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Pepper Money ASX:PPM Stock Report

Last Price

AU$1.47

Market Cap

AU$666.3m

7D

-2.0%

1Y

-3.3%

Updated

21 Feb, 2024

Data

Company Financials +

PPM Stock Overview

Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand.

PPM fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health2/6
Dividends3/6

Pepper Money Limited Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Pepper Money
Historical stock prices
Current Share PriceAU$1.47
52 Week HighAU$1.61
52 Week LowAU$1.12
Beta1.19
1 Month Change16.67%
3 Month Change22.50%
1 Year Change-3.29%
3 Year Changen/a
5 Year Changen/a
Change since IPO-43.68%

Recent News & Updates

Pepper Money's (ASX:PPM) Dividend Is Being Reduced To A$0.035

Aug 27
Pepper Money's (ASX:PPM) Dividend Is Being Reduced To A$0.035

Recent updates

Pepper Money's (ASX:PPM) Dividend Is Being Reduced To A$0.035

Aug 27
Pepper Money's (ASX:PPM) Dividend Is Being Reduced To A$0.035

Shareholder Returns

PPMAU Diversified FinancialAU Market
7D-2.0%1.6%0.8%
1Y-3.3%6.5%4.3%

Return vs Industry: PPM underperformed the Australian Diversified Financial industry which returned 6.5% over the past year.

Return vs Market: PPM underperformed the Australian Market which returned 4.3% over the past year.

Price Volatility

Is PPM's price volatile compared to industry and market?
PPM volatility
PPM Average Weekly Movement4.7%
Diversified Financial Industry Average Movement6.1%
Market Average Movement8.5%
10% most volatile stocks in AU Market16.7%
10% least volatile stocks in AU Market3.2%

Stable Share Price: PPM has not had significant price volatility in the past 3 months.

Volatility Over Time: PPM's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2000n/aMario Rehayemhttps://www.pepper.com.au

Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing of residential home loans and small balance commercial real estate loans.

Pepper Money Limited Fundamentals Summary

How do Pepper Money's earnings and revenue compare to its market cap?
PPM fundamental statistics
Market capAU$666.28m
Earnings (TTM)AU$121.80m
Revenue (TTM)AU$438.10m

5.3x

P/E Ratio

1.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PPM income statement (TTM)
RevenueAU$438.10m
Cost of RevenueAU$50.80m
Gross ProfitAU$387.30m
Other ExpensesAU$265.50m
EarningsAU$121.80m

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

Feb 28, 2024

Earnings per share (EPS)0.28
Gross Margin88.40%
Net Profit Margin27.80%
Debt/Equity Ratio2,127.6%

How did PPM perform over the long term?

See historical performance and comparison

Dividends

4.8%

Current Dividend Yield

31%

Payout Ratio
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