| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
SUN Stock Overview
Suncorp Group Limited provides insurance, banking, and wealth products and services to retail, corporate, and commercial sectors in Australia and New Zealand.
Suncorp Group Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$10.98 |
| 52 Week High | AU$13.26 |
| 52 Week Low | AU$9.67 |
| Beta | 0.87 |
| 1 Month Change | -0.72% |
| 3 Month Change | -8.65% |
| 1 Year Change | 4.67% |
| 3 Year Change | -17.99% |
| 5 Year Change | -19.11% |
| Change since IPO | 310.06% |
Recent News & Updates
Analysts' Revenue Estimates For Suncorp Group Limited (ASX:SUN) Are Surging Higher
Suncorp Group Limited ( ASX:SUN ) shareholders will have a reason to smile today, with the analysts making substantial...
Shareholder Returns
| SUN | AU Insurance | AU Market | |
|---|---|---|---|
| 7D | -6.1% | -6.7% | -5.4% |
| 1Y | 4.7% | 10.1% | 2.6% |
Return vs Industry: SUN underperformed the Australian Insurance industry which returned 10.1% over the past year.
Return vs Market: SUN exceeded the Australian Market which returned 2.6% over the past year.
Price Volatility
| SUN volatility | |
|---|---|
| SUN Average Weekly Movement | 3.1% |
| Insurance Industry Average Movement | 3.6% |
| Market Average Movement | 8.5% |
| 10% most volatile stocks in AU Market | 15.4% |
| 10% least volatile stocks in AU Market | 3.7% |
Stable Share Price: SUN is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: SUN's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1902 | 13,505 | Steve Johnston | https://www.suncorpgroup.com.au |
Suncorp Group Limited provides insurance, banking, and wealth products and services to retail, corporate, and commercial sectors in Australia and New Zealand. It operates through three segments: Insurance, Banking & Wealth, and Suncorp New Zealand segments. The Insurance segment designs, manufactures, and delivers general insurance products and services, including home and contents, motor, marine, travel, commercial property, industrial special risk, public liability and professional indemnity, workers’ compensation, and compulsory third party products.
Suncorp Group Fundamentals Summary
| SUN fundamental statistics | |
|---|---|
| Market Cap | AU$13.86b |
| Earnings (TTM) | AU$1.03b |
| Revenue (TTM) | AU$14.19b |
13.4x
P/E Ratio1.0x
P/S RatioIs SUN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SUN income statement (TTM) | |
|---|---|
| Revenue | AU$14.19b |
| Cost of Revenue | AU$9.74b |
| Gross Profit | AU$4.45b |
| Expenses | AU$3.41b |
| Earnings | AU$1.03b |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Feb 08, 2022
| Earnings per share (EPS) | 0.82 |
| Gross Margin | 31.33% |
| Net Profit Margin | 7.28% |
| Debt/Equity Ratio | 160.1% |
How did SUN perform over the long term?
See historical performance and comparisonDividends
6.0%
Current Dividend Yield82%
Payout RatioValuation
Is Suncorp Group undervalued compared to its fair value and its price relative to the market?
13.42x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: SUN (A$10.98) is trading above our estimate of fair value (A$10.57)
Significantly Below Fair Value: SUN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SUN is good value based on its PE Ratio (13.4x) compared to the Australian Insurance industry average (28.3x).
PE vs Market: SUN is good value based on its PE Ratio (13.4x) compared to the Australian market (18.2x).
Price to Earnings Growth Ratio
PEG Ratio: SUN is poor value based on its PEG Ratio (2.1x)
Price to Book Ratio
PB vs Industry: SUN is good value based on its PB Ratio (1x) compared to the AU Insurance industry average (3.8x).
Future Growth
How is Suncorp Group forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
6.4%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SUN's forecast earnings growth (6.4% per year) is above the savings rate (1.9%).
Earnings vs Market: SUN's earnings (6.4% per year) are forecast to grow slower than the Australian market (10.8% per year).
High Growth Earnings: SUN's earnings are forecast to grow, but not significantly.
Revenue vs Market: SUN's revenue is expected to decline over the next 3 years (-4.5% per year).
High Growth Revenue: SUN's revenue is forecast to decline over the next 3 years (-4.5% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SUN's Return on Equity is forecast to be low in 3 years time (8.7%).
Past Performance
How has Suncorp Group performed over the past 5 years?
-4.6%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SUN has high quality earnings.
Growing Profit Margin: SUN's current net profit margins (7.3%) are higher than last year (4.2%).
Past Earnings Growth Analysis
Earnings Trend: SUN's earnings have declined by 4.6% per year over the past 5 years.
Accelerating Growth: SUN's earnings growth over the past year (64.8%) exceeds its 5-year average (-4.6% per year).
Earnings vs Industry: SUN earnings growth over the past year (64.8%) exceeded the Insurance industry 57.5%.
Return on Equity
High ROE: SUN's Return on Equity (7.8%) is considered low.
Financial Health
How is Suncorp Group's financial position?
Financial Position Analysis
Short Term Liabilities: SUN's short term assets (A$10.6B) do not cover its short term liabilities (A$59.1B).
Long Term Liabilities: SUN's short term assets (A$10.6B) do not cover its long term liabilities (A$24.3B).
Debt to Equity History and Analysis
Debt Level: SUN's net debt to equity ratio (126.6%) is considered high.
Reducing Debt: SUN's debt to equity ratio has reduced from 182% to 160.1% over the past 5 years.
Debt Coverage: SUN's debt is well covered by operating cash flow (20.2%).
Interest Coverage: SUN's interest payments on its debt are well covered by EBIT (3.9x coverage).
Balance Sheet
Dividend
What is Suncorp Group current dividend yield, its reliability and sustainability?
6.01%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SUN's dividend (6.01%) is higher than the bottom 25% of dividend payers in the Australian market (2.36%).
High Dividend: SUN's dividend (6.01%) is in the top 25% of dividend payers in the Australian market (5.62%)
Stability and Growth of Payments
Stable Dividend: SUN's dividend payments have been volatile in the past 10 years.
Growing Dividend: SUN's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: At its current payout ratio (81.6%), SUN's payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: SUN's dividends in 3 years are forecast to be covered by earnings (80.5% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.3yrs
Average management tenure
CEO
Steve Johnston (54 yo)
2.67yrs
Tenure
AU$4,239,000
Compensation
Mr. Steve B. Johnston, B.Bus (Management), B.Bus (Public Administration), serves as Director at Insurance Council of Australia since August 2021. He has been an Executive Director of Asteron Life Limited s...
CEO Compensation Analysis
Compensation vs Market: Steve's total compensation ($USD3.03M) is about average for companies of similar size in the Australian market ($USD3.92M).
Compensation vs Earnings: Steve's compensation has increased by more than 20% in the past year.
Leadership Team
Experienced Management: SUN's management team is considered experienced (2.3 years average tenure).
Board Members
Experienced Board: SUN's board of directors are considered experienced (3.7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Suncorp Group Limited's employee growth, exchange listings and data sources
Key Information
- Name: Suncorp Group Limited
- Ticker: SUN
- Exchange: ASX
- Founded: 1902
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Implied Market Cap: AU$13.863b
- Shares outstanding: 1.26b
- Website: https://www.suncorpgroup.com.au
Number of Employees
Location
- Suncorp Group Limited
- Level 23
- 80 Ann Street
- Brisbane
- Queensland
- 4000
- Australia
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/01/26 07:03 |
| End of Day Share Price | 2022/01/25 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2021/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.