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EPY logo

Earlypay ASX:EPY Stock Report

Last Price

AU$0.22

Market Cap

AU$59.9m

7D

0%

1Y

22.2%

Updated

16 Apr, 2025

Data

Company Financials +

EPY Stock Overview

Offers financial solutions to businesses in Australia. More details

EPY fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance2/6
Financial Health3/6
Dividends0/6

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Earlypay Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Earlypay
Historical stock prices
Current Share PriceAU$0.22
52 Week HighAU$0.24
52 Week LowAU$0.15
Beta0.49
1 Month Change0%
3 Month Change12.82%
1 Year Change22.22%
3 Year Change-55.56%
5 Year Change-52.69%
Change since IPO4.76%

Recent News & Updates

author-image

Technological Integration Will Expand Invoice Finance Accessibility To A Broader Market

Feb 26 The integration of technology with platforms and focus on reliable finance segments could expand market share and improve net margins.

Recent updates

author-image

Technological Integration Will Expand Invoice Finance Accessibility To A Broader Market

Feb 26 The integration of technology with platforms and focus on reliable finance segments could expand market share and improve net margins.

Shareholder Returns

EPYAU Diversified FinancialAU Market
7D0%3.7%5.4%
1Y22.2%3.6%-0.02%

Return vs Industry: EPY exceeded the Australian Diversified Financial industry which returned 1.9% over the past year.

Return vs Market: EPY exceeded the Australian Market which returned 0.1% over the past year.

Price Volatility

Is EPY's price volatile compared to industry and market?
EPY volatility
EPY Average Weekly Movement8.4%
Diversified Financial Industry Average Movement7.9%
Market Average Movement9.1%
10% most volatile stocks in AU Market16.6%
10% least volatile stocks in AU Market4.1%

Stable Share Price: EPY has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: EPY's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2001n/aJames Beesonwww.earlypay.com.au

Earlypay Limited offers financial solutions to businesses in Australia. The company offers invoice finance, such as debtor and trade finance; invoice factoring and discounting, and clean energy finance services, as well as business line of credit. It also provides equipment finance services for old and new equipment, such as sale back of owned or partially owned equipment, private sales, and mid-term refinancing.

Earlypay Limited Fundamentals Summary

How do Earlypay's earnings and revenue compare to its market cap?
EPY fundamental statistics
Market capAU$59.89m
Earnings (TTM)AU$1.84m
Revenue (TTM)AU$53.28m

32.6x

P/E Ratio

1.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EPY income statement (TTM)
RevenueAU$53.28m
Cost of RevenueAU$14.48m
Gross ProfitAU$38.80m
Other ExpensesAU$36.96m
EarningsAU$1.84m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.0068
Gross Margin72.83%
Net Profit Margin3.45%
Debt/Equity Ratio322.7%

How did EPY perform over the long term?

See historical performance and comparison

Dividends

1.3%

Current Dividend Yield

44%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/16 03:54
End of Day Share Price 2025/04/16 00:00
Earnings2024/12/31
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Earlypay Limited is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Benn SkenderCanaccord Genuity
Scott MurdochMorgans Financial Limited