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Australian (ASX) Specialized Finance Industry Analysis
UpdatedFeb 15, 2026
DataAggregated Company Financials
Companies5
- 7D2.9%
- 3M-6.8%
- 1Y7.6%
- YTDn/a
The Specialized Finance industry is up 2.9% in the last week, with Pioneer Credit up 9.4%. Meanwhile, Income Asset Management Group actually underperformed within the industry, shrinking 12% in the last week. This means that the industry has gained 7.6% over the past year. Looking forward, earnings are forecast to decline by 104% per year.
Industry Valuation and Performance
Has the Australian Specialized Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 16 Feb 2026 | AU$638.4m | AU$222.8m | AU$351.2m | 15.7x | 1.8x | 2.9x |
| Wed, 14 Jan 2026 | AU$636.8m | AU$222.8m | AU$351.2m | 16.4x | 1.8x | 2.9x |
| Fri, 12 Dec 2025 | AU$667.7m | AU$222.8m | AU$351.2m | 15.9x | 1.9x | 3x |
| Sun, 09 Nov 2025 | AU$648.9m | AU$222.8m | AU$351.2m | 15.9x | 1.8x | 2.9x |
| Tue, 07 Oct 2025 | AU$714.3m | AU$222.8m | AU$351.2m | 14.6x | 2x | 3.2x |
| Thu, 04 Sep 2025 | AU$730.4m | AU$222.8m | AU$351.2m | 14x | 2.1x | 3.3x |
| Sat, 02 Aug 2025 | AU$616.7m | AU$244.4m | -AU$100,103,553.00 | 30.4x | -6.2x | 2.5x |
| Mon, 30 Jun 2025 | AU$574.7m | AU$244.4m | -AU$100,103,553.00 | 29.6x | -5.7x | 2.4x |
| Wed, 28 May 2025 | AU$613.3m | AU$244.4m | -AU$100,103,553.00 | 31.1x | -6.1x | 2.5x |
| Fri, 25 Apr 2025 | AU$587.7m | AU$244.4m | -AU$100,103,553.00 | 32.6x | -5.9x | 2.4x |
| Sun, 23 Mar 2025 | AU$556.8m | AU$244.4m | -AU$100,103,553.00 | 32.6x | -5.6x | 2.3x |
| Tue, 18 Feb 2025 | AU$547.6m | AU$177.4m | -AU$107,445,346.00 | 24.5x | -5.1x | 3.1x |
| Thu, 16 Jan 2025 | AU$531.7m | AU$177.4m | -AU$107,445,346.00 | 21.7x | -4.9x | 3x |
| Sat, 14 Dec 2024 | AU$446.3m | AU$177.4m | -AU$107,445,346.00 | 23.3x | -4.2x | 2.5x |
| Mon, 11 Nov 2024 | AU$392.6m | AU$177.4m | -AU$107,445,346.00 | 20x | -3.7x | 2.2x |
| Wed, 09 Oct 2024 | AU$440.2m | AU$177.4m | -AU$107,445,346.00 | 19.4x | -4.1x | 2.5x |
| Fri, 06 Sep 2024 | AU$460.0m | AU$170.3m | -AU$107,445,346.00 | 21.2x | -4.3x | 2.7x |
| Sun, 04 Aug 2024 | AU$430.9m | AU$155.8m | -AU$51,764,621.00 | 48.4x | -8.3x | 2.8x |
| Tue, 02 Jul 2024 | AU$446.4m | AU$155.8m | -AU$51,764,621.00 | 45.5x | -8.6x | 2.9x |
| Thu, 30 May 2024 | AU$415.1m | AU$155.8m | -AU$51,764,621.00 | 40.9x | -8x | 2.7x |
| Sat, 27 Apr 2024 | AU$504.4m | AU$155.8m | -AU$51,764,621.00 | 42.8x | -9.7x | 3.2x |
| Mon, 25 Mar 2024 | AU$539.9m | AU$155.8m | -AU$51,764,621.00 | 34.6x | -10.4x | 3.5x |
| Wed, 21 Feb 2024 | AU$624.9m | AU$151.6m | -AU$52,226,566.00 | 239.1x | -12x | 4.1x |
| Fri, 19 Jan 2024 | AU$511.1m | AU$151.3m | -AU$52,028,492.00 | 274.7x | -9.8x | 3.4x |
| Sun, 17 Dec 2023 | AU$557.0m | AU$151.3m | -AU$52,028,492.00 | 277.9x | -10.7x | 3.7x |
| Tue, 14 Nov 2023 | AU$610.4m | AU$151.3m | -AU$52,028,492.00 | 218.7x | -11.7x | 4x |
| Thu, 12 Oct 2023 | AU$613.3m | AU$151.3m | -AU$52,028,492.00 | 225.2x | -11.8x | 4.1x |
| Sat, 09 Sep 2023 | AU$789.2m | AU$151.3m | -AU$52,028,492.00 | 221.3x | -15.2x | 5.2x |
| Mon, 07 Aug 2023 | AU$929.4m | AU$141.1m | -AU$88,082,350.00 | 61.8x | -10.6x | 6.6x |
| Wed, 05 Jul 2023 | AU$904.4m | AU$141.1m | -AU$88,082,350.00 | 65.3x | -10.3x | 6.4x |
| Fri, 02 Jun 2023 | AU$1.4b | AU$376.4m | -AU$56,671,350.00 | 42.2x | -24.4x | 3.7x |
| Sun, 30 Apr 2023 | AU$1.2b | AU$344.3m | -AU$59,846,350.00 | 52.6x | -19.9x | 3.5x |
| Tue, 28 Mar 2023 | AU$1.2b | AU$344.3m | -AU$59,846,350.00 | 41x | -20.5x | 3.6x |
| Thu, 23 Feb 2023 | AU$1.7b | AU$328.6m | -AU$35,951,644.00 | 10.2x | -47.3x | 5.2x |
Price to Earnings Ratio
-47.3x
Current Industry PE
- Investors are pessimistic on the Australian Specialized Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 1.8x which is higher than its 3-year average PE of -8.4x.
- The 3-year average PS ratio of 3.3x is higher than the industry's current PS ratio of 2.9x.
Past Earnings Growth
- Total earnings for the Specialized Finance industry have gone up over the last three years and the industry is now profitable.
- Revenues have declined 12% per year.
- This means that less sales are being generated overall, but since the cost of doing business is lower, profits have been increasing.
Industry Comparison
How does Australian Specialized Finance compare with similar industries?
| AU Market | 2.05% | |
| Financials | 5.06% | |
| Diversified Financial | -2.21% | |
| Specialized Finance | 2.94% | |
| Multi-Sector Holdings | 2.37% | |
| Transaction and Payment Processing Services | -0.59% | |
| Other Diversified Financial Services | -9.12% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| PNC Pioneer Credit | AU$0.76 | 9.4% +AU$10.4m | 34.8% | PE18.1x | |
| OBL Omni Bridgeway | AU$1.50 | 1.4% +AU$5.8m | 11.6% | PE1.2x | |
| BTN Butn | AU$0.052 | 26.8% +AU$4.2m | -40.9% | PS2.4x | |
| IAM Income Asset Management Group | AU$0.022 | 4.8% +AU$930.9k | -24.1% | PS1.2x | |
| EPY Earlypay | AU$0.18 | 1.4% +AU$635.6k | -19.3% | PE15.7x |