| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
AUB Stock Overview
AUB Group Limited provides engages in the insurance broking and underwriting businesses in Australia and New Zealand.
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$25.10 |
| 52 Week High | AU$26.99 |
| 52 Week Low | AU$15.61 |
| Beta | 0.49 |
| 1 Month Change | 6.94% |
| 3 Month Change | 10.48% |
| 1 Year Change | 55.61% |
| 3 Year Change | 105.91% |
| 5 Year Change | 133.49% |
| Change since IPO | 1,035.75% |
Recent News & Updates
Should You Be Adding AUB Group (ASX:AUB) To Your Watchlist Today?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Why We Think AUB Group Limited's (ASX:AUB) CEO Compensation Is Not Excessive At All
Performance at AUB Group Limited ( ASX:AUB ) has been reasonably good and CEO Mike Emmett has done a decent job of...
Shareholder Returns
| AUB | AU Insurance | AU Market | |
|---|---|---|---|
| 7D | -3.4% | -1.6% | -0.5% |
| 1Y | 55.6% | 17.6% | 10.4% |
Return vs Industry: AUB exceeded the Australian Insurance industry which returned 17.6% over the past year.
Return vs Market: AUB exceeded the Australian Market which returned 10.4% over the past year.
Price Volatility
| AUB volatility | |
|---|---|
| AUB Average Weekly Movement | 3.2% |
| Insurance Industry Average Movement | 3.3% |
| Market Average Movement | 8.4% |
| 10% most volatile stocks in AU Market | 15.2% |
| 10% least volatile stocks in AU Market | 3.6% |
Stable Share Price: AUB is less volatile than 75% of Australian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: AUB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1885 | 988 | Mike Emmett | https://www.aubgroup.com.au |
AUB Group Limited provides engages in the insurance broking and underwriting businesses in Australia and New Zealand. The company provides insurance broking and advisory services primarily to SME clients; operates insurance broking networks represented by approximately 75 businesses, as well as distributes ancillary products; and underwrites, distributes, and manages insurance products and portfolios on behalf of licensed insurance companies. It also provides support services, such as loss adjustment, investigations, claims management, claims legal support, and rehabilitation services, as well as automated quoting, white-labelling, and technological support services.
AUB Group Fundamentals Summary
| AUB fundamental statistics | |
|---|---|
| Market Cap | AU$1.87b |
| Earnings (TTM) | AU$70.62m |
| Revenue (TTM) | AU$351.70m |
26.5x
P/E Ratio5.3x
P/S RatioIs AUB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AUB income statement (TTM) | |
|---|---|
| Revenue | AU$351.70m |
| Cost of Revenue | AU$182.16m |
| Gross Profit | AU$169.54m |
| Expenses | AU$98.92m |
| Earnings | AU$70.62m |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Feb 22, 2022
| Earnings per share (EPS) | 0.95 |
| Gross Margin | 48.21% |
| Net Profit Margin | 20.08% |
| Debt/Equity Ratio | 35.3% |
How did AUB perform over the long term?
See historical performance and comparisonDividends
2.2%
Current Dividend Yield58%
Payout RatioValuation
Is AUB Group undervalued compared to its fair value and its price relative to the market?
26.46x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: AUB (A$25.1) is trading above our estimate of fair value (A$23.7)
Significantly Below Fair Value: AUB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: AUB is good value based on its PE Ratio (26.5x) compared to the Australian Insurance industry average (30.7x).
PE vs Market: AUB is poor value based on its PE Ratio (26.5x) compared to the Australian market (19.3x).
Price to Earnings Growth Ratio
PEG Ratio: AUB is poor value based on its PEG Ratio (5x)
Price to Book Ratio
PB vs Industry: AUB is good value based on its PB Ratio (3.9x) compared to the AU Insurance industry average (4.1x).
Future Growth
How is AUB Group forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
5.3%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AUB's forecast earnings growth (5.3% per year) is above the savings rate (1.9%).
Earnings vs Market: AUB's earnings (5.3% per year) are forecast to grow slower than the Australian market (11.3% per year).
High Growth Earnings: AUB's earnings are forecast to grow, but not significantly.
Revenue vs Market: AUB's revenue (4.5% per year) is forecast to grow slower than the Australian market (4.9% per year).
High Growth Revenue: AUB's revenue (4.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AUB's Return on Equity is forecast to be low in 3 years time (14.5%).
Past Performance
How has AUB Group performed over the past 5 years?
11.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AUB has a large one-off gain of A$23.2M impacting its June 30 2021 financial results.
Growing Profit Margin: AUB's current net profit margins (20.1%) are higher than last year (14%).
Past Earnings Growth Analysis
Earnings Trend: AUB's earnings have grown by 11.2% per year over the past 5 years.
Accelerating Growth: AUB's earnings growth over the past year (50.3%) exceeds its 5-year average (11.2% per year).
Earnings vs Industry: AUB earnings growth over the past year (50.3%) underperformed the Insurance industry 57.5%.
Return on Equity
High ROE: AUB's Return on Equity (14%) is considered low.
Financial Health
How is AUB Group's financial position?
Financial Position Analysis
Short Term Liabilities: AUB's short term assets (A$347.5M) exceed its short term liabilities (A$299.7M).
Long Term Liabilities: AUB's short term assets (A$347.5M) exceed its long term liabilities (A$248.1M).
Debt to Equity History and Analysis
Debt Level: AUB's net debt to equity ratio (22.4%) is considered satisfactory.
Reducing Debt: AUB's debt to equity ratio has increased from 24.8% to 35.3% over the past 5 years.
Debt Coverage: AUB's debt is well covered by operating cash flow (53.3%).
Interest Coverage: AUB's interest payments on its debt are well covered by EBIT (12.1x coverage).
Balance Sheet
Dividend
What is AUB Group current dividend yield, its reliability and sustainability?
2.19%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: AUB's dividend (2.19%) is higher than the bottom 25% of dividend payers in the Australian market (2.18%).
High Dividend: AUB's dividend (2.19%) is low compared to the top 25% of dividend payers in the Australian market (5.39%).
Stability and Growth of Payments
Stable Dividend: AUB's dividends per share have been stable in the past 10 years.
Growing Dividend: AUB's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (57.8%), AUB's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: AUB's dividends in 3 years are forecast to be covered by earnings (63.9% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.0yrs
Average management tenure
CEO
Mike Emmett (54 yo)
2.83yrs
Tenure
AU$2,564,120
Compensation
Mr. Michael Patrick Cheere Emmett, also known as Mike, B Com, H.Dip. Acc CA (SA) has been a Director of Cover-More Group Limited since July 4, 2016 and served as its Group Chief Executive Officer since Jul...
CEO Compensation Analysis
Compensation vs Market: Mike's total compensation ($USD1.85M) is above average for companies of similar size in the Australian market ($USD1.40M).
Compensation vs Earnings: Mike's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: AUB's management team is considered experienced (2 years average tenure).
Board Members
Experienced Board: AUB's board of directors are considered experienced (7.1 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
AUB Group Limited's employee growth, exchange listings and data sources
Key Information
- Name: AUB Group Limited
- Ticker: AUB
- Exchange: ASX
- Founded: 1885
- Industry: Insurance Brokers
- Sector: Insurance
- Implied Market Cap: AU$1.869b
- Shares outstanding: 74.46m
- Website: https://www.aubgroup.com.au
Number of Employees
Location
- AUB Group Limited
- 141 Walker Street
- Level 14
- North Sydney
- New South Wales
- 2000
- Australia
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/01/17 16:28 |
| End of Day Share Price | 2022/01/17 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2021/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.