Loading...
CVW logo

ClearView Wealth LimitedASX:CVW Stock Report

Market Cap AU$399.0m
Share Price
AU$0.64
AU$0.81
21.6% undervalued intrinsic discount
1Y41.1%
7D0%
Portfolio Value
View

ClearView Wealth Limited

ASX:CVW Stock Report

Market Cap: AU$399.0m

ClearView Wealth (CVW) Stock Overview

Engages in the life insurance business in Australia. More details

CVW fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance1/6
Financial Health2/6
Dividends0/6

CVW Community Fair Values

Create Narrative

See what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.

ClearView Wealth Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for ClearView Wealth
Historical stock prices
Current Share PriceAU$0.64
52 Week HighAU$0.64
52 Week LowAU$0.42
Beta0.26
1 Month Change0.79%
3 Month Change22.12%
1 Year Change41.11%
3 Year Change30.93%
5 Year Change24.51%
Change since IPO-30.98%

Recent News & Updates

CVW: Scheme Bid And Higher Margins Will Drive Future Upside

ClearView Wealth's updated analyst price target has been revised from A$0.84 to A$0.75. Analysts cite changes to assumptions for fair value, discount rate, revenue growth, profit margins and future P/E as the key drivers of this adjustment.

CVW: Zurich Cash Proposal And Stable Assumptions Will Support Future Upside

Analysts have kept ClearView Wealth's fair value estimate steady at A$0.81 per share. They point to small adjustments in revenue growth, profit margin and future P/E assumptions as the key drivers behind the unchanged price target.

CVW: Takeover Offer And Steady Assumptions Will Support Future Upside

Analysts have nudged their price target on ClearView Wealth higher to reflect slightly stronger assumed revenue growth of 8.19% and a marginally firmer profit margin of 12.78%. They have kept fair value at A$0.81 based on a modestly lower future P/E of 7.39x.

CVW: Takeover Scheme Will Support Higher Future Shareholder Returns

Analysts have reduced their A$ fair value estimate for ClearView Wealth from A$1.15 to A$0.81, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. What's in the News Zurich Financial Services Australia Limited has entered into a scheme implementation deed to acquire ClearView Wealth Limited for approximately A$410 million in cash, valuing ClearView at about A$0.65 per share, subject to adjustments for any permitted dividends and a potential ticking fee (Key Developments).

Recent updates

CVW: Scheme Bid And Higher Margins Will Drive Future Upside

ClearView Wealth's updated analyst price target has been revised from A$0.84 to A$0.75. Analysts cite changes to assumptions for fair value, discount rate, revenue growth, profit margins and future P/E as the key drivers of this adjustment.

CVW: Zurich Cash Proposal And Stable Assumptions Will Support Future Upside

Analysts have kept ClearView Wealth's fair value estimate steady at A$0.81 per share. They point to small adjustments in revenue growth, profit margin and future P/E assumptions as the key drivers behind the unchanged price target.

CVW: Takeover Offer And Steady Assumptions Will Support Future Upside

Analysts have nudged their price target on ClearView Wealth higher to reflect slightly stronger assumed revenue growth of 8.19% and a marginally firmer profit margin of 12.78%. They have kept fair value at A$0.81 based on a modestly lower future P/E of 7.39x.

CVW: Takeover Scheme Will Support Higher Future Shareholder Returns

Analysts have reduced their A$ fair value estimate for ClearView Wealth from A$1.15 to A$0.81, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. What's in the News Zurich Financial Services Australia Limited has entered into a scheme implementation deed to acquire ClearView Wealth Limited for approximately A$410 million in cash, valuing ClearView at about A$0.65 per share, subject to adjustments for any permitted dividends and a potential ticking fee (Key Developments).

CVW: Takeover Scheme And Stronger Assumptions Will Support Higher Future Returns

Analysts have nudged their price target on ClearView Wealth higher to A$1.15, supported by slightly more favourable assumptions on discount rate, revenue growth, profit margin and future P/E. Together, these assumptions point to a modestly stronger outlook in their models.

CVW: Steady Fair Value And Margin Outlook Will Support Stronger Future Returns

Analysts have trimmed their price target on ClearView Wealth to A$1.15 from A$1.15, reflecting updated assumptions for discount rate, revenue growth, profit margin and future P/E that leave their overall valuation view essentially unchanged. Valuation Changes Fair Value: Held steady at A$1.15 per share, indicating no change in the central valuation estimate.

CVW: Refined Discount And Margin Assumptions Will Support Stronger Future Returns

Analysts have adjusted their price target for ClearView Wealth slightly, citing updated assumptions around discount rates, revenue growth of about 11% and profit margins of about 11%. They are maintaining a broadly similar forward P/E profile.

CVW: Fine Tuned Assumptions Will Support Stronger Future Returns

Analysts have lifted their price target on ClearView Wealth to reflect a small shift in assumptions around discount rate, revenue growth, profit margin and future P/E. The change is framed as a fine tuning of their existing outlook rather than a wholesale reset.

CVW: Expanding Profit Margins Will Support Stronger Future Returns

Analysts have modestly raised their price target on ClearView Wealth to reflect slightly faster expected revenue growth, a small improvement in profit margins, and a marginally lower discount rate. Together, these factors support a higher valuation multiple in line with updated fair value estimates.

CVW: Expanding Profit Margins Are Expected To Drive Stronger Future Returns

Analysts have raised their price target on ClearView Wealth from 1.03 to 1.15, citing improving revenue growth, expanding profit margins, and a modestly higher justified future P/E multiple as key drivers of the upward revision. Valuation Changes The fair value estimate has increased from A$1.03 to A$1.15, representing a modest upward reassessment of intrinsic value.

Business Transformation And Cloud Transition Expected To Improve Operational Efficiency By FY '26

ClearView Wealth’s higher Analyst Price Target reflects greater investor optimism, likely driven by an improved valuation multiple (rising future P/E), despite a modest decline in net profit margin, resulting in a price target increase from A$0.762 to A$0.854. What's in the News ClearView Wealth issued fiscal year 2026 guidance, expecting gross premium income of approximately $435 million to $440 million.

A Piece Of The Puzzle Missing From ClearView Wealth Limited's (ASX:CVW) 26% Share Price Climb

Sep 01
A Piece Of The Puzzle Missing From ClearView Wealth Limited's (ASX:CVW) 26% Share Price Climb
User avatar

Business Transformation And Cloud Transition Expected To Improve Operational Efficiency By FY '26

Strategic execution and cloud transition aim to enhance efficiency, flexibility, and net margins, bolstering overall earnings.

ClearView Wealth Limited (ASX:CVW) Looks Just Right With A 25% Price Jump

Mar 10
ClearView Wealth Limited (ASX:CVW) Looks Just Right With A 25% Price Jump

ClearView Wealth Limited's (ASX:CVW) Share Price Is Still Matching Investor Opinion Despite 31% Slump

Nov 07
ClearView Wealth Limited's (ASX:CVW) Share Price Is Still Matching Investor Opinion Despite 31% Slump

The Price Is Right For ClearView Wealth Limited (ASX:CVW)

Aug 30
The Price Is Right For ClearView Wealth Limited (ASX:CVW)

ClearView Wealth (ASX:CVW) Is Paying Out A Larger Dividend Than Last Year

Aug 28
ClearView Wealth (ASX:CVW) Is Paying Out A Larger Dividend Than Last Year

Do ClearView Wealth's (ASX:CVW) Earnings Warrant Your Attention?

Feb 24
Do ClearView Wealth's (ASX:CVW) Earnings Warrant Your Attention?

Here's Why Shareholders May Want To Be Cautious With Increasing ClearView Wealth Limited's (ASX:CVW) CEO Pay Packet

Nov 03
Here's Why Shareholders May Want To Be Cautious With Increasing ClearView Wealth Limited's (ASX:CVW) CEO Pay Packet

Here's Why Shareholders May Want To Be Cautious With Increasing ClearView Wealth Limited's (ASX:CVW) CEO Pay Packet

Nov 04
Here's Why Shareholders May Want To Be Cautious With Increasing ClearView Wealth Limited's (ASX:CVW) CEO Pay Packet

What Is The Ownership Structure Like For ClearView Wealth Limited (ASX:CVW)?

Feb 21
What Is The Ownership Structure Like For ClearView Wealth Limited (ASX:CVW)?

How Much Did ClearView Wealth's(ASX:CVW) Shareholders Earn From Share Price Movements Over The Last Three Years?

Jan 17
How Much Did ClearView Wealth's(ASX:CVW) Shareholders Earn From Share Price Movements Over The Last Three Years?

How Much Of ClearView Wealth Limited (ASX:CVW) Do Insiders Own?

Nov 23
How Much Of ClearView Wealth Limited (ASX:CVW) Do Insiders Own?

Shareholder Returns

CVWAU InsuranceAU Market
7D0%-1.2%-1.7%
1Y41.1%-7.7%6.8%

Return vs Industry: CVW exceeded the Australian Insurance industry which returned -7.7% over the past year.

Return vs Market: CVW exceeded the Australian Market which returned 6.8% over the past year.

Price Volatility

Is CVW's price volatile compared to industry and market?
CVW volatility
CVW Average Weekly Movement6.4%
Insurance Industry Average Movement4.4%
Market Average Movement10.7%
10% most volatile stocks in AU Market17.7%
10% least volatile stocks in AU Market4.6%

Stable Share Price: CVW has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: CVW's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1976n/aNadine Gooderickwww.clearview.com.au

ClearView Wealth Limited engages in the life insurance business in Australia. It offers life insurance products, including term life, trauma and critical illness benefits, child and accident covers, accidental death income protection and business expense covers, and total permanent disability. The company also provides administration services.

ClearView Wealth Limited Fundamentals Summary

How do ClearView Wealth's earnings and revenue compare to its market cap?
CVW fundamental statistics
Market capAU$398.95m
Earnings (TTM)AU$5.22m
Revenue (TTM)AU$454.78m
75.9x
P/E Ratio
0.9x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CVW income statement (TTM)
RevenueAU$454.78m
Cost of RevenueAU$407.84m
Gross ProfitAU$46.94m
Other ExpensesAU$41.72m
EarningsAU$5.22m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.0084
Gross Margin10.32%
Net Profit Margin1.15%
Debt/Equity Ratio34.1%

How did CVW perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/30 15:47
End of Day Share Price 2026/04/30 00:00
Earnings2025/12/31
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ClearView Wealth Limited is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jan van der SchalkCLSA
Tim LawsonMacquarie Research
Richard ColesMorgans Financial Limited