Generation Development Group Limited manages and markets life insurance and life investment products and services to the retail sector in Australia. More Details
Flawless balance sheet with moderate growth potential.
Share Price & News
How has Generation Development Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GDG is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: GDG's weekly volatility (6%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: GDG exceeded the Australian Insurance industry which returned 17.7% over the past year.
Return vs Market: GDG exceeded the Australian Market which returned 27.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Generation Development Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StGeneration Development Group (ASX:GDG) Has Gifted Shareholders With A Fantastic 149% Total Return On Their Investment
2 months ago | Simply Wall StGeneration Development Group Limited (ASX:GDG) Insiders Increased Their Holdings
3 months ago | Simply Wall StHow Much Of Generation Development Group Limited (ASX:GDG) Do Insiders Own?
Is Generation Development Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: GDG (A$1.06) is trading above our estimate of fair value (A$0.08)
Significantly Below Fair Value: GDG is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: GDG is poor value based on its PE Ratio (1059.2x) compared to the Australian Insurance industry average (32.9x).
PE vs Market: GDG is poor value based on its PE Ratio (1059.2x) compared to the Australian market (20.5x).
Price to Earnings Growth Ratio
PEG Ratio: GDG is poor value based on its PEG Ratio (14.4x)
Price to Book Ratio
PB vs Industry: GDG is overvalued based on its PB Ratio (3.7x) compared to the AU Insurance industry average (3.6x).
How is Generation Development Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GDG's forecast earnings growth (73.4% per year) is above the savings rate (1.9%).
Earnings vs Market: GDG's earnings (73.4% per year) are forecast to grow faster than the Australian market (13.5% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: GDG's revenue is expected to decline over the next 3 years (-4% per year).
High Growth Revenue: GDG's revenue is forecast to decline over the next 3 years (-4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GDG's Return on Equity is forecast to be low in 3 years time (9.5%).
How has Generation Development Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GDG has high quality earnings.
Growing Profit Margin: GDG's current net profit margins (0.3%) are lower than last year (2.1%).
Past Earnings Growth Analysis
Earnings Trend: GDG has become profitable over the past 5 years, growing earnings by 7.3% per year.
Accelerating Growth: GDG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: GDG had negative earnings growth (-95.7%) over the past year, making it difficult to compare to the Insurance industry average (-19.2%).
Return on Equity
High ROE: GDG's Return on Equity (0.3%) is considered low.
How is Generation Development Group's financial position?
Financial Position Analysis
Short Term Liabilities: GDG's short term assets (A$1.5B) exceed its short term liabilities (A$14.6M).
Long Term Liabilities: GDG's short term assets (A$1.5B) exceed its long term liabilities (A$1.5B).
Debt to Equity History and Analysis
Debt Level: GDG is debt free.
Reducing Debt: GDG has not had any debt for past 5 years.
Debt Coverage: GDG has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: GDG has no debt, therefore coverage of interest payments is not a concern.
What is Generation Development Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: GDG's dividend (1.9%) isn’t notable compared to the bottom 25% of dividend payers in the Australian market (1.99%).
High Dividend: GDG's dividend (1.9%) is low compared to the top 25% of dividend payers in the Australian market (4.98%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, GDG has been paying a dividend for less than 10 years.
Growing Dividend: GDG's dividend payments have increased, but the company has only paid a dividend for 8 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (2008%), GDG's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: GDG's dividends in 3 years are forecast to be covered by earnings (74.7% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Generation Development Group has no CEO, or we have no data on them.
Experienced Management: GDG's management team is considered experienced (3.3 years average tenure).
Experienced Board: GDG's board of directors are considered experienced (4.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: GDG insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 40.1%.
Generation Development Group Limited's company bio, employee growth, exchange listings and data sources
- Name: Generation Development Group Limited
- Ticker: GDG
- Exchange: ASX
- Founded: 1991
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: AU$185.994m
- Shares outstanding: 176.30m
- Website: https://www.gendevelopmentgroup.com.au
Number of Employees
- Generation Development Group Limited
- 447 Collins Street
- Level 17
Generation Development Group Limited manages and markets life insurance and life investment products and services to the retail sector in Australia. It offers investment bond product solutions; and adminis...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/08/01 08:03|
|End of Day Share Price||2021/07/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.