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SWF

SelfWealthASX:SWF Stock Report

Market Cap

AU$82.6m

7D

-1.4%

1Y

-43.1%

Updated

19 Oct, 2021

Data

Company Financials
SWF fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health6/6
Dividends0/6

SWF Overview

SelfWealth Limited provides online share trading services in Australia and the United States.

Price History & Performance

Summary of all time highs, changes and price drops for SelfWealth
Historical stock prices
Current Share PriceAU$0.35
52 Week HighAU$0.30
52 Week LowAU$0.80
Beta2.26
1 Month Change-11.39%
3 Month Change-7.90%
1 Year Change-43.09%
3 Year Change288.89%
5 Year Changen/a
Change since IPO118.75%

Recent News & Updates

Shareholder Returns

SWFAU Capital MarketsAU Market
7D-1.4%2.9%1.7%
1Y-43.1%22.7%20.3%

Return vs Industry: SWF underperformed the Australian Capital Markets industry which returned 22.7% over the past year.

Return vs Market: SWF underperformed the Australian Market which returned 20.3% over the past year.

Price Volatility

Is SWF's price volatile compared to industry and market?
SWF volatility
SWF Beta2.26
Industry Beta0.99
Market Beta1

Stable Share Price: SWF is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: SWF's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2011n/aCath Whitakerhttps://www.selfwealth.com.au

SelfWealth Limited provides online share trading services in Australia and the United States. It also provides online investor community portal services. The company was incorporated in 2011 and is based in Surrey Hills, Australia.

SelfWealth Fundamentals Summary

How do SelfWealth's earnings and revenue compare to its market cap?
SWF fundamental statistics
Market CapAU$82.61m
Earnings (TTM)-AU$646.70k
Revenue (TTM)AU$18.36m

4.5x

P/S Ratio

-128.2x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SWF income statement (TTM)
RevenueAU$18.36m
Cost of RevenueAU$10.77m
Gross ProfitAU$7.59m
ExpensesAU$8.24m
Earnings-AU$646.70k

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.0027
Gross Margin41.34%
Net Profit Margin-3.52%
Debt/Equity Ratio0%

How did SWF perform over the long term?

See historical performance and comparison

Valuation

Is SelfWealth undervalued compared to its fair value and its price relative to the market?

14.46x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate SWF's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate SWF's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: SWF is unprofitable, so we can't compare its PE Ratio to the Australian Capital Markets industry average.

PE vs Market: SWF is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SWF's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SWF is overvalued based on its PB Ratio (14.5x) compared to the AU Capital Markets industry average (1.4x).


Future Growth

How is SelfWealth forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

9.0%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SelfWealth has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has SelfWealth performed over the past 5 years?

18.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SWF is currently unprofitable.

Growing Profit Margin: SWF is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: SWF is unprofitable, but has reduced losses over the past 5 years at a rate of 18.6% per year.

Accelerating Growth: Unable to compare SWF's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: SWF is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (12.8%).


Return on Equity

High ROE: SWF has a negative Return on Equity (-11.32%), as it is currently unprofitable.


Financial Health

How is SelfWealth's financial position?


Financial Position Analysis

Short Term Liabilities: SWF's short term assets (A$7.9M) exceed its short term liabilities (A$2.8M).

Long Term Liabilities: SWF's short term assets (A$7.9M) exceed its long term liabilities (A$59.2K).


Debt to Equity History and Analysis

Debt Level: SWF is debt free.

Reducing Debt: SWF has no debt compared to 5 years ago when its debt to equity ratio was 0.1%.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable SWF has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: SWF is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 27.8% per year.


Dividend

What is SelfWealth current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate SWF's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate SWF's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SWF's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SWF's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SWF's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.5yrs

Average management tenure


CEO

Cath Whitaker

0.50

Tenure

AU$473,983

Compensation

Ms. Catherine Whitaker, also known as Cath, serves as Chief Executive Officer at SelfWealth Limited since April 20, 2021 and serves as its Executive Director since September 06, 2021. She serves as Managin...


CEO Compensation Analysis

Compensation vs Market: Cath's total compensation ($USD351.28K) is about average for companies of similar size in the Australian market ($USD301.95K).

Compensation vs Earnings: Insufficient data to compare Cath's compensation with company performance.


Leadership Team

Experienced Management: SWF's management team is not considered experienced ( 0.5 years average tenure), which suggests a new team.


Board Members

Experienced Board: SWF's board of directors are not considered experienced ( 1.4 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 15.9%.


Top Shareholders

Company Information

SelfWealth Limited's employee growth, exchange listings and data sources


Key Information

  • Name: SelfWealth Limited
  • Ticker: SWF
  • Exchange: ASX
  • Founded: 2011
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: AU$82.611m
  • Shares outstanding: 236.03m
  • Website: https://www.selfwealth.com.au

Number of Employees


Location

  • SelfWealth Limited
  • 613 Canterbury Road
  • Level 2
  • Surrey Hills
  • Victoria
  • 3127
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/19 07:04
End of Day Share Price2021/10/19 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.