How does HLI's PE Ratio compare to its peers?

HLI is good value based on its Price-To-Earnings Ratio (5.4x) compared to the peer average (9.5x).

How does HLI's PE Ratio compare vs other companies in the Global Diversified Financial Industry?

HLI is good value based on its Price-To-Earnings Ratio (5.4x) compared to the Global Diversified Financial industry average (15.7x).

What is HLI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HLI is good value based on its Price-To-Earnings Ratio (5.4x) compared to the estimated Fair Price-To-Earnings Ratio (9.3x).

What is the Fair Price of HLI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

HLI (A$4.37) is trading below our estimate of [[fair value]] (A$14.66)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is lower than the current share price.

Helia Group (ASX:HLI) - Stock Price, News & Analysis

HLI Stock Overview

Helia Group Limited, together with its subsidiaries, is involved in the loan mortgage insurance business primarily in Australia. More details

HLI fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	4/6

Rewards

Trading at 70.2% below our estimate of its fair value

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 34.1% per year for the next 3 years

Dividend of 13.73% is not well covered by free cash flows

Helia Group Limited Competitors

Liberty Financial Group

ASX:LFG

AU$1.0b

Pepper Money

ASX:PPM

AU$589.8m

Australian Finance Group

ASX:AFG

AU$417.0m

Resimac Group

ASX:RMC

AU$336.0m

Price History & Performance

Summary of all time highs, changes and price drops for Helia Group
Historical stock prices
Current Share Price	AU$4.37
52 Week High	AU$4.94
52 Week Low	AU$3.32
Beta	1.09
11 Month Change	4.80%
3 Month Change	10.35%
1 Year Change	9.25%
33 Year Change	86.75%
5 Year Change	17.79%
Change since IPO	24.62%

Is Now The Time To Put Helia Group (ASX:HLI) On Your Watchlist?

Jul 18

Recent updates

Is Now The Time To Put Helia Group (ASX:HLI) On Your Watchlist?

Jul 18

Investors Aren't Buying Helia Group Limited's (ASX:HLI) Earnings

Jun 19

Shareholders May Be More Conservative With Helia Group Limited's (ASX:HLI) CEO Compensation For Now

May 03

If EPS Growth Is Important To You, Helia Group (ASX:HLI) Presents An Opportunity

Oct 25

Genworth Mortgage Insurance Australia's (ASX:GMA) Upcoming Dividend Will Be Larger Than Last Year's

Aug 08

Bearish: Analysts Just Cut Their Genworth Mortgage Insurance Australia Limited (ASX:GMA) Revenue and EPS estimates

Aug 04

Revenue Downgrade: Here's What Analysts Forecast For Genworth Mortgage Insurance Australia Limited (ASX:GMA)

May 17

What Does The Future Hold For Genworth Mortgage Insurance Australia Limited (ASX:GMA)? These Analysts Have Been Cutting Their Estimates

May 05

The Independent Non-Executive Director of Genworth Mortgage Insurance Australia Limited (ASX:GMA), Gai McGrath, Just Bought 140% More Shares

Mar 06

Genworth Mortgage Insurance Australia's (ASX:GMA) Shareholders Are Down 27% On Their Shares

Feb 22

What Kind Of Investors Own Most Of Genworth Mortgage Insurance Australia Limited (ASX:GMA)?

Jan 18

Need To Know: Genworth Mortgage Insurance Australia Limited (ASX:GMA) Insiders Have Been Buying Shares

Dec 14

Shareholder Returns

	HLI	AU Diversified Financial	AU Market
7D	0.7%	0.4%	1.5%
1Y	9.3%	12.6%	17.2%

Return vs Industry: HLI underperformed the Australian Diversified Financial industry which returned 12.6% over the past year.

Return vs Market: HLI underperformed the Australian Market which returned 17.2% over the past year.

Price Volatility

Is HLI's price volatile compared to industry and market?
HLI volatility
HLI Average Weekly Movement	3.5%
Diversified Financial Industry Average Movement	6.7%
Market Average Movement	8.6%
10% most volatile stocks in AU Market	17.3%
10% least volatile stocks in AU Market	3.4%

Stable Share Price: HLI has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: HLI's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1965	233	Pauline Blight-Johnston	helia.com.au

Helia Group Limited, together with its subsidiaries, is involved in the loan mortgage insurance business primarily in Australia. The company facilitates residential mortgage lending by transferring risk from lenders to lenders mortgage insurance (LMI) providers, primarily for high loan to value ratio residential mortgage loans; and portfolio of seasoned home loans. Helia Group Limited was formerly known as Genworth Mortgage Insurance Australia Limited and changed its name to Helia Group Limited in November 2022.

Helia Group Limited Fundamentals Summary

How do Helia Group's earnings and revenue compare to its market cap?
HLI fundamental statistics
Market cap	AU$1.21b
Earnings (TTM)	AU$224.62m
Revenue (TTM)	AU$484.18m

5.4x

P/E Ratio

2.5x

P/S Ratio

Is HLI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HLI income statement (TTM)
Revenue	AU$484.18m
Cost of Revenue	AU$80.53m
Gross Profit	AU$403.65m
Other Expenses	AU$179.03m
Earnings	AU$224.62m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.81
Gross Margin	83.37%
Net Profit Margin	46.39%
Debt/Equity Ratio	17.8%

How did HLI perform over the long term?

See historical performance and comparison

Dividends

13.7%

Current Dividend Yield

40%

Payout Ratio

HLI Stock Overview

Rewards

Risk Analysis

Helia Group Limited Competitors

ASX:LFG

AU$1.0b

ASX:PPM

AU$589.8m

ASX:AFG

AU$417.0m

ASX:RMC

AU$336.0m

Price History & Performance

Recent News & Updates

Consensus EPS estimates increase by 11%

Helia Group Limited Provides Earnings Guidance for the Fiscal Year 2024

First half 2024 earnings: EPS and revenues miss analyst expectations

Is Now The Time To Put Helia Group (ASX:HLI) On Your Watchlist?

Helia Group Limited to Report First Half, 2024 Results on Aug 20, 2024

Investor sentiment improves as stock rises 17%

Recent updates

Consensus EPS estimates increase by 11%

Helia Group Limited Provides Earnings Guidance for the Fiscal Year 2024

First half 2024 earnings: EPS and revenues miss analyst expectations

Is Now The Time To Put Helia Group (ASX:HLI) On Your Watchlist?

Helia Group Limited to Report First Half, 2024 Results on Aug 20, 2024

Investor sentiment improves as stock rises 17%

Consensus revenue estimates increase by 13%

Investors Aren't Buying Helia Group Limited's (ASX:HLI) Earnings

Consensus EPS estimates increase by 13%, revenue downgraded

Helia Group Limited (ASX:HLI) announces an Equity Buyback for 60,000,000 shares, representing 20.57% for AUD 100 million.

Shareholders May Be More Conservative With Helia Group Limited's (ASX:HLI) CEO Compensation For Now

Helia Group Limited Appoints Mark Stavert as an Additional Company Secretary, Effective from 28 March 2024

Investor sentiment deteriorates as stock falls 16%

CEO, MD & Director recently sold AU$298k worth of stock

Final dividend increased to AU$0.45

Helia Group Limited Announces Retirement of Gerd Schenkel from the Board, Effective 30 April 2024

Price target increased by 12% to AU$3.97

Helia Group Limited, Annual General Meeting, May 09, 2024

Helia Group Limited to Report Fiscal Year 2023 Results on Feb 27, 2024

If EPS Growth Is Important To You, Helia Group (ASX:HLI) Presents An Opportunity

Upcoming dividend of AU$0.14 per share at 14% yield

Consensus revenue estimates decrease by 36%, EPS upgraded

Price target increased by 7.3% to AU$3.55

New major risk - Earnings quality

First half 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Helia Group Limited (ASX:HLI) announces an Equity Buyback for 65,550,669 shares, representing 20.75% for AUD 100 million.

Consensus EPS estimates increase by 21%, revenue downgraded

CEO, MD & Director recently bought AU$204k worth of stock

Upcoming dividend of AU$0.41 per share at 16% yield

Full year 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Price target increased by 7.1% to AU$3.17

Investor sentiment improves as stock rises 28%

Now 20% undervalued after recent price drop

High number of new directors

Helia Group Limited to Report First Half, 2023 Results on Aug 22, 2023

Genworth Mortgage Insurance Australia Limited Appoints Leona Murphy as Independent, Non-Executive Director, Effective 1 November 2022

Genworth Mortgage Insurance Australia Limited, Annual General Meeting, May 11, 2023

Genworth Mortgage Insurance Australia Limited to Report Fiscal Year 2022 Results on Feb 24, 2023

Genworth Mortgage Insurance Australia Limited, Annual General Meeting, Nov 15, 2022

Upcoming dividend of AU$0.12 per share

Genworth Mortgage Insurance Australia's (ASX:GMA) Upcoming Dividend Will Be Larger Than Last Year's

Bearish: Analysts Just Cut Their Genworth Mortgage Insurance Australia Limited (ASX:GMA) Revenue and EPS estimates

Genworth Mortgage Insurance Australia Limited Proposes Dividend for the Six Months Ended June 30, 2022, Payable on 31 August 2022

First half 2022 earnings released

Consensus revenue estimates fall by 10%

Price target decreased to AU$2.77

Genworth Mortgage Insurance Australia Limited to Report First Half, 2022 Results on Aug 03, 2022

Investor sentiment deteriorated over the past week

Revenue Downgrade: Here's What Analysts Forecast For Genworth Mortgage Insurance Australia Limited (ASX:GMA)

Consensus revenue estimates fall by 11%

Independent Non Executive Director recently sold AU$51k worth of stock

Independent Non Executive Director recently sold AU$51k worth of stock

Now 21% undervalued

Upcoming dividend of AU$0.24 per share

Full year 2021 earnings: EPS exceeds analyst expectations while revenues lag behind

Genworth Mortgage Insurance Australia Limited (ASX:GMA) acquired unknown minority stake in OSQO Capital.

Consensus forecasts updated

Genworth Mortgage Insurance Australia Limited Announces the Retirement of David Foster as Non-Executive Director, Effective 31 March 2022

Now 20% undervalued