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WTL

WT Financial GroupASX:WTL Stock Report

Market Cap

AU$24.7m

7D

-8.3%

1Y

95.6%

Updated

17 Oct, 2021

Data

Company Financials
WTL fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health1/6
Dividends0/6

WTL Overview

WT Financial Group Limited provides a range of financial services.

Price History & Performance

Summary of all time highs, changes and price drops for WT Financial Group
Historical stock prices
Current Share PriceAU$0.088
52 Week HighAU$0.045
52 Week LowAU$0.14
Beta1.64
1 Month Change-16.19%
3 Month Change-6.38%
1 Year Change95.56%
3 Year Change120.00%
5 Year Change-57.07%
Change since IPO-79.54%

Recent News & Updates

Jan 21
A Look At WT Financial Group's (ASX:WTL) CEO Remuneration

A Look At WT Financial Group's (ASX:WTL) CEO Remuneration

Keith Cullen is the CEO of WT Financial Group Limited ( ASX:WTL ), and in this article, we analyze the executive's...

Shareholder Returns

WTLAU Diversified FinancialAU Market
7D-8.3%2.2%0.9%
1Y95.6%12.9%20.2%

Return vs Industry: WTL exceeded the Australian Diversified Financial industry which returned 12.9% over the past year.

Return vs Market: WTL exceeded the Australian Market which returned 20.2% over the past year.

Price Volatility

Is WTL's price volatile compared to industry and market?
WTL volatility
WTL Beta1.64
Industry Beta0.92
Market Beta1

Stable Share Price: WTL is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: WTL's weekly volatility has decreased from 36% to 10% over the past year.

About the Company

FoundedEmployeesCEOWebsite
2014n/aKeith Cullenhttps://www.wtfglimited.com

WT Financial Group Limited provides a range of financial services. It operates in two segments, Business to Business and Direct to Consumer. The company provides licensing, compliance, education and training, and technical support services; and practice management and development services, including consumer marketing and education tools.

WT Financial Group Fundamentals Summary

How do WT Financial Group's earnings and revenue compare to its market cap?
WTL fundamental statistics
Market CapAU$24.68m
Earnings (TTM)-AU$3.29m
Revenue (TTM)AU$12.78m

1.9x

P/S Ratio

-7.5x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
WTL income statement (TTM)
RevenueAU$12.78m
Cost of RevenueAU$11.38m
Gross ProfitAU$1.39m
ExpensesAU$4.68m
Earnings-AU$3.29m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.012
Gross Margin10.91%
Net Profit Margin-25.73%
Debt/Equity Ratio36.6%

How did WTL perform over the long term?

See historical performance and comparison

Valuation

Is WT Financial Group undervalued compared to its fair value and its price relative to the market?

4.15x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate WTL's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate WTL's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: WTL is unprofitable, so we can't compare its PE Ratio to the Australian Diversified Financial industry average.

PE vs Market: WTL is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate WTL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: WTL is overvalued based on its PB Ratio (4.1x) compared to the AU Diversified Financial industry average (1.2x).


Future Growth

How is WT Financial Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-19.0%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as WT Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has WT Financial Group performed over the past 5 years?

-27.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: WTL is currently unprofitable.

Growing Profit Margin: WTL is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: WTL is unprofitable, and losses have increased over the past 5 years at a rate of 27.6% per year.

Accelerating Growth: Unable to compare WTL's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: WTL is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (-19%).


Return on Equity

High ROE: WTL has a negative Return on Equity (-55.2%), as it is currently unprofitable.


Financial Health

How is WT Financial Group's financial position?


Financial Position Analysis

Short Term Liabilities: WTL's short term assets (A$2.2M) do not cover its short term liabilities (A$3.2M).

Long Term Liabilities: WTL's short term assets (A$2.2M) do not cover its long term liabilities (A$2.5M).


Debt to Equity History and Analysis

Debt Level: WTL's debt to equity ratio (36.6%) is considered satisfactory.

Reducing Debt: WTL's debt to equity ratio has increased from 0% to 36.6% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: WTL has less than a year of cash runway based on its current free cash flow.

Forecast Cash Runway: WTL has less than a year of cash runway if free cash flow continues to grow at historical rates of 6.9% each year.


Dividend

What is WT Financial Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate WTL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate WTL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if WTL's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if WTL's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: WTL is not paying a notable dividend for the Australian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of WTL's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.3yrs

Average management tenure


CEO

Keith Cullen (54 yo)

no data

Tenure

AU$365,197

Compensation

Mr. Keith Robert Cullen is the Founder of WT Financial Group Limited (formerly known as Spring FG Limited) and serves as its Chief Executive Officer and Group Managing Director. Mr. Cullen served as a Cons...


CEO Compensation Analysis

Compensation vs Market: Keith's total compensation ($USD271.06K) is about average for companies of similar size in the Australian market ($USD302.72K).

Compensation vs Earnings: Keith's compensation has increased whilst the company is unprofitable.


Leadership Team

Experienced Management: WTL's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: WTL insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 68.3%.


Top Shareholders

Company Information

WT Financial Group Limited's employee growth, exchange listings and data sources


Key Information

  • Name: WT Financial Group Limited
  • Ticker: WTL
  • Exchange: ASX
  • Founded: 2014
  • Industry: Other Diversified Financial Services
  • Sector: Diversified Financials
  • Market Cap: AU$24.684m
  • Shares outstanding: 280.51m
  • Website: https://www.wtfglimited.com

Location

  • WT Financial Group Limited
  • 95 Pitt Street
  • Level 5
  • Sydney
  • New South Wales
  • 2000
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/17 07:06
End of Day Share Price2021/10/15 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.