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Australian (ASX) Consumer Finance Industry Analysis
UpdatedMay 10, 2024
DataAggregated Company Financials
Companies12
- 7D1.4%
- 3M2.8%
- 1Y16.4%
- YTD15.9%
In the last week, the Consumer Finance industry is up 1.4%, with Zip Co up 4.3%. This takes the industry's 12 month performance to a gain of 16%. As for the next few years, earnings are expected to grow by 44% per annum.
Industry Valuation and Performance
Has the Australian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 10 May 2024 | AU$5.3b | AU$3.4b | -AU$50,580,258.00 | 8.9x | -104.6x | 1.6x |
| Sun, 07 Apr 2024 | AU$5.4b | AU$3.4b | -AU$50,580,258.00 | 9.1x | -106.9x | 1.6x |
| Tue, 05 Mar 2024 | AU$5.3b | AU$3.4b | -AU$50,954,258.00 | 8.9x | -103.9x | 1.6x |
| Thu, 01 Feb 2024 | AU$4.1b | AU$2.6b | -AU$82,696,733.00 | 9.1x | -50x | 1.6x |
| Sat, 30 Dec 2023 | AU$4.0b | AU$2.6b | -AU$38,743,733.00 | 9x | -103x | 1.5x |
| Mon, 27 Nov 2023 | AU$3.6b | AU$2.6b | -AU$38,743,733.00 | 8.2x | -92.2x | 1.3x |
| Wed, 25 Oct 2023 | AU$3.6b | AU$2.6b | -AU$36,466,733.00 | 7.3x | -97.4x | 1.4x |
| Fri, 22 Sep 2023 | AU$4.2b | AU$2.6b | -AU$36,466,733.00 | 8.5x | -113.8x | 1.6x |
| Sun, 20 Aug 2023 | AU$4.1b | AU$2.5b | -AU$11,508,589.00 | 9.5x | -356.6x | 1.7x |
| Tue, 18 Jul 2023 | AU$4.3b | AU$2.6b | AU$129.7m | 12.8x | 33.3x | 1.7x |
| Thu, 15 Jun 2023 | AU$4.0b | AU$2.6b | AU$129.7m | 11.6x | 30.9x | 1.6x |
| Sat, 13 May 2023 | AU$4.1b | AU$2.6b | AU$149.7m | 10.9x | 27.3x | 1.6x |
| Mon, 10 Apr 2023 | AU$4.0b | AU$2.6b | AU$149.7m | 11.1x | 26.5x | 1.5x |
| Wed, 08 Mar 2023 | AU$4.2b | AU$2.7b | AU$150.3m | 12.5x | 28x | 1.6x |
| Fri, 03 Feb 2023 | AU$5.4b | AU$3.3b | -AU$980,586,385.00 | 11.4x | -5.5x | 1.6x |
| Sun, 01 Jan 2023 | AU$4.7b | AU$3.3b | -AU$922,367,301.00 | 10.6x | -5x | 1.4x |
| Tue, 29 Nov 2022 | AU$4.9b | AU$3.3b | -AU$922,213,207.00 | 10.6x | -5.3x | 1.5x |
| Thu, 27 Oct 2022 | AU$4.7b | AU$3.3b | -AU$927,434,705.00 | 10.2x | -5x | 1.4x |
| Sat, 24 Sep 2022 | AU$4.9b | AU$3.3b | -AU$923,015,031.00 | 10.7x | -5.3x | 1.5x |
| Mon, 22 Aug 2022 | AU$6.0b | AU$3.2b | -AU$308,464,262.00 | 11.3x | -19.3x | 1.9x |
| Wed, 20 Jul 2022 | AU$5.6b | AU$3.2b | -AU$285,058,383.00 | 10x | -19.5x | 1.7x |
| Fri, 17 Jun 2022 | AU$5.1b | AU$3.2b | -AU$284,890,542.00 | 8.9x | -18x | 1.6x |
| Sun, 15 May 2022 | AU$6.5b | AU$3.2b | -AU$285,036,858.00 | 11.1x | -22.7x | 2x |
| Tue, 12 Apr 2022 | AU$7.5b | AU$3.2b | -AU$306,973,688.00 | 12.5x | -24.5x | 2.4x |
| Thu, 10 Mar 2022 | AU$7.4b | AU$3.1b | -AU$307,433,620.00 | 12.7x | -24x | 2.3x |
| Sat, 05 Feb 2022 | AU$9.0b | AU$3.0b | -AU$437,698,889.00 | 10.1x | -20.6x | 3x |
| Mon, 03 Jan 2022 | AU$10.3b | AU$2.6b | -AU$437,982,940.00 | 10.5x | -23.5x | 3.9x |
| Wed, 01 Dec 2021 | AU$10.5b | AU$2.6b | -AU$438,341,625.00 | 6.6x | -23.9x | 4x |
| Fri, 29 Oct 2021 | AU$11.7b | AU$3.1b | -AU$463,401,419.00 | 15x | -25.2x | 3.8x |
| Sun, 26 Sep 2021 | AU$11.6b | AU$3.1b | -AU$458,021,110.00 | 14x | -25.4x | 3.8x |
| Tue, 24 Aug 2021 | AU$12.4b | AU$3.1b | -AU$457,076,296.53 | 15.1x | -27x | 4x |
| Wed, 30 Jun 2021 | AU$12.1b | AU$3.1b | -AU$457,076,296.53 | 14.2x | -26.4x | 3.9x |
Price to Earnings Ratio
-24.5x
Current Industry PE
- Investors are pessimistic on the Australian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The 3-year average PS ratio of 2.2x is higher than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have improved over the last three years.
- Revenues for these companies have grown 5.4% per year.
- This means that more sales are being generated by these companies overall, and subsequently losses are decreasing too.
Industry Trends
Which industries have driven the changes within the Australian Financials industry?
| AU Market | 1.77% | |
| Financials | 1.05% | |
| Consumer Finance | 1.44% | |
| Consumer Finance | 1.44% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ZIP Zip Co | AU$1.34 | 4.3% +AU$54.5m | 148.1% | PS1.7x | |
| FPR FleetPartners Group | AU$3.66 | 1.1% +AU$9.5m | 67.1% | PE10.8x |