3.5% +AU$12.4m | -28.4% | PS1.2x | |
| MNY Money3 | AU$2.23 | 1.8% +AU$8.6m | -30.3% | PS10.6x | |
| B4P Beforepay Group | AU$0.53 | 26.2% +AU$5.1m | n/a | PS19.9x | |
| FSA FSA Group | AU$1.21 | 2.5% +AU$3.8m | 15.2% | PS8.1x |