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Australian (ASX) Insurance Industry Analysis
UpdatedAug 14, 2025
DataAggregated Company Financials
Companies10
- 7D-4.6%
- 3M-1.5%
- 1Y16.2%
- YTD5.6%
Over the last 7 days, the Insurance industry has dropped 3.4%, driven by QBE Insurance Group declining 9.4%. In the past year, the industry has gained 17%. Earnings are forecast to grow by 1.8% annually.
Industry Valuation and Performance
Has the Australian Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 14 Aug 2025 | AU$104.7b | AU$82.9b | AU$6.8b | 20.7x | 15.5x | 1.3x |
| Sat, 12 Jul 2025 | AU$107.5b | AU$81.6b | AU$6.3b | 20.4x | 17x | 1.3x |
| Mon, 09 Jun 2025 | AU$109.3b | AU$82.0b | AU$6.4b | 20.3x | 17.2x | 1.3x |
| Wed, 07 May 2025 | AU$102.6b | AU$82.2b | AU$6.4b | 19.8x | 16.1x | 1.2x |
| Fri, 04 Apr 2025 | AU$100.5b | AU$82.8b | AU$6.4b | 20.3x | 15.6x | 1.2x |
| Sun, 02 Mar 2025 | AU$99.8b | AU$83.4b | AU$6.4b | 18.9x | 15.6x | 1.2x |
| Tue, 28 Jan 2025 | AU$101.6b | AU$79.8b | AU$5.1b | 26.8x | 19.9x | 1.3x |
| Thu, 26 Dec 2024 | AU$98.9b | AU$80.3b | AU$5.2b | 26.3x | 19.2x | 1.2x |
| Sat, 23 Nov 2024 | AU$98.6b | AU$78.8b | AU$5.0b | 26.5x | 19.6x | 1.3x |
| Mon, 21 Oct 2024 | AU$91.1b | AU$77.8b | AU$5.0b | 25.5x | 18.4x | 1.2x |
| Wed, 18 Sep 2024 | AU$93.2b | AU$77.9b | AU$5.0b | 25.6x | 18.6x | 1.2x |
| Fri, 16 Aug 2024 | AU$92.0b | AU$78.3b | AU$5.8b | 23.1x | 15.8x | 1.2x |
| Sun, 14 Jul 2024 | AU$91.3b | AU$76.6b | AU$5.2b | 22.2x | 17.7x | 1.2x |
| Tue, 11 Jun 2024 | AU$91.4b | AU$77.5b | AU$5.2b | 20.6x | 17.5x | 1.2x |
| Thu, 09 May 2024 | AU$88.3b | AU$77.6b | AU$5.2b | 19.9x | 16.9x | 1.1x |
| Sat, 06 Apr 2024 | AU$89.0b | AU$83.5b | AU$5.2b | 20.3x | 17x | 1.1x |
| Mon, 04 Mar 2024 | AU$86.1b | AU$83.9b | AU$5.2b | 19.6x | 16.4x | 1x |
| Wed, 31 Jan 2024 | AU$81.4b | AU$64.4b | AU$4.7b | 20x | 17.5x | 1.3x |
| Fri, 29 Dec 2023 | AU$78.2b | AU$63.6b | AU$4.6b | 18.7x | 17x | 1.2x |
| Sun, 26 Nov 2023 | AU$79.6b | AU$64.4b | AU$4.7b | 18.8x | 17.1x | 1.2x |
| Tue, 24 Oct 2023 | AU$78.6b | AU$65.5b | AU$4.7b | 18.9x | 16.6x | 1.2x |
| Thu, 21 Sep 2023 | AU$80.1b | AU$64.8b | AU$4.7b | 19.1x | 17.1x | 1.2x |
| Sat, 19 Aug 2023 | AU$78.1b | AU$62.9b | AU$4.3b | 29.8x | 18.1x | 1.2x |
| Mon, 17 Jul 2023 | AU$78.2b | AU$56.1b | AU$3.4b | 30.3x | 23.3x | 1.4x |
| Wed, 14 Jun 2023 | AU$76.4b | AU$56.3b | AU$3.4b | 31.1x | 22.7x | 1.4x |
| Fri, 12 May 2023 | AU$74.8b | AU$56.4b | AU$3.4b | 29.9x | 22.2x | 1.3x |
| Sun, 09 Apr 2023 | AU$73.5b | AU$56.5b | AU$3.4b | 35x | 21.8x | 1.3x |
| Tue, 07 Mar 2023 | AU$73.3b | AU$56.4b | AU$3.4b | 34.7x | 21.8x | 1.3x |
| Thu, 02 Feb 2023 | AU$70.0b | AU$52.4b | AU$2.4b | 34.5x | 29x | 1.3x |
| Sat, 31 Dec 2022 | AU$68.5b | AU$53.2b | AU$2.4b | 33.1x | 28x | 1.3x |
| Mon, 28 Nov 2022 | AU$67.6b | AU$53.3b | AU$2.4b | 32.2x | 27.6x | 1.3x |
| Wed, 26 Oct 2022 | AU$65.5b | AU$54.7b | AU$2.5b | 29.5x | 26.3x | 1.2x |
| Fri, 23 Sep 2022 | AU$63.4b | AU$53.6b | AU$2.5b | 29.5x | 25.8x | 1.2x |
| Sun, 21 Aug 2022 | AU$65.7b | AU$53.2b | AU$2.5b | 30.3x | 26.3x | 1.2x |
Price to Earnings Ratio
26.3x
Current Industry PE
- Investors are pessimistic on the Australian Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 15.7x which is lower than its 3-year average PE of 19.8x.
- The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 39% per year over the last three years.
- Revenues for these companies have grown 16% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Australian Financials industry?
| AU Market | -0.12% | |
| Financials | -2.68% | |
| Insurance | -4.62% | |
| Life and Health Insurance | -0.16% | |
| Insurance Brokers | -1.47% | |
| Property and Casualty Insurance | -6.22% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry, which is trading close to its 3-year average PE ratio of 33.7x.
- Analysts are expecting annual earnings growth of 13.5%, which is higher than its past year's earnings growth of 4.6% per year.
- Investors are most pessimistic about the Property and Casualty Insurance industry, which is trading below its 3-year average of 18.0x.
Forecasted Growth
- Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 14% over the next 5 years.
- This is better than its past earnings growth rate of 4.6% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| GDG Generation Development Group | AU$6.38 | 1.4% +AU$35.6m | 141.7% | PE31.4x | |
| SDF Steadfast Group | AU$6.16 | 0.2% +AU$11.0m | -4.0% | PE29x | |
| CVW ClearView Wealth | AU$0.47 | 1.1% +AU$3.2m | -22.5% | PE19.4x |
