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Australian (ASX) Insurance Industry Analysis
UpdatedOct 01, 2025
DataAggregated Company Financials
Companies10
- 7D-0.5%
- 3M-6.0%
- 1Y16.0%
- YTD3.7%
The Insurance industry has stayed flat over the last week. As for the the longer term, the industry is up 15% over the past 12 months. Looking forward, earnings are forecast to grow by 2.0% annually.
Industry Valuation and Performance
Has the Australian Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 01 Oct 2025 | AU$102.9b | AU$84.0b | AU$7.1b | 19.6x | 14.4x | 1.2x |
| Fri, 29 Aug 2025 | AU$106.9b | AU$84.7b | AU$7.1b | 19.7x | 15.1x | 1.3x |
| Sun, 27 Jul 2025 | AU$106.2b | AU$81.6b | AU$6.3b | 20.7x | 16.8x | 1.3x |
| Tue, 24 Jun 2025 | AU$110.0b | AU$82.6b | AU$6.4b | 19.4x | 17.2x | 1.3x |
| Thu, 22 May 2025 | AU$106.2b | AU$82.2b | AU$6.4b | 20.6x | 16.6x | 1.3x |
| Sat, 19 Apr 2025 | AU$99.7b | AU$82.6b | AU$6.4b | 20x | 15.6x | 1.2x |
| Mon, 17 Mar 2025 | AU$96.3b | AU$82.9b | AU$6.4b | 20.1x | 15x | 1.2x |
| Wed, 12 Feb 2025 | AU$103.0b | AU$80.1b | AU$5.6b | 24.3x | 18.3x | 1.3x |
| Fri, 10 Jan 2025 | AU$99.5b | AU$80.5b | AU$5.2b | 26.3x | 19.3x | 1.2x |
| Sun, 08 Dec 2024 | AU$100.6b | AU$79.4b | AU$5.1b | 26.7x | 19.8x | 1.3x |
| Tue, 05 Nov 2024 | AU$89.4b | AU$78.3b | AU$5.0b | 25.1x | 17.9x | 1.1x |
| Thu, 03 Oct 2024 | AU$90.7b | AU$77.2b | AU$4.9b | 25.9x | 18.3x | 1.2x |
| Sat, 31 Aug 2024 | AU$92.1b | AU$77.4b | AU$5.0b | 31.3x | 18.5x | 1.2x |
| Mon, 29 Jul 2024 | AU$93.1b | AU$77.7b | AU$5.2b | 22.7x | 17.8x | 1.2x |
| Wed, 26 Jun 2024 | AU$92.1b | AU$77.2b | AU$5.2b | 21.2x | 17.7x | 1.2x |
| Fri, 24 May 2024 | AU$89.0b | AU$77.3b | AU$5.2b | 20.3x | 17.1x | 1.2x |
| Sun, 21 Apr 2024 | AU$86.8b | AU$84.5b | AU$5.3b | 20x | 16.4x | 1x |
| Tue, 19 Mar 2024 | AU$88.3b | AU$83.6b | AU$5.2b | 20.1x | 16.9x | 1.1x |
| Thu, 15 Feb 2024 | AU$84.8b | AU$64.8b | AU$4.7b | 19.6x | 18.1x | 1.3x |
| Sat, 13 Jan 2024 | AU$79.2b | AU$64.1b | AU$4.6b | 19.6x | 17.1x | 1.2x |
| Mon, 11 Dec 2023 | AU$78.3b | AU$64.5b | AU$4.7b | 19x | 16.8x | 1.2x |
| Wed, 08 Nov 2023 | AU$77.5b | AU$65.1b | AU$4.7b | 18.5x | 16.5x | 1.2x |
| Fri, 06 Oct 2023 | AU$79.0b | AU$65.4b | AU$4.7b | 18.4x | 16.7x | 1.2x |
| Sun, 03 Sep 2023 | AU$79.8b | AU$65.0b | AU$4.7b | 19.9x | 17x | 1.2x |
| Tue, 01 Aug 2023 | AU$80.9b | AU$56.5b | AU$3.4b | 30.1x | 24x | 1.4x |
| Thu, 29 Jun 2023 | AU$78.3b | AU$56.7b | AU$3.4b | 31.4x | 23.1x | 1.4x |
| Sat, 27 May 2023 | AU$76.0b | AU$57.0b | AU$3.4b | 30.8x | 22.3x | 1.3x |
| Mon, 24 Apr 2023 | AU$74.7b | AU$56.5b | AU$3.4b | 33.8x | 22.2x | 1.3x |
| Wed, 22 Mar 2023 | AU$69.0b | AU$56.5b | AU$3.4b | 38x | 20.5x | 1.2x |
| Fri, 17 Feb 2023 | AU$70.4b | AU$54.2b | AU$2.9b | 33.4x | 24.3x | 1.3x |
| Sun, 15 Jan 2023 | AU$67.5b | AU$52.7b | AU$2.4b | 32.9x | 27.8x | 1.3x |
| Tue, 13 Dec 2022 | AU$67.0b | AU$53.3b | AU$2.4b | 32.5x | 27.4x | 1.3x |
| Thu, 10 Nov 2022 | AU$66.4b | AU$54.2b | AU$2.5b | 30.1x | 26.9x | 1.2x |
| Sat, 08 Oct 2022 | AU$64.1b | AU$54.3b | AU$2.5b | 28.8x | 25.9x | 1.2x |
Price to Earnings Ratio
25.9x
Current Industry PE
- Investors are pessimistic on the Australian Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 14.5x which is lower than its 3-year average PE of 19.2x.
- The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 42% per year over the last three years.
- Revenues for these companies have grown 16% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Australian Financials industry?
| AU Market | 0.012% | |
| Financials | -0.37% | |
| Insurance | -0.49% | |
| Property and Casualty Insurance | -0.28% | |
| Life and Health Insurance | -0.79% | |
| Insurance Brokers | -1.43% | |
Industry PE
- Investors are most optimistic about the Life and Health Insurance industry, which is trading close to its 3-year average PE ratio of 28.7x.
- Analysts are expecting annual earnings growth of 10.3%, which is higher than its past year's earnings growth of 8.4% per year.
- Investors are most pessimistic about the Property and Casualty Insurance industry, which is trading below its 3-year average of 17.4x.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 10% over the next 5 years.
- This is better than its past earnings growth rate of 8.4% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| QBE QBE Insurance Group | AU$20.59 | 1.3% +AU$392.6m | 26.5% | PE10.5x | |
| CVW ClearView Wealth | AU$0.58 | 1.8% +AU$5.8m | 8.4% | PE23.2x | |
| NOL NobleOak Life | AU$1.51 | 1.0% +AU$1.4m | -8.2% | PE19.6x |
