HMY Stock Overview
Provides secured and unsecured personal loans through online in Australia and New Zealand. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
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Harmoney Corp Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$0.67 |
| 52 Week High | AU$0.75 |
| 52 Week Low | AU$0.34 |
| Beta | 0.77 |
| 1 Month Change | 65.43% |
| 3 Month Change | 86.11% |
| 1 Year Change | 27.62% |
| 3 Year Change | -52.14% |
| 5 Year Change | n/a |
| Change since IPO | -80.58% |
Recent News & Updates
Shareholder Returns
| HMY | AU Consumer Finance | AU Market | |
|---|---|---|---|
| 7D | 21.8% | 5.4% | -2.5% |
| 1Y | 27.6% | 39.4% | 7.5% |
Return vs Industry: HMY underperformed the Australian Consumer Finance industry which returned 39.4% over the past year.
Return vs Market: HMY exceeded the Australian Market which returned 7.5% over the past year.
Price Volatility
| HMY volatility | |
|---|---|
| HMY Average Weekly Movement | 12.7% |
| Consumer Finance Industry Average Movement | 6.9% |
| Market Average Movement | 7.9% |
| 10% most volatile stocks in AU Market | 16.3% |
| 10% least volatile stocks in AU Market | 3.1% |
Stable Share Price: HMY's share price has been volatile over the past 3 months compared to the Australian market.
Volatility Over Time: HMY's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of Australian stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2014 | 75 | David Stevens | www.harmoney.co.nz |
Harmoney Corp Limited provides secured and unsecured personal loans through online in Australia and New Zealand. The company’s personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It also operates Stellare, a platform which deliver seamless and personalised experience.
Harmoney Corp Limited Fundamentals Summary
| HMY fundamental statistics | |
|---|---|
| Market cap | AU$70.87m |
| Earnings (TTM) | -AU$10.59m |
| Revenue (TTM) | AU$35.45m |
1.9x
P/S Ratio-6.5x
P/E RatioIs HMY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HMY income statement (TTM) | |
|---|---|
| Revenue | AU$35.45m |
| Cost of Revenue | AU$11.38m |
| Gross Profit | AU$24.08m |
| Other Expenses | AU$34.67m |
| Earnings | -AU$10.59m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Feb 24, 2025
| Earnings per share (EPS) | -0.10 |
| Gross Margin | 67.91% |
| Net Profit Margin | -29.87% |
| Debt/Equity Ratio | 2,336.2% |
How did HMY perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/21 07:59 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Harmoney Corp Limited is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Lindsay James | Forsyth Barr Group Ltd. |
| James Lindsay | MST Financial Services Pty Limited |
| Ian Munro | Ord Minnett Limited |