FSA Group Limited, together with its subsidiaries, engages in the provision of debt solutions and direct lending services to individuals in Australia.
FSA Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$1.07|
|52 Week High||AU$0.98|
|52 Week Low||AU$1.18|
|1 Month Change||0%|
|3 Month Change||0.94%|
|1 Year Change||2.89%|
|3 Year Change||-6.14%|
|5 Year Change||-14.06%|
|Change since IPO||529.41%|
Recent News & Updates
Here's Why I Think FSA Group (ASX:FSA) Might Deserve Your Attention Today
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
How Much Of FSA Group Limited (ASX:FSA) Do Insiders Own?
Every investor in FSA Group Limited ( ASX:FSA ) should be aware of the most powerful shareholder groups. Generally...
If You Had Bought FSA Group's (ASX:FSA) Shares Three Years Ago You Would Be Down 29%
As an investor its worth striving to ensure your overall portfolio beats the market average. But its virtually certain...
Do Institutions Own FSA Group Limited (ASX:FSA) Shares?
The big shareholder groups in FSA Group Limited (ASX:FSA) have power over the company. Generally speaking, as a...
|FSA||AU Consumer Finance||AU Market|
Return vs Industry: FSA underperformed the Australian Consumer Finance industry which returned 15.6% over the past year.
Return vs Market: FSA underperformed the Australian Market which returned 21.3% over the past year.
Stable Share Price: FSA is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: FSA's weekly volatility (3%) has been stable over the past year.
About the Company
FSA Group Limited, together with its subsidiaries, engages in the provision of debt solutions and direct lending services to individuals in Australia. The company operates through Services and Consumer Lending segments. The Services segment offers informal and debt agreement, personal insolvency agreement, and bankruptcy services.
FSA Group Fundamentals Summary
|FSA fundamental statistics|
Is FSA overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|FSA income statement (TTM)|
|Cost of Revenue||AU$4.78m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.16|
|Net Profit Margin||32.54%|
How did FSA perform over the long term?See historical performance and comparison
5.6%Current Dividend Yield
Is FSA Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: FSA (A$1.07) is trading below our estimate of fair value (A$1.27)
Significantly Below Fair Value: FSA is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: FSA is good value based on its PE Ratio (6.6x) compared to the Australian Consumer Finance industry average (14.3x).
PE vs Market: FSA is good value based on its PE Ratio (6.6x) compared to the Australian market (19.9x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FSA's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FSA's PB Ratio (1.9x) is in line with the AU Consumer Finance industry average.
How is FSA Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as FSA Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has FSA Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FSA has high quality earnings.
Growing Profit Margin: FSA's current net profit margins (32.5%) are higher than last year (23.6%).
Past Earnings Growth Analysis
Earnings Trend: FSA's earnings have grown by 9.4% per year over the past 5 years.
Accelerating Growth: FSA's earnings growth over the past year (23.2%) exceeds its 5-year average (9.4% per year).
Earnings vs Industry: FSA earnings growth over the past year (23.2%) underperformed the Consumer Finance industry 171.9%.
Return on Equity
High ROE: Whilst FSA's Return on Equity (27.46%) is high, this metric is skewed due to their high level of debt.
How is FSA Group's financial position?
Financial Position Analysis
Short Term Liabilities: FSA's short term assets (A$119.4M) exceed its short term liabilities (A$12.1M).
Long Term Liabilities: FSA's short term assets (A$119.4M) do not cover its long term liabilities (A$434.1M).
Debt to Equity History and Analysis
Debt Level: FSA's debt to equity ratio (556%) is considered high.
Reducing Debt: FSA's debt to equity ratio has increased from 358.4% to 556% over the past 5 years.
Debt Coverage: FSA's debt is not well covered by operating cash flow (7%).
Interest Coverage: Insufficient data to determine if FSA's interest payments on its debt are well covered by EBIT.
What is FSA Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: FSA's dividend (5.61%) is higher than the bottom 25% of dividend payers in the Australian market (2.23%).
High Dividend: FSA's dividend (5.61%) is in the top 25% of dividend payers in the Australian market (5.3%)
Stability and Growth of Payments
Stable Dividend: FSA's dividend payments have been volatile in the past 10 years.
Growing Dividend: FSA's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (37.2%), FSA's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
FSA Group has no CEO, or we have no data on them.
Experienced Board: FSA's board of directors are seasoned and experienced ( 19.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
FSA Group Limited's employee growth, exchange listings and data sources
- Name: FSA Group Limited
- Ticker: FSA
- Exchange: ASX
- Founded: 2000
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: AU$133.495m
- Shares outstanding: 124.76m
- Website: https://www.fsagroup.com.au
Number of Employees
- FSA Group Limited
- 1 Oxford Street
- Level 13
- New South Wales
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/25 16:45|
|End of Day Share Price||2021/10/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.