Australian (ASX) Consumer Finance Industry Analysis
UpdatedDec 08, 2023
DataAggregated Company Financials
Companies12
- 7D1.9%
- 3M-13.7%
- 1Y-18.2%
- YTD-15.8%
Over the last 7 days, the Consumer Finance industry has risen 3.3%, driven by gains from Zip Co of 30%. However, the industry is down 18% over the past year. As for the next few years, earnings are expected to grow by 27% per annum.
Industry Valuation and Performance
Has the Australian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 08 Dec 2023 | AU$3.7b | AU$2.6b | -AU$38,743,733.00 | 8.7x | -95x | 1.4x |
| Sun, 05 Nov 2023 | AU$3.5b | AU$2.6b | -AU$36,466,733.00 | 8.1x | -96.9x | 1.3x |
| Tue, 03 Oct 2023 | AU$4.0b | AU$2.6b | -AU$36,466,733.00 | 7.8x | -110.2x | 1.5x |
| Thu, 31 Aug 2023 | AU$4.2b | AU$2.4b | -AU$45,948,733.00 | 9.1x | -92.4x | 1.7x |
| Sat, 29 Jul 2023 | AU$4.4b | AU$2.6b | AU$129.7m | 13.6x | 34.1x | 1.7x |
| Mon, 26 Jun 2023 | AU$4.1b | AU$2.6b | AU$129.7m | 11.9x | 31.4x | 1.6x |
| Wed, 24 May 2023 | AU$4.0b | AU$2.6b | AU$129.7m | 10.9x | 30.8x | 1.6x |
| Fri, 21 Apr 2023 | AU$4.1b | AU$2.6b | AU$149.7m | 11x | 27.2x | 1.6x |
| Sun, 19 Mar 2023 | AU$3.9b | AU$2.7b | AU$149.6m | 11.2x | 26.3x | 1.5x |
| Tue, 14 Feb 2023 | AU$5.0b | AU$3.3b | -AU$980,508,187.00 | 11.6x | -5.1x | 1.5x |
| Thu, 12 Jan 2023 | AU$5.0b | AU$3.3b | -AU$922,150,732.00 | 11.5x | -5.4x | 1.5x |
| Sat, 10 Dec 2022 | AU$4.8b | AU$3.3b | -AU$922,552,612.00 | 10.7x | -5.3x | 1.5x |
| Mon, 07 Nov 2022 | AU$4.6b | AU$3.3b | -AU$927,728,872.00 | 10.3x | -5x | 1.4x |
| Wed, 05 Oct 2022 | AU$4.8b | AU$3.3b | -AU$927,010,751.00 | 10.6x | -5.2x | 1.5x |
| Fri, 02 Sep 2022 | AU$5.3b | AU$3.3b | -AU$938,610,891.00 | 11.2x | -5.6x | 1.6x |
| Sun, 31 Jul 2022 | AU$6.2b | AU$3.2b | -AU$284,890,118.00 | 10.5x | -21.8x | 2x |
| Tue, 28 Jun 2022 | AU$5.0b | AU$3.2b | -AU$285,121,170.00 | 8.7x | -17.4x | 1.6x |
| Thu, 26 May 2022 | AU$6.2b | AU$3.2b | -AU$285,139,795.00 | 10.8x | -21.9x | 2x |
| Sat, 23 Apr 2022 | AU$7.4b | AU$3.2b | -AU$306,865,136.00 | 12.4x | -24.3x | 2.4x |
| Mon, 21 Mar 2022 | AU$7.7b | AU$3.1b | -AU$307,278,552.00 | 12.6x | -24.9x | 2.4x |
| Wed, 16 Feb 2022 | AU$8.8b | AU$3.1b | -AU$423,782,897.00 | 10.1x | -20.9x | 2.9x |
| Fri, 14 Jan 2022 | AU$10.0b | AU$3.0b | -AU$437,923,690.00 | 9.9x | -22.9x | 3.3x |
| Sun, 12 Dec 2021 | AU$10.4b | AU$2.6b | -AU$438,140,174.00 | 9.9x | -23.7x | 4x |
| Tue, 09 Nov 2021 | AU$11.4b | AU$2.6b | -AU$438,525,470.00 | 10.4x | -25.9x | 4.3x |
| Thu, 07 Oct 2021 | AU$11.2b | AU$3.1b | -AU$463,417,167.00 | 15.2x | -24.2x | 3.7x |
| Sat, 04 Sep 2021 | AU$11.9b | AU$3.1b | -AU$457,076,296.53 | 14.6x | -26x | 3.9x |
| Mon, 02 Aug 2021 | AU$11.8b | AU$3.1b | -AU$457,076,296.53 | 14.3x | -25.8x | 3.8x |
| Thu, 06 May 2021 | AU$12.1b | AU$2.9b | -AU$478,792,349.46 | 12x | -25.3x | 4.2x |
| Sun, 07 Feb 2021 | AU$9.2b | AU$2.1b | -AU$521,154,471.46 | 17.4x | -17.7x | 4.4x |
Price to Earnings Ratio
-16x
Current Industry PE
- Investors are pessimistic on the Australian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The 3-year average PS ratio of 2.6x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have improved over the last three years.
- Revenues for these companies have grown 8.4% per year.
- This means that more sales are being generated by these companies overall, and subsequently losses are decreasing too.
Industry Comparison
How does Australian Consumer Finance compare with similar industries?
| AU Market | 1.05% | |
| Financials | 1.17% | |
| Consumer Finance | 1.94% | |
| Consumer Finance | 1.94% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ZIP Zip Co | AU$0.54 | 31.7% +AU$107.2m | -22.3% | PS0.6x | |
| CCP Credit Corp Group | AU$13.54 | 3.4% +AU$30.6m | -31.7% | PE10.1x | |
| FPR FleetPartners Group | AU$2.98 | 4.2% +AU$26.5m | 52.8% | PE8.9x | |
| SVR Solvar | AU$1.15 | 10.1% +AU$22.0m | -39.1% | PE5x | |
| PGL Prospa Group | AU$0.40 | 12.9% +AU$7.4m | -33.6% | PS0.4x |