PPM Stock Overview
Operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
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Introducing Self-Managed Super Fund Mortgages And Sharia Lending Will Drive Future Mortgage Originations
Pepper Money Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$1.41 |
| 52 Week High | AU$1.70 |
| 52 Week Low | AU$1.28 |
| Beta | 1.06 |
| 1 Month Change | -8.14% |
| 3 Month Change | 0% |
| 1 Year Change | -13.50% |
| 3 Year Change | -18.50% |
| 5 Year Change | n/a |
| Change since IPO | -45.98% |
Recent News & Updates
Recent updates
Investors Aren't Buying Pepper Money Limited's (ASX:PPM) Earnings
Jun 21
Pepper Money Limited (ASX:PPM) Analysts Are Pretty Bullish On The Stock After Recent Results
Mar 03Insufficient Growth At Pepper Money Limited (ASX:PPM) Hampers Share Price
Mar 02Pepper Money's (ASX:PPM) Dividend Is Being Reduced To A$0.035
Aug 27Shareholder Returns
| PPM | AU Diversified Financial | AU Market | |
|---|---|---|---|
| 7D | -4.1% | -5.3% | -4.4% |
| 1Y | -13.5% | -7.1% | -1.3% |
Return vs Industry: PPM underperformed the Australian Diversified Financial industry which returned -7.1% over the past year.
Return vs Market: PPM underperformed the Australian Market which returned -1.3% over the past year.
Price Volatility
| PPM volatility | |
|---|---|
| PPM Average Weekly Movement | 5.0% |
| Diversified Financial Industry Average Movement | 7.0% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in AU Market | 15.5% |
| 10% least volatile stocks in AU Market | 3.4% |
Stable Share Price: PPM has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: PPM's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2000 | n/a | Mario Rehayem | www.peppermoney.com.au |
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing of residential home loans and small balance commercial real estate loans.
Pepper Money Limited Fundamentals Summary
| PPM fundamental statistics | |
|---|---|
| Market cap | AU$620.36m |
| Earnings (TTM) | AU$98.80m |
| Revenue (TTM) | AU$386.90m |
6.3x
P/E Ratio1.6x
P/S RatioIs PPM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PPM income statement (TTM) | |
|---|---|
| Revenue | AU$386.90m |
| Cost of Revenue | AU$25.40m |
| Gross Profit | AU$361.50m |
| Other Expenses | AU$262.70m |
| Earnings | AU$98.80m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.22 |
| Gross Margin | 93.44% |
| Net Profit Margin | 25.54% |
| Debt/Equity Ratio | 1,925.9% |
How did PPM perform over the long term?
See historical performance and comparisonDividends
10.1%
Current Dividend Yield54%
Payout RatioDoes PPM pay a reliable dividends?
See PPM dividend history and benchmarks| Pepper Money dividend dates | |
|---|---|
| Ex Dividend Date | Mar 19 2025 |
| Dividend Pay Date | Apr 17 2025 |
| Days until Ex dividend | 5 days |
| Days until Dividend pay date | 34 days |
Does PPM pay a reliable dividends?
See PPM dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/13 21:07 |
| End of Day Share Price | 2025/03/13 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Pepper Money Limited is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Thomas Strong | Citigroup Inc |
| Thomas Strong | Citigroup Inc |
| Paul Buys | Credit Suisse |